FRST
ACHAT TOTAL: 3 255 titres (~51 518,75 $ US)
- Insiders
- Johnson Eric Alan, Weichert Margaret M
- Total bought
- $51,519
- Total sold
- —
- Last activity
- 2026-09-09
- Last synced
-
2026-09-11 10:16:43
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-10
FRST's operational turnaround and improving fundamentals (score: 75) are encouraging, but the critically low liquidity (score: 15) with a current ratio of 0.065 and interest coverage below 1.0 represent existential…
The first sentence of the analysis written for FRST on 2026-09-10 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 67.6% | 38.1% | 46.8% | 76.8% | 89.3% | |
| Ebit Margin | 23.2% | -11.4% | -4.7% | 12.2% | 32.0% | |
| Ebitda Margin | 26.2% | -7.9% | -0.9% | 17.5% | 38.5% | |
| Operating Profit Margin | 23.2% | -11.4% | -4.7% | 12.2% | 32.0% | |
| Pretax Profit Margin | 23.2% | -11.4% | -4.7% | 12.2% | 32.0% | |
| Continuous Operations Profit Margin | 18.5% | -9.7% | -4.3% | 10.0% | 25.0% | |
| Net Profit Margin | 19.7% | -6.4% | -3.3% | 10.0% | 25.2% | |
| Bottom Line Profit Margin | 19.7% | -6.4% | -3.3% | 10.0% | 25.2% | |
| Current Ratio | 0.065 | 0.077 | 0.093 | 0.115 | 0.293 | |
| Quick Ratio | 0.065 | 0.077 | 0.093 | 0.115 | 0.293 | |
| Solvency Ratio | 0.020 | -0.002 | 0.000 | 0.007 | 0.013 | |
| Cash Ratio | 0.065 | 0.020 | 0.024 | 0.029 | 0.191 | |
| Price To Earnings Ratio | 5.586 | -17.667 | -39.562 | 20.431 | 11.750 | |
| Price To Earnings Growth Ratio | -0.012 | -0.166 | 0.255 | -0.374 | 0.352 | |
| Forward Price To Earnings Growth Ratio | -0.012 | -0.166 | 0.255 | -0.374 | 0.352 | |
| Price To Earnings Diluted Ratio | 5.586 | -17.667 | -39.562 | 20.789 | 11.937 | |
| Price To Earnings Diluted Growth Ratio | -0.012 | -0.166 | 0.253 | -0.380 | 0.382 | |
| Price To Book Ratio | 0.811 | 0.818 | 0.831 | 0.748 | 0.892 | |
| Price To Sales Ratio | 1.098 | 1.133 | 1.314 | 2.055 | 2.971 | |
| Price To Free Cash Flow Ratio | 37.987 | 15.699 | 11.621 | 25.481 | 14.785 | |
| Price To Operating Cash Flow Ratio | 31.869 | 14.739 | 10.845 | 23.407 | 13.456 | |
| Debt To Assets Ratio | 0.065 | 0.035 | 0.042 | 0.121 | 0.062 | |
| Debt To Equity Ratio | 0.620 | 0.365 | 0.427 | 1.112 | 0.513 | |
| Debt To Capital Ratio | 0.383 | 0.268 | 0.299 | 0.527 | 0.339 | |
| Long Term Debt To Capital Ratio | 0.271 | 0.243 | 0.280 | 0.519 | 0.321 | |
| Financial Leverage Ratio | 9.571 | 10.491 | 10.252 | 9.170 | 8.273 | |
| Working Capital Turnover Ratio | -0.125 | -0.086 | -0.088 | -0.065 | -0.061 | |
| Operating Cash Flow Ratio | 0.005 | 0.006 | 0.009 | 0.005 | 0.010 | |
| Operating Cash Flow Sales Ratio | 0.034 | 0.077 | 0.121 | 0.088 | 0.221 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.839 | 0.939 | 0.933 | 0.919 | 0.910 | |
| Debt Service Coverage Ratio | 0.508 | -0.142 | -0.011 | 0.770 | 1.342 | |
| Interest Coverage Ratio | 0.815 | -0.271 | -0.119 | 0.803 | 2.078 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.249 | 4.985 | 9.467 | 1.929 | 2.742 | |
| Operating Cash Flow Coverage Ratio | 0.041 | 0.152 | 0.179 | 0.029 | 0.129 | |
