NCNO
VENTE TOTALE: 53 231 titres (~1 062 499,93 $ US)
- Insiders
- Desmond Sean, Naude Pierre
- Total bought
- —
- Total sold
- $1,062,500
- Last activity
- 2026-09-03
- Last synced
-
2026-09-09 09:58:02
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-09-09
NCNO presents a moderately compelling event-driven setup: strong Q2 FY2027 earnings beats, a raised outlook, and a $100M buyback expansion backed by AI demand momentum are meaningful near-term catalysts, further…
The first sentence of the analysis written for NCNO on 2026-09-09 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2026-01-31 | 2025-01-31 | 2024-01-31 | 2023-01-31 | 2022-01-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 60.6% | 60.1% | 59.8% | 58.5% | 59.3% | |
| Ebit Margin | 4.1% | -5.0% | -7.9% | -23.3% | -26.5% | |
| Ebitda Margin | 11.2% | 1.8% | 1.6% | -13.8% | -22.8% | |
| Operating Profit Margin | 0.6% | -3.4% | -8.3% | -23.0% | -26.1% | |
| Pretax Profit Margin | 1.1% | -6.6% | -8.8% | -23.9% | -27.0% | |
| Continuous Operations Profit Margin | 0.9% | -6.1% | -9.1% | -24.9% | -18.3% | |
| Net Profit Margin | 0.9% | -7.0% | -8.9% | -25.2% | -18.1% | |
| Bottom Line Profit Margin | 0.9% | -7.0% | -8.9% | -25.2% | -18.1% | |
| Current Ratio | 0.997 | 1.202 | 1.166 | 1.010 | 1.052 | |
| Quick Ratio | 0.997 | 1.202 | 1.166 | 1.010 | 1.052 | |
| Solvency Ratio | 0.082 | -0.003 | 0.010 | -0.214 | -0.171 | |
| Cash Ratio | 0.300 | 0.481 | 0.521 | 0.400 | 0.505 | |
| Price To Earnings Ratio | 427.000 | -103.061 | -82.842 | -30.753 | -89.863 | |
| Price To Earnings Growth Ratio | -3.708 | 7.833 | 1.401 | -0.373 | -8.267 | |
| Forward Price To Earnings Growth Ratio | -3.708 | 7.833 | 1.401 | -0.373 | -8.267 | |
| Price To Earnings Diluted Ratio | 427.000 | -103.061 | -82.842 | -30.753 | -89.863 | |
| Price To Earnings Diluted Growth Ratio | -3.708 | 7.833 | 1.401 | -0.373 | -8.267 | |
| Price To Book Ratio | 2.282 | 3.596 | 3.381 | 3.089 | 4.152 | |
| Price To Sales Ratio | 4.052 | 7.244 | 7.443 | 7.748 | 16.186 | |
| Price To Free Cash Flow Ratio | 29.190 | 73.993 | 66.404 | -92.282 | -179.523 | |
| Price To Operating Cash Flow Ratio | 26.759 | 70.955 | 61.917 | -205.683 | -230.526 | |
| Debt To Assets Ratio | 0.169 | 0.147 | 0.055 | 0.073 | 0.038 | |
| Debt To Equity Ratio | 0.264 | 0.217 | 0.071 | 0.094 | 0.046 | |
| Debt To Capital Ratio | 0.209 | 0.179 | 0.066 | 0.086 | 0.044 | |
| Long Term Debt To Capital Ratio | 0.168 | 0.132 | 0.000 | 0.028 | 0.000 | |
| Financial Leverage Ratio | 1.561 | 1.478 | 1.278 | 1.296 | 1.219 | |
| Working Capital Turnover Ratio | 23.912 | 12.504 | 25.231 | 73.122 | 1.632 | |
| Operating Cash Flow Ratio | 0.306 | 0.219 | 0.266 | -0.075 | -0.110 | |
| Operating Cash Flow Sales Ratio | 0.151 | 0.102 | 0.120 | -0.038 | -0.070 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.917 | 0.959 | 0.932 | 2.229 | 1.284 | |
| Debt Service Coverage Ratio | 3.717 | 1.376 | 1.420 | -21.569 | -25.496 | |
| Interest Coverage Ratio | 0.213 | -2.069 | -9.556 | -33.492 | -47.131 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.323 | 0.233 | 0.772 | -0.159 | -0.394 | |
