PMTS
ACHAT TOTAL: 19 604 titres (~421 486,00 $ US)
- Insiders
- Riley H Sanford, Mallela Ravi, SHEINBAUM MARC
- Total bought
- $421,486
- Total sold
- —
- Last activity
- 2026-09-14
- Last synced
-
2026-09-16 10:16:14
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Bearish signal Scored 2026-09-16
PMTS presents a deeply concerning risk profile: deteriorating fundamentals (score 35), negative book value, and an interest coverage ratio of just 1.69 leave virtually no margin for error in a stressed debt environment.
The first sentence of the analysis written for PMTS on 2026-09-16 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 31.3% | 35.6% | 35.0% | 36.9% | 37.7% | |
| Ebit Margin | 10.1% | 13.1% | 13.8% | 16.6% | 15.9% | |
| Ebitda Margin | 14.2% | 16.5% | 17.4% | 19.7% | 19.9% | |
| Operating Profit Margin | 10.1% | 13.1% | 13.9% | 16.6% | 15.9% | |
| Pretax Profit Margin | 4.0% | 5.2% | 7.8% | 10.3% | 6.4% | |
| Continuous Operations Profit Margin | 2.8% | 4.1% | 5.4% | 7.7% | 4.2% | |
| Net Profit Margin | 2.8% | 4.1% | 5.4% | 7.7% | 4.2% | |
| Bottom Line Profit Margin | 2.8% | 4.1% | 5.4% | 7.7% | 4.2% | |
| Current Ratio | 2.437 | 2.686 | 3.345 | 2.464 | 2.249 | |
| Quick Ratio | 1.578 | 1.725 | 1.917 | 1.458 | 1.354 | |
| Solvency Ratio | 0.089 | 0.093 | 0.115 | 0.136 | 0.080 | |
| Cash Ratio | 0.258 | 0.444 | 0.251 | 0.162 | 0.319 | |
| Price To Earnings Ratio | 11.121 | 17.080 | 9.138 | 11.136 | 13.063 | |
| Price To Earnings Growth Ratio | -0.453 | -1.025 | -0.260 | 0.087 | -9.406 | |
| Forward Price To Earnings Growth Ratio | -0.453 | -1.025 | -0.260 | 0.087 | -9.406 | |
| Price To Earnings Diluted Ratio | 11.744 | 18.226 | 9.547 | 11.601 | 13.640 | |
| Price To Earnings Diluted Growth Ratio | -0.494 | -0.990 | -0.270 | 0.090 | -2.455 | |
| Price To Book Ratio | -9.593 | -9.358 | -4.222 | -4.963 | -1.723 | |
| Price To Sales Ratio | 0.306 | 0.694 | 0.493 | 0.856 | 0.556 | |
| Price To Free Cash Flow Ratio | 4.024 | 9.788 | 7.934 | 30.246 | 20.530 | |
| Price To Operating Cash Flow Ratio | 2.794 | 7.696 | 6.441 | 13.001 | 10.306 | |
| Debt To Assets Ratio | 0.837 | 0.828 | 0.927 | 0.982 | 1.148 | |
| Debt To Equity Ratio | -19.470 | -8.126 | -5.243 | -3.548 | -2.543 | |
| Debt To Capital Ratio | 1.054 | 1.140 | 1.236 | 1.392 | 1.648 | |
| Long Term Debt To Capital Ratio | 1.064 | 1.146 | 1.244 | 1.403 | 1.663 | |
| Financial Leverage Ratio | -23.261 | -9.816 | -5.655 | -3.614 | -2.216 | |
| Working Capital Turnover Ratio | 4.378 | 3.949 | 4.126 | 5.272 | 4.250 | |
| Operating Cash Flow Ratio | 0.708 | 0.573 | 0.688 | 0.461 | 0.312 | |
| Operating Cash Flow Sales Ratio | 0.109 | 0.090 | 0.077 | 0.066 | 0.054 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.695 | 0.786 | 0.812 | 0.430 | 0.502 | |
| Debt Service Coverage Ratio | 2.176 | 2.162 | 2.483 | 2.736 | 2.179 | |
| Interest Coverage Ratio | 1.689 | 1.842 | 2.288 | 2.672 | 1.943 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.176 | 0.150 | 0.125 | 0.108 | 0.066 | |
| Capital Expenditure Coverage Ratio | 3.274 | 4.679 | 5.315 | 1.754 | 2.008 | |
| Dividend Paid And Capex Coverage Ratio | 3.274 | 4.679 | 5.315 | 1.754 | 2.008 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 6.236 | 7.439 | 6.198 | 7.342 | 6.646 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 31.3% | ▼-4.3% | ▼-4.0% |
