MYFW
VENTE TOTALE: 10 000 titres (~305 500,00 $ US)
- Insiders
- Wylie Scott C
- Total bought
- —
- Total sold
- $305,500
- Last activity
- 2026-08-31
- Last synced
-
2026-09-06 09:58:31
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-04
Despite a moderate earnings catalyst (slight Q2 beat, institutional accumulation by BlackRock and Algebris, NIM expansion), MYFW's critical liquidity crisis — with current and quick ratios near 0.10, negative operating…
The first sentence of the analysis written for MYFW on 2026-09-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 52.5% | 49.2% | 48.7% | 83.6% | 93.4% | |
| Ebit Margin | 9.7% | 6.5% | 4.3% | 22.6% | 27.0% | |
| Ebitda Margin | 10.8% | 8.0% | 5.7% | 24.2% | 28.2% | |
| Operating Profit Margin | 9.7% | 6.5% | 4.3% | 22.6% | 27.0% | |
| Pretax Profit Margin | 9.2% | 6.5% | 4.3% | 22.6% | 27.0% | |
| Continuous Operations Profit Margin | 7.1% | 4.8% | 3.2% | 17.0% | 20.4% | |
| Net Profit Margin | 7.1% | 4.8% | 3.2% | 17.0% | 20.4% | |
| Bottom Line Profit Margin | 7.1% | 4.8% | 3.2% | 17.0% | 20.4% | |
| Current Ratio | 0.095 | 0.102 | 0.109 | 0.089 | 0.207 | |
| Quick Ratio | 0.095 | 0.102 | 0.109 | 0.089 | 0.207 | |
| Solvency Ratio | 0.005 | 0.004 | 0.003 | 0.009 | 0.009 | |
| Cash Ratio | 0.073 | 0.094 | 0.100 | 0.082 | 0.175 | |
| Price To Earnings Ratio | 19.713 | 22.216 | 36.055 | 12.293 | 11.767 | |
| Price To Earnings Growth Ratio | 0.361 | 0.370 | -0.475 | -1.094 | -0.691 | |
| Forward Price To Earnings Growth Ratio | 0.361 | 0.370 | -0.475 | -1.094 | -0.691 | |
| Price To Earnings Diluted Ratio | 20.007 | 22.471 | 36.722 | 12.623 | 12.144 | |
| Price To Earnings Diluted Growth Ratio | 0.370 | 0.368 | -0.485 | -1.169 | -0.645 | |
| Price To Book Ratio | 0.975 | 0.748 | 0.779 | 1.106 | 1.106 | |
| Price To Sales Ratio | 1.389 | 1.061 | 1.144 | 2.089 | 2.398 | |
| Price To Free Cash Flow Ratio | -44.869 | -107.368 | 9.686 | 5.878 | 1.510 | |
| Price To Operating Cash Flow Ratio | -143.886 | -346.776 | 8.647 | 5.517 | 1.491 | |
| Debt To Assets Ratio | 0.034 | 0.038 | 0.060 | 0.069 | 0.031 | |
| Debt To Equity Ratio | 0.405 | 0.434 | 0.734 | 0.826 | 0.355 | |
| Debt To Capital Ratio | 0.288 | 0.303 | 0.423 | 0.452 | 0.262 | |
| Long Term Debt To Capital Ratio | 0.288 | 0.303 | 0.423 | 0.452 | 0.262 | |
| Financial Leverage Ratio | 11.880 | 11.569 | 12.258 | 11.902 | 11.539 | |
| Working Capital Turnover Ratio | -0.079 | -0.079 | -0.074 | -0.065 | -0.064 | |
| Operating Cash Flow Ratio | -0.001 | -0.000 | 0.009 | 0.020 | 0.074 | |
| Operating Cash Flow Sales Ratio | -0.010 | -0.003 | 0.132 | 0.379 | 1.608 | |
| Free Cash Flow Operating Cash Flow Ratio | 3.207 | 3.230 | 0.893 | 0.939 | 0.987 | |
| Debt Service Coverage Ratio | 0.192 | 0.125 | 0.102 | 1.373 | 4.037 | |
| Interest Coverage Ratio | 0.213 | 0.131 | 0.095 | 1.669 | 5.037 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | -0.017 | -0.005 | 0.123 | 0.243 | 2.093 | |
| Capital Expenditure Coverage Ratio | -0.453 | -0.448 | 9.323 | 16.272 | 77.094 | |
| Dividend Paid And Capex Coverage Ratio | -0.453 | -0.325 | 9.323 | 16.272 | 77.094 | |
