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GNW

Neutral signalScored 2026-09-08 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.

Research, not advice.

À propos

Genworth Financial, Inc.

Nom
Genworth Financial, Inc.
Secteur
Financial Services
Industrie
Insurance - Diversified
Bourse
NYSE
Capitalisation
$3.4B
Employés
3,100
PDG
Tom McInerney
Site web
https://www.genworth.com
Marché
AHLBBARBHFCNOCNSFG

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured’s home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

VENTE TOTALE: 100 000 titres (~1 052 600,00 $ US)

Insiders
McInerney Thomas J
Total bought
—

Avg buy (VWAP, 90d window) —

Total sold
$1,594,902

Avg sell (VWAP, 90d window) $10.31 vs last close —

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

Last activity
2026-09-03
Last synced
2026-09-09 09:58:02 Synced via automated research pipeline

Sign in to request a sync of this company's price history and timing levels.

Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

Date Person Side Shares Price Value Form 4
2026-09-03 McInerney Thomas J Sell · S 100,000 $10.53 $1,052,600 Form 4
2026-08-24 Hagerman Melissa Sell · S 14,708 $9.91 $145,830 Form 4
2026-08-21 Karawan Gregory S. Sell · S 40,000 $9.91 $396,472 Form 4

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Recent trades

DateRepresentativeTypeAmount
2025-06-17Lisa C. McClainSale (Full)$1,001 - $15,000
2025-06-11Lisa C. McClainPurchase$1,001 - $15,000

Signal

Neutral signalScored 2026-09-08 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.

GNW presents a moderate setup: the $500M buyback expansion and institutional accumulation provide a tangible bullish catalyst (score 65, confidence 0.7), but the financial health profile is mixed with a liquidity score…

The first sentence of the analysis written for GNW on 2026-09-08 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Neutral signal Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
  • Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
  • Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
  • Timing Unavailable or mixed. No stored price series
  • Financial indicators Supports a bullish reading. Current ratio 1.91 · operating margin 6.8%

Market snapshot

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin24.3%7.8%4.1%18.6%13.8%
Ebit Margin8.4%9.9%5.7%19.9%16.7%
Ebitda Margin9.9%11.8%6.3%19.9%16.7%
Operating Profit Margin6.8%8.3%4.1%18.5%14.6%
Pretax Profit Margin6.8%8.3%4.1%18.5%14.6%
Continuous Operations Profit Margin5.5%6.1%2.7%14.1%11.4%
Net Profit Margin3.5%4.2%1.0%12.4%11.2%
Bottom Line Profit Margin3.5%4.2%1.0%12.4%11.2%
Current Ratio1.9080.0000.0000.0000.000
Quick Ratio1.9080.0000.0000.0000.000
Solvency Ratio0.0040.0060.0010.0110.010
Cash Ratio0.1460.0000.0000.0000.000
Price To Earnings Ratio16.41810.13041.7504.3722.275
Price To Earnings Growth Ratio-0.8090.031-0.481-0.1370.127
Forward Price To Earnings Growth Ratio-0.8090.031-0.481-0.1370.127
Price To Earnings Diluted Ratio16.72210.27941.7504.4452.301
Price To Earnings Diluted Growth Ratio-0.8120.032-0.482-0.1370.127
Price To Book Ratio0.4220.3570.4190.3500.132
Price To Sales Ratio0.5800.4250.4250.3610.270
Price To Free Cash Flow Ratio11.29434.4655.2462.5444.698
Price To Operating Cash Flow Ratio11.29434.4655.2462.5444.698
Debt To Assets Ratio0.0170.0170.0170.0180.019
Debt To Equity Ratio0.1730.1790.2120.2110.122
Debt To Capital Ratio0.1470.1520.1750.1740.109
Long Term Debt To Capital Ratio0.1470.1520.1750.1740.109
Financial Leverage Ratio10.06710.22712.14111.7576.394
Working Capital Turnover Ratio1.0060.0000.0000.0000.000
Operating Cash Flow Ratio0.0230.0000.0000.0000.000
Operating Cash Flow Sales Ratio0.0510.0120.0810.1420.058
Free Cash Flow Operating Cash Flow Ratio1.0001.0001.0001.0001.000
Debt Service Coverage Ratio5.2105.9303.02510.8686.400
Interest Coverage Ratio4.1245.1742.56812.8776.950
Short Term Operating Cash Flow Coverage Ratio0.0000.0000.0000.0000.000
Operating Cash Flow Coverage Ratio0.2160.0580.3770.6510.230
Capital Expenditure Coverage Ratio0.0000.0000.0000.0000.000
Dividend Paid And Capex Coverage Ratio0.0004.1900.0000.0000.000
Dividend Payout Ratio0.0000.0700.0000.0000.000
Enterprise Value Multiple5.0242.9805.4241.6861.872

