NRIM
ACHAT TOTAL: 1 200 titres (~31 440,00 $ US) VENTE TOTALE: 1 200 titres (~30 624,00 $ US)
- Insiders
- Thomas Linda C, DRABEK ANTHONY
- Total bought
- $31,440
- Total sold
- $30,624
- Last activity
- 2026-09-08
- Last synced
-
2026-09-11 10:16:43
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-09-09
NRIM presents a mixed profile: strong operational momentum and margin expansion are offset by a critically low current ratio (0.13) and structural negative working capital, creating meaningful downside risk.
The first sentence of the analysis written for NRIM on 2026-09-09 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 81.4% | 77.5% | 79.4% | 94.7% | 100.2% | |
| Ebit Margin | 35.5% | 24.0% | 20.0% | 28.6% | 35.1% | |
| Ebitda Margin | 36.6% | 25.8% | 22.1% | 31.0% | 38.3% | |
| Operating Profit Margin | 35.5% | 24.0% | 20.0% | 28.6% | 35.1% | |
| Pretax Profit Margin | 34.8% | 24.0% | 20.0% | 28.6% | 35.1% | |
| Continuous Operations Profit Margin | 26.6% | 18.9% | 16.0% | 22.9% | 27.4% | |
| Net Profit Margin | 26.6% | 18.9% | 16.0% | 22.9% | 27.4% | |
| Bottom Line Profit Margin | 26.6% | 18.9% | 16.0% | 22.9% | 27.4% | |
| Current Ratio | 0.128 | 0.241 | 0.326 | 0.407 | 0.450 | |
| Quick Ratio | 0.128 | 0.241 | 0.326 | 0.407 | 0.450 | |
| Solvency Ratio | 0.023 | 0.015 | 0.011 | 0.014 | 0.017 | |
| Cash Ratio | 0.052 | 0.023 | 0.048 | 0.109 | 0.267 | |
| Price To Earnings Ratio | 9.113 | 11.601 | 12.627 | 10.236 | 7.163 | |
| Price To Earnings Growth Ratio | 0.123 | 0.240 | -0.841 | -0.840 | 0.417 | |
| Forward Price To Earnings Growth Ratio | 0.123 | 0.240 | -0.841 | -0.840 | 0.417 | |
| Price To Earnings Diluted Ratio | 9.272 | 11.741 | 12.739 | 10.353 | 7.247 | |
| Price To Earnings Diluted Growth Ratio | 0.127 | 0.245 | -0.861 | -0.851 | 0.416 | |
| Price To Book Ratio | 1.801 | 1.607 | 1.365 | 1.439 | 1.130 | |
| Price To Sales Ratio | 2.425 | 2.190 | 2.024 | 2.340 | 1.964 | |
| Price To Free Cash Flow Ratio | 4.393 | -45.924 | 9.825 | 4.235 | 2.455 | |
| Price To Operating Cash Flow Ratio | 4.220 | -49.186 | 8.231 | 4.026 | 2.400 | |
| Debt To Assets Ratio | 0.027 | 0.013 | 0.012 | 0.013 | 0.013 | |
| Debt To Equity Ratio | 0.268 | 0.153 | 0.141 | 0.157 | 0.150 | |
| Debt To Capital Ratio | 0.212 | 0.133 | 0.124 | 0.136 | 0.131 | |
| Long Term Debt To Capital Ratio | 0.199 | 0.111 | 0.093 | 0.100 | 0.094 | |
| Financial Leverage Ratio | 10.076 | 11.388 | 11.961 | 12.232 | 11.457 | |
| Working Capital Turnover Ratio | -0.108 | -0.106 | -0.102 | -0.098 | -0.099 | |
| Operating Cash Flow Ratio | 0.050 | -0.003 | 0.016 | 0.033 | 0.046 | |
| Operating Cash Flow Sales Ratio | 0.575 | -0.045 | 0.246 | 0.581 | 0.818 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.961 | 1.071 | 0.838 | 0.951 | 0.978 | |
| Debt Service Coverage Ratio | 1.594 | 0.996 | 1.000 | 6.504 | 11.112 | |
| Interest Coverage Ratio | 2.014 | 1.154 | 1.102 | 7.384 | 12.700 | |
| Short Term Operating Cash Flow Coverage Ratio | 307.587 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 1.589 | -0.214 | 1.177 | 2.280 | 3.130 | |