| Dividend Payout Ratio | 0.000 | 0.055 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 8.287 | 4.398 | 11.951 | 8.717 | -2.297 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 52.5% | ▲3.3% | ▼-13.0% |
| Ebit Margin | 9.7% | ▲3.1% | ▼-4.3% |
| Ebitda Margin | 10.8% | ▲2.8% | ▼-4.6% |
| Operating Profit Margin | 9.7% | ▲3.1% | ▼-4.3% |
| Pretax Profit Margin | 9.2% | ▲2.6% | ▼-4.8% |
| Continuous Operations Profit Margin | 7.1% | ▲2.3% | ▼-3.4% |
| Net Profit Margin | 7.1% | ▲2.3% | ▼-3.4% |
| Bottom Line Profit Margin | 7.1% | ▲2.3% | ▼-3.4% |
| Current Ratio | 0.095 | ▼-0.007 | ▼-0.025 |
| Quick Ratio | 0.095 | ▼-0.007 | ▼-0.025 |
| Solvency Ratio | 0.005 | ▲0.001 | ▼-0.001 |
| Cash Ratio | 0.073 | ▼-0.021 | ▼-0.032 |
| Price To Earnings Ratio | 19.713 | ▼-2.503 | ▼-0.696 |
| Price To Earnings Growth Ratio | 0.361 | ▼-0.009 | ▲0.667 |
| Forward Price To Earnings Growth Ratio | 0.361 | ▼-0.009 | ▲0.667 |
| Price To Earnings Diluted Ratio | 20.008 | ▼-2.464 | ▼-0.786 |
| Price To Earnings Diluted Growth Ratio | 0.370 | ▲0.003 | ▲0.682 |
| Price To Book Ratio | 0.975 | ▲0.227 | ▲0.032 |
| Price To Sales Ratio | 1.389 | ▲0.328 | ▼-0.227 |
| Price To Free Cash Flow Ratio | -44.869 | ▲62.499 | ▼-17.836 |
| Price To Operating Cash Flow Ratio | -143.886 | ▲202.891 | ▼-48.884 |
| Debt To Assets Ratio | 0.034 | ▼-0.003 | ▼-0.012 |
| Debt To Equity Ratio | 0.405 | ▼-0.029 | ▼-0.146 |
| Debt To Capital Ratio | 0.288 | ▼-0.015 | ▼-0.057 |
| Long Term Debt To Capital Ratio | 0.288 | ▼-0.015 | ▼-0.057 |
| Financial Leverage Ratio | 11.880 | ▲0.312 | ▲0.051 |
| Working Capital Turnover Ratio | -0.079 | ▲0.000 | ▼-0.006 |
| Operating Cash Flow Ratio | -0.001 | ▼-0.000 | ▼-0.021 |
| Operating Cash Flow Sales Ratio | -0.010 | ▼-0.007 | ▼-0.431 |
| Free Cash Flow Operating Cash Flow Ratio | 3.207 | ▼-0.023 | ▲1.356 |
| Debt Service Coverage Ratio | 0.192 | ▲0.067 | ▼-0.974 |
| Interest Coverage Ratio | 0.213 | ▲0.082 | ▼-1.216 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | -0.017 | ▼-0.012 | ▼-0.504 |
| Capital Expenditure Coverage Ratio | -0.453 | ▼-0.005 | ▼-20.811 |
| Dividend Paid And Capex Coverage Ratio | -0.453 | ▼-0.129 | ▼-20.835 |
| Dividend Payout Ratio | 0.000 | ▼-0.055 | ▼-0.011 |
| Enterprise Value Multiple | 8.287 | ▲3.889 | ▲2.076 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $258.9M | $188.6M | $189.2M | $266.3M | $242.3M | |
| Enterprise value | $166.2M | $62.2M | $112.8M | $268.8M | -$65.6M | |
| EV / Sales | 0.89x | 0.35x | 0.68x | 2.11x | -0.65x | |
| EV / Op. cash flow | -92.38x | -114.35x | 5.16x | 5.57x | -0.40x | |
| EV / Free cash flow | -28.81x | -35.41x | 5.78x | 5.93x | -0.41x | |
| EV / EBITDA | 8.29x | 4.40x | 11.95x | 8.72x | -2.30x | |
| Net debt / EBITDA | -4.62x | -8.94x | -8.09x | 0.08x | -10.79x | |
| Current ratio | 0.10x | 0.10x | 0.11x | 0.09x | 0.21x | |
| Income quality | -0.14x | -0.06x | 4.19x | 2.23x | 7.88x | |
| Graham number | $29 | $23 | $18 | $36 | $40 | |
| Graham net-net | -$273 | -$250 | -$258 | -$255 | -$233 | |
| Tax burden | 77.2% | 73.2% | 74.0% | 75.3% | 75.5% | |
| Interest burden | 94.9% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$2.49B | -$2.26B | -$2.26B | -$2.19B | -$1.75B | |
