FNWB
VENTE TOTALE: 25 000 titres (~287 750,00 $ US)
- Insiders
- Behar Dana D.
- Total bought
- —
- Total sold
- $287,750
- Last activity
- 2026-08-14
- Last synced
-
2026-08-21 23:36:53
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-26
FNWB's earnings beat is a modest positive catalyst, but it cannot offset the company's critical financial deterioration, with near-zero liquidity (current ratio of 0.057), persistent operating losses, and an inability…
The first sentence of the analysis written for FNWB on 2026-08-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 47.3% | 38.0% | 61.1% | 86.7% | 91.5% | |
| Ebit Margin | -5.5% | -6.5% | 2.5% | 18.0% | 22.9% | |
| Ebitda Margin | -4.8% | -5.2% | 4.1% | 20.3% | 24.9% | |
| Operating Profit Margin | -5.5% | -6.5% | 2.5% | 18.0% | 22.9% | |
| Pretax Profit Margin | -5.5% | -6.5% | 2.5% | 18.0% | 22.9% | |
| Continuous Operations Profit Margin | -3.9% | -5.7% | 2.0% | 14.9% | 18.9% | |
| Net Profit Margin | -3.9% | -5.7% | 2.2% | 17.2% | 19.4% | |
| Bottom Line Profit Margin | -3.9% | -5.7% | 2.2% | 17.1% | 18.8% | |
| Current Ratio | 0.057 | 0.230 | 0.227 | 0.231 | 0.308 | |
| Quick Ratio | 0.057 | 0.230 | 0.227 | 0.231 | 0.308 | |
| Solvency Ratio | -0.002 | -0.003 | 0.002 | 0.009 | 0.010 | |
| Cash Ratio | 0.050 | 0.040 | 0.065 | 0.026 | 0.078 | |
| Price To Earnings Ratio | -19.542 | -13.600 | 61.308 | 8.982 | 12.393 | |
| Price To Earnings Growth Ratio | 0.543 | 0.035 | -0.723 | 1.830 | 0.265 | |
| Forward Price To Earnings Growth Ratio | 0.543 | 0.035 | -0.723 | 1.830 | 0.265 | |
| Price To Earnings Diluted Ratio | -19.542 | -13.600 | 63.760 | 8.982 | 12.469 | |
| Price To Earnings Diluted Growth Ratio | 0.543 | 0.034 | -0.747 | 1.617 | 0.264 | |
| Price To Book Ratio | 0.570 | 0.582 | 0.870 | 0.863 | 0.966 | |
| Price To Sales Ratio | 0.836 | 0.765 | 1.355 | 1.538 | 2.326 | |
| Price To Free Cash Flow Ratio | -32.480 | 5.309 | 8.719 | 10.741 | 20.195 | |
| Price To Operating Cash Flow Ratio | -32.480 | 5.309 | 7.953 | 8.772 | 12.175 | |
| Debt To Assets Ratio | 0.154 | 0.158 | 0.149 | 0.140 | 0.062 | |
| Debt To Equity Ratio | 2.064 | 2.298 | 2.004 | 1.766 | 0.625 | |
| Debt To Capital Ratio | 0.674 | 0.697 | 0.667 | 0.638 | 0.384 | |
| Long Term Debt To Capital Ratio | 0.553 | 0.565 | 0.422 | 0.425 | 0.384 | |
| Financial Leverage Ratio | 13.404 | 14.505 | 13.480 | 12.639 | 10.060 | |
| Working Capital Turnover Ratio | -0.071 | -0.082 | -0.075 | -0.073 | -0.076 | |
| Operating Cash Flow Ratio | -0.002 | 0.009 | 0.009 | 0.009 | 0.009 | |
| Operating Cash Flow Sales Ratio | -0.026 | 0.144 | 0.170 | 0.175 | 0.191 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 0.912 | 0.817 | 0.603 | |
| Debt Service Coverage Ratio | -0.021 | -0.027 | 0.016 | 0.088 | 3.075 | |
| Interest Coverage Ratio | -0.118 | -0.135 | 0.068 | 1.554 | 3.382 | |
| Short Term Operating Cash Flow Coverage Ratio | -0.024 | 0.124 | 0.089 | 0.096 | 0.000 | |
| Operating Cash Flow Coverage Ratio | -0.008 | 0.048 | 0.055 | 0.056 | 0.127 | |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 11.378 | 5.457 | 2.518 | |
| Dividend Paid And Capex Coverage Ratio | -2.093 | 6.380 | 4.185 | 2.789 | 1.772 | |
| Dividend Payout Ratio | -0.314 | -0.400 | 1.181 | 0.178 | 0.164 | |
| Enterprise Value Multiple | -63.583 | -60.353 | 80.735 | 20.615 | 9.016 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 47.3% | ▲9.2% | ▼-17.7% |
| Ebit Margin | -5.5% | ▲1.0% | ▼-11.8% |
| Ebitda Margin | -4.8% | ▲0.4% | ▼-12.7% |
