GSHD
ACHAT TOTAL: 1 600 titres (~101 024,00 $ US)
- Insiders
- Lane Peter R.
- Total bought
- $101,024
- Total sold
- —
- Last activity
- 2026-07-31
- Last synced
-
2026-08-06 10:27:36
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-08-05
GSHD presents a mixed profile: strong liquidity (85) and improving margins support operational momentum, but a negative book value, rising leverage, and a declining interest coverage ratio introduce meaningful…
The first sentence of the analysis written for GSHD on 2026-08-05 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 46.2% | 45.0% | 100.0% | 100.0% | 100.0% | |
| Ebit Margin | 20.4% | 17.2% | 12.6% | 4.8% | 5.9% | |
| Ebitda Margin | 23.5% | 20.7% | 16.2% | 8.2% | 9.2% | |
| Operating Profit Margin | 20.4% | 19.4% | 10.1% | 2.4% | 4.0% | |
| Pretax Profit Margin | 13.9% | 14.8% | 10.1% | 2.4% | 4.0% | |
| Continuous Operations Profit Margin | 12.2% | 15.6% | 9.1% | 1.3% | 5.5% | |
| Net Profit Margin | 7.6% | 9.7% | 5.4% | 0.3% | 3.6% | |
| Bottom Line Profit Margin | 7.6% | 9.7% | 5.4% | 0.3% | 3.6% | |
| Current Ratio | 7.602 | 6.259 | 4.156 | 5.451 | 8.060 | |
| Quick Ratio | 7.602 | 6.259 | 4.156 | 5.451 | 8.060 | |
| Solvency Ratio | 0.068 | 0.115 | 0.070 | 0.022 | 0.031 | |
| Cash Ratio | 2.950 | 3.493 | 2.411 | 2.251 | 3.289 | |
| Price To Earnings Ratio | 66.351 | 87.171 | 128.475 | 1,144.667 | 464.571 | |
| Price To Earnings Growth Ratio | -6.801 | 0.804 | 0.069 | -12.820 | -9.463 | |
| Forward Price To Earnings Growth Ratio | -6.801 | 0.804 | 0.069 | -12.820 | -9.463 | |
| Price To Earnings Diluted Ratio | 70.817 | 92.431 | 137.818 | 1,144.667 | 500.308 | |
| Price To Earnings Diluted Growth Ratio | -6.846 | 0.833 | 0.080 | -12.940 | -10.206 | |
| Price To Book Ratio | -19.260 | 60.237 | 32.073 | 67.570 | -177.965 | |
| Price To Sales Ratio | 5.035 | 8.406 | 6.942 | 3.443 | 16.490 | |
| Price To Free Cash Flow Ratio | 21.367 | 37.465 | 46.989 | 30.786 | 124.523 | |
| Price To Operating Cash Flow Ratio | 20.047 | 36.952 | 35.735 | 20.009 | 70.395 | |
| Debt To Assets Ratio | 0.849 | 0.386 | 0.404 | 0.514 | 0.647 | |
| Debt To Equity Ratio | -3.689 | 3.495 | 2.532 | 15.479 | -12.480 | |
| Debt To Capital Ratio | 1.372 | 0.778 | 0.717 | 0.939 | 1.087 | |
| Long Term Debt To Capital Ratio | 1.492 | 0.652 | 0.544 | 0.890 | 1.134 | |
| Financial Leverage Ratio | -4.344 | 9.060 | 6.275 | 30.117 | -19.279 | |
| Working Capital Turnover Ratio | 4.448 | 4.339 | 4.437 | 3.336 | 2.443 | |
| Operating Cash Flow Ratio | 7.870 | 4.310 | 2.778 | 2.669 | 3.824 | |
| Operating Cash Flow Sales Ratio | 0.251 | 0.227 | 0.194 | 0.172 | 0.234 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.938 | 0.986 | 0.760 | 0.650 | 0.565 | |
| Debt Service Coverage Ratio | 2.968 | 2.816 | 1.600 | 0.797 | 1.342 | |
| Interest Coverage Ratio | 3.129 | 8.331 | 4.018 | 1.026 | 2.104 | |
| Short Term Operating Cash Flow Coverage Ratio | 30.657 | 4.310 | 2.778 | 2.669 | 3.824 | |
| Operating Cash Flow Coverage Ratio | 0.260 | 0.466 | 0.354 | 0.218 | 0.203 | |
| Capital Expenditure Coverage Ratio | 16.180 | 73.079 | 4.175 | 2.857 | 2.301 | |
| Dividend Paid And Capex Coverage Ratio | 0.606 | 73.079 | 4.175 | 2.857 | 0.470 | |