| Capital Expenditure Coverage Ratio | 12.007 | 24.360 | 14.799 | -0.814 | -3.520 | |
| Dividend Paid And Capex Coverage Ratio | 12.007 | 24.360 | 14.799 | -0.814 | -3.520 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 39.151 | 422.346 | 470.195 | -56.276 | -70.372 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 60.6% | ▲0.5% | ▲0.9% |
| Ebit Margin | 4.1% | ▲9.0% | ▲15.8% |
| Ebitda Margin | 11.2% | ▲9.4% | ▲15.6% |
| Operating Profit Margin | 0.6% | ▲4.0% | ▲12.7% |
| Pretax Profit Margin | 1.1% | ▲7.7% | ▲14.2% |
| Continuous Operations Profit Margin | 0.9% | ▲7.0% | ▲12.4% |
| Net Profit Margin | 0.9% | ▲7.9% | ▲12.5% |
| Bottom Line Profit Margin | 0.9% | ▲7.9% | ▲12.5% |
| Current Ratio | 0.997 | ▼-0.205 | ▼-0.089 |
| Quick Ratio | 0.997 | ▼-0.205 | ▼-0.089 |
| Solvency Ratio | 0.082 | ▲0.085 | ▲0.141 |
| Cash Ratio | 0.300 | ▼-0.181 | ▼-0.141 |
| Price To Earnings Ratio | 427.000 | ▲530.061 | ▲402.904 |
| Price To Earnings Growth Ratio | -3.708 | ▼-11.541 | ▼-3.085 |
| Forward Price To Earnings Growth Ratio | -3.708 | ▼-11.541 | ▼-3.085 |
| Price To Earnings Diluted Ratio | 427.000 | ▲530.061 | ▲402.904 |
| Price To Earnings Diluted Growth Ratio | -3.708 | ▼-11.541 | ▼-3.085 |
| Price To Book Ratio | 2.282 | ▼-1.313 | ▼-1.018 |
| Price To Sales Ratio | 4.052 | ▼-3.192 | ▼-4.483 |
| Price To Free Cash Flow Ratio | 29.190 | ▼-44.803 | ▲49.634 |
| Price To Operating Cash Flow Ratio | 26.759 | ▼-44.196 | ▲82.075 |
| Debt To Assets Ratio | 0.169 | ▲0.022 | ▲0.073 |
| Debt To Equity Ratio | 0.264 | ▲0.046 | ▲0.126 |
| Debt To Capital Ratio | 0.209 | ▲0.030 | ▲0.092 |
| Long Term Debt To Capital Ratio | 0.168 | ▲0.036 | ▲0.102 |
| Financial Leverage Ratio | 1.561 | ▲0.083 | ▲0.195 |
| Working Capital Turnover Ratio | 23.912 | ▲11.408 | ▼-3.369 |
| Operating Cash Flow Ratio | 0.306 | ▲0.086 | ▲0.184 |
| Operating Cash Flow Sales Ratio | 0.151 | ▲0.049 | ▲0.098 |
| Free Cash Flow Operating Cash Flow Ratio | 0.917 | ▼-0.042 | ▼-0.347 |
| Debt Service Coverage Ratio | 3.717 | ▲2.341 | ▲11.828 |
| Interest Coverage Ratio | 0.213 | ▲2.283 | ▲18.620 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 0.323 | ▲0.090 | ▲0.168 |
| Capital Expenditure Coverage Ratio | 12.007 | ▼-12.353 | ▲2.641 |
| Dividend Paid And Capex Coverage Ratio | 12.007 | ▼-12.353 | ▲2.641 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 39.151 | ▼-383.194 | ▼-121.858 |
Key metrics
| Metric | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Market cap | $2.41B | $3.92B | $3.55B | $3.16B | $4.43B | |
| Enterprise value | $2.60B | $4.03B | $3.51B | $3.18B | $4.39B | |
| EV / Sales | 4.37x | 7.46x | 7.36x | 7.78x | 16.04x | |
| EV / Op. cash flow | 28.87x | 73.06x | 61.26x | -206.63x | -228.49x | |
| EV / Free cash flow | 31.50x | 76.18x | 65.70x | -92.70x | -177.94x | |
| EV / EBITDA | 39.15x | 422.35x | 470.19x | -56.28x | -70.37x | |
| Net debt / EBITDA | 2.87x | 12.14x | -5.07x | -0.26x | 0.63x | |
| Current ratio | 1.00x | 1.20x | 1.17x | 1.01x | 1.05x | |
| Income quality | 17.39x | -1.46x | -1.35x | 0.15x | 0.39x | |
| Graham number | $3 | — | — | — | — | |
| Graham net-net | -$3 | -$2 | -$1 | -$1 | -$1 | |
