KRNY
Neutral signalScored 2026-08-02 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Kearny Financial Corp.
- Nom
- Kearny Financial Corp.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $603.8M
- Employés
- 502
- PDG
- Craig L. Montanaro
- Site web
- https://www.kearnybank.com
- Marché
- BWFGCFBKFRBAGCBCHNVRNECB
Kearny Financial Corp. serves as the parent entity for Kearny Bank, providing a diverse array of banking and financial services across the United States. The institution offers a comprehensive suite of deposit products, including both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Furthermore, Kearny Bank extends various lending options, such as mortgages for multi-family and commercial real estate, business term loans and credit lines, primary mortgages for single- to four-family residences, and home equity loans and lines of credit. It also provides financing for the construction or renovation of one-to-four family homes, commercial properties, or multi-family dwellings, alongside overdraft facilities and personal loans. Beyond these, the corporation engages in investment activities. As of August 18, 2021, its operations included 48 branch offices located throughout northern and central New Jersey, in addition to Brooklyn and Staten Island, New York. The company, established in 1884, has its headquarters in Fairfield, New Jersey.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
ACHAT TOTAL: 6 333 titres (~60 183,18 $ US)
- Insiders
- Wong-Zaza MelvinaMONTANARO LEOPOLD W
- Total bought
-
$60,183
Avg buy (VWAP, 90d window) $9.50 vs last close —
- Total sold
-
—
Avg sell (VWAP, 90d window) —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-09-17
- Last synced
-
2026-09-23 09:55:05
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-17 | Wong-Zaza Melvina | Buy · P | 1,560 | $9.63 | $15,031 | Form 4 |
| 2026-08-10 | MONTANARO LEOPOLD W | Buy · P | 4,773 | $9.46 | $45,153 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-08-02 Drivers: fundamentals. Moteurs : fondamentaux.
KRNY presents a structurally weak financial profile with critical liquidity deficiencies — negative operating cash flow, dangerously low interest coverage, and high financial leverage — making the fundamental foundation…
The first sentence of the analysis written for KRNY on 2026-08-02 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Supports a bullish reading. Open-market purchases outweigh sales
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 1.21 · operating margin 14%
Market snapshot
Financial ratios
| Metric | Trend | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 50.8% | 44.1% | 41.1% | 59.4% | 90.8% | |
| Ebit Margin | 13.7% | 9.0% | -24.7% | 17.7% | 38.4% | |
| Ebitda Margin | 14.9% | 10.4% | -23.1% | 19.8% | 41.2% | |
| Operating Profit Margin | 13.7% | 9.0% | -24.7% | 17.7% | 38.4% | |
| Pretax Profit Margin | 13.7% | 9.0% | -24.7% | 17.7% | 38.4% | |
| Continuous Operations Profit Margin | 10.4% | 7.6% | -26.5% | 13.8% | 28.1% | |
| Net Profit Margin | 10.4% | 7.6% | -26.5% | 13.8% | 28.1% | |
| Bottom Line Profit Margin | 10.4% | 7.6% | -26.5% | 13.8% | 28.1% | |
| Current Ratio | 1.211 | 1.197 | 0.219 | 0.227 | 0.240 | |
| Quick Ratio | 1.211 | 1.197 | 0.219 | 0.227 | 0.240 | |
| Solvency Ratio | 0.006 | 0.004 | -0.012 | 0.007 | 0.011 | |
| Cash Ratio | 0.020 | 0.029 | 0.012 | 0.012 | 0.017 | |
| Price To Earnings Ratio | 16.310 | 15.381 | -4.317 | 11.190 | 11.695 | |
| Price To Earnings Growth Ratio | 0.428 | -0.118 | 0.013 | -0.332 | 0.500 | |
| Forward Price To Earnings Growth Ratio | 0.428 | -0.118 | 0.013 | -0.332 | 0.500 | |
