FCFS
VENTE TOTALE: 3 750 titres (~829 500,00 $ US)
- Insiders
- GRAVES JAMES H
- Total bought
- —
- Total sold
- $829,500
- Last activity
- 2026-09-03
- Last synced
-
2026-09-09 09:58:02
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-09-09
FCFS shows genuinely solid financial health with strong liquidity (current ratio 4.55) and consistent margin improvement, supported by a credit facility upsizing and a Zacks Buy upgrade — but the event-driven picture is…
The first sentence of the analysis written for FCFS on 2026-09-09 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 51.7% | 48.1% | 47.8% | 46.3% | 54.1% | |
| Ebit Margin | 15.5% | 13.2% | 12.2% | 14.5% | 11.7% | |
| Ebitda Margin | 27.3% | 29.1% | 28.8% | 31.2% | 15.2% | |
| Operating Profit Margin | 15.4% | 13.3% | 12.4% | 10.4% | 11.6% | |
| Pretax Profit Margin | 12.2% | 10.1% | 9.3% | 11.9% | 9.8% | |
| Continuous Operations Profit Margin | 9.0% | 7.6% | 7.0% | 9.3% | 7.4% | |
| Net Profit Margin | 9.0% | 7.6% | 7.0% | 9.3% | 7.4% | |
| Bottom Line Profit Margin | 9.0% | 7.6% | 7.0% | 9.3% | 7.4% | |
| Current Ratio | 4.552 | 4.136 | 3.893 | 3.826 | 2.879 | |
| Quick Ratio | 3.358 | 3.150 | 2.963 | 2.850 | 2.208 | |
| Solvency Ratio | 0.252 | 0.329 | 0.323 | 0.351 | 0.091 | |
| Cash Ratio | 0.307 | 0.516 | 0.378 | 0.397 | 0.306 | |
| Price To Earnings Ratio | 21.480 | 17.986 | 22.488 | 16.184 | 24.528 | |
| Price To Earnings Growth Ratio | 0.745 | 0.922 | -2.196 | 0.213 | 1.313 | |
| Forward Price To Earnings Growth Ratio | 0.745 | 0.922 | -2.196 | 0.213 | 1.313 | |
| Price To Earnings Diluted Ratio | 21.480 | 18.080 | 22.581 | 16.215 | 24.609 | |
| Price To Earnings Diluted Growth Ratio | 0.728 | 0.933 | -2.161 | 0.212 | 1.312 | |
| Price To Book Ratio | 3.117 | 2.268 | 2.449 | 2.183 | 1.695 | |
| Price To Sales Ratio | 1.938 | 1.375 | 1.551 | 1.504 | 1.804 | |
| Price To Free Cash Flow Ratio | 13.364 | 9.875 | 13.734 | 9.461 | 16.909 | |
| Price To Operating Cash Flow Ratio | 12.111 | 8.627 | 11.749 | 8.743 | 13.727 | |
| Debt To Assets Ratio | 0.532 | 0.458 | 0.448 | 0.428 | 0.414 | |
| Debt To Equity Ratio | 1.238 | 0.998 | 0.963 | 0.889 | 0.878 | |
| Debt To Capital Ratio | 0.553 | 0.499 | 0.491 | 0.471 | 0.467 | |
| Long Term Debt To Capital Ratio | 0.519 | 0.457 | 0.446 | 0.422 | 0.417 | |
| Financial Leverage Ratio | 2.328 | 2.179 | 2.149 | 2.077 | 2.122 | |
| Working Capital Turnover Ratio | 2.914 | 3.330 | 3.490 | 3.471 | 2.941 | |
| Operating Cash Flow Ratio | 1.437 | 1.591 | 1.240 | 1.588 | 0.569 | |
| Operating Cash Flow Sales Ratio | 0.160 | 0.159 | 0.132 | 0.172 | 0.131 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.906 | 0.874 | 0.855 | 0.924 | 0.812 | |
| Debt Service Coverage Ratio | 3.795 | 8.575 | 8.935 | 11.053 | 6.670 | |
| Interest Coverage Ratio | 4.635 | 4.280 | 4.178 | 4.015 | 6.088 | |
| Short Term Operating Cash Flow Coverage Ratio | 5.265 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.208 | 0.263 | 0.216 | 0.281 | 0.141 | |
| Capital Expenditure Coverage Ratio | 10.672 | 7.912 | 6.919 | 13.188 | 5.314 | |
| Dividend Paid And Capex Coverage Ratio | 4.658 | 4.029 | 3.410 | 4.932 | 2.493 | |
| Dividend Payout Ratio | 0.215 | 0.254 | 0.282 | 0.235 | 0.381 | |
| Enterprise Value Multiple | 9.791 | 6.624 | 7.373 | 6.642 | 17.592 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 51.7% | ▲3.6% | ▲2.1% |
| Ebit Margin | 15.5% | ▲2.3% | ▲2.1% |
| Ebitda Margin | 27.3% | ▼-1.8% | ▲1.0% |
| Operating Profit Margin | 15.4% | ▲2.1% | ▲2.8% |
| Pretax Profit Margin | 12.2% | ▲2.1% | ▲1.6% |