| Capital Expenditure Coverage Ratio | 6.209 | 16.357 | 14.978 | 12.287 | 11.122 | |
| Dividend Paid And Capex Coverage Ratio | 0.928 | 1.762 | 2.442 | 1.144 | 2.227 | |
| Dividend Payout Ratio | 0.161 | -0.610 | -1.261 | 0.696 | 0.315 | |
| Enterprise Value Multiple | 5.637 | -17.618 | -189.688 | 26.073 | 1.027 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 67.6% | ▲29.5% | ▲3.9% |
| Ebit Margin | 23.2% | ▲34.6% | ▲12.9% |
| Ebitda Margin | 26.2% | ▲34.1% | ▲11.5% |
| Operating Profit Margin | 23.2% | ▲34.6% | ▲12.9% |
| Pretax Profit Margin | 23.2% | ▲34.6% | ▲12.9% |
| Continuous Operations Profit Margin | 18.5% | ▲28.2% | ▲10.6% |
| Net Profit Margin | 19.7% | ▲26.0% | ▲10.6% |
| Bottom Line Profit Margin | 19.7% | ▲26.0% | ▲10.6% |
| Current Ratio | 0.065 | ▼-0.011 | ▼-0.064 |
| Quick Ratio | 0.065 | ▼-0.011 | ▼-0.064 |
| Solvency Ratio | 0.019 | ▲0.022 | ▲0.012 |
| Cash Ratio | 0.065 | ▲0.045 | ▼-0.001 |
| Price To Earnings Ratio | 5.586 | ▲23.253 | ▲9.479 |
| Price To Earnings Growth Ratio | -0.012 | ▲0.155 | ▼-0.023 |
| Forward Price To Earnings Growth Ratio | -0.012 | ▲0.155 | ▼-0.023 |
| Price To Earnings Diluted Ratio | 5.586 | ▲23.253 | ▲9.370 |
| Price To Earnings Diluted Growth Ratio | -0.012 | ▲0.155 | ▼-0.027 |
| Price To Book Ratio | 0.811 | ▼-0.007 | ▼-0.009 |
| Price To Sales Ratio | 1.098 | ▼-0.035 | ▼-0.616 |
| Price To Free Cash Flow Ratio | 37.987 | ▲22.288 | ▲16.872 |
| Price To Operating Cash Flow Ratio | 31.869 | ▲17.130 | ▲13.006 |
| Debt To Assets Ratio | 0.065 | ▲0.030 | ▼-0.000 |
| Debt To Equity Ratio | 0.620 | ▲0.255 | ▲0.012 |
| Debt To Capital Ratio | 0.383 | ▲0.115 | ▲0.020 |
| Long Term Debt To Capital Ratio | 0.271 | ▲0.028 | ▼-0.056 |
| Financial Leverage Ratio | 9.571 | ▼-0.920 | ▲0.019 |
| Working Capital Turnover Ratio | -0.125 | ▼-0.039 | ▼-0.040 |
| Operating Cash Flow Ratio | 0.005 | ▼-0.001 | ▼-0.002 |
| Operating Cash Flow Sales Ratio | 0.034 | ▼-0.042 | ▼-0.074 |
| Free Cash Flow Operating Cash Flow Ratio | 0.839 | ▼-0.100 | ▼-0.069 |
| Debt Service Coverage Ratio | 0.508 | ▲0.650 | ▲0.014 |
| Interest Coverage Ratio | 0.815 | ▲1.086 | ▲0.154 |
| Short Term Operating Cash Flow Coverage Ratio | 0.248 | ▼-4.736 | ▼-3.626 |
| Operating Cash Flow Coverage Ratio | 0.041 | ▼-0.111 | ▼-0.065 |
| Capital Expenditure Coverage Ratio | 6.209 | ▼-10.147 | ▼-5.981 |
| Dividend Paid And Capex Coverage Ratio | 0.928 | ▼-0.834 | ▼-0.773 |
| Dividend Payout Ratio | 0.161 | ▲0.771 | ▲0.300 |
| Enterprise Value Multiple | 5.637 | ▲23.254 | ▲40.551 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $343.1M | $287.9M | $312.5M | $291.0M | $367.5M | |
| Enterprise value | $461.7M | $351.9M | $395.7M | $645.7M | $48.9M | |
| EV / Sales | 1.48x | 1.39x | 1.66x | 4.56x | 0.40x | |
| EV / Op. cash flow | 42.88x | 18.02x | 13.73x | 51.93x | 1.79x | |
| EV / Free cash flow | 51.11x | 19.19x | 14.71x | 56.53x | 1.97x | |
| EV / EBITDA | 5.64x | -17.62x | -189.69x | 26.07x | 1.03x | |
| Net debt / EBITDA | 1.45x | -3.21x | -39.87x | 14.32x | -6.69x | |