| Capital Expenditure Coverage Ratio | 25.478 | -14.076 | 6.313 | 20.580 | 44.653 | |
| Dividend Paid And Capex Coverage Ratio | 6.961 | -0.607 | 1.968 | 5.438 | 9.414 | |
| Dividend Payout Ratio | 0.225 | 0.372 | 0.536 | 0.344 | 0.250 | |
| Enterprise Value Multiple | 5.966 | 8.050 | 6.728 | 2.147 | -6.505 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 81.4% | ▲3.9% | ▼-5.2% |
| Ebit Margin | 35.5% | ▲11.5% | ▲6.9% |
| Ebitda Margin | 36.6% | ▲10.8% | ▲5.9% |
| Operating Profit Margin | 35.5% | ▲11.5% | ▲6.9% |
| Pretax Profit Margin | 34.8% | ▲10.9% | ▲6.3% |
| Continuous Operations Profit Margin | 26.6% | ▲7.8% | ▲4.3% |
| Net Profit Margin | 26.6% | ▲7.8% | ▲4.3% |
| Bottom Line Profit Margin | 26.6% | ▲7.8% | ▲4.3% |
| Current Ratio | 0.128 | ▼-0.114 | ▼-0.183 |
| Quick Ratio | 0.128 | ▼-0.114 | ▼-0.183 |
| Solvency Ratio | 0.023 | ▲0.008 | ▲0.007 |
| Cash Ratio | 0.052 | ▲0.029 | ▼-0.048 |
| Price To Earnings Ratio | 9.113 | ▼-2.488 | ▼-1.035 |
| Price To Earnings Growth Ratio | 0.123 | ▼-0.117 | ▲0.304 |
| Forward Price To Earnings Growth Ratio | 0.123 | ▼-0.117 | ▲0.304 |
| Price To Earnings Diluted Ratio | 9.272 | ▼-2.469 | ▼-0.999 |
| Price To Earnings Diluted Growth Ratio | 0.127 | ▼-0.118 | ▲0.312 |
| Price To Book Ratio | 1.801 | ▲0.194 | ▲0.333 |
| Price To Sales Ratio | 2.425 | ▲0.234 | ▲0.236 |
| Price To Free Cash Flow Ratio | 4.393 | ▲50.316 | ▲9.396 |
| Price To Operating Cash Flow Ratio | 4.220 | ▲53.406 | ▲10.282 |
| Debt To Assets Ratio | 0.027 | ▲0.013 | ▲0.011 |
| Debt To Equity Ratio | 0.269 | ▲0.116 | ▲0.095 |
| Debt To Capital Ratio | 0.212 | ▲0.079 | ▲0.065 |
| Long Term Debt To Capital Ratio | 0.199 | ▲0.088 | ▲0.080 |
| Financial Leverage Ratio | 10.076 | ▼-1.312 | ▼-1.347 |
| Working Capital Turnover Ratio | -0.108 | ▼-0.002 | ▼-0.005 |
| Operating Cash Flow Ratio | 0.050 | ▲0.053 | ▲0.021 |
| Operating Cash Flow Sales Ratio | 0.575 | ▲0.619 | ▲0.140 |
| Free Cash Flow Operating Cash Flow Ratio | 0.961 | ▼-0.110 | ▲0.001 |
| Debt Service Coverage Ratio | 1.594 | ▲0.598 | ▼-2.647 |
| Interest Coverage Ratio | 2.014 | ▲0.861 | ▼-2.857 |
| Short Term Operating Cash Flow Coverage Ratio | 307.587 | ▲307.587 | ▲246.070 |
| Operating Cash Flow Coverage Ratio | 1.589 | ▲1.803 | ▼-0.003 |
| Capital Expenditure Coverage Ratio | 25.478 | ▲39.553 | ▲8.888 |
| Dividend Paid And Capex Coverage Ratio | 6.961 | ▲7.569 | ▲2.326 |
| Dividend Payout Ratio | 0.225 | ▼-0.147 | ▼-0.120 |
| Enterprise Value Multiple | 5.966 | ▼-2.084 | ▲2.688 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $588.0M | $429.2M | $320.4M | $314.5M | $268.7M | |
| Enterprise value | $529.8M | $407.4M | $234.9M | $89.5M | -$341.3M | |
| EV / Sales | 2.18x | 2.08x | 1.48x | 0.67x | -2.49x | |
| EV / Op. cash flow | 3.80x | -46.68x | 6.04x | 1.15x | -3.05x | |
| EV / Free cash flow | 3.96x | -43.58x | 7.20x | 1.20x | -3.12x | |
| EV / EBITDA | 5.97x | 8.05x | 6.73x | 2.15x | -6.50x | |
| Net debt / EBITDA | -0.66x | -0.43x | -2.45x | -5.40x | -11.63x | |
| Current ratio | 0.13x | 0.24x | 0.33x | 0.41x | 0.45x | |
| Income quality | 2.16x | -0.24x | 1.53x | 2.54x | 2.98x | |
