FFBC
VENTE TOTALE: 5 000 titres (~164 650,00 $ US)
- Insiders
- Brown Archie M
- Total bought
- —
- Total sold
- $164,650
- Last activity
- 2026-09-03
- Last synced
-
2026-09-09 09:58:02
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-04
FFBC presents a mixed picture: while improving margins and record Q2 earnings provide some fundamental support, the critically low liquidity score (25) driven by a current ratio of 0.28 and interest coverage below 1.0…
The first sentence of the analysis written for FFBC on 2026-09-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 68.4% | 64.3% | 71.5% | 90.0% | 98.0% | |
| Ebit Margin | 25.5% | 21.9% | 28.6% | 31.2% | 36.8% | |
| Ebitda Margin | 27.3% | 25.0% | 32.0% | 36.2% | 42.8% | |
| Operating Profit Margin | 25.5% | 21.9% | 28.6% | 31.2% | 36.8% | |
| Pretax Profit Margin | 25.5% | 21.9% | 28.6% | 31.2% | 36.8% | |
| Continuous Operations Profit Margin | 20.3% | 18.7% | 22.9% | 28.1% | 31.3% | |
| Net Profit Margin | 20.3% | 18.7% | 22.9% | 28.1% | 31.3% | |
| Bottom Line Profit Margin | 20.3% | 18.7% | 22.9% | 28.1% | 31.3% | |
| Current Ratio | 0.278 | 0.262 | 0.314 | 0.290 | 0.347 | |
| Quick Ratio | 0.278 | 0.262 | 0.314 | 0.290 | 0.347 | |
| Solvency Ratio | 0.015 | 0.017 | 0.019 | 0.017 | 0.017 | |
| Cash Ratio | 0.010 | 0.060 | 0.070 | 0.041 | 0.032 | |
| Price To Earnings Ratio | 9.301 | 11.107 | 8.732 | 10.399 | 11.287 | |
| Price To Earnings Growth Ratio | 0.834 | -1.007 | 0.522 | 1.321 | 0.322 | |
| Forward Price To Earnings Growth Ratio | 0.834 | -1.007 | 0.522 | 1.321 | 0.322 | |
| Price To Earnings Diluted Ratio | 9.406 | 11.200 | 8.829 | 10.535 | 11.393 | |
| Price To Earnings Diluted Growth Ratio | 0.868 | -1.039 | 0.521 | 1.409 | 0.329 | |
| Price To Book Ratio | 0.857 | 1.041 | 0.984 | 1.110 | 1.026 | |
| Price To Sales Ratio | 1.885 | 2.070 | 2.000 | 2.925 | 3.539 | |
| Price To Free Cash Flow Ratio | 7.487 | 10.526 | 4.820 | 12.114 | 6.215 | |
| Price To Operating Cash Flow Ratio | 7.027 | 9.680 | 4.582 | 11.283 | 5.969 | |
| Debt To Assets Ratio | 0.056 | 0.059 | 0.073 | 0.096 | 0.043 | |
| Debt To Equity Ratio | 0.429 | 0.452 | 0.565 | 0.800 | 0.313 | |
| Debt To Capital Ratio | 0.300 | 0.311 | 0.361 | 0.445 | 0.238 | |
| Long Term Debt To Capital Ratio | 0.157 | 0.124 | 0.131 | 0.145 | 0.146 | |
| Financial Leverage Ratio | 7.630 | 7.617 | 7.731 | 8.329 | 7.229 | |
| Working Capital Turnover Ratio | -0.107 | -0.117 | -0.111 | -0.080 | -0.072 | |
| Operating Cash Flow Ratio | 0.020 | 0.017 | 0.034 | 0.014 | 0.028 | |
| Operating Cash Flow Sales Ratio | 0.268 | 0.214 | 0.437 | 0.259 | 0.593 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.939 | 0.920 | 0.950 | 0.931 | 0.960 | |
| Debt Service Coverage Ratio | 0.268 | 0.233 | 0.242 | 0.190 | 0.699 | |
| Interest Coverage Ratio | 0.893 | 0.688 | 1.158 | 3.670 | 7.747 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.501 | 0.347 | 0.519 | 0.156 | 1.216 | |
| Operating Cash Flow Coverage Ratio | 0.284 | 0.238 | 0.380 | 0.123 | 0.550 | |
| Capital Expenditure Coverage Ratio | 16.277 | 12.439 | 20.177 | 14.577 | 25.315 | |
| Dividend Paid And Capex Coverage Ratio | 2.928 | 2.370 | 4.376 | 2.001 | 3.781 | |