| Current ratio | 0.07x | 0.08x | 0.09x | 0.12x | 0.29x | |
| Income quality | 0.19x | -0.79x | -2.85x | 0.88x | 0.88x | |
| Graham number | $31 | — | — | $14 | $22 | |
| Graham net-net | -$134 | -$125 | -$128 | -$117 | -$89 | |
| Tax burden | 84.7% | 56.1% | 70.1% | 81.6% | 78.6% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$2.06B | -$2.93B | -$2.97B | -$2.41B | -$1.96B | |
| Invested capital | -$1.89B | -$2.80B | -$2.83B | -$2.27B | -$1.82B | |
| Return on assets | 1.5% | -0.4% | -0.2% | 0.4% | 0.9% | |
| Operating ROA | 1.9% | -0.8% | -0.3% | 0.5% | 1.2% | |
| Return on tangible assets | 1.6% | -0.5% | -0.2% | 0.4% | 0.9% | |
| Return on equity | 14.5% | -4.6% | -2.1% | 3.6% | 7.6% | |
| Return on invested capital | 3.1% | -4.8% | -1.7% | 1.7% | 4.8% | |
| Return on capital employed | 3.9% | -5.6% | -1.9% | 2.1% | 6.2% | |
| Earnings yield | 17.9% | -5.6% | -2.5% | 4.9% | 8.5% | |
| Free cash flow yield | 2.6% | 6.4% | 8.6% | 3.9% | 6.8% | |
| Capex / Op. cash flow | 16.1% | 6.1% | 6.7% | 8.1% | 9.0% | |
| Capex / Depreciation | 18.5% | 13.4% | 21.2% | 13.6% | 30.5% | |
| Capex / Sales | 0.6% | 0.5% | 0.8% | 0.7% | 2.0% | |
| SG&A / Sales | 29.9% | 28.0% | 26.7% | 37.4% | 31.7% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.9% | 0.4% | 0.3% | 0.3% | 0.6% | |
| Intangibles / Total assets | 2.3% | 2.8% | 2.8% | 3.3% | 3.1% | |
| Days sales outstanding | 21d | 0d | 0d | 0d | 35d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 21d | 0d | 0d | 0d | 35d | |
| Cash conversion cycle | 21d | 0d | 0d | 0d | 35d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+19.2%EV / Sales ▲+6.6%EV / EBITDA ▲+132.0%EV / Op. cash flow ▲+24.862Earnings yield ▲+0.235
Profitability
Return on equity ▲+0.191Return on assets ▲+0.020Return on invested capital ▲+0.078Return on capital employed ▲+0.095Operating ROA ▲+0.026Income quality ▲+0.978Tax burden ▲+0.286
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▲+0.001R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.011Net debt / EBITDA ▲+4.654Working capital ▲+873948000.000Invested capital ▲+907209000.000Intangibles / Total assets ▼-0.005
Change over 5 years
Valuation
Market cap ▼-6.6%EV / Sales ▲+273.9%EV / EBITDA ▲+449.1%EV / Op. cash flow ▲+41.092Earnings yield ▲+0.094Graham number ▲+9.023
Profitability
Return on equity ▲+0.070Return on assets ▲+0.006Return on invested capital ▼-0.017Return on capital employed ▼-0.023Operating ROA ▲+0.007Income quality ▼-0.694Tax burden ▲+0.061
Efficiency
Days sales outstanding ▼-14.041Days payables outstanding n/aOperating cycle ▼-14.041Cash conversion cycle ▼-14.041Capex / Sales ▼-0.014R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.228Net debt / EBITDA ▲+8.142Working capital ▼-97910000.000Invested capital ▼-75441000.000Intangibles / Total assets ▼-0.008
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-08-05 7 Dividend Stocks You Must Buy Immediately to Get Paid in August Here''s an alert for income investors with a quick deadline. Seven small-bank dividend stocks all share the same imminent ex-dividend date: Friday, August 7.
