FNWB
Neutral signalScored 2026-08-26 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
First Northwest Bancorp
- Nom
- First Northwest Bancorp
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $91.8M
- Employés
- 242
- PDG
- Curt T. Queyrouze
- Site web
- https://www.ourfirstfed.com
- Marché
- AUBNBOTJFDSBFGBIFUSBIROQ
First Northwest Bancorp serves as the parent company for First Fed Bank, a financial institution that delivers a broad spectrum of commercial and consumer banking services. These services are provided to individuals, businesses, and nonprofit organizations across western Washington, USA. The bank offers various ways to deposit funds, including checking, money market, savings, and transaction accounts, as well as certificates of deposit. On the lending side, it originates residential mortgages for one-to-four family properties, financing for commercial and multi-family real estate, loans for construction and land development, and credit for commercial businesses. Its consumer loan portfolio largely consists of vehicle loans and home equity loans or lines of credit. Operations are conducted through twelve full-service branch locations and a specialized lending center in Seattle. The company was established in 1923 and its headquarters are situated in Port Angeles, Washington.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 25 000 titres (~287 750,00 $ US)
- Insiders
- Behar Dana D.
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$287,750
Avg sell (VWAP, 90d window) $11.51 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-14
- Last synced
-
2026-08-21 23:36:53
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-14 | Behar Dana D. | Sell · S | 25,000 | $11.51 | $287,750 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-08-26 Drivers: fundamentals. Moteurs : fondamentaux.
FNWB's earnings beat is a modest positive catalyst, but it cannot offset the company's critical financial deterioration, with near-zero liquidity (current ratio of 0.057), persistent operating losses, and an inability…
The first sentence of the analysis written for FNWB on 2026-08-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Pulls against a bullish reading. Current ratio 0.06 · operating margin -5.5%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 47.3% | 38.0% | 61.1% | 86.7% | 91.5% | |
| Ebit Margin | -5.5% | -6.5% | 2.5% | 18.0% | 22.9% | |
| Ebitda Margin | -4.8% | -5.2% | 4.1% | 20.3% | 24.9% | |
| Operating Profit Margin | -5.5% | -6.5% | 2.5% | 18.0% | 22.9% | |
| Pretax Profit Margin | -5.5% | -6.5% | 2.5% | 18.0% | 22.9% | |
| Continuous Operations Profit Margin | -3.9% | -5.7% | 2.0% | 14.9% | 18.9% | |
| Net Profit Margin | -3.9% | -5.7% | 2.2% | 17.2% | 19.4% | |
| Bottom Line Profit Margin | -3.9% | -5.7% | 2.2% | 17.1% | 18.8% | |
| Current Ratio | 0.057 | 0.230 | 0.227 | 0.231 | 0.308 | |
| Quick Ratio | 0.057 | 0.230 | 0.227 | 0.231 | 0.308 | |
| Solvency Ratio | -0.002 | -0.003 | 0.002 | 0.009 | 0.010 | |
| Cash Ratio | 0.050 | 0.040 | 0.065 | 0.026 | 0.078 | |
| Price To Earnings Ratio | -19.542 | -13.600 | 61.308 | 8.982 | 12.393 | |
| Price To Earnings Growth Ratio | 0.543 | 0.035 | -0.723 | 1.830 | 0.265 | |
| Forward Price To Earnings Growth Ratio | 0.543 | 0.035 | -0.723 | 1.830 | 0.265 | |
| Price To Earnings Diluted Ratio | -19.542 | -13.600 | 63.760 | 8.982 | 12.469 | |
| Price To Earnings Diluted Growth Ratio | 0.543 | 0.034 | -0.747 | 1.617 | 0.264 | |
| Price To Book Ratio | 0.570 | 0.582 | 0.870 | 0.863 | 0.966 | |
| Price To Sales Ratio | 0.836 | 0.765 | 1.355 | 1.538 | 2.326 | |
| Price To Free Cash Flow Ratio | -32.480 | 5.309 | 8.719 | 10.741 | 20.195 | |