| Operating Profit Margin | -5.5% | ▲1.0% | ▼-11.8% |
| Pretax Profit Margin | -5.5% | ▲1.0% | ▼-11.8% |
| Continuous Operations Profit Margin | -3.9% | ▲1.7% | ▼-9.2% |
| Net Profit Margin | -3.9% | ▲1.7% | ▼-9.8% |
| Bottom Line Profit Margin | -3.9% | ▲1.7% | ▼-9.6% |
| Current Ratio | 0.057 | ▼-0.174 | ▼-0.154 |
| Quick Ratio | 0.057 | ▼-0.174 | ▼-0.154 |
| Solvency Ratio | -0.002 | ▲0.001 | ▼-0.005 |
| Cash Ratio | 0.050 | ▲0.010 | ▼-0.002 |
| Price To Earnings Ratio | -19.542 | ▼-5.942 | ▼-29.450 |
| Price To Earnings Growth Ratio | 0.543 | ▲0.508 | ▲0.153 |
| Forward Price To Earnings Growth Ratio | 0.543 | ▲0.508 | ▲0.153 |
| Price To Earnings Diluted Ratio | -19.542 | ▼-5.942 | ▼-29.956 |
| Price To Earnings Diluted Growth Ratio | 0.543 | ▲0.509 | ▲0.201 |
| Price To Book Ratio | 0.570 | ▼-0.013 | ▼-0.201 |
| Price To Sales Ratio | 0.836 | ▲0.070 | ▼-0.528 |
| Price To Free Cash Flow Ratio | -32.480 | ▼-37.788 | ▼-34.977 |
| Price To Operating Cash Flow Ratio | -32.480 | ▼-37.788 | ▼-32.825 |
| Debt To Assets Ratio | 0.154 | ▼-0.004 | ▲0.021 |
| Debt To Equity Ratio | 2.064 | ▼-0.234 | ▲0.313 |
| Debt To Capital Ratio | 0.674 | ▼-0.023 | ▲0.061 |
| Long Term Debt To Capital Ratio | 0.553 | ▼-0.011 | ▲0.083 |
| Financial Leverage Ratio | 13.403 | ▼-1.101 | ▲0.586 |
| Working Capital Turnover Ratio | -0.071 | ▲0.011 | ▲0.004 |
| Operating Cash Flow Ratio | -0.002 | ▼-0.011 | ▼-0.009 |
| Operating Cash Flow Sales Ratio | -0.026 | ▼-0.170 | ▼-0.157 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | ▲0.134 |
| Debt Service Coverage Ratio | -0.021 | ▲0.006 | ▼-0.648 |
| Interest Coverage Ratio | -0.118 | ▲0.017 | ▼-1.068 |
| Short Term Operating Cash Flow Coverage Ratio | -0.024 | ▼-0.148 | ▼-0.081 |
| Operating Cash Flow Coverage Ratio | -0.009 | ▼-0.056 | ▼-0.064 |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | ▼-3.871 |
| Dividend Paid And Capex Coverage Ratio | -2.093 | ▼-8.473 | ▼-4.699 |
| Dividend Payout Ratio | -0.315 | ▲0.086 | ▼-0.476 |
| Enterprise Value Multiple | -63.583 | ▼-3.231 | ▼-60.869 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $89.6M | $89.6M | $142.2M | $139.5M | $184.5M | |
| Enterprise value | $329.0M | $370.7M | $346.4M | $379.3M | $177.8M | |
| EV / Sales | 3.07x | 3.17x | 3.30x | 4.18x | 2.24x | |
| EV / Op. cash flow | -119.31x | 21.96x | 19.38x | 23.85x | 11.73x | |
| EV / Free cash flow | -119.31x | 21.96x | 21.24x | 29.20x | 19.46x | |
| EV / EBITDA | -63.58x | -60.35x | 80.73x | 20.61x | 9.02x | |
| Net debt / EBITDA | -46.27x | -45.77x | 47.60x | 13.03x | -0.34x | |
| Current ratio | 0.06x | 0.23x | 0.23x | 0.23x | 0.31x | |
| Income quality | 0.66x | -2.55x | 8.41x | 1.18x | 1.01x | |
| Graham number | — | — | $10 | $26 | $28 | |
| Graham net-net | -$194 | -$189 | -$181 | -$166 | -$138 | |
| Tax burden | 71.4% | 87.5% | 85.5% | 95.7% | 84.8% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$1.62B | -$1.41B | -$1.46B | -$1.36B | -$1.11B | |
| Invested capital | -$1.59B | -$1.38B | -$1.43B | -$1.33B | -$1.09B | |
| Return on assets | -0.2% | -0.3% | 0.1% | 0.8% | 0.8% | |
| Operating ROA | -0.3% | -0.3% | 0.1% | 0.8% | 1.0% | |
| Return on tangible assets | -0.2% | -0.3% | 0.1% | 0.8% | 0.8% | |
| Return on equity | -2.7% | -4.3% | 1.4% | 9.7% | 8.1% | |
| Return on invested capital | -0.8% | -1.2% | 0.4% | 3.0% | 4.8% | |
| Return on capital employed | -1.5% | -1.9% | 0.8% | 5.9% | 5.8% | |
| Earnings yield | -4.7% | -7.4% | 1.6% | 11.2% | 8.4% | |