| Graham number | $31 | $21 | $16 | $17 | $18 | |
| Graham net-net | -$118 | -$98 | -$79 | -$65 | -$57 | |
| Tax burden | 76.4% | 78.7% | 80.3% | 79.9% | 78.2% | |
| Interest burden | 98.1% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$2.45B | -$2.03B | -$1.68B | -$1.42B | -$1.33B | |
| Invested capital | -$2.33B | -$1.91B | -$1.59B | -$1.33B | -$1.25B | |
| Return on assets | 2.0% | 1.2% | 0.9% | 1.1% | 1.4% | |
| Operating ROA | 2.7% | 1.6% | 1.2% | 1.4% | 2.0% | |
| Return on tangible assets | 2.0% | 1.2% | 0.9% | 1.2% | 1.4% | |
| Return on equity | 19.8% | 13.8% | 10.8% | 14.1% | 15.8% | |
| Return on invested capital | 13.8% | 10.2% | 7.9% | 10.7% | 12.4% | |
| Return on capital employed | 18.1% | 13.0% | 9.8% | 13.4% | 15.8% | |
| Earnings yield | 11.0% | 8.6% | 7.9% | 9.8% | 14.0% | |
| Free cash flow yield | 22.8% | -2.2% | 10.2% | 23.6% | 40.7% | |
| Capex / Op. cash flow | 3.9% | -7.1% | 15.8% | 4.9% | 2.2% | |
| Capex / Depreciation | 156.4% | 17.2% | 186.2% | 120.0% | 56.1% | |
| Capex / Sales | 2.3% | 0.3% | 3.9% | 2.8% | 1.8% | |
| SG&A / Sales | 34.9% | 37.7% | 42.4% | 46.9% | 47.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.7% | 0.5% | 0.6% | 0.6% | 0.8% | |
| Intangibles / Total assets | 2.5% | 2.6% | 1.4% | 1.4% | 1.2% | |
| Days sales outstanding | 19d | 190d | 116d | 86d | 42d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 19d | 190d | 116d | 86d | 42d | |
| Cash conversion cycle | 19d | 190d | 116d | 86d | 42d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+37.0%EV / Sales ▲+5.1%EV / EBITDA ▼-25.9%EV / Op. cash flow ▲+50.480Earnings yield ▲+0.024Graham number ▲+9.776
Profitability
Return on equity ▲+0.059Return on assets ▲+0.007Return on invested capital ▲+0.036Return on capital employed ▲+0.051Operating ROA ▲+0.011Income quality ▲+2.393Tax burden ▼-0.022
Efficiency
Days sales outstanding ▼-171.418Days payables outstanding n/aOperating cycle ▼-171.418Cash conversion cycle ▼-171.418Capex / Sales ▲+0.019R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.113Net debt / EBITDA ▼-0.223Working capital ▼-420363000.000Invested capital ▼-419142000.000Intangibles / Total assets ▼-0.002
Change over 5 years
Valuation
Market cap ▲+118.8%EV / Sales ▲+187.6%EV / EBITDA ▲+191.7%EV / Op. cash flow ▲+6.850Earnings yield ▼-0.030Graham number ▲+13.057
Profitability
Return on equity ▲+0.040Return on assets ▲+0.006Return on invested capital ▲+0.014Return on capital employed ▲+0.022Operating ROA ▲+0.007Income quality ▼-0.828Tax burden ▼-0.017
Efficiency
Days sales outstanding ▼-23.332Days payables outstanding n/aOperating cycle ▼-23.332Cash conversion cycle ▼-23.332Capex / Sales ▲+0.004R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.323Net debt / EBITDA ▲+10.971Working capital ▼-1123308000.000Invested capital ▼-1078367000.000Intangibles / Total assets ▲+0.012
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-09-04 4 Stocks to Buy That Declared Dividend Hikes Amid Geopolitical Woes PECO, NRIM, NDSN and LRCX raise dividends as geopolitical tensions fuel oil prices, inflation fears and market volatility.