| Dividend Payout Ratio | 5.238 | 0.000 | 0.000 | 0.000 | 11.105 | |
| Enterprise Value Multiple | 36.406 | 63.603 | 67.646 | 71.711 | 283.064 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 46.2% | ▲1.2% | ▼-32.0% |
| Ebit Margin | 20.4% | ▲3.2% | ▲8.2% |
| Ebitda Margin | 23.5% | ▲2.9% | ▲7.9% |
| Operating Profit Margin | 20.4% | ▲0.9% | ▲9.1% |
| Pretax Profit Margin | 13.9% | ▼-0.9% | ▲4.9% |
| Continuous Operations Profit Margin | 12.2% | ▼-3.5% | ▲3.5% |
| Net Profit Margin | 7.6% | ▼-2.1% | ▲2.3% |
| Bottom Line Profit Margin | 7.6% | ▼-2.1% | ▲2.3% |
| Current Ratio | 7.602 | ▲1.342 | ▲1.296 |
| Quick Ratio | 7.602 | ▲1.342 | ▲1.296 |
| Solvency Ratio | 0.068 | ▼-0.048 | ▲0.007 |
| Cash Ratio | 2.950 | ▼-0.543 | ▲0.071 |
| Price To Earnings Ratio | 66.351 | ▼-20.819 | ▼-311.896 |
| Price To Earnings Growth Ratio | -6.801 | ▼-7.605 | ▼-1.159 |
| Forward Price To Earnings Growth Ratio | -6.801 | ▼-7.605 | ▼-1.159 |
| Price To Earnings Diluted Ratio | 70.817 | ▼-21.614 | ▼-318.391 |
| Price To Earnings Diluted Growth Ratio | -6.846 | ▼-7.679 | ▼-1.030 |
| Price To Book Ratio | -19.260 | ▼-79.497 | ▼-11.791 |
| Price To Sales Ratio | 5.035 | ▼-3.371 | ▼-3.028 |
| Price To Free Cash Flow Ratio | 21.367 | ▼-16.098 | ▼-30.859 |
| Price To Operating Cash Flow Ratio | 20.047 | ▼-16.906 | ▼-16.581 |
| Debt To Assets Ratio | 0.849 | ▲0.463 | ▲0.289 |
| Debt To Equity Ratio | -3.689 | ▼-7.184 | ▼-4.756 |
| Debt To Capital Ratio | 1.372 | ▲0.594 | ▲0.393 |
| Long Term Debt To Capital Ratio | 1.492 | ▲0.840 | ▲0.550 |
| Financial Leverage Ratio | -4.344 | ▼-13.404 | ▼-8.710 |
| Working Capital Turnover Ratio | 4.448 | ▲0.109 | ▲0.647 |
| Operating Cash Flow Ratio | 7.870 | ▲3.560 | ▲3.580 |
| Operating Cash Flow Sales Ratio | 0.251 | ▲0.024 | ▲0.035 |
| Free Cash Flow Operating Cash Flow Ratio | 0.938 | ▼-0.048 | ▲0.158 |
| Debt Service Coverage Ratio | 2.969 | ▲0.152 | ▲1.064 |
| Interest Coverage Ratio | 3.129 | ▼-5.202 | ▼-0.592 |
| Short Term Operating Cash Flow Coverage Ratio | 30.657 | ▲26.347 | ▲21.809 |
| Operating Cash Flow Coverage Ratio | 0.261 | ▼-0.206 | ▼-0.040 |
| Capital Expenditure Coverage Ratio | 16.180 | ▼-56.899 | ▼-3.538 |
| Dividend Paid And Capex Coverage Ratio | 0.606 | ▼-72.473 | ▼-15.631 |
| Dividend Payout Ratio | 5.238 | ▲5.238 | ▲1.970 |
| Enterprise Value Multiple | 36.406 | ▼-27.197 | ▼-68.080 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.81B | $4.04B | $2.77B | $1.10B | $3.81B | |
| Enterprise value | $3.13B | $4.13B | $2.87B | $1.24B | $3.96B | |
| EV / Sales | 8.56x | 13.14x | 10.98x | 5.90x | 26.14x | |
| EV / Op. cash flow | 34.09x | 57.78x | 56.54x | 34.30x | 111.61x | |
| EV / Free cash flow | 36.33x | 58.58x | 74.35x | 52.78x | 197.43x | |
| EV / EBITDA | 36.41x | 63.60x | 67.65x | 71.71x | 283.06x | |
| Net debt / EBITDA | 3.70x | 1.47x | 2.34x | 7.82x | 10.34x | |
| Current ratio | 7.60x | 6.26x | 4.16x | 5.45x | 8.06x | |
| Income quality | 2.06x | 1.46x | 3.59x | 13.70x | 4.27x | |
| Graham number | — | $7 | $6 | $1 | — | |
| Graham net-net | -$20 | -$11 | -$11 | -$14 | -$14 | |
| Tax burden | 54.7% | 65.2% | 53.6% | 11.0% | 90.0% | |
| Interest burden | 68.1% | 86.4% | 80.1% | 50.6% | 67.8% | |
