PNFP
ACHAT TOTAL: 2 565 titres (~250 036,20 $ US)
- Insiders
- Blair Kevin S.
- Total bought
- $250,036
- Total sold
- —
- Last activity
- 2026-09-01
- Last synced
-
2026-09-07 10:23:47
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-09-04
PNFP presents a moderately constructive setup: solid liquidity improvement and a meaningful CEO insider buy (~$250k) ahead of a high-profile investor conference signal near-term confidence.
The first sentence of the analysis written for PNFP on 2026-09-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 65.9% | 49.1% | 52.1% | 79.8% | 90.5% | |
| Ebit Margin | 26.7% | 20.4% | 28.9% | 45.0% | 53.6% | |
| Ebitda Margin | 28.7% | 23.8% | 32.0% | 49.0% | 58.0% | |
| Operating Profit Margin | 26.7% | 20.4% | 28.9% | 45.0% | 53.6% | |
| Pretax Profit Margin | 26.7% | 20.4% | 28.9% | 45.0% | 53.6% | |
| Continuous Operations Profit Margin | 22.0% | 16.6% | 22.7% | 36.2% | 43.4% | |
| Net Profit Margin | 22.0% | 16.6% | 22.7% | 36.2% | 43.4% | |
| Bottom Line Profit Margin | 21.5% | 16.1% | 22.1% | 35.2% | 42.1% | |
| Current Ratio | 1.068 | 0.212 | 0.172 | 0.138 | 0.287 | |
| Quick Ratio | 1.068 | 0.212 | 0.172 | 0.138 | 0.287 | |
| Solvency Ratio | 0.014 | 0.012 | 0.015 | 0.017 | 0.018 | |
| Cash Ratio | 0.074 | 0.077 | 0.055 | 0.033 | 0.128 | |
| Price To Earnings Ratio | 11.707 | 19.033 | 12.114 | 10.194 | 14.065 | |
| Price To Earnings Growth Ratio | 0.329 | -1.152 | 0.000 | 1.688 | 0.207 | |
| Forward Price To Earnings Growth Ratio | 0.329 | -1.152 | 0.000 | 1.688 | 0.207 | |
| Price To Earnings Diluted Ratio | 11.794 | 19.193 | 12.216 | 10.237 | 14.148 | |
| Price To Earnings Diluted Growth Ratio | 0.330 | -1.161 | -29.195 | 1.645 | 0.210 | |
| Price To Book Ratio | 1.042 | 1.360 | 1.098 | 1.007 | 1.357 | |
| Price To Sales Ratio | 2.512 | 3.065 | 2.679 | 3.588 | 5.927 | |
| Price To Free Cash Flow Ratio | 11.034 | 10.834 | 16.569 | 10.283 | 11.363 | |
| Price To Operating Cash Flow Ratio | 9.670 | 9.672 | 13.859 | 9.189 | 10.962 | |
| Debt To Assets Ratio | 0.044 | 0.048 | 0.058 | 0.026 | 0.038 | |
| Debt To Equity Ratio | 0.358 | 0.393 | 0.459 | 0.196 | 0.276 | |
| Debt To Capital Ratio | 0.264 | 0.282 | 0.315 | 0.164 | 0.216 | |
| Long Term Debt To Capital Ratio | 0.238 | 0.263 | 0.298 | 0.139 | 0.198 | |
| Financial Leverage Ratio | 8.193 | 8.176 | 7.946 | 7.604 | 7.244 | |
| Working Capital Turnover Ratio | -0.190 | -0.086 | -0.079 | -0.059 | -0.057 | |
| Operating Cash Flow Ratio | 0.016 | 0.021 | 0.012 | 0.017 | 0.021 | |
| Operating Cash Flow Sales Ratio | 0.260 | 0.317 | 0.193 | 0.390 | 0.541 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.876 | 0.893 | 0.836 | 0.894 | 0.965 | |
| Debt Service Coverage Ratio | 0.448 | 0.367 | 0.493 | 1.417 | 2.310 | |
| Interest Coverage Ratio | 0.625 | 0.436 | 0.654 | 2.851 | 6.597 | |
| Short Term Operating Cash Flow Coverage Ratio | 2.399 | 3.928 | 2.284 | 3.104 | 4.309 | |
| Operating Cash Flow Coverage Ratio | 0.301 | 0.357 | 0.173 | 0.558 | 0.449 | |