| Continuous Operations Profit Margin | 9.0% | ▲1.4% | ▲1.0% |
| Net Profit Margin | 9.0% | ▲1.4% | ▲1.0% |
| Bottom Line Profit Margin | 9.0% | ▲1.4% | ▲1.0% |
| Current Ratio | 4.552 | ▲0.416 | ▲0.695 |
| Quick Ratio | 3.357 | ▲0.207 | ▲0.452 |
| Solvency Ratio | 0.252 | ▼-0.077 | ▼-0.017 |
| Cash Ratio | 0.307 | ▼-0.209 | ▼-0.074 |
| Price To Earnings Ratio | 21.480 | ▲3.494 | ▲0.947 |
| Price To Earnings Growth Ratio | 0.745 | ▼-0.177 | ▲0.546 |
| Forward Price To Earnings Growth Ratio | 0.745 | ▼-0.177 | ▲0.546 |
| Price To Earnings Diluted Ratio | 21.480 | ▲3.400 | ▲0.887 |
| Price To Earnings Diluted Growth Ratio | 0.728 | ▼-0.205 | ▲0.523 |
| Price To Book Ratio | 3.117 | ▲0.849 | ▲0.775 |
| Price To Sales Ratio | 1.938 | ▲0.564 | ▲0.304 |
| Price To Free Cash Flow Ratio | 13.364 | ▲3.488 | ▲0.695 |
| Price To Operating Cash Flow Ratio | 12.111 | ▲3.484 | ▲1.120 |
| Debt To Assets Ratio | 0.531 | ▲0.074 | ▲0.076 |
| Debt To Equity Ratio | 1.238 | ▲0.240 | ▲0.244 |
| Debt To Capital Ratio | 0.553 | ▲0.054 | ▲0.057 |
| Long Term Debt To Capital Ratio | 0.519 | ▲0.062 | ▲0.067 |
| Financial Leverage Ratio | 2.328 | ▲0.149 | ▲0.157 |
| Working Capital Turnover Ratio | 2.914 | ▼-0.416 | ▼-0.316 |
| Operating Cash Flow Ratio | 1.437 | ▼-0.154 | ▲0.152 |
| Operating Cash Flow Sales Ratio | 0.160 | ▲0.001 | ▲0.009 |
| Free Cash Flow Operating Cash Flow Ratio | 0.906 | ▲0.033 | ▲0.032 |
| Debt Service Coverage Ratio | 3.795 | ▼-4.780 | ▼-4.011 |
| Interest Coverage Ratio | 4.635 | ▲0.355 | ▼-0.004 |
| Short Term Operating Cash Flow Coverage Ratio | 5.265 | ▲5.265 | ▲4.212 |
| Operating Cash Flow Coverage Ratio | 0.208 | ▼-0.055 | ▼-0.014 |
| Capital Expenditure Coverage Ratio | 10.672 | ▲2.760 | ▲1.871 |
| Dividend Paid And Capex Coverage Ratio | 4.658 | ▲0.629 | ▲0.754 |
| Dividend Payout Ratio | 0.214 | ▼-0.040 | ▼-0.059 |
| Enterprise Value Multiple | 9.791 | ▲3.167 | ▲0.187 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $7.10B | $4.66B | $4.89B | $4.10B | $3.07B | |
| Enterprise value | $9.79B | $6.53B | $6.69B | $5.66B | $4.53B | |
| EV / Sales | 2.67x | 1.93x | 2.12x | 2.07x | 2.67x | |
| EV / Op. cash flow | 16.71x | 12.10x | 16.07x | 12.05x | 20.30x | |
| EV / Free cash flow | 18.43x | 13.85x | 18.78x | 13.04x | 25.00x | |
| EV / EBITDA | 9.79x | 6.62x | 7.37x | 6.64x | 17.59x | |
| Net debt / EBITDA | 2.69x | 1.90x | 1.98x | 1.82x | 5.69x | |
| Current ratio | 4.55x | 4.14x | 3.89x | 3.83x | 2.88x | |
| Income quality | 1.77x | 2.09x | 1.90x | 1.85x | 1.79x | |
| Graham number | $92 | $77 | $70 | $69 | $55 | |
| Graham net-net | -$41 | -$34 | -$34 | -$29 | -$33 | |
| Tax burden | 73.8% | 75.5% | 74.9% | 78.3% | 75.0% | |
| Interest burden | 78.7% | 76.5% | 75.8% | 82.1% | 83.7% | |
| Working capital | $1.45B | $1.06B | $971.0M | $835.1M | $737.2M | |
| Invested capital | $4.88B | $4.12B | $3.94B | $3.59B | $3.43B | |
| Return on assets | 6.2% | 5.8% | 5.1% | 6.5% | 3.3% | |
| Operating ROA | 11.5% | 10.3% | 9.5% | 7.3% | 6.4% | |
| Return on tangible assets | 10.8% | 10.5% | 9.6% | 12.7% | 6.5% | |
| Return on equity | 14.5% | 12.6% | 11.0% | 13.5% | 6.9% | |
| Return on invested capital | 8.3% | 8.0% | 7.2% | 6.0% | 4.2% | |
| Return on capital employed | 11.5% | 10.9% | 9.9% | 7.9% | 5.7% | |
| Earnings yield | 4.7% | 5.6% | 4.5% | 6.2% | 4.1% | |
| Free cash flow yield | 7.5% | 10.1% | 7.3% | 10.6% | 5.9% | |
| Capex / Op. cash flow | 9.4% | 12.6% | 14.5% | 7.6% | 18.8% | |
| Capex / Depreciation | 12.7% | 12.7% | 11.6% | 7.8% | 71.5% | |
| Capex / Sales | 1.5% | 2.0% | 1.9% | 1.3% | 2.5% | |
