HFWA
VENTE TOTALE: 10 000 titres (~300 000,00 $ US)
- Insiders
- LYON JEFFREY S
- Total bought
- —
- Total sold
- $300,000
- Last activity
- 2026-08-05
- Last synced
-
2026-08-11 09:46:50
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-07
HFWA's moderate financial health scores (liquidity: 70, fundamentals: 65) are severely undermined by two critical red flags — an anomalous DSO exceeding 5,100 days suggesting potential revenue recognition issues, and an…
The first sentence of the analysis written for HFWA on 2026-08-07 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 72.4% | 66.4% | 79.0% | 97.4% | 109.0% | |
| Ebit Margin | 23.2% | 16.5% | 24.1% | 38.7% | 48.6% | |
| Ebitda Margin | 23.7% | 17.5% | 25.9% | 39.9% | 41.2% | |
| Operating Profit Margin | 23.2% | 16.5% | 24.1% | 38.7% | 48.7% | |
| Pretax Profit Margin | 23.4% | 16.5% | 24.1% | 38.7% | 48.7% | |
| Continuous Operations Profit Margin | 20.1% | 13.6% | 20.4% | 31.9% | 39.6% | |
| Net Profit Margin | 20.1% | 13.6% | 20.4% | 31.9% | 39.6% | |
| Bottom Line Profit Margin | 20.1% | 13.6% | 20.4% | 31.9% | 39.6% | |
| Current Ratio | 1.181 | 0.158 | 0.246 | 0.284 | 0.429 | |
| Quick Ratio | 1.181 | 0.158 | 0.246 | 0.284 | 0.429 | |
| Solvency Ratio | 0.011 | 0.007 | 0.011 | 0.014 | 0.012 | |
| Cash Ratio | 0.011 | 0.021 | 0.040 | 0.017 | 0.263 | |
| Price To Earnings Ratio | 11.884 | 19.444 | 12.153 | 13.150 | 8.887 | |
| Price To Earnings Growth Ratio | 0.205 | -0.684 | -0.497 | -0.861 | 0.079 | |
| Forward Price To Earnings Growth Ratio | 0.205 | -0.684 | -0.497 | -0.861 | 0.079 | |
| Price To Earnings Diluted Ratio | 12.066 | 19.758 | 12.223 | 13.264 | 8.952 | |
| Price To Earnings Diluted Growth Ratio | 0.208 | -0.678 | -0.504 | -0.862 | 0.080 | |
| Price To Book Ratio | 0.872 | 0.978 | 0.889 | 1.348 | 1.021 | |
| Price To Sales Ratio | 2.390 | 2.662 | 2.504 | 4.184 | 3.524 | |
| Price To Free Cash Flow Ratio | 9.375 | 13.837 | 7.655 | 11.892 | 13.110 | |
| Price To Operating Cash Flow Ratio | 8.470 | 13.095 | 6.929 | 11.387 | 12.541 | |
| Debt To Assets Ratio | 0.006 | 0.057 | 0.073 | 0.010 | 0.010 | |
| Debt To Equity Ratio | 0.046 | 0.469 | 0.611 | 0.085 | 0.084 | |
| Debt To Capital Ratio | 0.044 | 0.319 | 0.379 | 0.079 | 0.078 | |
| Long Term Debt To Capital Ratio | 0.024 | 0.319 | 0.379 | 0.026 | 0.024 | |
| Financial Leverage Ratio | 7.561 | 8.229 | 8.409 | 8.748 | 8.699 | |
| Working Capital Turnover Ratio | -0.170 | -0.070 | -0.070 | -0.063 | -0.064 | |
| Operating Cash Flow Ratio | 0.021 | 0.011 | 0.020 | 0.015 | 0.011 | |
| Operating Cash Flow Sales Ratio | 0.282 | 0.203 | 0.361 | 0.367 | 0.281 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.903 | 0.946 | 0.905 | 0.957 | 0.957 | |
| Debt Service Coverage Ratio | 0.624 | 0.463 | 1.136 | 1.554 | 1.372 | |
