FMCC
Bearish signalScored 2026-10-26 Drivers: Congress, trend, fundamentals. Insiders: neutral. Moteurs : Congrès, tendance, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
Federal Home Loan Mortgage Corporation
- Nom
- Federal Home Loan Mortgage Corporation
- Secteur
- Financial Services
- Industrie
- Financial - Mortgages
- Bourse
- OTC
- Capitalisation
- $2.5B
- Employés
- 7,334
- PDG
- Kenny Smith
- Site web
- https://www.freddiemac.com
- Marché
- ABRFNMAPFSIPMTWWD
Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, is a key participant in the United States' secondary mortgage market. Its primary activities involve acquiring residential mortgage loans, encompassing both single-family homes and multi-unit properties, from a variety of lenders. Furthermore, the corporation allocates capital to mortgage loans and related securities. The company's operations are divided into two main divisions: Single-family and Multifamily. The Single-family division is tasked with the procurement, securitization, and assurance of loans for individual residences. It also manages the inherent credit risk associated with these mortgages, oversees its portfolio of mortgage-linked investments, directs single-family securitization processes, and performs treasury functions. This segment provides services to a wide array of clients, including mortgage banking firms, commercial and regional banks, community banks, credit unions, housing finance agencies, savings institutions, and other non-depository financial entities. Conversely, the Multifamily division concentrates on the acquisition, disposition, securitization, and guaranteeing of loans and securities pertaining to multi-unit properties, notably through its K and SB certificates. It also issues and backs other securitization products, facilitates various credit risk transfer mechanisms, and extends additional mortgage-related guarantees. Its diverse clientele includes banks and other depository institutions, insurance companies, asset management firms, central banks, pension funds, state and local government entities, real estate investment trusts, brokers and dealers, and a broad spectrum of lending organizations. The corporation was founded in 1970 and is based in McLean, Virginia.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Decouvert par les declarations du Congres
- Insiders
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- Total bought
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Avg buy (VWAP, 90d window) —
- Total sold
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Avg sell (VWAP, 90d window) —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
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- Liquidity
- Thin $16,341,675/day · 20d vol
- Last synced
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2026-10-27 09:40:29
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
No Form 4 filings for this company in this window.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
| Date | Member | Side | Amount range | Filing |
|---|---|---|---|---|
| 2024-03-12 | Tommy Tuberville | Buy | $100,001 - $250,000 | Filing |
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-07-14 | Debbie Dingell | Purchase | $15,001 - $50,000 |
Signal
Bearish signalScored 2026-10-26 Drivers: Congress, trend, fundamentals. Insiders: neutral. Moteurs : Congrès, tendance, fondamentaux. Initiés : neutre.
FMCC combines deeply distressed fundamentals (debt-to-equity ~48x, DSCR below 1.0) with a weak catalyst — a single small congressional purchase ($15k–$50k) carrying only 0.35 confidence — offering insufficient upside…
The first sentence of the analysis written for FMCC on 2026-10-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. No open-market purchase or sale value stored
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Congress Supports a bullish reading. 1 purchase disclosure year to date
- Timing Pulls against a bullish reading. Close is more than 0.5 ATR under stored support
- Financial indicators Supports a bullish reading. Current ratio 2.73 · operating margin 92%
Suggested stop 3.17, nearest stored support minus 0.5 ATR(19.4% under the last close). Reward/risk to the next stored resistance is 0.76. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Recent news
- 2026-10-26 Freddie Mac Issues Monthly Volume Summary for September 2026 MCLEAN, Va., Oct. 26, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today posted to its website its Monthly Volume Summary for September 2026, which provides information on Freddie Mac''s mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities, and other investments.
- 2026-10-26 Freddie Mac Prices Approximately $243.4 Million SLST Securitization MCLEAN, Va., Oct. 26, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today announced the pricing of the Freddie Mac Seasoned Loans Structured Transaction Trust (SLST) Series 2026-1, a securitization of approximately $243.4 million including both guaranteed senior and non-guaranteed subordinate securities backed by a pool of seasoned residential mortgage loans. The SLST program is a fundamental part of Freddie Mac''s seasoned loan offerings which reduce less-liquid assets in its mortgage-related investments portfolio and shed credit and market risk via economically reasonable transactions.