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 24.3% ▲16.5% ▲10.6%
Ebit Margin 8.5% ▼-1.5% ▼-3.7%
Ebitda Margin 9.9% ▼-1.8% ▼-3.0%
Operating Profit Margin 6.8% ▼-1.5% ▼-3.7%
Pretax Profit Margin 6.8% ▼-1.5% ▼-3.7%
Continuous Operations Profit Margin 5.5% ▼-0.6% ▼-2.5%
Net Profit Margin 3.5% ▼-0.7% ▼-3.0%
Bottom Line Profit Margin 3.5% ▼-0.7% ▼-3.0%
Current Ratio 1.908 ▲1.908 ▲1.526
Quick Ratio 1.908 ▲1.908 ▲1.526
Solvency Ratio 0.004 ▼-0.002 ▼-0.003
Cash Ratio 0.146 ▲0.146 ▲0.117
Price To Earnings Ratio 16.418 ▲6.288 ▲1.429
Price To Earnings Growth Ratio -0.809 ▼-0.840 ▼-0.555
Forward Price To Earnings Growth Ratio -0.809 ▼-0.840 ▼-0.555
Price To Earnings Diluted Ratio 16.722 ▲6.443 ▲1.623
Price To Earnings Diluted Growth Ratio -0.812 ▼-0.844 ▼-0.558
Price To Book Ratio 0.422 ▲0.065 ▲0.086
Price To Sales Ratio 0.580 ▲0.155 ▲0.168
Price To Free Cash Flow Ratio 11.294 ▼-23.171 ▼-0.355
Price To Operating Cash Flow Ratio 11.294 ▼-23.171 ▼-0.355
Debt To Assets Ratio 0.017 ▼-0.000 ▼-0.001
Debt To Equity Ratio 0.173 ▼-0.006 ▼-0.006
Debt To Capital Ratio 0.147 ▼-0.004 ▼-0.004
Long Term Debt To Capital Ratio 0.147 ▼-0.004 ▼-0.004
Financial Leverage Ratio 10.067 ▼-0.161 ▼-0.051
Working Capital Turnover Ratio 1.006 ▲1.006 ▲0.805
Operating Cash Flow Ratio 0.024 ▲0.024 ▲0.019
Operating Cash Flow Sales Ratio 0.051 ▲0.039 ▼-0.017
Free Cash Flow Operating Cash Flow Ratio 1.000 0.000 0.000
Debt Service Coverage Ratio 5.210 ▼-0.721 ▼-1.077
Interest Coverage Ratio 4.124 ▼-1.050 ▼-2.215
Short Term Operating Cash Flow Coverage Ratio 0.000 0.000 0.000
Operating Cash Flow Coverage Ratio 0.216 ▲0.158 ▼-0.090
Capital Expenditure Coverage Ratio 0.000 0.000 0.000
Dividend Paid And Capex Coverage Ratio 0.000 ▼-4.191 ▼-0.838
Dividend Payout Ratio 0.000 ▼-0.070 ▼-0.014
Enterprise Value Multiple 5.024 ▲2.045 ▲1.627