- 2026-08-04 Primis Financial: Strong End Market Growth Primis Financial Corp (FRST) is rated BUY, driven by strong 2Q26 results, 44% share price appreciation, and a 13.5% forward P/E discount to peers. FRST''s niche focus on mortgage warehouse loans and Panacea Financial for medical professionals delivers higher yields, low efficiency ratio (25%), and sustainable net interest margins. Consistent dividend history (2.5% yield) and a recent share buyback program enhance shareholder returns and provide downside protection.
- 2026-07-24 Primis Financial Corp. (FRST) Q2 2026 Earnings Call Transcript Primis Financial Corp. (FRST) Q2 2026 Earnings Call Transcript
- 2026-07-24 Primis Financial Q2 Earnings Call Highlights Primis Financial NASDAQ: FRST reported second-quarter 2026 net income of $9.4 million, or $0.38 per diluted share, up from $7.3 million, or $0.30 per share, in the first quarter and $2.4 million, or $0.10 per share, a year earlier.
- 2026-07-23 Primis Financial (FRST) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates The headline numbers for Primis Financial (FRST) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-23 Primis Financial (FRST) Lags Q2 Earnings Estimates Primis Financial (FRST) came out with quarterly earnings of $0.23 per share, missing the Zacks Consensus Estimate of $0.41 per share. This compares to earnings of $0.11 per share a year ago.
- 2026-07-23 Primis Financial Corp. Reports Strong Results for the Second Quarter of 2026 Declares Quarterly Cash Dividend of $0.10 Per Share MCLEAN, Va., July 23, 2026 /PRNewswire/ -- Primis Financial Corp. (NASDAQ: FRST) ("Primis" or the "Company"), and its wholly-owned subsidiary, Primis Bank (the "Bank"), today reported net income available to common shareholders of $9.4 million, or $0.38 per diluted share, for the three months ended June 30, 2026, compared to net income available to common shareholders of $2.4 million, or $0.10 per diluted share, for the three months ended June 30, 2025.
- 2026-07-16 Primis Financial (FRST) Earnings Expected to Grow: What to Know Ahead of Next Week''s Release Primis Financial (FRST) doesn''t possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
- 2026-07-10 Primis Financial Corp. Announces Date for Second Quarter 2026 Earnings Release and Conference Call MCLEAN, Va., July 10, 2026 /PRNewswire/ -- Primis Financial Corp. (NASDAQ: FRST) (the "Company") today announced that it will release second quarter 2026 results after the market closes on Thursday, July 23, 2026.
- 2026-06-30 Primis Financial Corp. Announces Appointment of New Board Member Margaret Weichert MCLEAN, Va., June 30, 2026 /PRNewswire/ -- Primis Financial Corp. (NASDAQ: FRST) ("Primis" or the "Company") and its wholly-owned subsidiary Primis Bank, today announced that Ms.