- 2026-10-26 Freddie Mac Announces Tender Offer for Any and All of Certain STACR Notes MCLEAN, Va., Oct. 26, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today announced that it has commenced a fixed-price cash tender offer (the “Offer”) for the purchase of any and all of the STACR® (Structured Agency Credit Risk) Notes listed in the table below (the “Notes”) beginning Monday, October 26, 2026. Each of the classes of Notes subject to the Offer was issued by the STACR Trust identified in the table below (each, a “Trust”). Freddie Mac is the holder of the owner certificate issued by each Trust and, as a result, the sole beneficial owner of each Trust.
- 2026-10-22 Mortgage Rates Decrease to 7.32% MCLEAN, Va., Oct. 22, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey ® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.32%.
- 2026-10-21 Michael Burry Says It''s “Good News” for Fannie and Freddie Michael Burry dumped his Fannie and Freddie common shares before a court victory sent them surging, and his reason for switching to preferred stock reveals exactly why that bounce may flatter common holders more than it rewards them.
- 2026-10-15 Mortgage Rates Hold Steady at 7.40% MCLEAN, Va., Oct. 15, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey ® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.40%.
- 2026-10-13 Freddie Mac (OTCMKTS:FMCC) Reaches New 12-Month Low – Should You Sell? Shares of Freddie Mac (OTCMKTS:FMCC - Get Free Report) hit a new 52-week low during trading on Tuesday. The company traded as low as $3.01 and last traded at $3.15, with a volume of 10,623,556 shares trading hands. The stock had previously closed at $3.68. Wall Street Analysts Forecast Growth FMCC has been the topic
- 2026-10-12 Freddie Mac (OTCMKTS:FMCC) Shares Down 11.7% – Should You Sell? Freddie Mac (OTCMKTS:FMCC - Get Free Report)''s stock price dropped 11.7% during trading on Monday. The company traded as low as $3.21 and last traded at $3.25. Approximately 1,283,618 shares traded hands during mid-day trading, a decline of 51% from the average daily volume of 2,614,423 shares. The stock had previously closed at $3.68. Analyst
- 2026-10-12 Fannie Mae, Freddie Mac Stocks Sink on Fading Privatization Hopes Mizuho cut its price targets for Fannie Mae and Freddie Mac, citing rising mortgage rates and other obstacles to an exit from conservatorship.
- 2026-10-12 A Credit-Score Shift at Fannie and Freddie Is Shaking Up the Mortgage Market The Trump administration and lenders say the adoption of a rival to FICO will drive down mortgage costs, but some raise alarms about underwriting risks.
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Ebit Margin | 91.9% | 93.9% | 92.9% | 94.7% | 95.0% | |
| Ebitda Margin | 92.7% | 93.9% | 92.9% | 94.7% | 95.0% | |
| Operating Profit Margin | 91.9% | 93.9% | 93.2% | 94.7% | 95.0% | |
| Pretax Profit Margin | 10.1% | 12.3% | 12.3% | 14.3% | 24.4% | |
| Continuous Operations Profit Margin | 8.1% | 9.9% | 9.8% | 11.5% | 19.5% | |
| Net Profit Margin | 8.1% | 9.9% | 9.8% | 11.5% | 19.5% | |
| Bottom Line Profit Margin | -0.1% | 0.0% | -0.2% | 0.4% | 0.8% | |
