MTG
Bearish signalScored 2026-10-27 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
MGIC Investment Corporation
- Nom
- MGIC Investment Corporation
- Secteur
- Financial Services
- Industrie
- Insurance - Specialty
- Bourse
- NYSE
- Capitalisation
- $5.9B
- Employés
- 542
- PDG
- Timothy James Mattke
- Site web
- https://mtg.mgic.com
- Marché
- ACGLACTEQHESNTFAFPB
MGIC Investment Corporation, through its various subsidiaries, provides private mortgage insurance alongside a range of other mortgage credit risk management solutions and ancillary services. These offerings are available to lenders and government-sponsored entities across the United States, Puerto Rico, and Guam. A core product is their primary mortgage insurance, designed to protect individual loans against default. This coverage extends to unpaid loan principal, accumulated interest, and various costs associated with default and subsequent foreclosure. The company also offers contract underwriting and reinsurance services. Its client base largely comprises originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, and other mortgage lenders. Established in 1957, MGIC Investment Corporation maintains its headquarters in Milwaukee, Wisconsin.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 137 114 titres (~3 597 185,79 $ US)
- Insiders
- Mattke Timothy J.
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$11,571,763
Avg sell (VWAP, 90d window) $28.63 vs last close $28.72 (+0.3%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
$11,571,763 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.
- Last activity
- 2026-10-01
- Liquidity
- Liquid $79,015,584/day · 20d vol
- Last synced
-
2026-10-27 06:47:12
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-01 | Mattke Timothy J. | Sell · S · 10b5-1 | 137,114 | $26.23 | $3,597,186 | Form 4 |
| 2026-10-01 | Miosi Salvatore A | Sell · S · 10b5-1 | 30,000 | $26.06 | $781,800 | Form 4 |
| 2026-09-24 | Colson Nathaniel H | Sell · S · 10b5-1 | 20,000 | $29.48 | $589,600 | Form 4 |
| 2026-09-01 | Miosi Salvatore A | Sell · S · 10b5-1 | 30,000 | $30.73 | $921,900 | Form 4 |
| 2026-08-07 | Maggio Paula C | Sell · S · 10b5-1 | 20,000 | $30.30 | $606,000 | Form 4 |
| 2026-08-05 | Mattke Timothy J. | Sell · S · 10b5-1 | 137,113 | $30.52 | $4,184,277 | Form 4 |
| 2026-08-03 | Miosi Salvatore A | Sell · S · 10b5-1 | 30,000 | $29.70 | $891,000 | Form 4 |
Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-06-17 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-11 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2022-02-14 | Ro Khanna | Sale | $1,001 - $15,000 |
Signal
Bearish signalScored 2026-10-27 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
MTG's strong profitability (net margin >60%) and solid cash flow generation are materially offset by a complete collapse in liquidity ratios for 2025, which raises serious concerns about balance sheet integrity or…
The first sentence of the analysis written for MTG on 2026-10-27 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. – Insider: neutral. All sales (≈ $11.6M) were pre-planned Rule 10b5-1 trades, excluded from the score. No open-market buys or discretionary sales. – Initiés : neutre. Toutes les ventes (≈ $11.6M) sont sous plan 10b5-1 préétabli, exclues du score. Aucun achat ni vente discrétionnaire.
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Timing Unavailable or mixed. Weekly bias is flat
- Financial indicators Unavailable or mixed. Current ratio 0.00 · operating margin 77% — readings disagree
Suggested stop 27.90, nearest stored support minus 0.5 ATR(2.9% under the last close). Reward/risk to the next stored resistance is 0.98. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Recent news
- 2026-10-22 Finance of America Companies (NYSE:FOA) and MGIC Investment (NYSE:MTG) Head-To-Head Survey Finance of America Companies (NYSE: FOA - Get Free Report) and MGIC Investment (NYSE: MTG - Get Free Report) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, profitability, valuation, risk, institutional ownership, earnings and analyst recommendations. Analyst Recommendations This is a breakdown
- 2026-10-14 Why MGIC Investment (MTG) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does MGIC (MTG) have what it takes?
