MTG
VENTE TOTALE: 137 113 titres (~4 184 277,42 $ US)
- Insiders
- Mattke Timothy J.
- Total bought
- —
- Total sold
- $4,184,277
- Last activity
- 2026-08-05
- Last synced
-
2026-08-11 09:46:50
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-11
MTG posted a genuine Q2 2026 earnings beat with strong net margins, but the sudden collapse of current and quick ratios to zero in 2025 introduces a critical structural uncertainty that cannot be ignored.
The first sentence of the analysis written for MTG on 2026-08-11 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 94.9% | 100.5% | 100.9% | 120.7% | 93.5% | |
| Ebit Margin | 79.4% | 83.2% | 81.3% | 97.0% | 73.6% | |
| Ebitda Margin | 80.0% | 84.7% | 84.4% | 101.7% | 79.2% | |
| Operating Profit Margin | 76.5% | 80.2% | 78.1% | 92.9% | 67.6% | |
| Pretax Profit Margin | 76.5% | 80.2% | 78.1% | 92.9% | 67.6% | |
| Continuous Operations Profit Margin | 60.8% | 63.2% | 61.7% | 73.8% | 53.6% | |
| Net Profit Margin | 60.8% | 63.2% | 61.7% | 73.8% | 53.6% | |
| Bottom Line Profit Margin | 60.8% | 63.2% | 61.8% | 74.1% | 54.8% | |
| Current Ratio | 0.000 | 10.731 | 9.431 | 7.835 | 6.314 | |
| Quick Ratio | 0.000 | 10.731 | 9.431 | 7.835 | 6.314 | |
| Solvency Ratio | 0.500 | 0.568 | 0.510 | 0.585 | 0.285 | |
| Cash Ratio | 0.000 | 0.394 | 0.548 | 0.435 | 0.253 | |
| Price To Earnings Ratio | 9.218 | 8.120 | 7.655 | 4.594 | 7.589 | |
| Price To Earnings Growth Ratio | 1.077 | 0.512 | -0.699 | 0.094 | 0.169 | |
| Forward Price To Earnings Growth Ratio | 1.077 | 0.512 | -0.699 | 0.094 | 0.169 | |
| Price To Earnings Diluted Ratio | 9.306 | 8.204 | 7.747 | 4.659 | 7.795 | |
| Price To Earnings Diluted Growth Ratio | 1.076 | 0.511 | -0.720 | 0.092 | 0.180 | |
| Price To Book Ratio | 1.281 | 1.200 | 1.079 | 0.856 | 0.992 | |
| Price To Sales Ratio | 5.435 | 5.137 | 4.736 | 3.390 | 4.066 | |
| Price To Free Cash Flow Ratio | 7.744 | 8.571 | 7.695 | 6.148 | 6.965 | |
| Price To Operating Cash Flow Ratio | 7.734 | 8.558 | 7.673 | 6.117 | 6.924 | |
| Debt To Assets Ratio | 0.097 | 0.098 | 0.098 | 0.107 | 0.157 | |
| Debt To Equity Ratio | 0.126 | 0.125 | 0.127 | 0.143 | 0.236 | |
| Debt To Capital Ratio | 0.112 | 0.111 | 0.113 | 0.125 | 0.191 | |
| Long Term Debt To Capital Ratio | 0.112 | 0.111 | 0.113 | 0.125 | 0.191 | |
| Financial Leverage Ratio | 1.290 | 1.266 | 1.289 | 1.338 | 1.507 | |
| Working Capital Turnover Ratio | 0.428 | 0.214 | 0.215 | 0.211 | 0.397 | |
| Operating Cash Flow Ratio | 0.000 | 1.244 | 1.075 | 0.863 | 0.619 | |
| Operating Cash Flow Sales Ratio | 0.703 | 0.600 | 0.617 | 0.554 | 0.587 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.999 | 0.998 | 0.997 | 0.995 | 0.994 | |
| Debt Service Coverage Ratio | 22.632 | 22.949 | 21.273 | 20.137 | 10.823 | |
| Interest Coverage Ratio | 26.911 | 27.209 | 24.447 | 22.684 | 11.236 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 1.320 | 1.125 | 1.108 | 0.981 | 0.607 | |
| Capital Expenditure Coverage Ratio | 831.998 | 617.574 | 356.659 | 199.758 | 169.214 | |
| Dividend Paid And Capex Coverage Ratio | 6.387 | 5.506 | 5.705 | 5.692 | 7.081 | |