| Current Ratio | 2.731 | 2.953 | 1.012 | 1.379 | 3.337 | |
| Quick Ratio | 2.731 | 2.953 | 1.012 | 1.379 | 3.337 | |
| Solvency Ratio | 0.003 | 0.004 | 0.003 | 0.003 | 0.004 | |
| Cash Ratio | 0.141 | 0.226 | 0.341 | 0.376 | 1.349 | |
| Price To Earnings Ratio | -420.747 | 2,180.000 | -16.569 | 3.212 | 5.533 | |
| Price To Earnings Growth Ratio | 0.247 | -21.181 | 0.113 | -0.120 | 0.004 | |
| Forward Price To Earnings Growth Ratio | 0.247 | -21.181 | 0.113 | -0.120 | 0.004 | |
| Price To Earnings Diluted Ratio | -420.747 | 2,180.000 | -16.569 | 3.212 | 5.533 | |
| Price To Earnings Diluted Growth Ratio | 0.247 | -21.181 | 0.113 | -0.120 | 0.004 | |
| Price To Book Ratio | 0.466 | 0.178 | 0.058 | 0.031 | 0.096 | |
| Price To Sales Ratio | 0.247 | 0.088 | 0.026 | 0.014 | 0.043 | |
| Price To Free Cash Flow Ratio | 1.693 | 1.596 | 0.361 | 0.096 | 0.164 | |
| Price To Operating Cash Flow Ratio | 1.693 | 1.596 | 0.361 | 0.096 | 0.164 | |
| Debt To Assets Ratio | 0.974 | 0.976 | 0.980 | 0.983 | 0.986 | |
| Debt To Equity Ratio | 48.378 | 55.475 | 67.352 | 85.235 | 106.391 | |
| Debt To Capital Ratio | 0.980 | 0.982 | 0.985 | 0.988 | 0.991 | |
| Long Term Debt To Capital Ratio | 0.980 | 0.982 | 0.985 | 0.988 | 0.991 | |
| Financial Leverage Ratio | 49.693 | 56.848 | 68.752 | 86.670 | 107.929 | |
| Working Capital Turnover Ratio | 2.344 | 5.010 | 36.664 | 7.997 | 2.216 | |
| Operating Cash Flow Ratio | 0.514 | 0.271 | 0.515 | 0.794 | 2.609 | |
| Operating Cash Flow Sales Ratio | 0.146 | 0.055 | 0.071 | 0.147 | 0.263 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | |
| Debt Service Coverage Ratio | 0.823 | 0.975 | 1.049 | 1.022 | 1.276 | |
| Interest Coverage Ratio | 1.123 | 1.151 | 1.156 | 1.177 | 1.346 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.514 | 0.452 | 1.274 | 1.546 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.006 | 0.002 | 0.002 | 0.004 | 0.005 | |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Dividend Paid And Capex Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 27.926 | 29.313 | 32.112 | 40.888 | 50.328 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 100.0% | 0.0% | 0.0% |
| Ebit Margin | 91.9% | ▼-2.0% | ▼-1.8% |
| Ebitda Margin | 92.7% | ▼-1.2% | ▼-1.1% |
| Operating Profit Margin | 91.9% | ▼-2.0% | ▼-1.9% |
| Pretax Profit Margin | 10.1% | ▼-2.2% | ▼-4.6% |
| Continuous Operations Profit Margin | 8.1% | ▼-1.8% | ▼-3.6% |
| Net Profit Margin | 8.1% | ▼-1.8% | ▼-3.6% |
| Bottom Line Profit Margin | -0.1% | ▼-0.1% | ▼-0.3% |
| Current Ratio | 2.731 | ▼-0.222 | ▲0.448 |
| Quick Ratio | 2.731 | ▼-0.222 | ▲0.448 |
| Solvency Ratio | 0.004 | ▼-0.000 | 0.000 |
| Cash Ratio | 0.141 | ▼-0.085 | ▼-0.345 |
| Price To Earnings Ratio | -420.747 | ▼-2600.747 | ▼-771.033 |
| Price To Earnings Growth Ratio | 0.246 | ▲21.427 | ▲4.434 |
| Forward Price To Earnings Growth Ratio | 0.246 | ▲21.427 | ▲4.434 |
| Price To Earnings Diluted Ratio | -420.747 | ▼-2600.747 | ▼-771.033 |
| Price To Earnings Diluted Growth Ratio | 0.246 | ▲21.427 | ▲4.434 |
| Price To Book Ratio | 0.466 | ▲0.288 | ▲0.300 |
