REFI
ACHAT TOTAL: 77 856 titres (~819 311,90 $ US)
- Insiders
- Mazarakis John, Sack Peter
- Total bought
- $819,312
- Total sold
- —
- Last activity
- 2026-08-27
- Last synced
-
2026-09-02 21:34:12
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-01
The 0-100 score behind this signal and the full written analysis are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 86.9% | 100.0% | 100.0% | 100.0% | 98.5% | |
| Ebit Margin | 57.1% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Ebitda Margin | 57.1% | 0.0% | 0.0% | 1153.3% | 0.7% | |
| Operating Profit Margin | 57.1% | 0.0% | 0.0% | 0.0% | 87.5% | |
| Pretax Profit Margin | 57.1% | 67.6% | 67.5% | 66.1% | 87.5% | |
| Continuous Operations Profit Margin | 57.1% | 67.6% | 67.5% | 66.1% | 87.5% | |
| Net Profit Margin | 57.1% | 67.6% | 67.5% | 66.1% | 87.5% | |
| Bottom Line Profit Margin | 57.1% | 67.6% | 67.5% | 66.1% | 87.5% | |
| Current Ratio | 0.283 | 21.736 | 18.533 | 17.343 | 22.749 | |
| Quick Ratio | 0.283 | 21.736 | 18.533 | 17.343 | 22.749 | |
| Solvency Ratio | 0.308 | 0.294 | 0.443 | 7.519 | 0.906 | |
| Cash Ratio | 0.223 | 1.320 | 0.409 | 0.289 | 6.583 | |
| Price To Earnings Ratio | 7.170 | 8.031 | 7.561 | 8.235 | 30.833 | |
| Price To Earnings Growth Ratio | -0.656 | -0.781 | 0.446 | 0.034 | 0.000 | |
| Forward Price To Earnings Growth Ratio | -0.656 | -0.781 | 0.446 | 0.034 | 0.000 | |
| Price To Earnings Diluted Ratio | 7.298 | 8.202 | 7.668 | 8.280 | 30.833 | |
| Price To Earnings Diluted Growth Ratio | -0.686 | -0.752 | 0.481 | 0.035 | 0.000 | |
| Price To Book Ratio | 0.837 | 0.962 | 1.076 | 1.008 | 1.100 | |
| Price To Sales Ratio | 4.081 | 5.427 | 5.104 | 5.445 | 20.085 | |
| Price To Free Cash Flow Ratio | 8.944 | 12.837 | 10.297 | 15.645 | 43.572 | |
| Price To Operating Cash Flow Ratio | 8.944 | 12.837 | 10.297 | 15.645 | 43.572 | |
| Debt To Assets Ratio | 0.232 | 0.239 | 0.184 | 0.169 | 0.000 | |
| Debt To Equity Ratio | 0.320 | 0.337 | 0.243 | 0.220 | 0.000 | |
| Debt To Capital Ratio | 0.242 | 0.252 | 0.195 | 0.180 | 0.000 | |
| Long Term Debt To Capital Ratio | 0.138 | 0.252 | 0.195 | 0.180 | 0.000 | |
| Financial Leverage Ratio | 1.380 | 1.408 | 1.321 | 1.300 | 1.053 | |
| Working Capital Turnover Ratio | 0.344 | 0.145 | 0.173 | 0.166 | 0.000 | |
| Operating Cash Flow Ratio | 0.430 | 1.158 | 1.471 | 0.861 | 0.547 | |
| Operating Cash Flow Sales Ratio | 0.456 | 0.423 | 0.496 | 0.348 | 0.461 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | |
| Debt Service Coverage Ratio | 0.636 | 0.000 | 0.000 | 215.545 | 1.333 | |
| Interest Coverage Ratio | 4.772 | 0.000 | 0.000 | 0.000 | 166.909 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.586 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.293 | 0.222 | 0.431 | 0.293 | 0.000 | |
| Capital Expenditure Coverage Ratio | 0.000 | 5,789,750.000 | 0.000 | 3,401,031.000 | 2,223,145.667 | |
| Dividend Paid And Capex Coverage Ratio | 0.657 | 0.556 | 0.726 | 0.604 | 0.974 | |
| Dividend Payout Ratio | 1.218 | 1.124 | 1.011 | 0.872 | 0.541 | |
| Enterprise Value Multiple | 9.469 | 0.000 | 0.000 | 0.565 | 2,079.657 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 86.9% | ▼-13.1% | ▼-10.2% |
| Ebit Margin | 57.1% | ▲57.1% | ▲45.6% |
| Ebitda Margin | 57.1% | ▲57.1% | ▼-185.1% |
| Operating Profit Margin | 57.1% | ▲57.1% | ▲28.1% |