| Capital Expenditure Coverage Ratio | 8.090 | 9.321 | 6.113 | 9.401 | 28.365 | |
| Dividend Paid And Capex Coverage Ratio | 4.132 | 4.990 | 2.950 | 4.095 | 7.003 | |
| Dividend Payout Ratio | 0.140 | 0.177 | 0.149 | 0.149 | 0.134 | |
| Enterprise Value Multiple | 7.515 | 11.672 | 9.158 | 7.234 | 6.598 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 65.9% | ▲16.8% | ▼-1.6% |
| Ebit Margin | 26.7% | ▲6.3% | ▼-8.2% |
| Ebitda Margin | 28.7% | ▲4.9% | ▼-9.6% |
| Operating Profit Margin | 26.7% | ▲6.3% | ▼-8.2% |
| Pretax Profit Margin | 26.7% | ▲6.3% | ▼-8.2% |
| Continuous Operations Profit Margin | 22.0% | ▲5.3% | ▼-6.2% |
| Net Profit Margin | 22.0% | ▲5.3% | ▼-6.2% |
| Bottom Line Profit Margin | 21.4% | ▲5.3% | ▼-5.9% |
| Current Ratio | 1.068 | ▲0.856 | ▲0.693 |
| Quick Ratio | 1.068 | ▲0.856 | ▲0.693 |
| Solvency Ratio | 0.014 | ▲0.001 | ▼-0.001 |
| Cash Ratio | 0.074 | ▼-0.004 | ▲0.000 |
| Price To Earnings Ratio | 11.707 | ▼-7.327 | ▼-1.716 |
| Price To Earnings Growth Ratio | 0.329 | ▲1.480 | ▲0.114 |
| Forward Price To Earnings Growth Ratio | 0.329 | ▲1.480 | ▲0.114 |
| Price To Earnings Diluted Ratio | 11.794 | ▼-7.399 | ▼-1.724 |
| Price To Earnings Diluted Growth Ratio | 0.330 | ▲1.491 | ▲5.964 |
| Price To Book Ratio | 1.042 | ▼-0.318 | ▼-0.131 |
| Price To Sales Ratio | 2.512 | ▼-0.553 | ▼-1.042 |
| Price To Free Cash Flow Ratio | 11.034 | ▲0.200 | ▼-0.983 |
| Price To Operating Cash Flow Ratio | 9.670 | ▼-0.002 | ▼-1.000 |
| Debt To Assets Ratio | 0.044 | ▼-0.004 | ▲0.001 |
| Debt To Equity Ratio | 0.358 | ▼-0.035 | ▲0.021 |
| Debt To Capital Ratio | 0.264 | ▼-0.019 | ▲0.015 |
| Long Term Debt To Capital Ratio | 0.238 | ▼-0.025 | ▲0.011 |
| Financial Leverage Ratio | 8.193 | ▲0.016 | ▲0.360 |
| Working Capital Turnover Ratio | -0.190 | ▼-0.104 | ▼-0.096 |
| Operating Cash Flow Ratio | 0.016 | ▼-0.005 | ▼-0.002 |
| Operating Cash Flow Sales Ratio | 0.260 | ▼-0.057 | ▼-0.081 |
| Free Cash Flow Operating Cash Flow Ratio | 0.876 | ▼-0.016 | ▼-0.016 |
| Debt Service Coverage Ratio | 0.448 | ▲0.081 | ▼-0.559 |
| Interest Coverage Ratio | 0.625 | ▲0.189 | ▼-1.608 |
| Short Term Operating Cash Flow Coverage Ratio | 2.398 | ▼-1.529 | ▼-0.806 |
| Operating Cash Flow Coverage Ratio | 0.301 | ▼-0.056 | ▼-0.067 |
| Capital Expenditure Coverage Ratio | 8.089 | ▼-1.232 | ▼-4.168 |
| Dividend Paid And Capex Coverage Ratio | 4.132 | ▼-0.858 | ▼-0.502 |
| Dividend Payout Ratio | 0.140 | ▼-0.037 | ▼-0.010 |
| Enterprise Value Multiple | 7.515 | ▼-4.157 | ▼-0.920 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $7.34B | $8.75B | $6.63B | $5.56B | $7.21B | |
| Enterprise value | $6.30B | $7.93B | $7.26B | $5.50B | $4.65B | |
| EV / Sales | 2.15x | 2.78x | 2.93x | 3.55x | 3.83x | |
| EV / Op. cash flow | 8.29x | 8.77x | 15.17x | 9.09x | 7.08x | |
| EV / Free cash flow | 9.46x | 9.83x | 18.14x | 10.17x | 7.33x | |
| EV / EBITDA | 7.51x | 11.67x | 9.16x | 7.23x | 6.60x | |
| Net debt / EBITDA | -1.25x | -1.20x | 0.79x | -0.08x | -3.62x | |