| Price To Sales Ratio | 0.247 | ▲0.159 | ▲0.164 |
| Price To Free Cash Flow Ratio | 1.693 | ▲0.097 | ▲0.911 |
| Price To Operating Cash Flow Ratio | 1.693 | ▲0.097 | ▲0.911 |
| Debt To Assets Ratio | 0.974 | ▼-0.002 | ▼-0.006 |
| Debt To Equity Ratio | 48.378 | ▼-7.098 | ▼-24.188 |
| Debt To Capital Ratio | 0.980 | ▼-0.003 | ▼-0.006 |
| Long Term Debt To Capital Ratio | 0.980 | ▼-0.003 | ▼-0.006 |
| Financial Leverage Ratio | 49.693 | ▼-7.154 | ▼-24.285 |
| Working Capital Turnover Ratio | 2.344 | ▼-2.666 | ▼-8.502 |
| Operating Cash Flow Ratio | 0.514 | ▲0.243 | ▼-0.427 |
| Operating Cash Flow Sales Ratio | 0.146 | ▲0.091 | ▲0.010 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | 0.000 |
| Debt Service Coverage Ratio | 0.823 | ▼-0.152 | ▼-0.206 |
| Interest Coverage Ratio | 1.123 | ▼-0.027 | ▼-0.067 |
| Short Term Operating Cash Flow Coverage Ratio | 0.514 | ▲0.062 | ▼-0.243 |
| Operating Cash Flow Coverage Ratio | 0.006 | ▲0.004 | ▲0.002 |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Dividend Paid And Capex Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 27.926 | ▼-1.387 | ▼-8.187 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $32.79B | $10.58B | $2.75B | $1.14B | $2.68B | |
| Enterprise value | $3432.49B | $3309.99B | $3211.87B | $3150.71B | $2976.68B | |
| EV / Sales | 25.89x | 27.52x | 29.83x | 38.74x | 47.83x | |
| EV / Op. cash flow | 177.18x | 499.47x | 421.78x | 264.21x | 182.03x | |
| EV / Free cash flow | 177.18x | 499.47x | 421.78x | 264.21x | 182.03x | |
| EV / EBITDA | 27.93x | 29.31x | 32.11x | 40.89x | 50.33x | |
| Net debt / EBITDA | 27.66x | 29.22x | 32.09x | 40.87x | 50.28x | |
| Current ratio | 2.73x | 2.95x | 1.01x | 1.38x | 3.34x | |
| Income quality | 1.21x | 0.56x | 0.72x | 1.28x | 1.35x | |
| Graham number | $40 | $39 | $33 | $27 | $27 | |
| Graham net-net | -$1K | -$1K | -$994 | -$975 | -$921 | |
| Tax burden | 80.3% | 80.2% | 79.8% | 80.4% | 79.7% | |
| Interest burden | 11.0% | 13.1% | 13.2% | 15.1% | 25.7% | |
| Working capital | $65.28B | $47.84B | $178.0M | $5.70B | $14.65B | |
| Invested capital | $65.28B | $47.84B | $5.02B | $5.70B | $14.65B | |
| Return on assets | 0.3% | 0.4% | 0.3% | 0.3% | 0.4% | |
| Operating ROA | 3.5% | 3.4% | 3.1% | 2.5% | 2.1% | |
| Return on tangible assets | 0.3% | 0.4% | 0.3% | 0.3% | 0.4% | |
| Return on equity | 15.2% | 19.9% | 22.1% | 25.2% | 43.2% | |
| Return on invested capital | 90.5% | 2.6% | 2.4% | 1.9% | 1.6% | |
| Return on capital employed | 3.5% | 3.4% | 3.1% | 2.4% | 2.0% | |
| Earnings yield | 32.7% | 112.1% | 383.4% | 816.3% | 451.1% | |
| Free cash flow yield | 59.1% | 62.7% | 277.0% | 1043.7% | 609.2% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Depreciation | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| SG&A / Sales | 1.3% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 0.0% | 0.0% | 0.1% | 0.0% | 0.0% | |
| Days sales outstanding | 34d | 33d | 34d | 38d | 44d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 34d | 33d | 34d | 38d | 44d | |
| Cash conversion cycle | 34d | 33d | 34d | 38d | 44d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years