| Pretax Profit Margin | 57.1% | ▼-10.5% | ▼-12.1% |
| Continuous Operations Profit Margin | 57.1% | ▼-10.5% | ▼-12.1% |
| Net Profit Margin | 57.1% | ▼-10.5% | ▼-12.1% |
| Bottom Line Profit Margin | 57.1% | ▼-10.5% | ▼-12.1% |
| Current Ratio | 0.283 | ▼-21.453 | ▼-15.846 |
| Quick Ratio | 0.283 | ▼-21.453 | ▼-15.846 |
| Solvency Ratio | 0.307 | ▲0.014 | ▼-1.586 |
| Cash Ratio | 0.223 | ▼-1.096 | ▼-1.542 |
| Price To Earnings Ratio | 7.170 | ▼-0.862 | ▼-5.196 |
| Price To Earnings Growth Ratio | -0.655 | ▲0.126 | ▼-0.464 |
| Forward Price To Earnings Growth Ratio | -0.655 | ▲0.126 | ▼-0.464 |
| Price To Earnings Diluted Ratio | 7.298 | ▼-0.904 | ▼-5.159 |
| Price To Earnings Diluted Growth Ratio | -0.686 | ▲0.067 | ▼-0.501 |
| Price To Book Ratio | 0.837 | ▼-0.126 | ▼-0.160 |
| Price To Sales Ratio | 4.081 | ▼-1.346 | ▼-3.948 |
| Price To Free Cash Flow Ratio | 8.944 | ▼-3.894 | ▼-9.316 |
| Price To Operating Cash Flow Ratio | 8.944 | ▼-3.894 | ▼-9.316 |
| Debt To Assets Ratio | 0.232 | ▼-0.008 | ▲0.067 |
| Debt To Equity Ratio | 0.320 | ▼-0.017 | ▲0.096 |
| Debt To Capital Ratio | 0.242 | ▼-0.010 | ▲0.068 |
| Long Term Debt To Capital Ratio | 0.138 | ▼-0.114 | ▼-0.015 |
| Financial Leverage Ratio | 1.380 | ▼-0.028 | ▲0.088 |
| Working Capital Turnover Ratio | 0.344 | ▲0.199 | ▲0.178 |
| Operating Cash Flow Ratio | 0.430 | ▼-0.727 | ▼-0.463 |
| Operating Cash Flow Sales Ratio | 0.456 | ▲0.034 | ▲0.019 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | 0.000 |
| Debt Service Coverage Ratio | 0.636 | ▲0.636 | ▼-42.867 |
| Interest Coverage Ratio | 4.772 | ▲4.772 | ▼-29.564 |
| Short Term Operating Cash Flow Coverage Ratio | 0.586 | ▲0.586 | ▲0.469 |
| Operating Cash Flow Coverage Ratio | 0.292 | ▲0.070 | ▲0.045 |
| Capital Expenditure Coverage Ratio | 0.000 | ▼-5789750.000 | ▼-2282785.333 |
| Dividend Paid And Capex Coverage Ratio | 0.657 | ▲0.100 | ▼-0.047 |
| Dividend Payout Ratio | 1.218 | ▲0.094 | ▲0.264 |
| Enterprise Value Multiple | 9.469 | ▲9.469 | ▼-408.469 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $257.5M | $297.3M | $292.6M | $266.0M | $290.6M | |
| Enterprise value | $341.0M | $375.0M | $350.7M | $318.3M | $210.4M | |
| EV / Sales | 5.40x | 6.84x | 6.12x | 6.51x | 14.54x | |
| EV / Op. cash flow | 11.84x | 16.19x | 12.34x | 18.72x | 31.54x | |
| EV / Free cash flow | 11.84x | 16.19x | 12.34x | 18.72x | 31.54x | |
| EV / EBITDA | 9.47x | 0.00x | 0.00x | 0.56x | 2079.66x | |
| Net debt / EBITDA | 2.32x | 0.00x | 0.00x | 0.09x | -793.38x | |
| Current ratio | 0.28x | 21.74x | 18.53x | 17.34x | 22.75x | |
| Income quality | 0.80x | 0.62x | 0.73x | 0.53x | 0.70x | |
| Graham number | $24 | $26 | $27 | $25 | $16 | |
| Graham net-net | -$5 | $11 | $10 | $10 | $12 | |
| Tax burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Interest burden | 100.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Working capital | -$48.0M | $414.8M | $338.7M | $322.7M | $265.1M | |
| Invested capital | -$48.0M | $414.8M | $338.7M | $322.7M | $265.1M | |
| Return on assets | 8.5% | 8.5% | 10.8% | 9.4% | 4.6% | |
| Operating ROA | 8.4% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Return on tangible assets | 8.5% | 8.5% | 10.8% | 9.4% | 4.6% | |
| Return on equity | 11.7% | 12.0% | 14.2% | 12.2% | 4.8% | |