Key metrics

MetricTrend20252024202320222021
Market cap$3.69B$3.03B$3.13B$2.67B$2.05B
Enterprise value$3.17B$2.50B$2.50B$2.48B$2.38B
EV / Sales0.50x0.35x0.34x0.34x0.31x
EV / Op. cash flow9.70x28.44x4.19x2.37x5.45x
EV / Free cash flow9.70x28.44x4.19x2.37x5.45x
EV / EBITDA5.02x2.98x5.42x1.69x1.87x
Net debt / EBITDA-0.83x-0.63x-1.37x-0.13x0.26x
Current ratio1.91x0.00x0.00x0.00x0.00x
Income quality0.93x22.00x7.86x1.00x0.51x
Graham number$16$17$8$25$34
Graham net-net-$138-$130-$41-$37-$16
Tax burden51.5%50.3%25.1%67.1%76.4%
Interest burden80.5%83.8%72.0%92.8%87.4%
Working capital$12.65B$0$0$0$0
Invested capital$14.44B$197.0M$198.0M$203.0M$143.0M
Return on assets0.3%0.3%0.1%1.0%0.9%
Operating ROA0.5%0.7%0.3%1.4%1.1%
Return on tangible assets0.3%0.3%0.1%1.0%0.9%
Return on equity2.5%3.5%1.0%12.0%5.5%
Return on invested capital0.5%0.0%0.0%0.0%0.0%
Return on capital employed0.6%0.7%0.3%1.5%1.1%
Earnings yield6.0%9.9%2.4%34.3%41.4%
Free cash flow yield8.9%2.9%19.1%39.3%21.3%
Capex / Op. cash flow0.0%0.0%0.0%0.0%0.0%
Capex / Depreciation0.0%0.0%0.0%0.0%0.0%
Capex / Sales0.0%0.0%0.0%0.0%0.0%
SG&A / Sales0.0%0.0%0.0%0.0%0.0%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales0.9%0.7%0.7%0.5%0.5%
Intangibles / Total assets2.0%0.2%0.2%0.2%0.1%
Days sales outstanding1057d902d942d937d808d
Days payables outstanding0d0d0d0d0d
Operating cycle1057d902d942d937d808d
Cash conversion cycle1057d902d942d937d808d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▲+21.8%EV / Sales ▲+42.1%EV / EBITDA ▲+68.6%EV / Op. cash flow ▼-18.748Earnings yield ▼-0.038Graham number ▼-1.221
Profitability
Return on equity ▼-0.010Return on assets ▼-0.001Return on invested capital n/aReturn on capital employed ▼-0.001Operating ROA ▼-0.002Income quality ▼-21.066Tax burden ▲+0.012
Efficiency
Days sales outstanding ▲+154.955Days payables outstanding n/aOperating cycle ▲+154.955Cash conversion cycle ▲+154.955Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-0.198Working capital n/aInvested capital ▲+14242000000.000Intangibles / Total assets ▲+0.018

Change over 5 years

Valuation
Market cap ▲+79.9%EV / Sales ▲+58.9%EV / EBITDA ▲+168.4%EV / Op. cash flow ▲+4.247Earnings yield ▼-0.354Graham number ▼-17.777
Profitability
Return on equity ▼-0.029Return on assets ▼-0.006Return on invested capital n/aReturn on capital employed ▼-0.005Operating ROA ▼-0.006Income quality ▲+0.428Tax burden ▼-0.249
Efficiency
Days sales outstanding ▲+249.534Days payables outstanding n/aOperating cycle ▲+249.534Cash conversion cycle ▲+249.534Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-1.087Working capital n/aInvested capital ▲+14296000000.000Intangibles / Total assets ▲+0.019

Employee count

Peer market caps

Recent news