| Price To Operating Cash Flow Ratio | -32.480 | 5.309 | 7.953 | 8.772 | 12.175 | |
| Debt To Assets Ratio | 0.154 | 0.158 | 0.149 | 0.140 | 0.062 | |
| Debt To Equity Ratio | 2.064 | 2.298 | 2.004 | 1.766 | 0.625 | |
| Debt To Capital Ratio | 0.674 | 0.697 | 0.667 | 0.638 | 0.384 | |
| Long Term Debt To Capital Ratio | 0.553 | 0.565 | 0.422 | 0.425 | 0.384 | |
| Financial Leverage Ratio | 13.404 | 14.505 | 13.480 | 12.639 | 10.060 | |
| Working Capital Turnover Ratio | -0.071 | -0.082 | -0.075 | -0.073 | -0.076 | |
| Operating Cash Flow Ratio | -0.002 | 0.009 | 0.009 | 0.009 | 0.009 | |
| Operating Cash Flow Sales Ratio | -0.026 | 0.144 | 0.170 | 0.175 | 0.191 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 0.912 | 0.817 | 0.603 | |
| Debt Service Coverage Ratio | -0.021 | -0.027 | 0.016 | 0.088 | 3.075 | |
| Interest Coverage Ratio | -0.118 | -0.135 | 0.068 | 1.554 | 3.382 | |
| Short Term Operating Cash Flow Coverage Ratio | -0.024 | 0.124 | 0.089 | 0.096 | 0.000 | |
| Operating Cash Flow Coverage Ratio | -0.008 | 0.048 | 0.055 | 0.056 | 0.127 | |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 11.378 | 5.457 | 2.518 | |
| Dividend Paid And Capex Coverage Ratio | -2.093 | 6.380 | 4.185 | 2.789 | 1.772 | |
| Dividend Payout Ratio | -0.314 | -0.400 | 1.181 | 0.178 | 0.164 | |
| Enterprise Value Multiple | -63.583 | -60.353 | 80.735 | 20.615 | 9.016 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 47.3% | ▲9.2% | ▼-17.7% |
| Ebit Margin | -5.5% | ▲1.0% | ▼-11.8% |
| Ebitda Margin | -4.8% | ▲0.4% | ▼-12.7% |
| Operating Profit Margin | -5.5% | ▲1.0% | ▼-11.8% |
| Pretax Profit Margin | -5.5% | ▲1.0% | ▼-11.8% |
| Continuous Operations Profit Margin | -3.9% | ▲1.7% | ▼-9.2% |
| Net Profit Margin | -3.9% | ▲1.7% | ▼-9.8% |
| Bottom Line Profit Margin | -3.9% | ▲1.7% | ▼-9.6% |
| Current Ratio | 0.057 | ▼-0.174 | ▼-0.154 |
| Quick Ratio | 0.057 | ▼-0.174 | ▼-0.154 |
| Solvency Ratio | -0.002 | ▲0.001 | ▼-0.005 |
| Cash Ratio | 0.050 | ▲0.010 | ▼-0.002 |
| Price To Earnings Ratio | -19.542 | ▼-5.942 | ▼-29.450 |
| Price To Earnings Growth Ratio | 0.543 | ▲0.508 | ▲0.153 |
| Forward Price To Earnings Growth Ratio | 0.543 | ▲0.508 | ▲0.153 |
| Price To Earnings Diluted Ratio | -19.542 | ▼-5.942 | ▼-29.956 |
| Price To Earnings Diluted Growth Ratio | 0.543 | ▲0.509 | ▲0.201 |
| Price To Book Ratio | 0.570 | ▼-0.013 | ▼-0.201 |
| Price To Sales Ratio | 0.836 | ▲0.070 | ▼-0.528 |
| Price To Free Cash Flow Ratio | -32.480 | ▼-37.788 | ▼-34.977 |
| Price To Operating Cash Flow Ratio | -32.480 | ▼-37.788 | ▼-32.825 |
| Debt To Assets Ratio | 0.154 | ▼-0.004 | ▲0.021 |
| Debt To Equity Ratio | 2.064 | ▼-0.234 | ▲0.313 |
| Debt To Capital Ratio | 0.674 | ▼-0.023 | ▲0.061 |
| Long Term Debt To Capital Ratio | 0.553 | ▼-0.011 | ▲0.083 |
| Financial Leverage Ratio | 13.403 | ▼-1.101 | ▲0.586 |
| Working Capital Turnover Ratio | -0.071 | ▲0.011 | ▲0.004 |
| Operating Cash Flow Ratio | -0.002 | ▼-0.011 | ▼-0.009 |
| Operating Cash Flow Sales Ratio | -0.026 | ▼-0.170 | ▼-0.157 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | ▲0.134 |
| Debt Service Coverage Ratio | -0.021 | ▲0.006 | ▼-0.648 |
| Interest Coverage Ratio | -0.118 | ▲0.017 | ▼-1.068 |
| Short Term Operating Cash Flow Coverage Ratio | -0.024 | ▼-0.148 | ▼-0.081 |
| Operating Cash Flow Coverage Ratio | -0.009 | ▼-0.056 | ▼-0.064 |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | ▼-3.871 |
| Dividend Paid And Capex Coverage Ratio | -2.093 | ▼-8.473 | ▼-4.699 |
| Dividend Payout Ratio | -0.315 | ▲0.086 | ▼-0.476 |
| Enterprise Value Multiple | -63.583 | ▼-3.231 | ▼-60.869 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $89.6M | $89.6M | $142.2M | $139.5M | $184.5M | |
