MCB
Bearish signalScored 2026-09-23 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.
Research, not advice.
À propos
Metropolitan Bank Holding Corp.
- Nom
- Metropolitan Bank Holding Corp.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NYSE
- Capitalisation
- $1.2B
- Employés
- 326
- PDG
- Mark R. DeFazio
- Site web
- https://www.mcbankny.com
- Marché
- AMTBBFSTCCBGCCNEHBNCHTB
Metropolitan Bank Holding Corp. acts as the parent organization for Metropolitan Commercial Bank, which provides a wide array of business, commercial, and personal banking offerings. This institution serves a diverse clientele, including small and mid-sized enterprises, public sector bodies, and individual clients across the greater New York metropolitan region. The bank’s deposit products feature standard checking, savings, term deposit, and money market accounts, along with certificates of deposit. It also extends an extensive portfolio of credit facilities, encompassing financing for commercial properties, construction ventures, multi-family dwellings, and one-to-four-family residential units. Additional lending options include commercial and industrial loans, consumer credit, funds for property acquisition and renovation, and solutions for refinancing or extracting borrower equity. The institution further supports clients with loans on owner-occupied real estate, working capital lines of credit, trade finance, letters of credit, and conventional term loans. Beyond these core services, the company delivers cash management solutions. It offers modern digital banking options, such as online and mobile platforms, alongside automated clearing house (ACH) transactions, remote check deposit services, and debit card provisions. Metropolitan Commercial Bank maintains a physical presence through six branches located in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp., established in 1999, has its corporate headquarters in New York City.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 12 000 titres (~1 101 103,00 $ US)
- Insiders
- Fredston Dale CPATENT ROBERT C
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$1,101,103
Avg sell (VWAP, 90d window) $91.76 vs last close $88.62 (-3.4%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-09-17
- Liquidity
- Thin $10,767,587/day · 20d vol
- Last synced
-
2026-09-24 21:10:39
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-17 | Fredston Dale C | Sell · S | 2,000 | $89.09 | $178,180 | Form 4 |
| 2026-08-10 | PATENT ROBERT C | Sell · S | 10,000 | $92.29 | $922,923 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Bearish signalScored 2026-09-23 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.
MCB presents a critically weak financial profile with a near-insolvent liquidity position (current ratio of 0.13) and an interest coverage ratio below 1.0, signaling acute solvency risk.
The first sentence of the analysis written for MCB on 2026-09-23 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Pulls against a bullish reading. Close is more than 0.5 ATR under stored support
- Financial indicators Unavailable or mixed. Current ratio 0.13 · operating margin 19% — readings disagree
Suggested stop 85.55, nearest stored support minus 0.5 ATR(3.5% under the last close). Reward/risk to the next stored resistance is 0.01. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 52.6% | 55.0% | 59.1% | 85.5% | 89.8% | |
| Ebit Margin | 19.3% | 19.7% | 26.5% | 33.7% | 45.5% | |
| Ebitda Margin | 17.2% | 17.4% | 28.3% | 37.1% | 48.0% | |
| Operating Profit Margin | 19.3% | 19.7% | 26.5% | 33.7% | 45.5% | |