| Price To Earnings Diluted Ratio | 16.596 | 15.381 | -4.317 | 11.190 | 11.695 | |
| Price To Earnings Diluted Growth Ratio | 0.465 | -0.118 | 0.013 | -0.332 | 0.500 | |
| Price To Book Ratio | 0.776 | 0.541 | 0.497 | 0.526 | 0.881 | |
| Price To Sales Ratio | 1.713 | 1.175 | 1.146 | 1.541 | 3.280 | |
| Price To Free Cash Flow Ratio | 17.272 | 18.880 | 8.791 | 6.700 | 10.051 | |
| Price To Operating Cash Flow Ratio | 16.119 | 16.301 | 8.521 | 6.569 | 9.690 | |
| Debt To Assets Ratio | 0.150 | 0.162 | 0.210 | 0.187 | 0.117 | |
| Debt To Equity Ratio | 1.500 | 1.684 | 2.136 | 1.733 | 1.008 | |
| Debt To Capital Ratio | 0.600 | 0.627 | 0.681 | 0.634 | 0.502 | |
| Long Term Debt To Capital Ratio | 0.600 | 0.597 | 0.656 | 0.596 | 0.421 | |
| Financial Leverage Ratio | 10.020 | 10.376 | 10.196 | 9.278 | 8.635 | |
| Working Capital Turnover Ratio | 0.294 | -0.228 | -0.075 | -0.065 | -0.057 | |
| Operating Cash Flow Ratio | 0.006 | 0.004 | 0.008 | 0.012 | 0.013 | |
| Operating Cash Flow Sales Ratio | 0.106 | 0.072 | 0.135 | 0.235 | 0.338 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.933 | 0.863 | 0.969 | 0.981 | 0.964 | |
| Debt Service Coverage Ratio | 0.241 | 0.091 | -0.225 | 0.137 | 0.265 | |
| Interest Coverage Ratio | 0.280 | 0.164 | -0.434 | 0.444 | 3.113 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.165 | 0.251 | 0.309 | 0.325 | |
| Operating Cash Flow Coverage Ratio | 0.032 | 0.020 | 0.027 | 0.046 | 0.090 | |
| Capital Expenditure Coverage Ratio | 14.991 | 7.322 | 32.571 | 51.328 | 27.843 | |
| Dividend Paid And Capex Coverage Ratio | 1.218 | 0.799 | 1.521 | 2.330 | 2.419 | |
| Dividend Payout Ratio | 0.768 | 1.060 | -0.318 | 0.698 | 0.454 | |
| Enterprise Value Multiple | 31.446 | 41.612 | -25.432 | 32.265 | 16.035 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 50.8% | ▲6.7% | ▼-6.4% |
| Ebit Margin | 13.7% | ▲4.6% | ▲2.8% |
| Ebitda Margin | 14.9% | ▲4.5% | ▲2.3% |
| Operating Profit Margin | 13.7% | ▲4.6% | ▲2.8% |
| Pretax Profit Margin | 13.7% | ▲4.6% | ▲2.8% |
| Continuous Operations Profit Margin | 10.4% | ▲2.9% | ▲3.8% |
| Net Profit Margin | 10.4% | ▲2.9% | ▲3.8% |
| Bottom Line Profit Margin | 10.4% | ▲2.9% | ▲3.8% |
| Current Ratio | 1.211 | ▲0.014 | ▲0.592 |
| Quick Ratio | 1.211 | ▲0.014 | ▲0.592 |
| Solvency Ratio | 0.006 | ▲0.002 | ▲0.003 |
| Cash Ratio | 0.020 | ▼-0.009 | ▲0.002 |
| Price To Earnings Ratio | 16.310 | ▲0.929 | ▲6.258 |
| Price To Earnings Growth Ratio | 0.428 | ▲0.546 | ▲0.330 |
| Forward Price To Earnings Growth Ratio | 0.428 | ▲0.546 | ▲0.330 |
| Price To Earnings Diluted Ratio | 16.596 | ▲1.216 | ▲6.487 |
| Price To Earnings Diluted Growth Ratio | 0.465 | ▲0.583 | ▲0.359 |
| Price To Book Ratio | 0.776 | ▲0.234 | ▲0.132 |
| Price To Sales Ratio | 1.713 | ▲0.538 | ▼-0.058 |
| Price To Free Cash Flow Ratio | 17.272 | ▼-1.608 | ▲4.933 |
| Price To Operating Cash Flow Ratio | 16.119 | ▼-0.182 | ▲4.679 |
| Debt To Assets Ratio | 0.150 | ▼-0.013 | ▼-0.015 |
| Debt To Equity Ratio | 1.500 | ▼-0.184 | ▼-0.112 |
| Debt To Capital Ratio | 0.600 | ▼-0.028 | ▼-0.009 |
| Long Term Debt To Capital Ratio | 0.600 | ▲0.003 | ▲0.026 |
| Financial Leverage Ratio | 10.020 | ▼-0.356 | ▲0.319 |
| Working Capital Turnover Ratio | 0.294 | ▲0.522 | ▲0.321 |
| Operating Cash Flow Ratio | 0.006 | ▲0.002 | ▼-0.002 |
| Operating Cash Flow Sales Ratio | 0.106 | ▲0.034 | ▼-0.071 |
| Free Cash Flow Operating Cash Flow Ratio | 0.933 | ▲0.070 | ▼-0.009 |
| Debt Service Coverage Ratio | 0.241 | ▲0.150 | ▲0.139 |
| Interest Coverage Ratio | 0.280 | ▲0.117 | ▼-0.433 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | ▼-0.165 | ▼-0.210 |