| Working capital | $77.0M | $87.3M | $57.7M | $60.1M | $65.4M | |
| Invested capital | $172.3M | $173.9M | $143.7M | $144.0M | $125.8M | |
| Return on assets | 6.7% | 7.7% | 4.0% | 0.2% | 2.0% | |
| Operating ROA | 18.3% | 16.2% | 7.8% | 1.7% | 2.6% | |
| Return on tangible assets | 7.4% | 8.2% | 4.2% | 0.2% | 2.0% | |
| Return on equity | -29.1% | 69.3% | 25.0% | 5.3% | -38.5% | |
| Return on invested capital | 15.7% | 15.4% | 6.7% | 0.8% | 2.2% | |
| Return on capital employed | 18.5% | 16.0% | 7.8% | 1.7% | 2.3% | |
| Earnings yield | 1.5% | 1.2% | 0.8% | 0.1% | 0.2% | |
| Free cash flow yield | 4.7% | 2.7% | 2.1% | 3.2% | 0.8% | |
| Capex / Op. cash flow | 6.2% | 1.4% | 24.0% | 35.0% | 43.5% | |
| Capex / Depreciation | 50.3% | 8.9% | 128.4% | 177.4% | 301.1% | |
| Capex / Sales | 1.6% | 0.3% | 4.7% | 6.0% | 10.2% | |
| SG&A / Sales | 22.3% | 21.3% | 82.2% | 88.9% | 89.1% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 6.4% | 8.9% | 9.2% | 9.4% | 4.8% | |
| Intangibles / Total assets | 9.6% | 6.3% | 4.9% | 1.4% | 1.0% | |
| Days sales outstanding | 51d | 53d | 45d | 75d | 107d | |
| Days payables outstanding | 63d | 0d | 0d | 0d | 0d | |
| Operating cycle | 51d | 53d | 45d | 75d | 107d | |
| Cash conversion cycle | -12d | 53d | 45d | 75d | 107d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-30.4%EV / Sales ▼-34.9%EV / EBITDA ▼-42.8%EV / Op. cash flow ▼-23.694Earnings yield ▲+0.004
Profitability
Return on equity ▼-0.985Return on assets ▼-0.009Return on invested capital ▲+0.003Return on capital employed ▲+0.024Operating ROA ▲+0.021Income quality ▲+0.608Tax burden ▼-0.104
Efficiency
Days sales outstanding ▼-2.646Days payables outstanding n/aOperating cycle ▼-2.646Cash conversion cycle ▼-65.155Capex / Sales ▲+0.012R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+1.342Net debt / EBITDA ▲+2.232Working capital ▼-10328001.000Invested capital ▼-1589001.000Intangibles / Total assets ▲+0.033
Change over 5 years
Valuation
Market cap ▼-26.3%EV / Sales ▼-67.3%EV / EBITDA ▼-87.1%EV / Op. cash flow ▼-77.521Earnings yield ▲+0.013
Profitability
Return on equity ▲+0.094Return on assets ▲+0.047Return on invested capital ▲+0.135Return on capital employed ▲+0.162Operating ROA ▲+0.157Income quality ▼-2.208Tax burden ▼-0.353
Efficiency
Days sales outstanding ▼-56.026Days payables outstanding n/aOperating cycle ▼-56.026Cash conversion cycle ▼-118.535Capex / Sales ▼-0.086R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.459Net debt / EBITDA ▼-6.639Working capital ▲+11535000.000Invested capital ▲+46484000.000Intangibles / Total assets ▲+0.085
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-07-24 Goosehead Insurance: Strong Q2, But The Valuation Leaves Little Room For Error Goosehead Insurance (GSHD) delivered 20% year-over-year revenue growth in Q2 2026, with $113.4 million in revenues and 86% client retention. GSHD''s dual distribution model leverages a growing franchise network and technology platforms, supporting scalable premium growth with limited capital intensity. The company trades at a forward P/E of 36.7x, reflecting high growth expectations but exposing investors to valuation risk if growth or retention falters.