| SG&A / Sales | 31.9% | 5.1% | 5.6% | 5.4% | 6.5% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.6% | 0.4% | 0.4% | 0.4% | 0.3% | |
| Intangibles / Total assets | 42.5% | 45.0% | 46.7% | 49.0% | 50.2% | |
| Days sales outstanding | 109d | 80d | 76d | 74d | 126d | |
| Days payables outstanding | 5d | 6d | 6d | 7d | 11d | |
| Operating cycle | 210d | 149d | 145d | 146d | 249d | |
| Cash conversion cycle | 204d | 143d | 140d | 139d | 238d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+52.3%EV / Sales ▲+38.7%EV / EBITDA ▲+47.8%EV / Op. cash flow ▲+4.607Earnings yield ▼-0.009Graham number ▲+15.475
Profitability
Return on equity ▲+0.019Return on assets ▲+0.005Return on invested capital ▲+0.003Return on capital employed ▲+0.006Operating ROA ▲+0.012Income quality ▼-0.313Tax burden ▼-0.017
Efficiency
Days sales outstanding ▲+29.862Days payables outstanding ▼-0.990Operating cycle ▲+60.935Cash conversion cycle ▲+61.925Capex / Sales ▼-0.005R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.416Net debt / EBITDA ▲+0.792Working capital ▲+384310000.000Invested capital ▲+753955000.000Intangibles / Total assets ▼-0.025
Change over 5 years
Valuation
Market cap ▲+131.5%EV / Sales ▲+0.2%EV / EBITDA ▼-44.3%EV / Op. cash flow ▼-3.589Earnings yield ▲+0.006Graham number ▲+37.378
Profitability
Return on equity ▲+0.076Return on assets ▲+0.030Return on invested capital ▲+0.041Return on capital employed ▲+0.058Operating ROA ▲+0.051Income quality ▼-0.014Tax burden ▼-0.012
Efficiency
Days sales outstanding ▼-16.108Days payables outstanding ▼-5.331Operating cycle ▼-38.853Cash conversion cycle ▼-33.522Capex / Sales ▼-0.010R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+1.673Net debt / EBITDA ▼-3.000Working capital ▲+711503000.000Invested capital ▲+1446791000.000Intangibles / Total assets ▼-0.076
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-06-18 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2025-11-26 | Michael T. McCaul | Sale | $15,001 - $50,000 |
| 2024-10-30 | Michael T. McCaul | Purchase | $15,001 - $50,000 |
| 2024-08-26 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2023-11-01 | Michael T. McCaul | Purchase | $15,001 - $50,000 |
| 2023-11-01 | Michael T. McCaul | Purchase | $15,001 - $50,000 |
| 2023-10-05 | Michael T. McCaul | Sale | $15,001 - $50,000 |
| 2023-10-05 | Michael T. McCaul | Sale | $15,001 - $50,000 |
| 2022-12-14 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2022-11-04 | Michael T. McCaul | Sale | $15,001 - $50,000 |
| 2022-11-04 | Michael T. McCaul | Sale | $15,001 - $50,000 |
| 2022-05-05 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2022-05-05 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2022-02-15 | Michael T. McCaul | Purchase | $1,001 - $15,000 |
| 2022-02-15 | Michael T. McCaul | Purchase | $1,001 - $15,000 |
| 2022-01-28 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2022-01-28 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2021-12-14 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2021-02-02 | Michael T. McCaul | Purchase | $1,001 - $15,000 |
| 2021-02-02 | Michael T. McCaul | Purchase | $1,001 - $15,000 |
| 2020-11-18 | Michael T. McCaul | Purchase | $1,001 - $15,000 |
| 2020-11-18 | Michael T. McCaul | Purchase | $1,001 - $15,000 |
| 2018-05-10 | Greg Gianforte | Sale (Full) | $100,001 - $250,000 |
Recent news