| Current ratio | 1.07x | 0.21x | 0.17x | 0.14x | 0.29x | |
| Income quality | 1.18x | 1.90x | 0.85x | 1.08x | 1.25x | |
| Graham number | $131 | $108 | $115 | $110 | $105 | |
| Graham net-net | -$112 | -$485 | -$464 | -$418 | -$320 | |
| Tax burden | 82.3% | 81.7% | 78.7% | 80.4% | 80.9% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $3.29B | -$33.99B | -$32.14B | -$30.31B | -$22.44B | |
| Invested capital | $5.51B | -$31.81B | -$30.01B | -$28.10B | -$20.30B | |
| Return on assets | 1.1% | 0.9% | 1.2% | 1.3% | 1.4% | |
| Operating ROA | 1.4% | 1.2% | 1.6% | 1.7% | 1.8% | |
| Return on tangible assets | 1.2% | 0.9% | 1.2% | 1.4% | 1.4% | |
| Return on equity | 9.1% | 7.4% | 9.3% | 10.2% | 9.9% | |
| Return on invested capital | 6.7% | 4.9% | 6.0% | 8.0% | 7.4% | |
| Return on capital employed | 8.4% | 6.1% | 7.8% | 10.3% | 9.3% | |
| Earnings yield | 8.7% | 5.4% | 8.5% | 10.1% | 7.3% | |
| Free cash flow yield | 9.1% | 9.2% | 6.0% | 9.7% | 8.8% | |
| Capex / Op. cash flow | 12.4% | 10.7% | 16.4% | 10.6% | 3.5% | |
| Capex / Depreciation | 82.0% | 98.4% | 99.4% | 103.3% | 43.5% | |
| Capex / Sales | 3.2% | 3.4% | 3.2% | 4.2% | 1.9% | |
| SG&A / Sales | 31.6% | 23.8% | 23.7% | 36.1% | 38.8% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.5% | 1.4% | 1.7% | 2.6% | 2.1% | |
| Intangibles / Total assets | 3.3% | 3.6% | 3.9% | 4.5% | 4.8% | |
| Days sales outstanding | 4863d | 27d | 32d | 38d | 30d | |
| Days payables outstanding | 139d | 14d | 21d | 23d | 40d | |
| Operating cycle | 4863d | 27d | 32d | 38d | 30d | |
| Cash conversion cycle | 4723d | 13d | 11d | 15d | -10d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-16.1%EV / Sales ▼-22.5%EV / EBITDA ▼-35.6%EV / Op. cash flow ▼-0.479Earnings yield ▲+0.033Graham number ▲+22.689
Profitability
Return on equity ▲+0.017Return on assets ▲+0.002Return on invested capital ▲+0.018Return on capital employed ▲+0.023Operating ROA ▲+0.003Income quality ▼-0.721Tax burden ▲+0.006
Efficiency
Days sales outstanding ▲+4835.174Days payables outstanding ▲+125.135Operating cycle ▲+4835.174Cash conversion cycle ▲+4710.038Capex / Sales ▼-0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.856Net debt / EBITDA ▼-0.051Working capital ▲+37283728000.000Invested capital ▲+37320377000.000Intangibles / Total assets ▼-0.003
Change over 5 years
Valuation
Market cap ▲+1.8%EV / Sales ▼-43.7%EV / EBITDA ▲+13.9%EV / Op. cash flow ▲+1.219Earnings yield ▲+0.014Graham number ▲+25.948
Profitability
Return on equity ▼-0.008Return on assets ▼-0.003Return on invested capital ▼-0.007Return on capital employed ▼-0.009Operating ROA ▼-0.004Income quality ▼-0.064Tax burden ▲+0.014
Efficiency
Days sales outstanding ▲+4832.895Days payables outstanding ▲+99.398Operating cycle ▲+4832.895Cash conversion cycle ▲+4733.496Capex / Sales ▲+0.013R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.781Net debt / EBITDA ▲+2.377Working capital ▲+25731157000.000Invested capital ▲+25807954000.000Intangibles / Total assets ▼-0.016
Employee count
No employee-count data synced.