| Pretax Profit Margin | 19.3% | 19.7% | 26.5% | 33.7% | 45.5% | |
| Continuous Operations Profit Margin | 13.5% | 13.5% | 19.2% | 20.7% | 30.7% | |
| Net Profit Margin | 13.5% | 13.5% | 19.2% | 20.7% | 30.7% | |
| Bottom Line Profit Margin | 13.5% | 13.5% | 19.1% | 20.6% | 30.4% | |
| Current Ratio | 0.128 | 0.045 | 0.062 | 0.065 | 0.461 | |
| Quick Ratio | 0.128 | 0.045 | 0.062 | 0.065 | 0.461 | |
| Solvency Ratio | 0.008 | 0.008 | 0.013 | 0.012 | 0.010 | |
| Cash Ratio | 0.053 | 0.033 | 0.047 | 0.049 | 0.365 | |
| Price To Earnings Ratio | 11.380 | 9.799 | 7.360 | 10.825 | 16.044 | |
| Price To Earnings Growth Ratio | 0.904 | -0.688 | 0.261 | -0.589 | 0.406 | |
| Forward Price To Earnings Growth Ratio | 0.904 | -0.688 | 0.261 | -0.589 | 0.406 | |
| Price To Earnings Diluted Ratio | 11.535 | 9.848 | 7.402 | 11.091 | 16.516 | |
| Price To Earnings Diluted Growth Ratio | 0.991 | -0.694 | 0.242 | -0.617 | 0.430 | |
| Price To Book Ratio | 1.089 | 0.895 | 0.858 | 1.113 | 1.724 | |
| Price To Sales Ratio | 1.535 | 1.326 | 1.403 | 2.232 | 4.874 | |
| Price To Free Cash Flow Ratio | 9.815 | 4.477 | 15.424 | 9.621 | 28.846 | |
| Price To Operating Cash Flow Ratio | 9.123 | 4.398 | 13.334 | 7.465 | 25.754 | |
| Debt To Assets Ratio | 0.001 | 0.063 | 0.077 | 0.041 | 0.008 | |
| Debt To Equity Ratio | 0.015 | 0.627 | 0.829 | 0.448 | 0.103 | |
| Debt To Capital Ratio | 0.015 | 0.385 | 0.453 | 0.309 | 0.093 | |
| Long Term Debt To Capital Ratio | 0.015 | 0.385 | 0.453 | 0.309 | 0.093 | |
| Financial Leverage Ratio | 11.110 | 10.003 | 10.725 | 10.883 | 12.776 | |
| Working Capital Turnover Ratio | -0.087 | -0.089 | -0.078 | -0.068 | -0.064 | |
| Operating Cash Flow Ratio | 0.012 | 0.025 | 0.007 | 0.016 | 0.006 | |
| Operating Cash Flow Sales Ratio | 0.168 | 0.302 | 0.105 | 0.299 | 0.189 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.929 | 0.982 | 0.864 | 0.776 | 0.893 | |
| Debt Service Coverage Ratio | 0.283 | 0.257 | 0.553 | 2.189 | 4.030 | |
| Interest Coverage Ratio | 0.479 | 0.451 | 0.701 | 3.068 | 5.501 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 8.080 | 0.325 | 0.078 | 0.333 | 0.652 | |
| Capital Expenditure Coverage Ratio | 14.173 | 56.427 | 7.380 | 4.463 | 9.331 | |
| Dividend Paid And Capex Coverage Ratio | 9.457 | 56.427 | 7.380 | 4.463 | 9.331 | |
| Dividend Payout Ratio | 0.044 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 4.714 | 10.623 | 7.389 | 6.017 | -14.182 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 52.6% | ▼-2.3% | ▼-15.8% |
| Ebit Margin | 19.3% | ▼-0.5% | ▼-9.7% |
| Ebitda Margin | 17.2% | ▼-0.2% | ▼-12.4% |
| Operating Profit Margin | 19.3% | ▼-0.5% | ▼-9.7% |
| Pretax Profit Margin | 19.3% | ▼-0.5% | ▼-9.7% |
| Continuous Operations Profit Margin | 13.5% | ▼-0.1% | ▼-6.0% |
| Net Profit Margin | 13.5% | ▼-0.1% | ▼-6.0% |
| Bottom Line Profit Margin | 13.5% | ▼-0.1% | ▼-5.9% |
| Current Ratio | 0.128 | ▲0.083 | ▼-0.024 |
| Quick Ratio | 0.128 | ▲0.083 | ▼-0.024 |
| Solvency Ratio | 0.008 | ▼-0.000 | ▼-0.002 |
| Cash Ratio | 0.053 | ▲0.020 | ▼-0.056 |
| Price To Earnings Ratio | 11.380 | ▲1.581 | ▲0.299 |
| Price To Earnings Growth Ratio | 0.904 | ▲1.592 | ▲0.846 |
| Forward Price To Earnings Growth Ratio | 0.904 | ▲1.592 | ▲0.846 |
| Price To Earnings Diluted Ratio | 11.535 | ▲1.687 | ▲0.256 |
| Price To Earnings Diluted Growth Ratio | 0.991 | ▲1.686 | ▲0.921 |
| Price To Book Ratio | 1.089 | ▲0.194 | ▼-0.047 |
| Price To Sales Ratio | 1.535 | ▲0.208 | ▼-0.739 |
| Price To Free Cash Flow Ratio | 9.815 | ▲5.338 | ▼-3.821 |