- 2026-07-24 Goosehead Insurance: Solid Q2, But Longer-Term AI Risks Linger Goosehead Insurance posted strong Q2 results, with revenue up 21% and adjusted EBITDA up 30%, but shares remain pressured by AI disintermediation fears. GSHD''s core revenue growth lags premium growth, reflecting ongoing pricing pressure and competition from direct insurance purchasing models. Client retention improved to 86%, aided by slowing premium inflation and AI customer service tool Lily now handling 20% of calls.
- 2026-07-23 Goosehead Insurance, Inc. (GSHD) Q2 2026 Earnings Call Transcript Goosehead Insurance, Inc. (GSHD) Q2 2026 Earnings Call Transcript
- 2026-07-22 Goosehead (GSHD) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates The headline numbers for Goosehead (GSHD) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-22 Goosehead Insurance (GSHD) Q2 Earnings and Revenues Beat Estimates Goosehead Insurance (GSHD) came out with quarterly earnings of $0.64 per share, beating the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.49 per share a year ago.
- 2026-07-22 Goosehead Insurance Q2 Earnings Call Highlights Goosehead Insurance NASDAQ: GSHD reported stronger second-quarter 2026 revenue and profitability, raised the lower end of its full-year revenue outlook and announced a planned CEO transition, according to management comments on the company''s earnings call.
- 2026-07-22 Goosehead Insurance Announces CEO Transition WESTLAKE, Texas, July 22, 2026 (GLOBE NEWSWIRE) -- Goosehead Insurance, Inc. ("Goosehead" or the "Company") (NASDAQ: GSHD), a rapidly growing, independent personal lines insurance agency, today announced that Mark Miller will retire as Chief Executive Officer effective December 31, 2026. Mark Jones, Jr., currently President and Chief Operating Officer, will succeed Mr.
- 2026-07-22 Goosehead Insurance, Inc. Announces Second Quarter 2026 Results – Total Revenue Increased 21% and Core Revenue* Grew 10% over the Prior-Year Period – – Total Written Premium increased 14% to $1.34 billion over the Prior-Year Period – – Net Income of $17.0 million versus Net Income of $8.3 million a year ago – – Adjusted EBITDA* up 30% over Prior-Year Period to $37.9 million – – Policies in force growth accelerated to 15% from 14% in the Prior Quarter – WESTLAKE, Texas, July 22, 2026 (GLOBE NEWSWIRE) -- Goosehead Insurance, Inc. (“Goosehead” or the “Company”) (NASDAQ: GSHD), a rapidly growing independent personal lines insurance agency, today announced results for the second quarter ended June 30, 2026. Second Quarter 2026 Highlights Total Revenues grew 21% over the prior-year period to $113.4 million in the second quarter of 2026 Second quarter Core Revenues* of $95.6 million increased 10% over the prior-year period Second quarter net income of $17.0 million increased from net income of $8.3 million a year ago EPS of $0.42 per share increased 106% and Adjusted EPS* of $0.64 per share increased 32%, over the prior-year period Net income margin for the second quarter was 15% Adjusted EBITDA* of $37.9 million increased 30% from $29.2 million in the prior-year period Adjusted EBITDA Margin* increased 2 percentage points over the prior-year period to 33% Total written premiums placed for the second quarter increased 14% over the prior-year period to $1.34 billion Policies in force grew 15% from the prior-year period to approximately 2.1 million Corporate agent headcount of 583 increased 22% compared to the prior-year period Total franchise producers of 2,190 increased 5% from the prior-year period *Core Revenue, Adjusted EPS, Adjusted EBITDA, and Adjusted EBITDA Margin are non-GAAP measures.
- 2026-07-20 Why Goosehead (GSHD) is Poised to Beat Earnings Estimates Again Goosehead (GSHD) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
- 2026-07-20 Goosehead Insurance, Inc. to Host Investor Day on November 13 WESTLAKE, Texas, July 20, 2026 (GLOBE NEWSWIRE) -- Goosehead Insurance, Inc. (“Goosehead” or the “Company”) (NASDAQ: GSHD), a rapidly growing, independent personal lines insurance agency, today announced that the company will host a 2026 Investor Day at the Company''s headquarters in Westlake on Friday, November 13, 2026, beginning at 10 a.m. EST. The event will include presentations from Goosehead''s executive leadership team outlining the company''s vision, long-term growth plans, and strategic priorities.