| Dividend Payout Ratio | 0.370 | 0.391 | 0.341 | 0.398 | 0.426 | |
| Enterprise Value Multiple | 9.857 | 8.920 | 7.034 | 11.779 | 9.227 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 68.4% | ▲4.2% | ▼-10.0% |
| Ebit Margin | 25.5% | ▲3.6% | ▼-3.3% |
| Ebitda Margin | 27.3% | ▲2.2% | ▼-5.4% |
| Operating Profit Margin | 25.5% | ▲3.6% | ▼-3.3% |
| Pretax Profit Margin | 25.5% | ▲3.6% | ▼-3.3% |
| Continuous Operations Profit Margin | 20.3% | ▲1.6% | ▼-4.0% |
| Net Profit Margin | 20.3% | ▲1.6% | ▼-4.0% |
| Bottom Line Profit Margin | 20.3% | ▲1.6% | ▼-4.0% |
| Current Ratio | 0.278 | ▲0.016 | ▼-0.021 |
| Quick Ratio | 0.278 | ▲0.016 | ▼-0.021 |
| Solvency Ratio | 0.015 | ▼-0.001 | ▼-0.002 |
| Cash Ratio | 0.010 | ▼-0.050 | ▼-0.032 |
| Price To Earnings Ratio | 9.301 | ▼-1.806 | ▼-0.864 |
| Price To Earnings Growth Ratio | 0.834 | ▲1.841 | ▲0.435 |
| Forward Price To Earnings Growth Ratio | 0.834 | ▲1.841 | ▲0.435 |
| Price To Earnings Diluted Ratio | 9.406 | ▼-1.794 | ▼-0.866 |
| Price To Earnings Diluted Growth Ratio | 0.868 | ▲1.907 | ▲0.451 |
| Price To Book Ratio | 0.857 | ▼-0.183 | ▼-0.146 |
| Price To Sales Ratio | 1.885 | ▼-0.185 | ▼-0.599 |
| Price To Free Cash Flow Ratio | 7.487 | ▼-3.039 | ▼-0.746 |
| Price To Operating Cash Flow Ratio | 7.027 | ▼-2.653 | ▼-0.681 |
| Debt To Assets Ratio | 0.056 | ▼-0.003 | ▼-0.009 |
| Debt To Equity Ratio | 0.429 | ▼-0.023 | ▼-0.083 |
| Debt To Capital Ratio | 0.300 | ▼-0.011 | ▼-0.031 |
| Long Term Debt To Capital Ratio | 0.157 | ▲0.032 | ▲0.016 |
| Financial Leverage Ratio | 7.630 | ▲0.013 | ▼-0.077 |
| Working Capital Turnover Ratio | -0.107 | ▲0.010 | ▼-0.010 |
| Operating Cash Flow Ratio | 0.020 | ▲0.002 | ▼-0.003 |
| Operating Cash Flow Sales Ratio | 0.268 | ▲0.054 | ▼-0.086 |
| Free Cash Flow Operating Cash Flow Ratio | 0.939 | ▲0.019 | ▼-0.002 |
| Debt Service Coverage Ratio | 0.268 | ▲0.035 | ▼-0.058 |
| Interest Coverage Ratio | 0.893 | ▲0.205 | ▼-1.938 |
| Short Term Operating Cash Flow Coverage Ratio | 0.500 | ▲0.153 | ▼-0.047 |
| Operating Cash Flow Coverage Ratio | 0.284 | ▲0.046 | ▼-0.031 |
| Capital Expenditure Coverage Ratio | 16.277 | ▲3.838 | ▼-1.480 |
| Dividend Paid And Capex Coverage Ratio | 2.928 | ▲0.558 | ▼-0.163 |
| Dividend Payout Ratio | 0.370 | ▼-0.021 | ▼-0.015 |
| Enterprise Value Multiple | 9.857 | ▲0.938 | ▲0.494 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.37B | $2.54B | $2.23B | $2.27B | $2.32B | |
| Enterprise value | $3.38B | $2.74B | $2.51B | $3.30B | $2.59B | |
| EV / Sales | 2.69x | 2.23x | 2.25x | 4.27x | 3.95x | |
| EV / Op. cash flow | 10.02x | 10.44x | 5.15x | 16.45x | 6.67x | |
| EV / Free cash flow | 10.67x | 11.35x | 5.42x | 17.66x | 6.94x | |
| EV / EBITDA | 9.86x | 8.92x | 7.03x | 11.78x | 9.23x | |
| Net debt / EBITDA | 2.94x | 0.65x | 0.77x | 3.70x | 0.97x | |
| Current ratio | 0.28x | 0.26x | 0.31x | 0.29x | 0.35x | |
| Income quality | 1.32x | 1.15x | 1.90x | 0.92x | 1.89x | |
| Graham number | $42 | $38 | $38 | $34 | $34 | |
| Graham net-net | -$145 | -$131 | -$116 | -$115 | -$98 | |
| Tax burden | 79.6% | 85.3% | 80.3% | 90.0% | 85.2% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$12.35B | -$11.14B | -$9.81B | -$10.38B | -$8.93B | |
