← Insiders

RELY

VENTE TOTALE: 438 238 titres (~10 799 339,67 $ US)

Insiders
Hug Joshua, MORRIS NIGEL W, Riese Phillip John
Total bought
Total sold
$10,799,340
Last activity
2026-09-09
Last synced
2026-09-10 21:09:43 Synced via automated research pipeline

Insider holdings as a share of total assets aren't available for this company.

Price (1 year)

Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.

Market snapshot

Signal

Neutral signal Scored 2026-09-10

RELY shows a genuine financial turnaround with strong liquidity (85) and improving fundamentals (75), but the catalyst score (25) is severely undermined by $10.8M in heavy insider selling coinciding with the Etsy…

The first sentence of the analysis written for RELY on 2026-09-10 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin57.1%59.2%56.4%50.0%48.3%
Ebit Margin4.8%-2.1%-11.6%-17.1%-7.9%
Ebitda Margin6.4%-0.7%-10.2%-16.1%-6.8%
Operating Profit Margin5.0%-3.1%-12.1%-18.5%-8.7%
Pretax Profit Margin4.4%-2.4%-11.9%-17.3%-8.2%
Continuous Operations Profit Margin4.2%-2.9%-12.5%-17.4%-8.5%
Net Profit Margin4.2%-2.9%-12.5%-17.4%-8.5%
Bottom Line Profit Margin4.2%-2.9%-12.5%-17.4%-8.5%
Current Ratio3.2982.7282.5413.2014.290
Quick Ratio3.2982.7282.5413.2014.290
Solvency Ratio0.158-0.054-0.207-0.497-0.231
Cash Ratio1.3591.1190.8821.4372.848
Price To Earnings Ratio41.818-118.789-29.877-16.838-32.219
Price To Earnings Growth Ratio-0.1531.6796.772-2.694-0.146
Forward Price To Earnings Growth Ratio-0.1531.6796.772-2.694-0.146
Price To Earnings Diluted Ratio44.516-118.789-29.877-16.838-32.219
Price To Earnings Diluted Growth Ratio-0.1691.6796.772-2.694-0.146
Price To Book Ratio3.2696.6026.6344.0012.607
Price To Sales Ratio1.7373.4763.7192.9392.731
Price To Free Cash Flow Ratio9.60824.851-56.010-17.101-54.623
Price To Operating Cash Flow Ratio8.73822.589-65.525-17.680-68.089
Debt To Assets Ratio0.1510.0160.1380.0130.010
Debt To Equity Ratio0.2540.0240.2700.0190.013
Debt To Capital Ratio0.2020.0240.2130.0190.013
Long Term Debt To Capital Ratio0.1740.0000.1970.0000.000
Financial Leverage Ratio1.6791.5221.9581.4501.303
Working Capital Turnover Ratio2.2022.2301.8421.4111.457
Operating Cash Flow Ratio0.8150.591-0.146-0.520-0.130
Operating Cash Flow Sales Ratio0.1990.154-0.057-0.166-0.040
Free Cash Flow Operating Cash Flow Ratio0.9090.9091.1701.0341.247
Debt Service Coverage Ratio9.640-2.747-21.181-81.408-25.672
Interest Coverage Ratio10.726-12.060-48.552-92.962-31.626
Short Term Operating Cash Flow Coverage Ratio115.23678.803-21.6000.0000.000
Operating Cash Flow Coverage Ratio1.47611.942-0.375-11.817-2.992
Capital Expenditure Coverage Ratio11.04610.987-5.886-29.534-4.056
Dividend Paid And Capex Coverage Ratio11.04610.987-5.886-29.534-4.056
Dividend Payout Ratio0.0000.0000.0000.0000.000
Enterprise Value Multiple24.151-451.245-34.527-15.527-27.407

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. higher lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 57.1% -2.1% 2.9%
Ebit Margin 4.9% 7.0% 11.6%
Ebitda Margin 6.4% 7.1% 11.9%
Operating Profit Margin 5.0% 8.1% 12.5%
Pretax Profit Margin 4.4% 6.8% 11.5%
Continuous Operations Profit Margin 4.2% 7.1% 11.6%
Net Profit Margin 4.2% 7.1% 11.6%
Bottom Line Profit Margin 4.2% 7.1% 11.6%
Current Ratio 3.298 0.570 0.086
Quick Ratio 3.298 0.570 0.086
Solvency Ratio 0.158 0.212 0.324
Cash Ratio 1.359 0.240 -0.170
Price To Earnings Ratio 41.818 160.608 72.999
Price To Earnings Growth Ratio -0.153 -1.831 -1.244
Forward Price To Earnings Growth Ratio -0.153 -1.831 -1.244
Price To Earnings Diluted Ratio 44.516 163.306 75.158
Price To Earnings Diluted Growth Ratio -0.169 -1.848 -1.257
Price To Book Ratio 3.269 -3.332 -1.353
Price To Sales Ratio 1.737 -1.739 -1.183
Price To Free Cash Flow Ratio 9.608 -15.243 28.263
Price To Operating Cash Flow Ratio 8.738 -13.851 32.731
Debt To Assets Ratio 0.151 0.135 0.085
Debt To Equity Ratio 0.254 0.229 0.138
Debt To Capital Ratio 0.202 0.178 0.108
Long Term Debt To Capital Ratio 0.174 0.174 0.100
Financial Leverage Ratio 1.679 0.157 0.097
Working Capital Turnover Ratio 2.202 -0.028 0.373
Operating Cash Flow Ratio 0.815 0.224 0.693
Operating Cash Flow Sales Ratio 0.199 0.045 0.181
Free Cash Flow Operating Cash Flow Ratio 0.909 0.001 -0.144
Debt Service Coverage Ratio 9.640 12.387 33.914
Interest Coverage Ratio 10.726 22.786 45.621
Short Term Operating Cash Flow Coverage Ratio 115.236 36.434 80.749
Operating Cash Flow Coverage Ratio 1.476 -10.466 1.829
Capital Expenditure Coverage Ratio 11.046 0.059 14.534
Dividend Paid And Capex Coverage Ratio 11.046 0.059 14.534
Dividend Payout Ratio 0.000 0.000 0.000
Enterprise Value Multiple 24.151 475.396 125.062