| Invested capital | -$2.43B | -$2.20B | -$2.20B | -$2.14B | -$1.69B | |
| Return on assets | 0.4% | 0.3% | 0.2% | 0.8% | 0.8% | |
| Operating ROA | 0.6% | 0.4% | 0.2% | 1.1% | 1.2% | |
| Return on tangible assets | 0.4% | 0.3% | 0.2% | 0.8% | 0.8% | |
| Return on equity | 5.0% | 3.4% | 2.2% | 9.0% | 9.4% | |
| Return on invested capital | 3.4% | 2.1% | 1.2% | 4.7% | 6.4% | |
| Return on capital employed | 4.4% | 2.9% | 1.6% | 6.3% | 8.5% | |
| Earnings yield | 5.1% | 4.5% | 2.8% | 8.1% | 8.5% | |
| Free cash flow yield | -2.2% | -0.9% | 10.3% | 17.0% | 66.2% | |
| Capex / Op. cash flow | -220.7% | -223.0% | 10.7% | 6.1% | 1.3% | |
| Capex / Depreciation | 150.6% | 47.3% | 98.7% | 147.5% | 167.8% | |
| Capex / Sales | 2.1% | 0.7% | 1.4% | 2.3% | 2.1% | |
| SG&A / Sales | 28.8% | 27.6% | 29.9% | 41.2% | 43.7% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.2% | 0.8% | 1.1% | 2.0% | 2.9% | |
| Intangibles / Total assets | 1.0% | 1.1% | 1.1% | 1.1% | 1.3% | |
| Days sales outstanding | 31d | 43d | 46d | 49d | 52d | |
| Days payables outstanding | 5d | 8d | 16d | 20d | 19d | |
| Operating cycle | 31d | 43d | 46d | 49d | 52d | |
| Cash conversion cycle | 26d | 35d | 30d | 30d | 32d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+37.2%EV / Sales ▲+154.8%EV / EBITDA ▲+88.4%EV / Op. cash flow ▲+21.979Earnings yield ▲+0.006Graham number ▲+6.345
Profitability
Return on equity ▲+0.016Return on assets ▲+0.001Return on invested capital ▲+0.013Return on capital employed ▲+0.015Operating ROA ▲+0.002Income quality ▼-0.072Tax burden ▲+0.041
Efficiency
Days sales outstanding ▼-11.859Days payables outstanding ▼-2.728Operating cycle ▼-11.859Cash conversion cycle ▼-9.131Capex / Sales ▲+0.014R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.007Net debt / EBITDA ▲+4.318Working capital ▼-226868000.000Invested capital ▼-225515000.000Intangibles / Total assets ▼-0.001
Change over 5 years
Valuation
Market cap ▲+6.8%EV / Sales ▲+237.5%EV / EBITDA ▲+460.7%EV / Op. cash flow ▼-91.972Earnings yield ▼-0.034Graham number ▼-10.863
Profitability
Return on equity ▼-0.044Return on assets ▼-0.004Return on invested capital ▼-0.030Return on capital employed ▼-0.041Operating ROA ▼-0.006Income quality ▼-8.022Tax burden ▲+0.017
Efficiency
Days sales outstanding ▼-20.977Days payables outstanding ▼-14.157Operating cycle ▼-20.977Cash conversion cycle ▼-6.819Capex / Sales +0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.112Net debt / EBITDA ▲+6.166Working capital ▼-736206000.000Invested capital ▼-734975000.000Intangibles / Total assets ▼-0.003
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-09-04 542,706 Shares in First Western Financial, Inc. $MYFW Acquired by BlackRock Inc. BlackRock Inc. purchased a new stake in First Western Financial, Inc. (NASDAQ: MYFW) in the second quarter, according to its most recent disclosure with the Securities and Exchange Commission. The institutional investor purchased 542,706 shares of the company''s stock, valued at approximately $17,426,000. BlackRock Inc. owned approximately 5.55% of First Western Financial as
