INDB
VENTE TOTALE: 9 057 titres (~760 704,49 $ US)
- Insiders
- Venables Thomas R, Nadeau Gerard F
- Total bought
- —
- Total sold
- $760,704
- Last activity
- 2026-08-25
- Last synced
-
2026-08-31 10:14:36
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-29
INDB presents a deeply concerning profile across all dimensions: weak financial health (liquidity score 40, fundamentals trend 35) with interest coverage below 1.0 and persistent negative working capital signal…
The first sentence of the analysis written for INDB on 2026-08-29 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 67.9% | 66.4% | 76.7% | 95.2% | 93.8% | |
| Ebit Margin | 22.9% | 25.4% | 34.6% | 46.4% | 30.4% | |
| Ebitda Margin | 26.2% | 29.6% | 38.5% | 51.6% | 36.7% | |
| Operating Profit Margin | 22.9% | 25.4% | 34.6% | 46.4% | 30.4% | |
| Pretax Profit Margin | 22.5% | 25.4% | 34.6% | 46.4% | 30.4% | |
| Continuous Operations Profit Margin | 17.6% | 19.7% | 26.3% | 35.2% | 23.4% | |
| Net Profit Margin | 17.6% | 19.7% | 26.3% | 35.2% | 23.4% | |
| Bottom Line Profit Margin | 17.6% | 19.7% | 26.3% | 35.2% | 23.4% | |
| Current Ratio | 0.553 | 0.024 | 0.105 | 0.110 | 0.225 | |
| Quick Ratio | 0.553 | 0.024 | 0.105 | 0.110 | 0.225 | |
| Solvency Ratio | 0.011 | 0.014 | 0.017 | 0.018 | 0.009 | |
| Cash Ratio | 0.553 | 0.014 | 0.015 | 0.022 | 0.132 | |
| Price To Earnings Ratio | 16.422 | 14.201 | 12.142 | 14.838 | 23.496 | |
| Price To Earnings Growth Ratio | -10.604 | -0.855 | -2.559 | 0.232 | -5.031 | |
| Forward Price To Earnings Growth Ratio | -10.604 | -0.855 | -2.559 | 0.232 | -5.031 | |
| Price To Earnings Diluted Ratio | 16.422 | 14.201 | 12.142 | 14.838 | 23.496 | |
| Price To Earnings Diluted Growth Ratio | -10.604 | -0.855 | -2.559 | 0.232 | -5.031 | |
| Price To Book Ratio | 1.014 | 0.911 | 1.004 | 1.356 | 0.942 | |
| Price To Sales Ratio | 3.096 | 2.800 | 3.191 | 5.221 | 5.510 | |
| Price To Free Cash Flow Ratio | 15.090 | 13.022 | 11.134 | 9.809 | 17.229 | |
| Price To Operating Cash Flow Ratio | 14.389 | 11.865 | 10.497 | 9.295 | 14.946 | |
| Debt To Assets Ratio | 0.036 | 0.036 | 0.063 | 0.006 | 0.007 | |
| Debt To Equity Ratio | 0.253 | 0.234 | 0.421 | 0.039 | 0.050 | |
| Debt To Capital Ratio | 0.202 | 0.190 | 0.296 | 0.038 | 0.048 | |
| Long Term Debt To Capital Ratio | 0.107 | 0.190 | 0.296 | 0.038 | 0.048 | |
| Financial Leverage Ratio | 6.987 | 6.473 | 6.682 | 6.684 | 6.766 | |
| Working Capital Turnover Ratio | -0.154 | -0.069 | -0.066 | -0.055 | -0.046 | |
| Operating Cash Flow Ratio | 0.604 | 0.015 | 0.019 | 0.027 | 0.011 | |
| Operating Cash Flow Sales Ratio | 0.215 | 0.236 | 0.304 | 0.562 | 0.369 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.954 | 0.911 | 0.943 | 0.948 | 0.868 | |
| Debt Service Coverage Ratio | 0.342 | 0.801 | 1.457 | 10.226 | 11.214 | |
| Interest Coverage Ratio | 0.851 | 0.849 | 1.666 | 11.752 | 11.422 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.604 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.279 | 0.328 | 0.227 | 3.715 | 1.248 | |