| Operating Cash Flow Coverage Ratio | 0.032 | ▲0.012 | ▼-0.011 |
| Capital Expenditure Coverage Ratio | 14.992 | ▲7.669 | ▼-11.820 |
| Dividend Paid And Capex Coverage Ratio | 1.218 | ▲0.419 | ▼-0.439 |
| Dividend Payout Ratio | 0.768 | ▼-0.292 | ▲0.235 |
| Enterprise Value Multiple | 31.446 | ▼-10.165 | ▲12.261 |
Key metrics
| Metric | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Market cap | $594.7M | $403.8M | $374.7M | $456.9M | $787.8M | |
| Enterprise value | $1.63B | $1.49B | $1.92B | $1.89B | $1.59B | |
| EV / Sales | 4.70x | 4.35x | 5.88x | 6.39x | 6.61x | |
| EV / Op. cash flow | 44.18x | 60.27x | 43.68x | 27.22x | 19.53x | |
| EV / Free cash flow | 47.34x | 69.81x | 45.06x | 27.76x | 20.25x | |
| EV / EBITDA | 31.45x | 41.61x | -25.43x | 32.27x | 16.04x | |
| Net debt / EBITDA | 19.97x | 30.36x | -20.47x | 24.48x | 8.08x | |
| Current ratio | 1.21x | 1.20x | 0.22x | 0.23x | 0.24x | |
| Income quality | 1.02x | 0.95x | -0.51x | 1.70x | 1.20x | |
| Graham number | $13 | $11 | — | $14 | $16 | |
| Graham net-net | -$23 | -$23 | -$92 | -$91 | -$76 | |
| Tax burden | 76.5% | 84.1% | 107.3% | 77.9% | 73.1% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $1.21B | $1.15B | -$4.17B | -$4.53B | -$4.65B | |
| Invested capital | $1.37B | $1.31B | -$4.01B | -$4.27B | -$4.38B | |
| Return on assets | 0.5% | 0.3% | -1.1% | 0.5% | 0.9% | |
| Operating ROA | 0.6% | 0.4% | -1.0% | 0.7% | 1.2% | |
| Return on tangible assets | 0.5% | 0.3% | -1.1% | 0.5% | 0.9% | |
| Return on equity | 4.7% | 3.5% | -11.5% | 4.7% | 7.6% | |
| Return on invested capital | 2.6% | 1.7% | -3.2% | 1.7% | 3.6% | |
| Return on capital employed | 2.4% | 1.6% | -3.4% | 2.4% | 5.7% | |
| Earnings yield | 6.1% | 6.5% | -23.1% | 8.9% | 8.6% | |
| Free cash flow yield | 5.8% | 5.3% | 11.4% | 14.9% | 9.9% | |
| Capex / Op. cash flow | 6.7% | 13.7% | 3.1% | 1.9% | 3.6% | |
| Capex / Depreciation | 0.0% | 69.3% | 25.7% | 21.5% | 43.9% | |
| Capex / Sales | 0.7% | 1.0% | 0.4% | 0.5% | 1.2% | |
| SG&A / Sales | 24.2% | 23.3% | 23.9% | 28.4% | 34.5% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.9% | 1.2% | 1.6% | 2.6% | |
| Intangibles / Total assets | 1.5% | 1.5% | 1.5% | 2.6% | 2.8% | |
| Days sales outstanding | 6159d | 6157d | 33d | 35d | 31d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 6159d | 6157d | 33d | 35d | 31d | |
| Cash conversion cycle | 6159d | 6157d | 33d | 35d | 31d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-09-21 Kearny Financial (NASDAQ:KRNY) Director Acquires $15,022.80 in Stock Kearny Financial (NASDAQ: KRNY - Get Free Report) Director Melvina Wong-Zaza purchased 1,560 shares of the firm''s stock in a transaction that occurred on Thursday, September 17th. The stock was purchased at an average price of $9.63 per share, for a total transaction of $15,022.80. Following the acquisition, the director owned 35,470 shares of the company''s
- 2026-08-18 Kearny Financial (NASDAQ:KRNY) Sets New 52-Week High – Time to Buy? Kearny Financial (NASDAQ: KRNY - Get Free Report) hit a new 52-week high on Tuesday. The company traded as high as $9.83 and last traded at $9.77, with a volume of 2022214 shares traded. The stock had previously closed at $9.62. Analysts Set New Price Targets A number of research firms have weighed in on
- 2026-07-23 Kearny (KRNY) Q4 Earnings Lag Estimates Kearny (KRNY) came out with quarterly earnings of $0.15 per share, missing the Zacks Consensus Estimate of $0.17 per share. This compares to earnings of $0.11 per share a year ago.
- 2026-07-16 Kearny (KRNY) Earnings Expected to Grow: Should You Buy? Kearny (KRNY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.