- 2026-10-10 The Next Mortgage Shock Has Been Scheduled — Homeowners Could See Their Monthly Payments Jump $1,066 in 2027 Tens of thousands of homeowners who locked in pandemic-era rates are now running out of time, and the math on their exit options has turned ugly in ways most of them have not yet calculated.
- 2026-10-08 MGIC Investment Corporation Schedules 3rd Quarter 2026 Earnings Call MILWAUKEE, Oct. 8, 2026 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) has announced plans to release its third quarter 2026 financial results after the market closes on Wednesday, November 4, 2026. A conference call/webcast has been scheduled for 10:00 a.m.
- 2026-10-07 Analyzing MGIC Investment (NYSE:MTG) and Repay (NASDAQ:RPAY) MGIC Investment (NYSE: MTG - Get Free Report) and Repay (NASDAQ: RPAY - Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends and earnings. Earnings and Valuation This table compares MGIC Investment and
- 2026-09-28 Why MGIC Investment (MTG) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does MGIC (MTG) have what it takes?
- 2026-09-21 5 Top Multi-Line Insurance Stocks to Buy as Interest Rates Stay Higher Insurance stocks can be well positioned in a higher interest rate environment, particularly because insurers collect premiums upfront and invest that money until claims are paid.
- 2026-09-21 Block (NYSE:XYZ) vs. MGIC Investment (NYSE:MTG) Head to Head Comparison MGIC Investment (NYSE: MTG - Get Free Report) and Block (NYSE: XYZ - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, earnings, dividends, analyst recommendations, institutional ownership, valuation and profitability. Valuation and Earnings This table compares MGIC Investment and
- 2026-09-17 Best Momentum Stocks to Buy for September 17th MSGM, ASMB and MTG made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 17th, 2026.
- 2026-09-17 New Strong Buy Stocks for September 17th MOV, MAX, MTG, ASMB and MSGM have been added to the Zacks Rank #1 (Strong Buy) List on September 17th, 2026.
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 94.9% | 100.5% | 100.9% | 120.7% | 93.5% | |
| Ebit Margin | 79.4% | 83.2% | 81.3% | 97.0% | 73.6% | |
| Ebitda Margin | 80.0% | 84.7% | 84.4% | 101.7% | 79.2% | |
| Operating Profit Margin | 76.5% | 80.2% | 78.1% | 92.9% | 67.6% | |
| Pretax Profit Margin | 76.5% | 80.2% | 78.1% | 92.9% | 67.6% | |
| Continuous Operations Profit Margin | 60.8% | 63.2% | 61.7% | 73.8% | 53.6% | |
| Net Profit Margin | 60.8% | 63.2% | 61.7% | 73.8% | 53.6% | |
| Bottom Line Profit Margin | 60.8% | 63.2% | 61.8% | 74.1% | 54.8% | |
| Current Ratio | 0.000 | 10.731 | 9.431 | 7.835 | 6.314 | |
| Quick Ratio | 0.000 | 10.731 | 9.431 | 7.835 | 6.314 | |
| Solvency Ratio | 0.500 | 0.568 | 0.510 | 0.585 | 0.285 | |
| Cash Ratio | 0.000 | 0.394 | 0.548 | 0.435 | 0.253 | |
| Price To Earnings Ratio | 9.218 | 8.120 | 7.655 | 4.594 | 7.589 | |
| Price To Earnings Growth Ratio | 1.077 | 0.512 | -0.699 | 0.094 | 0.169 | |