Key metrics

MetricTrend20252024202320222021
Market cap$2.84B$4.39B$3.51B$1.92B$1.25B
Enterprise value$2.52B$4.04B$3.33B$1.63B$855.1M
EV / Sales1.54x3.20x3.53x2.49x1.86x
EV / Op. cash flow7.75x20.78x-62.15x-15.00x-46.50x
EV / Free cash flow8.52x22.86x-53.13x-14.51x-37.30x
EV / EBITDA24.15x-451.25x-34.53x-15.53x-27.41x
Net debt / EBITDA-3.09x39.28x1.87x2.78x12.73x
Current ratio3.30x2.73x2.54x3.20x4.29x
Income quality4.79x-5.26x0.46x0.95x0.47x
Graham number$6
Graham net-net$2$1$1$1$5
Tax burden94.8%122.2%105.3%100.9%102.8%
Interest burden90.4%112.0%102.1%101.2%103.4%
Working capital$916.9M$568.5M$565.3M$460.3M$465.9M
Invested capital$1.05B$678.5M$662.4M$480.5M$480.5M
Return on assets4.7%-3.7%-11.4%-16.4%-6.2%
Operating ROA6.6%-3.8%-13.2%-18.3%-8.0%
Return on tangible assets4.8%-3.9%-12.2%-16.4%-6.2%
Return on equity7.8%-5.6%-22.3%-23.7%-8.1%
Return on invested capital7.2%-5.7%-16.8%-24.7%-8.2%
Return on capital employed7.7%-5.7%-17.1%-24.9%-8.2%
Earnings yield2.4%-0.8%-3.4%-5.9%-3.1%
Free cash flow yield10.4%4.0%-1.8%-5.8%-1.8%
Capex / Op. cash flow9.1%9.1%-17.0%-3.4%-24.7%
Capex / Depreciation62.9%98.1%69.4%54.7%86.3%
Capex / Sales1.8%1.4%1.0%0.6%1.0%
SG&A / Sales34.7%39.5%43.8%46.2%41.8%
R&D / Sales19.2%21.3%23.3%21.2%14.0%
Stock comp / Sales9.5%12.0%14.5%14.6%3.7%
Intangibles / Total assets3.9%6.5%6.9%0.0%0.0%
Days sales outstanding64d62d154d107d53d
Days payables outstanding15d11d31d8d2d
Operating cycle64d62d154d107d53d
Cash conversion cycle49d50d123d99d52d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — up down versus then.

Change over 1 year

Valuation
Market cap ▼-35.3%EV / Sales ▼-51.8%EV / EBITDA ▲+105.4%EV / Op. cash flow ▼-13.033Earnings yield ▲+0.032
Profitability
Return on equity ▲+0.134Return on assets ▲+0.083Return on invested capital ▲+0.129Return on capital employed ▲+0.134Operating ROA ▲+0.104Income quality ▲+10.045Tax burden ▼-0.274
Efficiency
Days sales outstanding ▲+2.428Days payables outstanding ▲+3.377Operating cycle ▲+2.428Cash conversion cycle ▼-0.949Capex / Sales ▲+0.004R&D / Sales ▼-0.021
Balance-sheet strength
Current ratio ▲+0.570Net debt / EBITDA ▼-42.372Working capital ▲+348393000.000Invested capital ▲+369460000.000Intangibles / Total assets ▼-0.025

Change over 5 years

Valuation
Market cap ▲+126.8%EV / Sales ▼-17.4%EV / EBITDA ▲+188.1%EV / Op. cash flow ▲+54.243Earnings yield ▲+0.055
Profitability
Return on equity ▲+0.159Return on assets ▲+0.109Return on invested capital ▲+0.154Return on capital employed ▲+0.159Operating ROA ▲+0.146Income quality ▲+4.311Tax burden ▼-0.079
Efficiency
Days sales outstanding ▲+10.447Days payables outstanding ▲+12.956Operating cycle ▲+10.447Cash conversion cycle ▼-2.509Capex / Sales ▲+0.008R&D / Sales ▲+0.052
Balance-sheet strength
Current ratio ▼-0.992Net debt / EBITDA ▼-15.817Working capital ▲+450963000.000Invested capital ▲+567450000.000Intangibles / Total assets n/a

Employee count

Peer market caps

Congressional trades

No congressional trade data synced.

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