| Capital Expenditure Coverage Ratio | 20.697 | 11.251 | 17.483 | 19.083 | 7.548 | |
| Dividend Paid And Capex Coverage Ratio | 2.164 | 1.971 | 2.433 | 3.637 | 2.163 | |
| Dividend Payout Ratio | 0.507 | 0.501 | 0.409 | 0.355 | 0.519 | |
| Enterprise Value Multiple | 13.994 | 11.143 | 11.108 | 9.509 | 3.983 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 67.9% | ▲1.5% | ▼-12.1% |
| Ebit Margin | 22.9% | ▼-2.5% | ▼-9.0% |
| Ebitda Margin | 26.2% | ▼-3.3% | ▼-10.3% |
| Operating Profit Margin | 22.9% | ▼-2.5% | ▼-9.0% |
| Pretax Profit Margin | 22.5% | ▼-2.9% | ▼-9.4% |
| Continuous Operations Profit Margin | 17.6% | ▼-2.1% | ▼-6.9% |
| Net Profit Margin | 17.6% | ▼-2.1% | ▼-6.9% |
| Bottom Line Profit Margin | 17.6% | ▼-2.1% | ▼-6.9% |
| Current Ratio | 0.553 | ▲0.529 | ▲0.349 |
| Quick Ratio | 0.553 | ▲0.529 | ▲0.349 |
| Solvency Ratio | 0.011 | ▼-0.003 | ▼-0.003 |
| Cash Ratio | 0.553 | ▲0.538 | ▲0.405 |
| Price To Earnings Ratio | 16.422 | ▲2.221 | ▲0.203 |
| Price To Earnings Growth Ratio | -10.604 | ▼-9.749 | ▼-6.841 |
| Forward Price To Earnings Growth Ratio | -10.604 | ▼-9.749 | ▼-6.841 |
| Price To Earnings Diluted Ratio | 16.422 | ▲2.221 | ▲0.203 |
| Price To Earnings Diluted Growth Ratio | -10.604 | ▼-9.749 | ▼-6.841 |
| Price To Book Ratio | 1.014 | ▲0.102 | ▼-0.032 |
| Price To Sales Ratio | 3.096 | ▲0.296 | ▼-0.867 |
| Price To Free Cash Flow Ratio | 15.090 | ▲2.067 | ▲1.833 |
| Price To Operating Cash Flow Ratio | 14.389 | ▲2.524 | ▲2.191 |
| Debt To Assets Ratio | 0.036 | -0.000 | ▲0.006 |
| Debt To Equity Ratio | 0.253 | ▲0.018 | ▲0.053 |
| Debt To Capital Ratio | 0.202 | ▲0.012 | ▲0.047 |
| Long Term Debt To Capital Ratio | 0.107 | ▼-0.083 | ▼-0.029 |
| Financial Leverage Ratio | 6.987 | ▲0.514 | ▲0.268 |
| Working Capital Turnover Ratio | -0.154 | ▼-0.085 | ▼-0.076 |
| Operating Cash Flow Ratio | 0.604 | ▲0.589 | ▲0.469 |
| Operating Cash Flow Sales Ratio | 0.215 | ▼-0.021 | ▼-0.122 |
| Free Cash Flow Operating Cash Flow Ratio | 0.954 | ▲0.043 | ▲0.029 |
| Debt Service Coverage Ratio | 0.342 | ▼-0.459 | ▼-4.466 |
| Interest Coverage Ratio | 0.851 | ▲0.002 | ▼-4.457 |
| Short Term Operating Cash Flow Coverage Ratio | 0.604 | ▲0.604 | ▲0.483 |
| Operating Cash Flow Coverage Ratio | 0.279 | ▼-0.049 | ▼-0.881 |
| Capital Expenditure Coverage Ratio | 20.697 | ▲9.446 | ▲5.485 |
| Dividend Paid And Capex Coverage Ratio | 2.164 | ▲0.193 | ▼-0.309 |
| Dividend Payout Ratio | 0.506 | ▲0.006 | ▲0.049 |
| Enterprise Value Multiple | 13.994 | ▲2.851 | ▲4.047 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $3.61B | $2.73B | $2.91B | $3.92B | $2.84B | |
| Enterprise value | $4.29B | $3.21B | $3.90B | $3.68B | $754.8M | |
| EV / Sales | 3.67x | 3.29x | 4.28x | 4.90x | 1.46x | |
| EV / Op. cash flow | 17.06x | 13.96x | 14.09x | 8.73x | 3.97x | |
| EV / Free cash flow | 17.89x | 15.32x | 14.94x | 9.21x | 4.57x | |
| EV / EBITDA | 13.99x | 11.14x | 11.11x | 9.51x | 3.98x | |
| Net debt / EBITDA | 2.19x | 1.67x | 2.83x | -0.62x | -11.02x | |