| Forward Price To Earnings Growth Ratio | 1.077 | 0.512 | -0.699 | 0.094 | 0.169 | |
| Price To Earnings Diluted Ratio | 9.306 | 8.204 | 7.747 | 4.659 | 7.795 | |
| Price To Earnings Diluted Growth Ratio | 1.076 | 0.511 | -0.720 | 0.092 | 0.180 | |
| Price To Book Ratio | 1.281 | 1.200 | 1.079 | 0.856 | 0.992 | |
| Price To Sales Ratio | 5.435 | 5.137 | 4.736 | 3.390 | 4.066 | |
| Price To Free Cash Flow Ratio | 7.744 | 8.571 | 7.695 | 6.148 | 6.965 | |
| Price To Operating Cash Flow Ratio | 7.734 | 8.558 | 7.673 | 6.117 | 6.924 | |
| Debt To Assets Ratio | 0.097 | 0.098 | 0.098 | 0.107 | 0.157 | |
| Debt To Equity Ratio | 0.126 | 0.125 | 0.127 | 0.143 | 0.236 | |
| Debt To Capital Ratio | 0.112 | 0.111 | 0.113 | 0.125 | 0.191 | |
| Long Term Debt To Capital Ratio | 0.112 | 0.111 | 0.113 | 0.125 | 0.191 | |
| Financial Leverage Ratio | 1.290 | 1.266 | 1.289 | 1.338 | 1.507 | |
| Working Capital Turnover Ratio | 0.428 | 0.214 | 0.215 | 0.211 | 0.397 | |
| Operating Cash Flow Ratio | 0.000 | 1.244 | 1.075 | 0.863 | 0.619 | |
| Operating Cash Flow Sales Ratio | 0.703 | 0.600 | 0.617 | 0.554 | 0.587 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.999 | 0.998 | 0.997 | 0.995 | 0.994 | |
| Debt Service Coverage Ratio | 22.632 | 22.949 | 21.273 | 20.137 | 10.823 | |
| Interest Coverage Ratio | 26.911 | 27.209 | 24.447 | 22.684 | 11.236 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 1.320 | 1.125 | 1.108 | 0.981 | 0.607 | |
| Capital Expenditure Coverage Ratio | 831.998 | 617.574 | 356.659 | 199.758 | 169.214 | |
| Dividend Paid And Capex Coverage Ratio | 6.387 | 5.506 | 5.705 | 5.692 | 7.081 | |
| Dividend Payout Ratio | 0.179 | 0.171 | 0.172 | 0.128 | 0.148 | |
| Enterprise Value Multiple | 7.078 | 6.472 | 5.902 | 3.616 | 6.051 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 94.9% | ▼-5.6% | ▼-7.2% |
| Ebit Margin | 79.4% | ▼-3.7% | ▼-3.5% |
| Ebitda Margin | 80.0% | ▼-4.7% | ▼-6.0% |
| Operating Profit Margin | 76.5% | ▼-3.7% | ▼-2.6% |
| Pretax Profit Margin | 76.5% | ▼-3.7% | ▼-2.6% |
| Continuous Operations Profit Margin | 60.8% | ▼-2.3% | ▼-1.8% |
| Net Profit Margin | 60.8% | ▼-2.3% | ▼-1.8% |
| Bottom Line Profit Margin | 60.8% | ▼-2.3% | ▼-2.1% |
| Current Ratio | 0.000 | ▼-10.731 | ▼-6.862 |
| Quick Ratio | 0.000 | ▼-10.731 | ▼-6.862 |
| Solvency Ratio | 0.499 | ▼-0.069 | ▲0.010 |
| Cash Ratio | 0.000 | ▼-0.394 | ▼-0.326 |
| Price To Earnings Ratio | 9.218 | ▲1.098 | ▲1.783 |
| Price To Earnings Growth Ratio | 1.077 | ▲0.565 | ▲0.846 |
| Forward Price To Earnings Growth Ratio | 1.077 | ▲0.565 | ▲0.846 |
| Price To Earnings Diluted Ratio | 9.306 | ▲1.102 | ▲1.764 |
| Price To Earnings Diluted Growth Ratio | 1.076 | ▲0.565 | ▲0.848 |
| Price To Book Ratio | 1.281 | ▲0.082 | ▲0.200 |
| Price To Sales Ratio | 5.435 | ▲0.297 | ▲0.882 |
| Price To Free Cash Flow Ratio | 7.744 | ▼-0.828 | ▲0.319 |
| Price To Operating Cash Flow Ratio | 7.734 | ▼-0.823 | ▲0.333 |
| Debt To Assets Ratio | 0.097 | ▼-0.001 | ▼-0.014 |