| Dividend Payout Ratio | 0.179 | 0.171 | 0.172 | 0.128 | 0.148 | |
| Enterprise Value Multiple | 7.078 | 6.472 | 5.902 | 3.616 | 6.051 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 94.9% | ▼-5.6% | ▼-7.2% |
| Ebit Margin | 79.4% | ▼-3.7% | ▼-3.5% |
| Ebitda Margin | 80.0% | ▼-4.7% | ▼-6.0% |
| Operating Profit Margin | 76.5% | ▼-3.7% | ▼-2.6% |
| Pretax Profit Margin | 76.5% | ▼-3.7% | ▼-2.6% |
| Continuous Operations Profit Margin | 60.8% | ▼-2.3% | ▼-1.8% |
| Net Profit Margin | 60.8% | ▼-2.3% | ▼-1.8% |
| Bottom Line Profit Margin | 60.8% | ▼-2.3% | ▼-2.1% |
| Current Ratio | 0.000 | ▼-10.731 | ▼-6.862 |
| Quick Ratio | 0.000 | ▼-10.731 | ▼-6.862 |
| Solvency Ratio | 0.499 | ▼-0.069 | ▲0.010 |
| Cash Ratio | 0.000 | ▼-0.394 | ▼-0.326 |
| Price To Earnings Ratio | 9.218 | ▲1.098 | ▲1.783 |
| Price To Earnings Growth Ratio | 1.077 | ▲0.565 | ▲0.846 |
| Forward Price To Earnings Growth Ratio | 1.077 | ▲0.565 | ▲0.846 |
| Price To Earnings Diluted Ratio | 9.306 | ▲1.102 | ▲1.764 |
| Price To Earnings Diluted Growth Ratio | 1.076 | ▲0.565 | ▲0.848 |
| Price To Book Ratio | 1.281 | ▲0.082 | ▲0.200 |
| Price To Sales Ratio | 5.435 | ▲0.297 | ▲0.882 |
| Price To Free Cash Flow Ratio | 7.744 | ▼-0.828 | ▲0.319 |
| Price To Operating Cash Flow Ratio | 7.734 | ▼-0.823 | ▲0.333 |
| Debt To Assets Ratio | 0.097 | ▼-0.001 | ▼-0.014 |
| Debt To Equity Ratio | 0.126 | ▲0.001 | ▼-0.026 |
| Debt To Capital Ratio | 0.112 | ▲0.001 | ▼-0.019 |
| Long Term Debt To Capital Ratio | 0.112 | ▲0.001 | ▼-0.019 |
| Financial Leverage Ratio | 1.290 | ▲0.024 | ▼-0.048 |
| Working Capital Turnover Ratio | 0.428 | ▲0.213 | ▲0.135 |
| Operating Cash Flow Ratio | 0.000 | ▼-1.244 | ▼-0.760 |
| Operating Cash Flow Sales Ratio | 0.703 | ▲0.102 | ▲0.090 |
| Free Cash Flow Operating Cash Flow Ratio | 0.999 | ▲0.000 | ▲0.002 |
| Debt Service Coverage Ratio | 22.632 | ▼-0.317 | ▲3.069 |
| Interest Coverage Ratio | 26.911 | ▼-0.298 | ▲4.414 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 1.320 | ▲0.195 | ▲0.292 |
| Capital Expenditure Coverage Ratio | 831.998 | ▲214.424 | ▲396.957 |
| Dividend Paid And Capex Coverage Ratio | 6.387 | ▲0.881 | ▲0.313 |
| Dividend Payout Ratio | 0.179 | ▲0.008 | ▲0.019 |
| Enterprise Value Multiple | 7.078 | ▲0.605 | ▲1.254 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $6.60B | $6.20B | $5.47B | $3.98B | $4.82B | |
| Enterprise value | $6.87B | $6.62B | $5.75B | $4.31B | $5.68B | |
| EV / Sales | 5.66x | 5.48x | 4.98x | 3.68x | 4.79x | |
| EV / Op. cash flow | 8.06x | 9.13x | 8.06x | 6.63x | 8.16x | |
| EV / Free cash flow | 8.07x | 9.14x | 8.09x | 6.67x | 8.21x | |
| EV / EBITDA | 7.08x | 6.47x | 5.90x | 3.62x | 6.05x | |
| Net debt / EBITDA | 0.28x | 0.41x | 0.29x | 0.28x | 0.92x | |
| Current ratio | 0.00x | 10.73x | 9.43x | 7.83x | 6.31x | |
| Income quality | 1.16x | 0.95x | 1.00x | 0.75x | 1.10x | |
| Graham number | $41 | $36 | $32 | $31 | $25 | |
| Graham net-net | $21 | $18 | $17 | $14 | $14 | |
| Tax burden | 79.5% | 78.8% | 79.0% | 79.4% | 79.2% | |
| Interest burden | 96.3% | 96.5% | 96.1% | 95.8% | 91.8% | |