| Ebit Margin | 10.1% | ▼-3.0% | ▼-3.8% |
| Ebitda Margin | 14.2% | ▼-2.3% | ▼-3.3% |
| Operating Profit Margin | 10.1% | ▼-3.0% | ▼-3.8% |
| Pretax Profit Margin | 4.0% | ▼-1.2% | ▼-2.8% |
| Continuous Operations Profit Margin | 2.8% | ▼-1.3% | ▼-2.1% |
| Net Profit Margin | 2.8% | ▼-1.3% | ▼-2.1% |
| Bottom Line Profit Margin | 2.8% | ▼-1.3% | ▼-2.1% |
| Current Ratio | 2.437 | ▼-0.249 | ▼-0.199 |
| Quick Ratio | 1.578 | ▼-0.147 | ▼-0.028 |
| Solvency Ratio | 0.089 | ▼-0.004 | ▼-0.014 |
| Cash Ratio | 0.258 | ▼-0.186 | ▼-0.029 |
| Price To Earnings Ratio | 11.121 | ▼-5.959 | ▼-1.187 |
| Price To Earnings Growth Ratio | -0.453 | ▲0.572 | ▲1.759 |
| Forward Price To Earnings Growth Ratio | -0.453 | ▲0.572 | ▲1.759 |
| Price To Earnings Diluted Ratio | 11.744 | ▼-6.482 | ▼-1.208 |
| Price To Earnings Diluted Growth Ratio | -0.494 | ▲0.496 | ▲0.330 |
| Price To Book Ratio | -9.594 | ▼-0.235 | ▼-3.622 |
| Price To Sales Ratio | 0.306 | ▼-0.388 | ▼-0.275 |
| Price To Free Cash Flow Ratio | 4.024 | ▼-5.765 | ▼-10.481 |
| Price To Operating Cash Flow Ratio | 2.795 | ▼-4.902 | ▼-5.253 |
| Debt To Assets Ratio | 0.837 | ▲0.009 | ▼-0.107 |
| Debt To Equity Ratio | -19.470 | ▼-11.343 | ▼-11.684 |
| Debt To Capital Ratio | 1.054 | ▼-0.086 | ▼-0.240 |
| Long Term Debt To Capital Ratio | 1.064 | ▼-0.081 | ▼-0.240 |
| Financial Leverage Ratio | -23.262 | ▼-13.445 | ▼-14.349 |
| Working Capital Turnover Ratio | 4.378 | ▲0.429 | ▼-0.017 |
| Operating Cash Flow Ratio | 0.708 | ▲0.135 | ▲0.159 |
| Operating Cash Flow Sales Ratio | 0.110 | ▲0.019 | ▲0.030 |
| Free Cash Flow Operating Cash Flow Ratio | 0.695 | ▼-0.092 | ▲0.050 |
| Debt Service Coverage Ratio | 2.176 | ▲0.014 | ▼-0.171 |
| Interest Coverage Ratio | 1.689 | ▼-0.153 | ▼-0.398 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 0.176 | ▲0.027 | ▲0.051 |
| Capital Expenditure Coverage Ratio | 3.274 | ▼-1.405 | ▼-0.132 |
| Dividend Paid And Capex Coverage Ratio | 3.274 | ▼-1.405 | ▼-0.132 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 6.236 | ▼-1.203 | ▼-0.536 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $166.3M | $333.4M | $219.3M | $407.4M | $208.5M | |
| Enterprise value | $482.0M | $589.3M | $479.2M | $687.6M | $495.5M | |
| EV / Sales | 0.89x | 1.23x | 1.08x | 1.45x | 1.32x | |
| EV / Op. cash flow | 8.10x | 13.61x | 14.08x | 21.94x | 24.50x | |
| EV / Free cash flow | 11.66x | 17.30x | 17.34x | 51.05x | 48.80x | |
| EV / EBITDA | 6.24x | 7.44x | 6.20x | 7.34x | 6.65x | |
| Net debt / EBITDA | 4.08x | 3.23x | 3.36x | 2.99x | 3.85x | |
| Current ratio | 2.44x | 2.69x | 3.35x | 2.46x | 2.25x | |
| Income quality | 3.98x | 2.22x | 1.42x | 0.86x | 1.27x | |
| Graham net-net | -$26 | -$23 | -$21 | -$24 | -$26 | |
| Tax burden | 69.2% | 78.0% | 69.6% | 74.3% | 66.9% | |
| Interest burden | 39.4% | 39.9% | 56.1% | 62.4% | 40.1% | |
| Working capital | $120.8M | $127.5M | $115.9M | $99.6M | $80.9M | |
| Invested capital | $296.6M | $253.7M | $240.3M | $221.9M | $197.2M | |
| Return on assets | 3.7% | 5.6% | 8.2% | 12.3% | 5.9% | |
| Operating ROA | 14.6% | 19.5% | 20.9% | 28.0% | 22.3% | |