| Interest Coverage Ratio | 0.866 | 0.521 | 1.229 | 12.319 | 17.113 | |
| Short Term Operating Cash Flow Coverage Ratio | 4.741 | 0.000 | 0.000 | 2.027 | 1.368 | |
| Operating Cash Flow Coverage Ratio | 2.239 | 0.159 | 0.210 | 1.388 | 0.965 | |
| Capital Expenditure Coverage Ratio | 10.356 | 18.642 | 10.555 | 23.520 | 23.038 | |
| Dividend Paid And Capex Coverage Ratio | 2.268 | 1.830 | 2.659 | 2.819 | 2.176 | |
| Dividend Payout Ratio | 0.483 | 0.735 | 0.499 | 0.360 | 0.295 | |
| Enterprise Value Multiple | 9.956 | 20.406 | 13.446 | 10.144 | -7.649 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 72.4% | ▲6.0% | ▼-12.4% |
| Ebit Margin | 23.2% | ▲6.7% | ▼-7.0% |
| Ebitda Margin | 23.7% | ▲6.2% | ▼-5.9% |
| Operating Profit Margin | 23.2% | ▲6.7% | ▼-7.1% |
| Pretax Profit Margin | 23.4% | ▲6.9% | ▼-6.9% |
| Continuous Operations Profit Margin | 20.1% | ▲6.5% | ▼-5.0% |
| Net Profit Margin | 20.1% | ▲6.5% | ▼-5.0% |
| Bottom Line Profit Margin | 20.1% | ▲6.5% | ▼-5.0% |
| Current Ratio | 1.181 | ▲1.023 | ▲0.721 |
| Quick Ratio | 1.181 | ▲1.023 | ▲0.721 |
| Solvency Ratio | 0.011 | ▲0.004 | ▲0.000 |
| Cash Ratio | 0.011 | ▼-0.009 | ▼-0.059 |
| Price To Earnings Ratio | 11.884 | ▼-7.560 | ▼-1.220 |
| Price To Earnings Growth Ratio | 0.205 | ▲0.890 | ▲0.557 |
| Forward Price To Earnings Growth Ratio | 0.205 | ▲0.890 | ▲0.557 |
| Price To Earnings Diluted Ratio | 12.066 | ▼-7.692 | ▼-1.186 |
| Price To Earnings Diluted Growth Ratio | 0.208 | ▲0.886 | ▲0.559 |
| Price To Book Ratio | 0.872 | ▼-0.106 | ▼-0.150 |
| Price To Sales Ratio | 2.390 | ▼-0.272 | ▼-0.662 |
| Price To Free Cash Flow Ratio | 9.375 | ▼-4.462 | ▼-1.799 |
| Price To Operating Cash Flow Ratio | 8.470 | ▼-4.625 | ▼-2.014 |
| Debt To Assets Ratio | 0.006 | ▼-0.051 | ▼-0.025 |
| Debt To Equity Ratio | 0.046 | ▼-0.423 | ▼-0.213 |
| Debt To Capital Ratio | 0.044 | ▼-0.275 | ▼-0.136 |
| Long Term Debt To Capital Ratio | 0.024 | ▼-0.296 | ▼-0.131 |
| Financial Leverage Ratio | 7.561 | ▼-0.668 | ▼-0.768 |
| Working Capital Turnover Ratio | -0.170 | ▼-0.100 | ▼-0.083 |
| Operating Cash Flow Ratio | 0.021 | ▲0.009 | ▲0.005 |
| Operating Cash Flow Sales Ratio | 0.282 | ▲0.079 | ▼-0.017 |
| Free Cash Flow Operating Cash Flow Ratio | 0.903 | ▼-0.043 | ▼-0.030 |
| Debt Service Coverage Ratio | 0.624 | ▲0.161 | ▼-0.406 |
| Interest Coverage Ratio | 0.866 | ▲0.345 | ▼-5.543 |
| Short Term Operating Cash Flow Coverage Ratio | 4.741 | ▲4.741 | ▲3.114 |
| Operating Cash Flow Coverage Ratio | 2.239 | ▲2.080 | ▲1.247 |
| Capital Expenditure Coverage Ratio | 10.356 | ▼-8.286 | ▼-6.866 |
| Dividend Paid And Capex Coverage Ratio | 2.268 | ▲0.438 | ▼-0.082 |
| Dividend Payout Ratio | 0.483 | ▼-0.251 | ▲0.009 |
| Enterprise Value Multiple | 9.956 | ▼-10.451 | ▲0.695 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $803.1M | $844.4M | $758.9M | $1.08B | $872.0M | |