| Working capital | $0 | $5.67B | $5.59B | $5.15B | $5.98B | |
| Invested capital | $40.8M | $5.72B | $5.64B | $5.21B | $6.05B | |
| Return on assets | 11.1% | 11.7% | 10.9% | 13.9% | 8.7% | |
| Operating ROA | 14.1% | 14.8% | 14.2% | 16.1% | 10.9% | |
| Return on tangible assets | 11.1% | 11.7% | 10.9% | 14.0% | 8.7% | |
| Return on equity | 14.3% | 14.8% | 14.1% | 18.6% | 13.1% | |
| Return on invested capital | 11.1% | 12.8% | 12.1% | 15.8% | 10.2% | |
| Return on capital employed | 14.0% | 16.2% | 15.4% | 20.0% | 12.9% | |
| Earnings yield | 11.2% | 12.3% | 13.0% | 21.8% | 13.2% | |
| Free cash flow yield | 12.9% | 11.7% | 13.0% | 16.3% | 14.4% | |
| Capex / Op. cash flow | 0.1% | 0.2% | 0.3% | 0.5% | 0.6% | |
| Capex / Depreciation | 14.8% | 6.4% | 5.7% | 6.0% | 6.2% | |
| Capex / Sales | 0.1% | 0.1% | 0.2% | 0.3% | 0.3% | |
| SG&A / Sales | 3.9% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 2.0% | 2.6% | 2.7% | 2.1% | 1.4% | |
| Intangibles / Total assets | 0.1% | 0.2% | 0.2% | 0.3% | 0.3% | |
| Days sales outstanding | 17d | 51d | 51d | 50d | 65d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 17d | 51d | 51d | 50d | 65d | |
| Cash conversion cycle | 17d | 51d | 51d | 50d | 65d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+6.3%EV / Sales ▲+3.3%EV / EBITDA ▲+9.4%EV / Op. cash flow ▼-1.071Earnings yield ▼-0.011Graham number ▲+4.957
Profitability
Return on equity ▼-0.004Return on assets ▼-0.005Return on invested capital ▼-0.017Return on capital employed ▼-0.023Operating ROA ▼-0.007Income quality ▲+0.205Tax burden ▲+0.008
Efficiency
Days sales outstanding ▼-33.903Days payables outstanding n/aOperating cycle ▼-33.903Cash conversion cycle ▼-33.903Capex / Sales -0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-10.731Net debt / EBITDA ▼-0.121Working capital ▼-5673372000.000Invested capital ▼-5679914000.000Intangibles / Total assets ▼-0.001
Change over 5 years
Valuation
Market cap ▲+36.8%EV / Sales ▲+18.1%EV / EBITDA ▲+17.0%EV / Op. cash flow ▼-0.102Earnings yield ▼-0.020Graham number ▲+16.039
Profitability
Return on equity ▲+0.013Return on assets ▲+0.025Return on invested capital ▲+0.009Return on capital employed ▲+0.011Operating ROA ▲+0.032Income quality ▲+0.058Tax burden ▲+0.003
Efficiency
Days sales outstanding ▼-47.648Days payables outstanding n/aOperating cycle ▼-47.648Cash conversion cycle ▼-47.648Capex / Sales ▼-0.003R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-6.314Net debt / EBITDA ▼-0.632Working capital ▼-5978949000.000Invested capital ▼-6005403000.000Intangibles / Total assets ▼-0.002
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-06-17 | Lisa McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-11 | Lisa McClain | Purchase | $1,001 - $15,000 |
| 2022-02-14 | Ro Khanna | Sale | $1,001 - $15,000 |
Recent news
- 2026-07-31 MGIC Investment Q2 Earnings Call Highlights MGIC Investment NYSE: MTG reported second-quarter 2026 net income of $182 million, or $0.86 per diluted share, as favorable reserve development and lower operating expenses supported results. The mortgage insurer recorded an annualized return on equity of 14.5% and said book value per share rose 10% from a year earlier to $24.27.