| Return on tangible assets | 4.5% | 6.7% | 10.3% | 15.8% | 8.0% | |
| Return on equity | -86.3% | -54.8% | -46.2% | -44.5% | -13.2% | |
| Return on invested capital | 11.4% | 17.3% | 17.0% | 25.1% | 19.2% | |
| Return on capital employed | 17.2% | 22.9% | 25.2% | 34.6% | 29.2% | |
| Earnings yield | 9.0% | 5.9% | 10.9% | 9.0% | 7.6% | |
| Free cash flow yield | 24.9% | 10.2% | 12.6% | 3.3% | 4.9% | |
| Capex / Op. cash flow | 30.5% | 21.4% | 18.8% | 57.0% | 49.8% | |
| Capex / Depreciation | 80.9% | 56.4% | 40.2% | 120.0% | 66.7% | |
| Capex / Sales | 3.3% | 1.9% | 1.4% | 3.8% | 2.7% | |
| SG&A / Sales | 21.2% | 21.5% | 19.9% | 19.1% | 20.2% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.3% | 1.8% | 1.7% | 0.7% | 0.3% | |
| Intangibles / Total assets | 16.7% | 16.5% | 20.9% | 22.0% | 25.7% | |
| Days sales outstanding | 64d | 65d | 61d | 62d | 60d | |
| Days payables outstanding | 27d | 19d | 16d | 30d | 41d | |
| Operating cycle | 135d | 151d | 150d | 145d | 150d | |
| Cash conversion cycle | 108d | 132d | 134d | 115d | 109d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-50.1%EV / Sales ▼-27.7%EV / EBITDA ▼-16.2%EV / Op. cash flow ▼-5.504Earnings yield ▲+0.031
Profitability
Return on equity ▼-0.314Return on assets ▼-0.019Return on invested capital ▼-0.059Return on capital employed ▼-0.057Operating ROA ▼-0.050Income quality ▲+1.761Tax burden ▼-0.088
Efficiency
Days sales outstanding ▼-0.839Days payables outstanding ▲+8.152Operating cycle ▼-15.951Cash conversion cycle ▼-24.103Capex / Sales ▲+0.014R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.249Net debt / EBITDA ▲+0.854Working capital ▼-6608000.000Invested capital ▲+42843000.000Intangibles / Total assets ▲+0.002
Change over 5 years
Valuation
Market cap ▼-20.2%EV / Sales ▼-32.9%EV / EBITDA ▼-6.2%EV / Op. cash flow ▼-16.395Earnings yield ▲+0.013
Profitability
Return on equity ▼-0.731Return on assets ▼-0.022Return on invested capital ▼-0.077Return on capital employed ▼-0.121Operating ROA ▼-0.077Income quality ▲+2.711Tax burden ▲+0.023
Efficiency
Days sales outstanding ▲+4.260Days payables outstanding ▼-14.127Operating cycle ▼-15.732Cash conversion cycle ▼-1.606Capex / Sales ▲+0.007R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.188Net debt / EBITDA ▲+0.235Working capital ▲+39921000.000Invested capital ▲+99407000.000Intangibles / Total assets ▼-0.090
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-09-15 CPI Card Group (PMTS) Soars 7.8%: Is Further Upside Left in the Stock? CPI Card Group (PMTS) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
- 2026-09-14 CPI Closes Secondary Offering of Common Stock by Selling Stockholders; Underwriters Fully Exercise Overallotment Option DENVER--(BUSINESS WIRE)--CPI Card Group Inc. (Nasdaq: PMTS) (“CPI” or the “Company”), a payments technology leader providing a comprehensive range of physical and digital payment solutions, today announced the closing of the previously announced registered underwritten secondary public offering of shares of the Company''s common stock by certain stockholders affiliated with Parallel49 Equity (the “selling stockholders”). The aggregate size of the offering was 2,687,921 shares of the Company''s co.