| Current ratio | 0.55x | 0.02x | 0.10x | 0.11x | 0.23x | |
| Income quality | 1.22x | 1.20x | 1.16x | 1.60x | 1.57x | |
| Graham number | $82 | $85 | $89 | $89 | $82 | |
| Graham net-net | -$427 | -$377 | -$337 | -$316 | -$390 | |
| Tax burden | 78.2% | 77.7% | 76.0% | 75.9% | 77.2% | |
| Interest burden | 98.2% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$185.9M | -$14.94B | -$13.31B | -$14.13B | -$13.11B | |
| Invested capital | $1.26B | -$13.75B | -$12.11B | -$12.92B | -$11.89B | |
| Return on assets | 0.8% | 1.0% | 1.2% | 1.4% | 0.6% | |
| Operating ROA | 1.2% | 1.3% | 1.6% | 1.8% | 0.9% | |
| Return on tangible assets | 0.9% | 1.0% | 1.3% | 1.4% | 0.6% | |
| Return on equity | 5.8% | 6.4% | 8.3% | 9.1% | 4.0% | |
| Return on invested capital | 0.8% | 4.7% | 5.3% | 7.7% | 3.5% | |
| Return on capital employed | 1.1% | 6.1% | 7.0% | 10.2% | 4.5% | |
| Earnings yield | 5.7% | 7.0% | 8.2% | 6.7% | 4.3% | |
| Free cash flow yield | 6.6% | 7.7% | 9.0% | 10.2% | 5.8% | |
| Capex / Op. cash flow | 4.8% | 8.9% | 5.7% | 5.2% | 13.2% | |
| Capex / Depreciation | 28.8% | 50.0% | 43.9% | 56.9% | 76.8% | |
| Capex / Sales | 1.0% | 2.1% | 1.7% | 2.9% | 4.9% | |
| SG&A / Sales | 25.5% | 25.1% | 25.7% | 28.2% | 34.2% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.8% | 0.7% | 0.7% | 0.6% | 0.8% | |
| Intangibles / Total assets | 4.9% | 5.1% | 5.2% | 5.2% | 5.0% | |
| Days sales outstanding | 3d | 0d | 0d | 0d | 0d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 3d | 0d | 0d | 0d | 0d | |
| Cash conversion cycle | 3d | 0d | 0d | 0d | 0d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+32.5%EV / Sales ▲+11.4%EV / EBITDA ▲+25.6%EV / Op. cash flow ▲+3.104Earnings yield ▼-0.014Graham number ▼-2.597
Profitability
Return on equity ▼-0.007Return on assets ▼-0.002Return on invested capital ▼-0.039Return on capital employed ▼-0.050Operating ROA ▼-0.001Income quality ▲+0.027Tax burden ▲+0.005
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▼-0.011R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.529Net debt / EBITDA ▲+0.521Working capital ▲+14752961000.000Invested capital ▲+15004661000.000Intangibles / Total assets ▼-0.002
Change over 5 years
Valuation
Market cap ▲+27.1%EV / Sales ▲+151.0%EV / EBITDA ▲+251.3%EV / Op. cash flow ▲+13.095Earnings yield ▲+0.014Graham number ▼-0.171
Profitability
Return on equity ▲+0.017Return on assets ▲+0.002Return on invested capital ▼-0.026Return on capital employed ▼-0.034Operating ROA ▲+0.003Income quality ▼-0.348Tax burden ▲+0.010
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▼-0.038R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.328Net debt / EBITDA ▲+13.213Working capital ▲+12919359000.000Invested capital ▲+13148301000.000Intangibles / Total assets ▼-0.001
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-05-29 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2021-11-15 | Josh Gottheimer | Exchange | $1,001 - $15,000 |
Recent news