| Invested capital | -$10.93B | -$9.64B | -$8.37B | -$9.00B | -$7.57B | |
| Return on assets | 1.2% | 1.2% | 1.5% | 1.3% | 1.3% | |
| Operating ROA | 1.6% | 1.5% | 1.8% | 1.5% | 1.5% | |
| Return on tangible assets | 1.3% | 1.3% | 1.6% | 1.4% | 1.3% | |
| Return on equity | 9.2% | 9.4% | 11.3% | 10.7% | 9.1% | |
| Return on invested capital | 5.4% | 5.4% | 6.1% | 5.9% | 6.9% | |
| Return on capital employed | 8.0% | 7.7% | 9.9% | 10.1% | 9.1% | |
| Earnings yield | 10.8% | 9.0% | 11.5% | 9.6% | 8.9% | |
| Free cash flow yield | 13.4% | 9.5% | 20.7% | 8.3% | 16.1% | |
| Capex / Op. cash flow | 6.1% | 8.0% | 5.0% | 6.9% | 4.0% | |
| Capex / Depreciation | 52.1% | 54.9% | 63.9% | 35.5% | 38.8% | |
| Capex / Sales | 1.6% | 1.7% | 2.2% | 1.8% | 2.3% | |
| SG&A / Sales | 29.7% | 30.1% | 31.1% | 39.5% | 39.6% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.2% | 1.3% | 1.3% | 1.7% | 1.5% | |
| Intangibles / Total assets | 5.8% | 5.9% | 6.2% | 6.4% | 6.8% | |
| Days sales outstanding | 173d | 174d | 151d | 110d | 61d | |
| Days payables outstanding | 0d | 0d | 0d | 2950d | 13843d | |
| Operating cycle | 173d | 174d | 151d | 110d | 61d | |
| Cash conversion cycle | 173d | 174d | 151d | -2840d | -13782d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-6.4%EV / Sales ▲+20.4%EV / EBITDA ▲+10.5%EV / Op. cash flow ▼-0.419Earnings yield ▲+0.017Graham number ▲+4.527
Profitability
Return on equity ▼-0.002Return on assets -0.000Return on invested capital +0.000Return on capital employed ▲+0.003Operating ROA ▲+0.001Income quality ▲+0.176Tax burden ▼-0.057
Efficiency
Days sales outstanding ▼-1.073Days payables outstanding n/aOperating cycle ▼-1.073Cash conversion cycle ▼-1.073Capex / Sales ▼-0.001R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.016Net debt / EBITDA ▲+2.296Working capital ▼-1213607000.000Invested capital ▼-1284522000.000Intangibles / Total assets ▼-0.001
Change over 5 years
Valuation
Market cap ▲+2.5%EV / Sales ▼-32.0%EV / EBITDA ▲+6.8%EV / Op. cash flow ▲+3.350Earnings yield ▲+0.019Graham number ▲+8.078
Profitability
Return on equity ▲+0.001Return on assets -0.000Return on invested capital ▼-0.015Return on capital employed ▼-0.011Operating ROA ▲+0.001Income quality ▼-0.570Tax burden ▼-0.056
Efficiency
Days sales outstanding ▲+112.015Days payables outstanding ▼-13843.169Operating cycle ▲+112.015Cash conversion cycle ▲+13955.184Capex / Sales ▼-0.007R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.070Net debt / EBITDA ▲+1.976Working capital ▼-3417934000.000Invested capital ▼-3353785000.000Intangibles / Total assets ▼-0.010
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-09-02 First Financial Bancorp.: Strong Profitability With Room For Further Upside First Financial Bancorp presents an attractive risk/reward profile, combining strong profitability, a robust 3.98% net interest margin, and disciplined loan growth. FFBC trades at a discounted 10.4x P/E and 1.15x P/B, below sector medians, despite high operational efficiency and a record $83.9 million adjusted net income in Q2 2026. Acquisitions, including BankFinancial and the upcoming $208 million Finward Bancorp deal, are expected to drive further loan growth and cost synergies.