| Price To Operating Cash Flow Ratio | 9.123 | ▲4.725 | ▼-2.892 |
| Debt To Assets Ratio | 0.001 | ▼-0.061 | ▼-0.037 |
| Debt To Equity Ratio | 0.015 | ▼-0.612 | ▼-0.390 |
| Debt To Capital Ratio | 0.015 | ▼-0.371 | ▼-0.236 |
| Long Term Debt To Capital Ratio | 0.015 | ▼-0.371 | ▼-0.236 |
| Financial Leverage Ratio | 11.110 | ▲1.106 | ▲0.010 |
| Working Capital Turnover Ratio | -0.087 | ▲0.002 | ▼-0.010 |
| Operating Cash Flow Ratio | 0.012 | ▼-0.013 | ▼-0.001 |
| Operating Cash Flow Sales Ratio | 0.168 | ▼-0.133 | ▼-0.044 |
| Free Cash Flow Operating Cash Flow Ratio | 0.929 | ▼-0.053 | ▲0.040 |
| Debt Service Coverage Ratio | 0.283 | ▲0.026 | ▼-1.179 |
| Interest Coverage Ratio | 0.479 | ▲0.028 | ▼-1.561 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 8.080 | ▲7.756 | ▲6.187 |
| Capital Expenditure Coverage Ratio | 14.173 | ▼-42.254 | ▼-4.182 |
| Dividend Paid And Capex Coverage Ratio | 9.457 | ▼-46.970 | ▼-7.954 |
| Dividend Payout Ratio | 0.044 | ▲0.044 | ▲0.035 |
| Enterprise Value Multiple | 4.714 | ▼-5.909 | ▲1.802 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $809.0M | $652.9M | $565.7M | $641.2M | $960.0M | |
| Enterprise value | $426.4M | $910.0M | $842.8M | $641.5M | -$1.34B | |
| EV / Sales | 0.81x | 1.85x | 2.09x | 2.23x | -6.81x | |
| EV / Op. cash flow | 4.81x | 6.13x | 19.87x | 7.47x | -36.00x | |
| EV / Free cash flow | 5.17x | 6.24x | 22.98x | 9.63x | -40.33x | |
| EV / EBITDA | 4.71x | 10.62x | 7.39x | 6.02x | -14.18x | |
| Net debt / EBITDA | -4.23x | 3.00x | 2.43x | 0.00x | -24.33x | |
| Current ratio | 0.13x | 0.04x | 0.06x | 0.07x | 0.46x | |
| Income quality | 1.25x | 2.23x | 0.55x | 1.45x | 0.62x | |
| Graham number | $103 | $94 | $97 | $80 | $97 | |
| Graham net-net | -$620 | -$564 | -$549 | -$491 | -$400 | |
| Tax burden | 70.0% | 68.7% | 72.3% | 61.3% | 67.6% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$6.43B | -$5.72B | -$5.38B | -$4.93B | -$3.49B | |
| Invested capital | -$6.43B | -$5.72B | -$5.38B | -$4.90B | -$3.47B | |
| Return on assets | 0.9% | 0.9% | 1.1% | 0.9% | 0.9% | |
| Operating ROA | 1.3% | 1.4% | 1.6% | 1.4% | 1.6% | |
| Return on tangible assets | 0.9% | 0.9% | 1.1% | 0.9% | 0.9% | |
| Return on equity | 9.6% | 9.1% | 11.7% | 10.3% | 10.9% | |
| Return on invested capital | 8.1% | 5.1% | 5.8% | 6.0% | 9.4% | |
| Return on capital employed | 11.6% | 7.4% | 8.0% | 9.8% | 13.9% | |
| Earnings yield | 8.8% | 10.2% | 13.7% | 9.3% | 6.3% | |
| Free cash flow yield | 10.2% | 22.3% | 6.5% | 10.4% | 3.5% | |
| Capex / Op. cash flow | 7.1% | 1.8% | 13.6% | 22.4% | 10.7% | |
| Capex / Depreciation | -56.6% | -23.1% | 80.5% | 198.2% | 78.9% | |
| Capex / Sales | 1.2% | 0.5% | 1.4% | 6.7% | 2.0% | |
| SG&A / Sales | 17.9% | 18.2% | 18.9% | 21.5% | 25.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.7% | 1.8% | 2.4% | 2.7% | 2.4% | |
| Intangibles / Total assets | 0.0% | 0.0% | 0.0% | 0.0% | 0.1% | |
| Days sales outstanding | 0d | 0d | 79d | 109d | 74d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 675d | |
| Operating cycle | 0d | 0d | 79d | 109d | 74d | |
| Cash conversion cycle | 0d | 0d | 79d | 109d | -601d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-09-20 Dale Fredston Sells 2,000 Shares of Metropolitan Bank (NYSE:MCB) Stock Metropolitan Bank Holding Corp. (NYSE: MCB - Get Free Report) Director Dale Fredston sold 2,000 shares of the firm''s stock in a transaction dated Thursday, September 17th. The shares were sold at an average price of $89.09, for a total value of $178,180.00. Following the transaction, the director directly owned 14,668 shares in the company, valued