| Enterprise value | $792.9M | $1.13B | $1.06B | $1.04B | -$779.3M | |
| EV / Sales | 2.36x | 3.57x | 3.48x | 4.05x | -3.15x | |
| EV / Op. cash flow | 8.36x | 17.56x | 9.64x | 11.01x | -11.21x | |
| EV / Free cash flow | 9.26x | 18.56x | 10.65x | 11.50x | -11.72x | |
| EV / EBITDA | 9.96x | 20.41x | 13.45x | 10.14x | -7.65x | |
| Net debt / EBITDA | -0.13x | 5.19x | 3.78x | -0.35x | -16.21x | |
| Current ratio | 1.18x | 0.16x | 0.25x | 0.28x | 0.43x | |
| Income quality | 1.40x | 1.49x | 1.77x | 1.15x | 0.71x | |
| Graham number | $35 | $27 | $31 | $35 | $38 | |
| Graham net-net | -$54 | -$155 | -$139 | -$135 | -$111 | |
| Tax burden | 85.9% | 82.8% | 84.7% | 82.3% | 81.4% | |
| Interest burden | 101.0% | 100.0% | 100.0% | 100.0% | 100.2% | |
| Working capital | $830.3M | -$4.78B | -$4.22B | -$4.41B | -$3.74B | |
| Invested capital | $1.15B | -$4.47B | -$3.90B | -$4.09B | -$3.41B | |
| Return on assets | 1.0% | 0.6% | 0.9% | 1.2% | 1.3% | |
| Operating ROA | 1.1% | 0.7% | 1.0% | 1.4% | 1.7% | |
| Return on tangible assets | 1.0% | 0.6% | 0.9% | 1.2% | 1.4% | |
| Return on equity | 7.3% | 5.0% | 7.2% | 10.3% | 11.5% | |
| Return on invested capital | 5.7% | 3.0% | 3.9% | 9.5% | 10.6% | |
| Return on capital employed | 3.3% | 3.7% | 4.6% | 12.1% | 13.8% | |
| Earnings yield | 8.4% | 5.1% | 8.1% | 7.6% | 11.2% | |
| Free cash flow yield | 10.7% | 7.2% | 13.1% | 8.4% | 7.6% | |
| Capex / Op. cash flow | 9.7% | 5.4% | 9.5% | 4.3% | 4.3% | |
| Capex / Depreciation | 429.9% | 107.1% | 185.2% | 129.9% | -16.2% | |
| Capex / Sales | 2.7% | 1.1% | 3.4% | 1.6% | 1.2% | |
| SG&A / Sales | 36.1% | 32.4% | 34.7% | 37.2% | 37.6% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.5% | 1.4% | 1.4% | 1.5% | 1.5% | |
| Intangibles / Total assets | 3.5% | 3.4% | 3.4% | 3.6% | 3.4% | |
| Days sales outstanding | 5160d | 22d | 24d | 26d | 22d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 5160d | 22d | 24d | 26d | 22d | |
| Cash conversion cycle | 5160d | 22d | 24d | 26d | 22d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-4.9%EV / Sales ▼-33.9%EV / EBITDA ▼-51.2%EV / Op. cash flow ▼-9.199Earnings yield ▲+0.033Graham number ▲+8.246
Profitability
Return on equity ▲+0.023Return on assets ▲+0.004Return on invested capital ▲+0.027Return on capital employed ▼-0.004Operating ROA ▲+0.004Income quality ▼-0.087Tax burden ▲+0.031
Efficiency
Days sales outstanding ▲+5138.000Days payables outstanding n/aOperating cycle ▲+5138.000Cash conversion cycle ▲+5138.000Capex / Sales ▲+0.016R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+1.023Net debt / EBITDA ▼-5.318Working capital ▲+5613894000.000Invested capital ▲+5615830000.000Intangibles / Total assets ▲+0.001
Change over 5 years
Valuation
Market cap ▼-7.9%EV / Sales ▲+174.9%EV / EBITDA ▲+230.1%EV / Op. cash flow ▲+19.570Earnings yield ▼-0.028Graham number ▼-3.633