- 2026-09-11 Why CPI Card Group Stock Just Crashed Parallel49 Equity is selling somewhere between 2.3 million and 2.7 million shares of CPI stock. The private equity firm is taking a 20% haircut on its shares, selling for just $21.50 per share.
- 2026-09-11 CPI Announces Pricing of Secondary Public Offering of Common Stock DENVER--(BUSINESS WIRE)--CPI Card Group Inc. (Nasdaq: PMTS) (“CPI” or the “Company”), a payments technology leader providing a comprehensive range of physical and digital payment solutions, today announced the pricing of a registered underwritten secondary public offering of 2,337,323 shares of the Company''s common stock to be sold by certain stockholders affiliated with Parallel49 Equity (the “selling stockholders”), at a public offering price of $21.50 per share. The underwriters were also gr.
- 2026-09-10 CPI Announces Proposed Secondary Public Offering of Common Stock by Major Stockholder DENVER--(BUSINESS WIRE)--CPI Card Group Inc. (Nasdaq: PMTS) (“CPI” or the “Company”), a payments technology leader providing a comprehensive range of physical and digital payment solutions, today announced that certain stockholders affiliated with Parallel49 Equity (the “selling stockholders”) have commenced an underwritten secondary public offering of 2,337,323 shares of the Company''s common stock. In addition, the selling stockholders expect to grant the underwriters a 30-day option to purcha.
- 2026-08-26 CPI Announces Brennan Hughes as Chief Accounting Officer [url="]CPI[/url]â¢(NASDAQ: PMTS), a payments technology leader providing a comprehensive range of physical and digital payment solutions, today announced the a
- 2026-08-26 CPI Announces Brennan Hughes as Chief Accounting Officer DENVER--(BUSINESS WIRE)--CPI™ (NASDAQ: PMTS), a payments technology leader providing a comprehensive range of physical and digital payment solutions, today announced the appointment of Brennan Hughes as Chief Accounting Officer, effective August 24, 2026. Hughes brings more than 25 years of finance and accounting leadership experience. Most recently, he served as Director of Finance and Head of Investor Relations at Artisan Partners Asset Management. Prior to Artisan Partners, he spent nearly t.
- 2026-08-20 CPI Card Group (PMTS) Upgraded to Buy: Here''s What You Should Know CPI Card Group (PMTS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
- 2026-08-11 Head to Head Comparison: CPI Card Group (NASDAQ:PMTS) vs. China Crescent Enterprises (OTCMKTS:CCTR) China Crescent Enterprises (OTCMKTS:CCTR - Get Free Report) and CPI Card Group (NASDAQ: PMTS - Get Free Report) are both technology companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, dividends, earnings, risk, valuation, analyst recommendations and institutional ownership. Institutional and Insider Ownership 22.1% of
- 2026-08-10 Why CPI Card Group Stock Keeps Going Up CPI Card stock missed on earnings last week. Investors panicked at first -- then turned around and bought the stock when they saw all the free cash flow.