- 2026-09-02 Is Northrim BanCorp (NRIM) a Great Value Stock Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
- 2026-09-02 26,300 Shares in Northrim BanCorp Inc $NRIM Bought by Canada Pension Plan Investment Board Canada Pension Plan Investment Board bought a new position in Northrim BanCorp Inc (NASDAQ: NRIM) in the second quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor bought 26,300 shares of the financial services provider''s stock, valued at approximately $730,000.
- 2026-09-02 Deutsche Bank AG Purchases New Shares in Northrim BanCorp Inc $NRIM Deutsche Bank AG purchased a new position in shares of Northrim BanCorp Inc (NASDAQ: NRIM) during the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor purchased 21,659 shares of the financial services provider''s stock, valued at approximately $601,000. Deutsche Bank AG owned approximately 0.10%
- 2026-08-30 Dividend Announcements: August 22-28, 2026 In this article series, I summarize dividend announcements of the past week. This week, 9 stocks announced dividend increases, including 3 stocks I own. INTU stands out for its robust safety metrics, 15% dividend hike, low payout ratios, and a forward-looking 16.16% dividend growth rate, though fair value estimates diverge. LRCX delivered the largest increase (26.92%) and boasts the highest Quality Score, but its yield is minimal at 0.44% and valuation appears stretched.
- 2026-08-29 NRIM Stock Alert: Halper Sadeh LLC is Investigating Whether Northrim BanCorp, Inc. is Obtaining a Fair Price for its Shareholders Halper Sadeh LLC, an investor rights law firm, is investigating the merger of Northrim BanCorp, Inc. (NASDAQ: NRIM) and PBCO Financial Corporation.Halper Sadeh
- 2026-08-29 NRIM Stock Alert: Halper Sadeh LLC is Investigating Whether Northrim BanCorp, Inc. is Obtaining a Fair Price for its Shareholders NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating the merger of Northrim BanCorp, Inc. (NASDAQ: NRIM) and PBCO Financial Corporation.Halper Sadeh encourages Northrim shareholders to click here to learn more about their rights and options or contact Daniel Sadeh or Zachary Halper free of charge at (212) 763-0060 or sadeh@halpersadeh.com or zhalper@halpersadeh.com.The investigation concerns whether Northrim and its board of directors violated the federal se.
- 2026-08-28 Northrim BanCorp, Inc. Declares Quarterly Cash Dividend of $0.17 per Share ANCHORAGE, Alaska, Aug. 28, 2026 (GLOBE NEWSWIRE) -- Northrim BanCorp, Inc. (NASDAQ: NRIM) today announced that the Board of Directors declared a regular quarterly cash dividend of $0.17 per share. The dividend will be payable on September 18, 2026, to shareholders of record at the close of business on September 10, 2026.
- 2026-08-22 Alaska Wealth Advisors LLC Invests $8.48 Million in Northrim BanCorp Inc $NRIM Alaska Wealth Advisors LLC acquired a new stake in Northrim BanCorp Inc (NASDAQ: NRIM) in the second quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The fund acquired 305,721 shares of the financial services provider''s stock, valued at approximately $8,481,000. Northrim BanCorp makes up
- 2026-08-17 Should Value Investors Buy Northrim BanCorp (NRIM) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.