- 2026-08-24 BlackRock Inc. Buys New Position in Independent Bank Corp. $INDB BlackRock Inc. purchased a new stake in Independent Bank Corp. (NASDAQ: INDB) in the second quarter, according to its most recent filing with the Securities and Exchange Commission. The firm purchased 6,979,611 shares of the bank''s stock, valued at approximately $584,333,000. BlackRock Inc. owned about 14.44% of Independent Bank as of its most
- 2026-07-29 First Trust Advisors LP Raises Stock Position in Independent Bank Corp. $INDB First Trust Advisors LP lifted its holdings in Independent Bank Corp. (NASDAQ: INDB) by 1.8% during the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 377,302 shares of the bank''s stock after buying an additional 6,840 shares during the period.
- 2026-07-17 Independent Bank Corp. (INDB) Q2 2026 Earnings Call Transcript Independent Bank Corp. (INDB) Q2 2026 Earnings Call Transcript
- 2026-07-17 Independent Bank Q2 Earnings Call Highlights Independent Bank NASDAQ: INDB reported second-quarter 2026 net income of $81.8 million, or $1.70 per diluted share, as executives said stronger deposit momentum, C&I lending growth, margin expansion and share repurchases supported profitability despite pressure from commercial real estate payoffs.
- 2026-07-16 Independent Bank Corp. (INDB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates The headline numbers for Independent Bank Corp. (INDB) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-16 Independent Bank Corp. (INDB) Misses Q2 Earnings and Revenue Estimates Independent Bank Corp. (INDB) came out with quarterly earnings of $1.7 per share, missing the Zacks Consensus Estimate of $1.77 per share. This compares to earnings of $1.25 per share a year ago.
- 2026-07-16 Independent Bank Corp. Reports Second Quarter Net Income of $81.8 Million ROCKLAND, Mass.--(BUSINESS WIRE)--Independent Bank Corp. (Nasdaq Global Select Market: INDB), parent of Rockland Trust Company, today announced 2026 second quarter net income of $81.8 million, or $1.70 per diluted share, as compared to 2026 first quarter net income of $79.9 million, or $1.63 per diluted share. Excluding merger-related costs associated with the Company''s third quarter 2025 acquisition of Enterprise Bancorp, Inc. (“Enterprise”) and its subsidiary, Enterprise Bank, and their relat.
- 2026-07-14 Top Wall Street Forecasters Revamp Independent Bank Expectations Ahead Of Q2 Earnings Independent Bank Corp. (NASDAQ:INDB) will release its second quarter earnings report after the closing bell on Thursday, July 16.
- 2026-07-13 Seeking Clues to Independent Bank Corp. (INDB) Q2 Earnings? A Peek Into Wall Street Projections for Key Metrics Besides Wall Street''s top-and-bottom-line estimates for Independent Bank Corp. (INDB), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended June 2026.
- 2026-07-09 Independent Bank Corp. (INDB) Earnings Expected to Grow: What to Know Ahead of Next Week''s Release Independent Bank Corp. (INDB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.