- 2026-08-15 Bank of America Corp DE Has $34.48 Million Stock Holdings in First Financial Bancorp. $FFBC Bank of America Corp DE boosted its stake in shares of First Financial Bancorp. (NASDAQ: FFBC) by 29.7% in the first quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm owned 1,236,781 shares of the bank''s stock after purchasing an additional
- 2026-07-24 Finward Bancorp Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Finward Bancorp - FNWD NEW YORK CITY & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Finward Bancorp (NasdaqCM: FNWD) to First Financial Bancorp. (NasdaqGS: FFBC). Under the terms of the proposed transaction, shareholders of Finward will receive 1.35 shares of First Financial for each share of Finward that they own. KSF is seeking to determine whether this consideration and the.
- 2026-07-24 First Financial Bancorp. Q2 Earnings Call Highlights First Financial Bancorp. (NASDAQ: FFBC) reported record adjusted second-quarter earnings and outlined plans to expand further in the Chicago and Northwest Indiana markets through its planned acquisition of Finward Bancorp, executives said on the company''s earnings call. President and Chief Executive Officer Archie Brown said the quarter was "another active quarter" as the company continued post-integration
- 2026-07-23 SHAREHOLDER NOTICE: Brodsky & Smith Announces an Investigation of Finward Bancorp (FNWD) Bala Cynwyd, Pennsylvania--(Newsfile Corp. - July 23, 2026) - Law office of Brodsky & Smith announces that it is investigating potential claims against the Board of Directors of Finward Bancorp ("Finward" or the "Company") (NASDAQ: FNWD) for possible breaches of fiduciary duty and other violations of federal and state law in connection with the sale of the Company to First Financial Bancorp. (NASDAQ: FFBC) in an all-stock transaction where each outstanding share of Finward common stock will be converted into the right to receive 1.35 shares of First Financial common stock, valuing the transaction at approximately $208 million, based on First Financial''s closing stock price on July 20, 2026.
- 2026-07-22 First Financial Bancorp (FFBC) Shares Fall 4.8% -- GF Value Says Still Overvalued On July 22, 2026, First Financial Bancorp (FFBC) shares fell 4.8% to a current price of $33.96. The stock has fluctuated significantly over the past year, with
- 2026-07-22 First Financial Bancorp. (FFBC) Q2 2026 Earnings Call Transcript First Financial Bancorp. (FFBC) Q2 2026 Earnings Call Transcript
- 2026-07-22 First Financial Bancorp. Q2 Earnings Call Highlights First Financial Bancorp. NASDAQ: FFBC reported record adjusted second-quarter earnings and outlined plans to expand further in the Chicago and Northwest Indiana markets through its planned acquisition of Finward Bancorp, executives said on the company''s earnings call.
- 2026-07-22 First Financial Bancorp. $FFBC Shares Purchased by Fifth Third Bancorp Fifth Third Bancorp raised its stake in First Financial Bancorp. (NASDAQ: FFBC) by 176.8% during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission. The fund owned 80,826 shares of the bank''s stock after purchasing an additional 51,627 shares during the quarter. Fifth Third Bancorp owned 0.08%
- 2026-07-21 First Financial (FFBC) Reports Q2 Earnings: What Key Metrics Have to Say The headline numbers for First Financial (FFBC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.