- 2026-08-21 First Western Trust Announces Leadership Promotions Across Denver Metro Markets DENVER, Aug. 21, 2026 (GLOBE NEWSWIRE) -- First Western Trust, a private bank and wealth management firm serving as the financial home for wealth creators across the West, today announced three leadership promotions supporting the company''s continued growth across the Denver metro area. Brian Weldon has been named Regional President, Bryce Parietti has been promoted to Market President of Cherry Creek, and Rob Miles has been promoted to Market President of Denver Tech Center.
- 2026-08-20 Algebris UK Ltd. Acquires New Position in First Western Financial, Inc. $MYFW Algebris UK Ltd. bought a new position in shares of First Western Financial, Inc. (NASDAQ: MYFW) during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor bought 259,090 shares of the company''s stock, valued at approximately $8,293,000. Algebris UK Ltd. owned 2.65% of
- 2026-07-30 First Western Trust Rings the Nasdaq Closing Bell Ahead of 25 Years of Serving Wealth Creators First Western Trust rings the Nasdaq Closing Bell ahead of its 25th anniversary, celebrating growth as one of Colorado''s last locally headquartered banks.
- 2026-07-26 First Western Financial Q2 Earnings Call Highlights First Western Financial (NASDAQ: MYFW) reported second-quarter 2026 net income of $6.7 million, or $0.57 per diluted share, as deposit growth, net interest margin expansion and stable credit quality supported profitability. Net income was 129% higher than in the year-earlier quarter, while diluted earnings per share increased 119%, Chairman and Chief Executive Officer Scott Wylie said
- 2026-07-24 First Western Financial, Inc. (MYFW) Q2 2026 Earnings Call Transcript First Western Financial, Inc. (MYFW) Q2 2026 Earnings Call Transcript
- 2026-07-24 First Western Financial Q2 Earnings Call Highlights First Western Financial NASDAQ: MYFW reported second-quarter 2026 net income of $6.7 million, or $0.57 per diluted share, as deposit growth, net interest margin expansion and stable credit quality supported profitability.
- 2026-07-23 First Western (MYFW) Beats Q2 Earnings Estimates First Western (MYFW) came out with quarterly earnings of $0.57 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.26 per share a year ago.
- 2026-07-23 First Western Reports Second Quarter 2026 Financial Results Second Quarter 2026 Summary Net income available to common shareholders of $5.7 million , or $0.57 per diluted shares, in Q2 2026 Net interest income increased $0.9 million , or 4.3% , from $20.9 million in Q1 2026 to $21.8 million in Q2 2026 Net interest margin increased 9 basis points from 2.81% in Q1 2026 to 2.90% in Q2 2026 Average noninterest-bearing deposits increased $17.8 million , or 5.1% , from $347.5 million in Q1 2026 to $365.3 million in Q2 2026 DENVER, July 23, 2026 (GLOBE NEWSWIRE) -- First Western Financial, Inc. (“First Western” or the “Company”) (NASDAQ: MYFW), today reported financial results for the second quarter ended June 30, 2026. Net income available to common shareholders was $5.7 million, or $0.57 per diluted share, for the second quarter of 2026.
- 2026-07-16 First Western (MYFW) Earnings Expected to Grow: Should You Buy? First Western (MYFW) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.