| Free cash flow yield | -3.1% | 18.8% | 11.5% | 9.3% | 5.0% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 8.8% | 18.3% | 39.7% | |
| Capex / Depreciation | 0.0% | 0.0% | 97.3% | 141.9% | 389.6% | |
| Capex / Sales | 0.0% | 0.0% | 1.5% | 3.2% | 7.6% | |
| SG&A / Sales | 18.2% | 31.8% | 35.0% | 45.7% | 47.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.1% | 1.3% | 2.0% | 2.5% | 3.7% | |
| Intangibles / Total assets | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | |
| Days sales outstanding | 22d | 25d | 27d | 27d | 24d | |
| Days payables outstanding | 8d | 17d | 30d | 14d | 21d | |
| Operating cycle | 22d | 25d | 27d | 27d | 24d | |
| Cash conversion cycle | 14d | 9d | -3d | 13d | 3d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap -0.0%EV / Sales ▼-3.1%EV / EBITDA ▼-5.4%EV / Op. cash flow ▼-141.271Earnings yield ▲+0.027
Profitability
Return on equity ▲+0.016Return on assets ▲+0.001Return on invested capital ▲+0.004Return on capital employed ▲+0.004Operating ROA ▲+0.001Income quality ▲+3.210Tax burden ▼-0.161
Efficiency
Days sales outstanding ▼-3.320Days payables outstanding ▼-8.687Operating cycle ▼-3.320Cash conversion cycle ▲+5.368Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.174Net debt / EBITDA ▼-0.506Working capital ▼-209777000.000Invested capital ▼-213134000.000Intangibles / Total assets -0.000
Change over 5 years
Valuation
Market cap ▼-51.4%EV / Sales ▲+36.9%EV / EBITDA ▼-805.3%EV / Op. cash flow ▼-131.035Earnings yield ▼-0.130
Profitability
Return on equity ▼-0.107Return on assets ▼-0.010Return on invested capital ▼-0.056Return on capital employed ▼-0.073Operating ROA ▼-0.013Income quality ▼-0.354Tax burden ▼-0.134
Efficiency
Days sales outstanding ▼-2.215Days payables outstanding ▼-13.439Operating cycle ▼-2.215Cash conversion cycle ▲+11.224Capex / Sales ▼-0.076R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.251Net debt / EBITDA ▼-45.932Working capital ▼-502554000.000Invested capital ▼-498713000.000Intangibles / Total assets -0.000
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-07-29 First Fed Board Chair Cindy Finnie Honored as a Puget Sound Business Journal Director of the Year PORT ANGELES, Wash., July 29, 2026 (GLOBE NEWSWIRE) -- First Fed Bank ("First Fed"), a wholly owned subsidiary of First Northwest Bancorp (NASDAQ: FNWB), today announced that Board Chair Cindy Hill Finnie has been named one of the Puget Sound Business Journal''s 2026 Directors of the Year.
- 2026-07-29 First Northwest Bancorp (FNWB) Surpasses Q2 Earnings Estimates First Northwest Bancorp (FNWB) came out with quarterly earnings of $0.03 per share, beating the Zacks Consensus Estimate of $0.01 per share. This compares to earnings of $0.42 per share a year ago.
- 2026-07-29 First Northwest Bancorp Reports Second Quarter 2026 Financial Results PORT ANGELES, Wash., July 29, 2026 (GLOBE NEWSWIRE) -- First Northwest Bancorp (Nasdaq: FNWB) ("First Northwest" or the "Company"), the holding company for First Fed Bank ("First Fed" or the "Bank"), today reported its financial results for the second quarter and first six months of 2026.
- 2026-06-18 First Fed Bank Names Chris Walsh Chief Banking Officer PORT ANGELES, Wash., June 18, 2026 (GLOBE NEWSWIRE) -- First Fed Bank (“First Fed”), a wholly owned subsidiary of First Northwest Bancorp (NASDAQ: FNWB) ("First Northwest" or the "Company"), has named Chris Walsh as its new Chief Banking Officer, bringing more than 40 years of banking leadership and a track record of helping community banks grow and deepen their impact in the communities they serve.