- 2026-07-30 MGIC Investment Corporation (MTG) Q2 2026 Earnings Call Transcript MGIC Investment Corporation (MTG) Q2 2026 Earnings Call Transcript
- 2026-07-29 MGIC (MTG) Reports Q2 Earnings: What Key Metrics Have to Say The headline numbers for MGIC (MTG) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-29 MGIC Investment (MTG) Q2 Earnings Beat Estimates MGIC Investment (MTG) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.74 per share. This compares to earnings of $0.82 per share a year ago.
- 2026-07-29 MGIC Investment Corporation Reports Second Quarter 2026 Results Second Quarter 2026 Net Income of $182.1 million or $0.86 per Diluted Share Second Quarter 2026 Adjusted Net Operating Income (Non-GAAP) of $183.7 million or $0.87 per Diluted Share MILWAUKEE, July 29, 2026 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) today reported operating and financial results for the second quarter of 2026. Tim Mattke, CEO of MTG and Mortgage Guaranty Insurance Corporation ("MGIC") said, "Our strong second quarter results, highlighted by a 14.5% return on equity, reflect the continued success of our disciplined execution.
- 2026-07-27 MGIC Investment (MTG) Projected to Post Earnings on Wednesday MGIC Investment (NYSE: MTG - Get Free Report) is expected to issue its Q2 2026 results after the market closes on Wednesday, July 29th. Analysts expect MGIC Investment to announce earnings of $0.74 per share and revenue of $297.5380 million for the quarter. Interested persons are encouraged to explore the company''s upcoming Q2 2026 earning overview
- 2026-07-27 Caxton Associates LLP Invests $741,000 in MGIC Investment Corporation $MTG Caxton Associates LLP purchased a new stake in shares of MGIC Investment Corporation (NYSE: MTG) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The firm purchased 28,214 shares of the insurance provider''s stock, valued at approximately $741,000. Other large investors have also recently modified
- 2026-07-23 MGIC Investment Corporation Announces an Increase to Quarterly Dividend MILWAUKEE, July 23, 2026 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) announced that its Board of Directors declared a quarterly cash dividend of $0.17 per share, an increase of 13% from the last quarterly dividend paid of $0.15 per share. This quarter''s dividend will be payable on August 20, 2026, to shareholders of record as of August 5, 2026.
- 2026-07-02 MGIC Investment Corporation Schedules 2nd Quarter 2026 Earnings Call MILWAUKEE, July 2, 2026 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) has announced plans to release its second quarter 2026 financial results after the market closes on Wednesday, July 29, 2026. A conference call/webcast has been scheduled for 10:00 a.m.
- 2026-07-01 MGIC Investment''s Mortgage Insurance Drives Growth and Profitability MTG relies on its mortgage insurance business to generate recurring premiums, investment income and consistent earnings across housing cycles.