| Tax burden | 77.2% | 106.5% | 101.0% | 105.1% | 66.9% | |
| Interest burden | 27.8% | 132.7% | 110.9% | 103.0% | 102.1% | |
| Working capital | -$989K | $50.7M | $35.7M | $2.0M | $9.1M | |
| Invested capital | $1.30B | $1.32B | $1.09B | $1.09B | $1.10B | |
| Return on assets | 0.3% | -2.4% | -3.2% | -7.7% | -3.8% | |
| Operating ROA | 0.2% | -1.2% | -3.0% | -7.2% | -7.7% | |
| Return on tangible assets | 1.2% | -8.7% | -11.0% | -30.7% | -17.7% | |
| Return on equity | 0.5% | -3.5% | -4.0% | -10.0% | -4.6% | |
| Return on invested capital | 0.2% | -1.2% | -3.5% | -8.3% | -4.3% | |
| Return on capital employed | 0.3% | -1.3% | -3.5% | -8.4% | -6.3% | |
| Earnings yield | 0.2% | -1.0% | -1.2% | -3.2% | -1.1% | |
| Free cash flow yield | 3.4% | 1.4% | 1.5% | -1.1% | -0.6% | |
| Capex / Op. cash flow | 8.3% | 4.1% | 6.8% | -122.9% | -28.4% | |
| Capex / Depreciation | 17.8% | 6.2% | 8.6% | 49.1% | 43.6% | |
| Capex / Sales | 1.3% | 0.4% | 0.8% | 4.6% | 2.0% | |
| SG&A / Sales | 38.5% | 39.5% | 43.5% | 51.7% | 56.4% | |
| R&D / Sales | 21.4% | 23.9% | 24.6% | 29.8% | 29.0% | |
| Stock comp / Sales | 12.4% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 73.6% | 72.9% | 71.2% | 74.8% | 78.5% | |
| Days sales outstanding | 102d | 99d | 87d | 89d | 99d | |
| Days payables outstanding | 23d | 23d | 23d | 26d | 37d | |
| Operating cycle | 102d | 99d | 87d | 89d | 99d | |
| Cash conversion cycle | 80d | 76d | 64d | 63d | 62d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-38.5%EV / Sales ▼-41.4%EV / EBITDA ▼-90.7%EV / Op. cash flow ▼-44.183Earnings yield ▲+0.012
Profitability
Return on equity ▲+0.040Return on assets ▲+0.027Return on invested capital ▲+0.014Return on capital employed ▲+0.016Operating ROA ▲+0.015Income quality ▲+18.844Tax burden ▼-0.293
Efficiency
Days sales outstanding ▲+3.104Days payables outstanding ▼-0.472Operating cycle ▲+3.104Cash conversion cycle ▲+3.576Capex / Sales ▲+0.008R&D / Sales ▼-0.025
Balance-sheet strength
Current ratio ▼-0.205Net debt / EBITDA ▼-9.273Working capital ▼-51726000.000Invested capital ▼-14752000.000Intangibles / Total assets ▲+0.007
Change over 5 years
Valuation
Market cap ▼-45.6%EV / Sales ▼-72.7%EV / EBITDA ▲+155.6%EV / Op. cash flow ▲+257.362Earnings yield ▲+0.013
Profitability
Return on equity ▲+0.051Return on assets ▲+0.041Return on invested capital ▲+0.045Return on capital employed ▲+0.066Operating ROA ▲+0.079Income quality ▲+16.998Tax burden ▲+0.104
Efficiency
Days sales outstanding ▲+2.872Days payables outstanding ▼-14.645Operating cycle ▲+2.872Cash conversion cycle ▲+17.517Capex / Sales ▼-0.007R&D / Sales ▼-0.075
Balance-sheet strength
Current ratio ▼-0.056Net debt / EBITDA ▲+2.238Working capital ▼-10122000.000Invested capital ▲+196321000.000Intangibles / Total assets ▼-0.049
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-09-04 nCino (NCNO)''s Technical Outlook is Bright After Key Golden Cross After reaching an important support level, nCino Inc. (NCNO) could be a good stock pick from a technical perspective. NCNO recently experienced a "golden cross" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average.