| Debt To Equity Ratio | 0.126 | ▲0.001 | ▼-0.026 |
| Debt To Capital Ratio | 0.112 | ▲0.001 | ▼-0.019 |
| Long Term Debt To Capital Ratio | 0.112 | ▲0.001 | ▼-0.019 |
| Financial Leverage Ratio | 1.290 | ▲0.024 | ▼-0.048 |
| Working Capital Turnover Ratio | 0.428 | ▲0.213 | ▲0.135 |
| Operating Cash Flow Ratio | 0.000 | ▼-1.244 | ▼-0.760 |
| Operating Cash Flow Sales Ratio | 0.703 | ▲0.102 | ▲0.090 |
| Free Cash Flow Operating Cash Flow Ratio | 0.999 | ▲0.000 | ▲0.002 |
| Debt Service Coverage Ratio | 22.632 | ▼-0.317 | ▲3.069 |
| Interest Coverage Ratio | 26.911 | ▼-0.298 | ▲4.414 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 1.320 | ▲0.195 | ▲0.292 |
| Capital Expenditure Coverage Ratio | 831.998 | ▲214.424 | ▲396.957 |
| Dividend Paid And Capex Coverage Ratio | 6.387 | ▲0.881 | ▲0.313 |
| Dividend Payout Ratio | 0.179 | ▲0.008 | ▲0.019 |
| Enterprise Value Multiple | 7.078 | ▲0.605 | ▲1.254 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $6.60B | $6.20B | $5.47B | $3.98B | $4.82B | |
| Enterprise value | $6.87B | $6.62B | $5.75B | $4.31B | $5.68B | |
| EV / Sales | 5.66x | 5.48x | 4.98x | 3.68x | 4.79x | |
| EV / Op. cash flow | 8.06x | 9.13x | 8.06x | 6.63x | 8.16x | |
| EV / Free cash flow | 8.07x | 9.14x | 8.09x | 6.67x | 8.21x | |
| EV / EBITDA | 7.08x | 6.47x | 5.90x | 3.62x | 6.05x | |
| Net debt / EBITDA | 0.28x | 0.41x | 0.29x | 0.28x | 0.92x | |
| Current ratio | 0.00x | 10.73x | 9.43x | 7.83x | 6.31x | |
| Income quality | 1.16x | 0.95x | 1.00x | 0.75x | 1.10x | |
| Graham number | $41 | $36 | $32 | $31 | $25 | |
| Graham net-net | $21 | $18 | $17 | $14 | $14 | |
| Tax burden | 79.5% | 78.8% | 79.0% | 79.4% | 79.2% | |
| Interest burden | 96.3% | 96.5% | 96.1% | 95.8% | 91.8% | |
| Working capital | $0 | $5.67B | $5.59B | $5.15B | $5.98B | |
| Invested capital | $40.8M | $5.72B | $5.64B | $5.21B | $6.05B | |
| Return on assets | 11.1% | 11.7% | 10.9% | 13.9% | 8.7% | |
| Operating ROA | 14.1% | 14.8% | 14.2% | 16.1% | 10.9% | |
| Return on tangible assets | 11.1% | 11.7% | 10.9% | 14.0% | 8.7% | |
| Return on equity | 14.3% | 14.8% | 14.1% | 18.6% | 13.1% | |
| Return on invested capital | 11.1% | 12.8% | 12.1% | 15.8% | 10.2% | |
| Return on capital employed | 14.0% | 16.2% | 15.4% | 20.0% | 12.9% | |
| Earnings yield | 11.2% | 12.3% | 13.0% | 21.8% | 13.2% | |
| Free cash flow yield | 12.9% | 11.7% | 13.0% | 16.3% | 14.4% | |
| Capex / Op. cash flow | 0.1% | 0.2% | 0.3% | 0.5% | 0.6% | |
| Capex / Depreciation | 14.8% | 6.4% | 5.7% | 6.0% | 6.2% | |
| Capex / Sales | 0.1% | 0.1% | 0.2% | 0.3% | 0.3% | |
| SG&A / Sales | 3.9% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 2.0% | 2.6% | 2.7% | 2.1% | 1.4% | |
| Intangibles / Total assets | 0.1% | 0.2% | 0.2% | 0.3% | 0.3% | |
| Days sales outstanding | 17d | 51d | 51d | 50d | 65d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 17d | 51d | 51d | 50d | 65d | |
| Cash conversion cycle | 17d | 51d | 51d | 50d | 65d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years