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2023-04-10 | Chuck Fleischmann | Purchase | $1,001 - $15,000 |
Recent news
- 2026-08-31 Pinnacle Financial Partners CEO Kevin Blair and CFO Jamie Gregory to hold fireside chat at Barclays Global Financial Services Conference ATLANTA--(BUSINESS WIRE)--Pinnacle Financial Partners (NYSE: PNFP) President and CEO Kevin Blair and CFO Jamie Gregory will participate in a fireside chat at Barclays 24th Annual Global Financial Services Conference on Tuesday, Sept. 15, 2026, at 11:15 a.m. ET in New York City. A webcast of this event will be available on Pinnacle''s investor relations website at investors.pnfp.com. For those unable to view the live webcast, it will be archived for six months following the event.About Pinnacle Fi.
- 2026-08-24 Callan Family Office LLC Takes $1.72 Million Position in Pinnacle Financial Partners, Inc. $PNFP Callan Family Office LLC acquired a new position in Pinnacle Financial Partners, Inc. (NYSE: PNFP) during the second quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The fund acquired 17,020 shares of the company''s stock, valued at approximately $1,717,000. Several other large investors have also made changes
- 2026-08-24 1,318,701 Shares in Pinnacle Financial Partners, Inc. $PNFP Acquired by Bank of New York Mellon Corp Bank of New York Mellon Corp bought a new stake in shares of Pinnacle Financial Partners, Inc. (NYSE: PNFP) during the second quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund bought 1,318,701 shares of the company''s stock, valued at approximately $133,031,000.
- 2026-08-14 Pinnacle Financial Partners Continues Partnership with 23XI Racing in Multi-Year Renewal HUNTERSVILLE, N.C.--(BUSINESS WIRE)--Extended relationship to feature additional NASCAR Cup Series races with Tyler Reddick and the No. 45 team.
- 2026-08-11 Bank of America Corp DE Sells 45,034 Shares of Pinnacle Financial Partners, Inc. $PNFP Bank of America Corp DE lowered its position in shares of Pinnacle Financial Partners, Inc. (NYSE: PNFP) by 5.8% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 728,066 shares of the company''s stock after selling 45,034 shares during
- 2026-08-09 Cetera Investment Advisers Acquires Shares of 27,935 Pinnacle Financial Partners, Inc. $PNFP Cetera Investment Advisers bought a new position in Pinnacle Financial Partners, Inc. (NYSE: PNFP) in the undefined quarter, according to the company in its most recent Form 13F filing with the SEC. The institutional investor bought 27,935 shares of the company''s stock, valued at approximately $2,406,000. A number of other institutional investors and
- 2026-07-30 Rob McCabe to remain Pinnacle director and chief banking officer through 2027 NASHVILLE, Tenn.--(BUSINESS WIRE)---- $PNFP--Pinnacle Financial Partners (NYSE: PNFP) announced today that founder Rob McCabe will remain as a director and as chief banking officer through Dec. 31, 2027, one year longer than previously planned. Following that term, McCabe will serve as a consultant for two years. McCabe helped found Pinnacle in 2000, served as its chairman for 25 years and played a central role in developing the firm''s distinctive banking model, which has produced industry-leading growth.
- 2026-07-27 Pinnacle Financial Partners announces common and preferred stock dividends ATLANTA--(BUSINESS WIRE)---- $PNFP--The board of directors of Pinnacle Financial Partners, Inc. (NYSE: PNFP) approved the following dividends for holders of common and preferred stock: $0.50 per share on the firm''s common stock, payable on August 28, 2026, to shareholders of record as of August 7, 2026. $0.46579 per share on the firm''s Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A, payable on September 21, 2026, to shareholders of record as of September 15, 2026. $0.52481 per.
- 2026-07-24 Pinnacle Financial Founder Buys $1 Million Worth of Shares. What Does This Mean for Investors? The insider purchased 10,013 shares for ~$1.0 million on July 24, 2026. This transaction expanded the insider''s direct equity holdings by 3% to a total of ~324,000 shares.
- 2026-07-24 Pinnacle Financial: The Undervalued Southeast Growth Champion Pinnacle Financial Partners targets 2026 loan growth of 9-11% and adjusted revenue of $5.0B-5.2B. PNFP''s 2026 outlook incorporates the integration of Synovus, signaling a significant strategic transaction. Loan growth acceleration is both linked to the Synovus integration and organic growth.