- 2026-09-03 nCino Expands Buyback as AI Demand Supports Growth nCino reported higher revenue and profitability for its fiscal second quarter while authorizing another $100 million for share repurchases, as the banking software provider pointed to growing customer commitments to its artificial intelligence capabilities.
- 2026-09-02 nCino to Participate in Upcoming Investor Event WILMINGTON, N.C., Sept. 02, 2026 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic AI banking, today announced its participation in the following investor conference: Piper Sandler Growth Frontiers ConferencePresentation: Wednesday, September 16, 2026, at 11:30 a.m.
- 2026-09-01 Canada Pension Plan Investment Board Makes New Investment in nCino Inc. $NCNO Canada Pension Plan Investment Board purchased a new stake in shares of nCino Inc. (NASDAQ: NCNO) during the undefined quarter, according to the company in its most recent filing with the SEC. The fund purchased 69,500 shares of the company''s stock, valued at approximately $1,136,000. Canada Pension Plan Investment Board owned about 0.06%
- 2026-08-27 nCino: Despite A Strong Quarter, The Stock Is Too Expensive nCino delivered strong Q2 FY2027 results, with revenue and EPS surpassing analyst expectations and notable operational improvements across profitability metrics. NCNO''s revenue growth was driven mainly by existing customers expanding platform usage, though new customer acquisition contributed 34.1% of subscription growth. Management guides FY2027 revenue to $644–$647 million and free cash flow to $137–$142 million, reflecting continued momentum and improved cash generation.
- 2026-08-27 American Capital Management Inc. Invests $83.51 Million in nCino Inc. $NCNO American Capital Management Inc. acquired a new stake in nCino Inc. (NASDAQ: NCNO) during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The firm acquired 5,107,539 shares of the company''s stock, valued at approximately $83,508,000. nCino comprises approximately 3.7% of American Capital Management Inc.''s investment portfolio,
- 2026-08-27 nCino Q2 Earnings Call Highlights nCino (NASDAQ: NCNO) reported second-quarter fiscal 2027 revenue growth and raised portions of its full-year outlook, as the company highlighted demand for its banking software platform and growing customer adoption of its AI capabilities. Total revenue for the quarter was $161 million, up 8% from a year earlier, while subscription revenue increased 10% to $143.5 million,
- 2026-08-27 Bamco Inc. NY Invests $30.54 Million in nCino Inc. $NCNO Bamco Inc. NY bought a new position in shares of nCino Inc. (NASDAQ: NCNO) during the undefined quarter, according to its most recent filing with the SEC. The institutional investor bought 1,867,719 shares of the company''s stock, valued at approximately $30,537,000. Bamco Inc. NY owned approximately 1.70% of nCino at the end of
- 2026-08-26 Ncino Inc (NCNO) Shares Surge 3.4% -- What GF Score of 68 Tells Investors On August 26, 2026, Ncino Inc (NCNO) shares rose 3.4% to a current price of $21.51, within a 52-week range of $13.80 to $33.92. This positive movement comes ami
- 2026-08-26 Why nCino Stock Is Rising Today nCino reported Q2 2027 financial results yesterday. Management raised its fiscal 2027 revenue and free cash flow guidance.