- 2026-09-01 MCB Alert: HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Metropolitan Bank Holding Corp. (NYSE: MCB) Investors with Significant Losses to Contact Firm SAN FRANCISCO, Sept. 01, 2026 (GLOBE NEWSWIRE) -- National shareholder rights law firm Hagens Berman announces that it is investigating potential securities law violations by Metropolitan Bank Holding Corp. (NYSE: MCB) following disappointing Q2 financial results, unexpected credit quality disclosures, and a subsequent stock drop.
- 2026-08-27 INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB NEW YORK, Aug. 27, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. ("Metropolitan" or the "Company") (NYSE: MCB). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.
- 2026-08-26 MCB Alert: HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Metropolitan Bank Holding Corp. (NYSE: MCB) Investors with Significant Losses to Contact Firm SAN FRANCISCO, Aug. 26, 2026 /PRNewswire/ -- National shareholder rights law firm Hagens Berman announces that it is investigating potential securities law violations by Metropolitan Bank Holding Corp. (NYSE: MCB) following disappointing Q2 financial results, unexpected credit quality disclosures, and a subsequent stock drop. If you purchased or acquired Metropolitan Bank securities and suffered significant losses, submit your losses now.
- 2026-08-25 INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp. - MCB NEW YORK, Aug. 25, 2026 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. (“Metropolitan” or the “Company”) (NYSE: MCB). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.
- 2026-08-21 MCB Alert: HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Metropolitan Bank Holding Corp. (NYSE: MCB) Investors with Significant Losses to Contact Firm SAN FRANCISCO, Aug. 21, 2026 (GLOBE NEWSWIRE) -- National shareholder rights law firm Hagens Berman announces that it is investigating potential securities law violations by Metropolitan Bank Holding Corp. (NYSE: MCB) following disappointing Q2 financial results, unexpected credit quality disclosures, and a subsequent stock drop. If you purchased or acquired Metropolitan Bank securities and suffered significant losses, submit your losses now.
- 2026-08-20 Metropolitan Commercial Bank Unveils New Signage at Lakewood Banking Center NEW YORK--(BUSINESS WIRE)-- #mcb--Metropolitan Commercial Bank (“MCB” or the “Bank”) (NYSE: MCB) today announced the installation of new exterior signage at 311 Boulevard of the Americas in Lakewood, New Jersey, home of MCB''s Lakewood Banking Center. In 2020, the Bank signed a long-term lease at 311 Boulevard of the Americas with Chopp Holdings LLC and subsequently completed a comprehensive build-out of the space to support its growing business in the market. “MCB has served the Lakewood community for.
- 2026-08-20 INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB NEW YORK, Aug. 20, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. ("Metropolitan" or the "Company") (NYSE: MCB). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.
- 2026-08-18 INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB NEW YORK, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. (“Metropolitan” or the “Company”) (NYSE: MCB). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.
- 2026-08-13 INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp. - MCB NEW YORK, Aug. 13, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. ("Metropolitan" or the "Company") (NYSE: MCB). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.