Profitability
Return on equity ▼-0.041Return on assets ▼-0.003Return on invested capital ▼-0.049Return on capital employed ▼-0.105Operating ROA ▼-0.006Income quality ▲+0.695Tax burden ▲+0.046
Efficiency
Days sales outstanding ▲+5138.800Days payables outstanding n/aOperating cycle ▲+5138.800Cash conversion cycle ▲+5138.800Capex / Sales ▲+0.015R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.752Net debt / EBITDA ▲+16.080Working capital ▲+4571231000.000Invested capital ▲+4558553000.000Intangibles / Total assets ▲+0.001
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-07-23 Heritage Financial Corporation (HFWA) Q2 2026 Earnings Call Transcript Heritage Financial Corporation (HFWA) Q2 2026 Earnings Call Transcript
- 2026-07-23 Heritage Financial Q2 Earnings Call Highlights Heritage Financial NASDAQ: HFWA executives said the company''s second-quarter results reflected higher net interest margin, stable credit quality and continued merger-related expenses as it moves toward a late-September systems conversion.
- 2026-07-23 Compared to Estimates, Heritage Financial (HFWA) Q2 Earnings: A Look at Key Metrics Although the revenue and EPS for Heritage Financial (HFWA) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
- 2026-07-23 Heritage Financial (HFWA) Surpasses Q2 Earnings Estimates Heritage Financial (HFWA) came out with quarterly earnings of $0.57 per share, beating the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.53 per share a year ago.
- 2026-07-23 Heritage Financial Announces Second Quarter 2026 Results and Declares Regular Cash Dividend of $0.25 Per Share Second Quarter 2026 Highlights Net income was $17.5 million, or $0.42 per diluted share, compared to $18.9 million, or $0.48 per diluted share, for the first quarter of 2026. Adjusted diluted earnings per share (1) was $0.57, compared to $0.59 in the first quarter of 2026.
- 2026-07-20 What This Heritage Financial Insider Move Signals With the Stock Up 20% The chief information officer of Heritage Financial disposed of 3,379 shares at $30.52 per share for a total value of $103,000 on July 17, 2026. The activity was non-discretionary, executed as a sell-to-cover transaction to satisfy tax withholding obligations following an option exercise.
- 2026-06-25 Heritage Financial Announces Earnings Release Date and Conference Call Heritage Financial Announces Earnings Release Date and Conference Call PR Newswire OLYMPIA, Wash., June 25, 2026
- 2026-06-25 Heritage Financial Announces Earnings Release Date and Conference Call OLYMPIA, Wash., June 25, 2026 /PRNewswire/ -- Heritage Financial Corporation (Nasdaq: HFWA) (the "Company" or "Heritage") anticipates issuing its second quarter earnings release on Thursday, July 23, 2026 before the market opens.