| Enterprise value | $329.0M | $370.7M | $346.4M | $379.3M | $177.8M | |
| EV / Sales | 3.07x | 3.17x | 3.30x | 4.18x | 2.24x | |
| EV / Op. cash flow | -119.31x | 21.96x | 19.38x | 23.85x | 11.73x | |
| EV / Free cash flow | -119.31x | 21.96x | 21.24x | 29.20x | 19.46x | |
| EV / EBITDA | -63.58x | -60.35x | 80.73x | 20.61x | 9.02x | |
| Net debt / EBITDA | -46.27x | -45.77x | 47.60x | 13.03x | -0.34x | |
| Current ratio | 0.06x | 0.23x | 0.23x | 0.23x | 0.31x | |
| Income quality | 0.66x | -2.55x | 8.41x | 1.18x | 1.01x | |
| Graham number | — | — | $10 | $26 | $28 | |
| Graham net-net | -$194 | -$189 | -$181 | -$166 | -$138 | |
| Tax burden | 71.4% | 87.5% | 85.5% | 95.7% | 84.8% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$1.62B | -$1.41B | -$1.46B | -$1.36B | -$1.11B | |
| Invested capital | -$1.59B | -$1.38B | -$1.43B | -$1.33B | -$1.09B | |
| Return on assets | -0.2% | -0.3% | 0.1% | 0.8% | 0.8% | |
| Operating ROA | -0.3% | -0.3% | 0.1% | 0.8% | 1.0% | |
| Return on tangible assets | -0.2% | -0.3% | 0.1% | 0.8% | 0.8% | |
| Return on equity | -2.7% | -4.3% | 1.4% | 9.7% | 8.1% | |
| Return on invested capital | -0.8% | -1.2% | 0.4% | 3.0% | 4.8% | |
| Return on capital employed | -1.5% | -1.9% | 0.8% | 5.9% | 5.8% | |
| Earnings yield | -4.7% | -7.4% | 1.6% | 11.2% | 8.4% | |
| Free cash flow yield | -3.1% | 18.8% | 11.5% | 9.3% | 5.0% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 8.8% | 18.3% | 39.7% | |
| Capex / Depreciation | 0.0% | 0.0% | 97.3% | 141.9% | 389.6% | |
| Capex / Sales | 0.0% | 0.0% | 1.5% | 3.2% | 7.6% | |
| SG&A / Sales | 18.2% | 31.8% | 35.0% | 45.7% | 47.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.1% | 1.3% | 2.0% | 2.5% | 3.7% | |
| Intangibles / Total assets | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | |
| Days sales outstanding | 22d | 25d | 27d | 27d | 24d | |
| Days payables outstanding | 8d | 17d | 30d | 14d | 21d | |
| Operating cycle | 22d | 25d | 27d | 27d | 24d | |
| Cash conversion cycle | 14d | 9d | -3d | 13d | 3d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-07-29 First Fed Board Chair Cindy Finnie Honored as a Puget Sound Business Journal Director of the Year PORT ANGELES, Wash., July 29, 2026 (GLOBE NEWSWIRE) -- First Fed Bank ("First Fed"), a wholly owned subsidiary of First Northwest Bancorp (NASDAQ: FNWB), today announced that Board Chair Cindy Hill Finnie has been named one of the Puget Sound Business Journal''s 2026 Directors of the Year.
- 2026-07-29 First Northwest Bancorp (FNWB) Surpasses Q2 Earnings Estimates First Northwest Bancorp (FNWB) came out with quarterly earnings of $0.03 per share, beating the Zacks Consensus Estimate of $0.01 per share. This compares to earnings of $0.42 per share a year ago.
- 2026-07-29 First Northwest Bancorp Reports Second Quarter 2026 Financial Results PORT ANGELES, Wash., July 29, 2026 (GLOBE NEWSWIRE) -- First Northwest Bancorp (Nasdaq: FNWB) ("First Northwest" or the "Company"), the holding company for First Fed Bank ("First Fed" or the "Bank"), today reported its financial results for the second quarter and first six months of 2026.
- 2026-06-18 First Fed Bank Names Chris Walsh Chief Banking Officer PORT ANGELES, Wash., June 18, 2026 (GLOBE NEWSWIRE) -- First Fed Bank (“First Fed”), a wholly owned subsidiary of First Northwest Bancorp (NASDAQ: FNWB) ("First Northwest" or the "Company"), has named Chris Walsh as its new Chief Banking Officer, bringing more than 40 years of banking leadership and a track record of helping community banks grow and deepen their impact in the communities they serve.