- 2026-08-31 FirstCash Upsizes and Extends Term of Unsecured Bank Credit Facility; Size of Committed Facility Increased from $700 Million to $1.1 Billion; Maturity Date Extended to August 2031 FORT WORTH, Texas, Aug. 31, 2026 (GLOBE NEWSWIRE) -- FirstCash Holdings, Inc. (“FirstCash” or the “Company”) (Nasdaq: FCFS), the leading international operator of more than 3,300 retail pawn stores, today announced that it has amended the terms of its long-term, unsecured bank credit agreement to increase the size of the facility, extend its maturity date and enhance other key features, all to further support FirstCash''s long-term global growth strategy.
- 2026-08-28 FirstCash (FCFS) Upgraded to Buy: Here''s Why FirstCash (FCFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
- 2026-08-24 Deutsche Bank AG Buys New Shares in FirstCash Holdings, Inc. $FCFS Deutsche Bank AG acquired a new position in shares of FirstCash Holdings, Inc. (NASDAQ: FCFS) during the undefined quarter, according to its most recent filing with the SEC. The institutional investor acquired 44,671 shares of the company''s stock, valued at approximately $9,663,000. Deutsche Bank AG owned 0.10% of FirstCash at the end of
- 2026-08-22 BlackRock Inc. Acquires New Holdings in FirstCash Holdings, Inc. $FCFS BlackRock Inc. bought a new position in FirstCash Holdings, Inc. (NASDAQ: FCFS) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund bought 5,031,570 shares of the company''s stock, valued at approximately $1,088,429,000. BlackRock Inc. owned about 11.60% of FirstCash as of its most
- 2026-08-22 Our FirstCash Holdings Stock Pick is up 61%. We Still Like the Growth Story. The company has benefited from consumer conditions. Its expansion plans are on pace.
- 2026-08-21 FirstCash (NASDAQ:FCFS) and SLM (NASDAQ:SLMBP) Financial Analysis FirstCash (NASDAQ: FCFS - Get Free Report) and SLM (NASDAQ: SLMBP - Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, dividends, profitability, risk, institutional ownership and earnings. Analyst Ratings This is a summary of current recommendations and
- 2026-08-18 FirstCash Holdings, Inc. $FCFS Stake Lowered by Empowered Funds LLC Empowered Funds LLC decreased its stake in FirstCash Holdings, Inc. (NASDAQ: FCFS) by 76.5% during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 3,795 shares of the company''s stock after selling 12,372 shares during the period. Empowered Funds LLC''s
- 2026-08-14 FirstCash Leveraging A Near-Perfect Storm Into Exceptional Growth FirstCash Holdings continues to deliver strong double-digit core growth in U.S. and Latin American pawn operations, supported by robust market demand. Management has consistently raised guidance, with Q2 revenue up 29% and EBITDA up 39%, while maintaining strong margins across key geographies. Despite ongoing struggles in the AFF business, FCFS is expanding its UK presence with the Ramsdens acquisition at under 8x EBITDA, targeting scale and efficiency.
- 2026-08-10 Here Are Monday’s Top Wall Street Analyst Research Calls: Akamai Technologies, Apple, Dicks Sporting Goods, Domino’s Pizza, Doximity, NetApp, SanDisk, Trade Desk, and More Apple just got slapped with an Underperform rating while Trade Desk faces a brutal price target, but some names on Monday''s analyst radar are picking up surprise upgrades that could shift the conversation entirely.
- 2026-08-05 Cetera Investment Advisers Purchases 6,631 Shares of FirstCash Holdings, Inc. $FCFS Cetera Investment Advisers lifted its position in shares of FirstCash Holdings, Inc. (NASDAQ: FCFS) by 39.0% in the undefined quarter, according to its most recent 13F filing with the SEC. The firm owned 23,621 shares of the company''s stock after acquiring an additional 6,631 shares during the quarter. Cetera Investment Advisers owned approximately