| Return on invested capital | 8.8% | 0.0% | 0.0% | 0.0% | 4.8% | |
| Return on capital employed | 10.1% | 0.0% | 0.0% | 0.0% | 4.8% | |
| Earnings yield | 14.0% | 12.5% | 13.2% | 12.1% | 4.4% | |
| Free cash flow yield | 11.2% | 7.8% | 9.7% | 6.4% | 2.3% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Depreciation | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| SG&A / Sales | 13.7% | 15.4% | 11.8% | 8.1% | 10.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 5.3% | 5.6% | 2.6% | 0.9% | 0.3% | |
| Intangibles / Total assets | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Days sales outstanding | 23d | 2688d | 2220d | 2505d | 4966d | |
| Days payables outstanding | 59d | 0d | 0d | 0d | 348d | |
| Operating cycle | 23d | 2688d | 2220d | 2505d | 4966d | |
| Cash conversion cycle | -36d | 2688d | 2220d | 2505d | 4618d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-13.4%EV / Sales ▼-21.1%EV / EBITDA n/aEV / Op. cash flow ▼-4.349Earnings yield ▲+0.015Graham number ▼-2.544
Profitability
Return on equity ▼-0.003Return on assets -0.000Return on invested capital n/aReturn on capital employed n/aOperating ROA n/aIncome quality ▲+0.174Tax burden 0.000
Efficiency
Days sales outstanding ▼-2664.968Days payables outstanding n/aOperating cycle ▼-2664.968Cash conversion cycle ▼-2724.429Capex / Sales -0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-21.453Net debt / EBITDA n/aWorking capital ▼-462798613.000Invested capital ▼-462798613.000Intangibles / Total assets n/a
Change over 5 years
Valuation
Market cap ▼-11.4%EV / Sales ▼-62.8%EV / EBITDA ▼-99.5%EV / Op. cash flow ▼-19.697Earnings yield ▲+0.096Graham number ▲+8.061
Profitability
Return on equity ▲+0.069Return on assets ▲+0.039Return on invested capital ▲+0.041Return on capital employed ▲+0.053Operating ROA n/aIncome quality ▲+0.097Tax burden 0.000
Efficiency
Days sales outstanding ▼-4942.817Days payables outstanding ▼-288.277Operating cycle ▼-4942.817Cash conversion cycle ▼-4654.541Capex / Sales -0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-22.466Net debt / EBITDA ▲+795.696Working capital ▼-313073141.000Invested capital ▼-313073141.000Intangibles / Total assets n/a
Employee count
No employee-count data synced.
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-08-13 Chicago Atlantic BDC, Inc. Reports Second Quarter 2026 Financial Results NEW YORK, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Chicago Atlantic BDC, Inc. (“LIEN” or the “Company”) (NASDAQ: LIEN), a specialty finance company that has elected to be regulated as a business development company, today announced its financial results for the second quarter ended June 30, 2026. Operating Highlights For the Three Months Ended (Dollar amounts in millions, except per share data)* June 30, 2026 March 31, 2026 Total Amount Per Share Total Amount Per Share Total investment income $14.0 $0.61 $16.7 $0.73 Net investment income $7.7 $0.34 $10.0 $0.44 Net change in unrealized gains (losses) $(1.6) $(0.07) $(1.4) $(0.06) Net increase in net assets resulting from operations $6.1 $0.27 $8.5 $0.37 *totals may not foot due to rounding.
- 2026-08-11 Chicago Atlantic Real Estate Finance, Inc. (REFI) Q2 2026 Earnings Call Transcript Chicago Atlantic Real Estate Finance, Inc. (REFI) Q2 2026 Earnings Call Transcript
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