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EVER

Neutral signalScored 2026-10-15 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.

Research, not advice.

À propos

EverQuote, Inc.

Nom
EverQuote, Inc.
Secteur
Communication Services
Industrie
Internet Content & Information
Bourse
NASDAQ
Capitalisation
$806.0M
Employés
356
PDG
Jayme Mendal
Site web
https://www.everquote.com
Marché
EHTHMAXSLQT

EverQuote, Inc. operates an online digital platform designed for insurance shoppers across the United States. Through its marketplace, individuals can compare and acquire policies for various needs, including automotive, home, renters, life, and health insurance. The company also provides services to a network of insurance carriers, agents, and other third-party distributors. Established in 2008, EverQuote, Inc. was originally known as AdHarmonics, Inc., before adopting its current name in November 2014. The firm's headquarters are located in Cambridge, Massachusetts.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

VENTE TOTALE: 54 420 titres (~1 221 896,24 $ US)

Insiders
Neble George RShields John L.Mendal JaymeWilczek Mira
Total bought
—

Avg buy (VWAP, 90d window) —

Total sold
$1,257,787

Avg sell (VWAP, 90d window) $23.96 vs last close $21.79 (-9.1%)

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

$1,010,052 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.

Last activity
2026-10-09
Liquidity
Liquid $20,726,701/day · 20d vol
Last synced
2026-10-17 09:40:21 Synced via automated research pipeline

Sign in to request a sync of this company's price history and timing levels.

Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

Date Person Side Shares Price Value Form 4
2026-10-16 Ayotte Jon Sell · S 439 $21.80 $9,570 Form 4
2026-10-09 Neble George R Sell · S · 10b5-1 1,593 $20.83 $33,182 Form 4
2026-10-09 Shields John L. Sell · S · 10b5-1 1,366 $20.83 $28,454 Form 4
2026-10-08 Brainard David Sell · S · 10b5-1 2,626 $19.90 $52,257 Form 4
2026-10-06 Ayotte Jon Sell · S · 10b5-1 441 $19.48 $8,591 Form 4
2026-10-06 Brainard David Sell · S · 10b5-1 2,334 $19.48 $45,466 Form 4
2026-10-02 Sanborn Joseph Sell · S · 10b5-1 639 $19.87 $12,697 Form 4
2026-10-01 Mendal Jayme Sell · S · 10b5-1 347 $20.50 $7,114 Form 4
2026-09-15 Mendal Jayme Sell · S · 10b5-1 20,981 $24.27 $509,209 Form 4
2026-09-01 Wilczek Mira Sell · S 9,500 $25.07 $238,165 Form 4
2026-08-25 Ayotte Jon Sell · S · 10b5-1 1,436 $26.47 $38,011 Form 4
2026-08-25 Brainard David Sell · S · 10b5-1 1,097 $26.47 $29,038 Form 4
2026-08-25 Shields John L. Sell · S · 10b5-1 576 $26.81 $15,443 Form 4
2026-08-19 Neble George R Sell · S · 10b5-1 2,456 $24.64 $60,516 Form 4
2026-08-10 Sanborn Joseph Sell · S · 10b5-1 6,667 $25.51 $170,075 Form 4

Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Signal

Neutral signalScored 2026-10-15 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.

EVER presents a compelling financial profile with exceptional liquidity (score: 95), a clean balance sheet, and a strong profitability turnaround (net margin 14.3%), but the event-driven catalyst is weak (score: 35…

The first sentence of the analysis written for EVER on 2026-10-15 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Neutral signal Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
  • Congress Unavailable or mixed. No purchase disclosures in the stored window
  • Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
  • Timing Pulls against a bullish reading. Close is more than 0.5 ATR under stored support
  • Financial indicators Supports a bullish reading. Current ratio 2.94 · operating margin 9.6%

Suggested stop 19.64, nearest stored support minus 0.5 ATR(9.8% under the last close). Reward/risk to the next stored resistance is 1.02. Wait — that reward/risk is under 2. Research, not advice. Not an order.

Market snapshot

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin97.2%95.8%92.2%94.1%94.3%
Ebit Margin8.9%6.8%-9.9%-7.2%-5.0%
Ebitda Margin9.5%7.9%-7.8%-5.7%-3.8%
Operating Profit Margin9.6%6.3%-18.1%-6.1%-5.2%
Pretax Profit Margin8.9%6.8%-17.6%-6.0%-5.2%
Continuous Operations Profit Margin14.3%6.4%-17.8%-6.0%-4.6%
Net Profit Margin14.3%6.4%-17.8%-6.0%-4.6%
Bottom Line Profit Margin14.3%6.4%-17.8%-6.0%-4.6%
Current Ratio2.9382.3652.3121.7831.787
Quick Ratio2.9382.3652.3121.7831.787
Solvency Ratio1.1600.503-1.502-0.379-0.246
Cash Ratio1.0941.4061.2670.6790.735
Price To Earnings Ratio9.81821.728-7.948-19.143-23.373
Price To Earnings Growth Ratio0.049-0.136-0.079-1.283-0.369
Forward Price To Earnings Growth Ratio0.049-0.136-0.079-1.283-0.369
Price To Earnings Diluted Ratio10.26622.716-7.948-19.143-23.373
Price To Earnings Diluted Growth Ratio0.052-0.145-0.079-1.283-0.369
Price To Book Ratio4.0995.1705.0454.3355.351
Price To Sales Ratio1.4091.3991.4181.1531.088
Price To Free Cash Flow Ratio10.80311.205-61.218-23.205105.273
Price To Operating Cash Flow Ratio10.23110.513-144.344-29.50963.363
Debt To Assets Ratio0.0080.0170.0190.0410.057
Debt To Equity Ratio0.0110.0270.0270.0600.097
Debt To Capital Ratio0.0110.0260.0260.0570.088
Long Term Debt To Capital Ratio0.0000.0000.0000.0000.000
Financial Leverage Ratio1.3731.5551.3711.4561.687
Working Capital Turnover Ratio5.1647.2277.69211.0949.529
Operating Cash Flow Ratio1.0940.916-0.094-0.3480.152
Operating Cash Flow Sales Ratio0.1380.133-0.010-0.0390.017
Free Cash Flow Operating Cash Flow Ratio0.9470.9382.3581.2720.602
Debt Service Coverage Ratio0.0000.0000.0000.0000.000
Interest Coverage Ratio0.0000.0000.0000.0000.000
Short Term Operating Cash Flow Coverage Ratio0.0000.0000.0000.0000.000
Operating Cash Flow Coverage Ratio37.15718.348-1.309-2.4530.874
Capital Expenditure Coverage Ratio18.86116.180-0.736-3.6812.512
Dividend Paid And Capex Coverage Ratio18.86116.180-0.736-3.6812.512
Dividend Payout Ratio0.0000.0000.0000.0000.000
Enterprise Value Multiple13.45315.154-16.654-19.137-27.168

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 97.2% ▲1.4% ▲2.5%
Ebit Margin 8.9% ▲2.1% ▲10.2%
Ebitda Margin 9.5% ▲1.5% ▲9.4%
Operating Profit Margin 9.6% ▲3.3% ▲12.3%
Pretax Profit Margin 8.9% ▲2.1% ▲11.6%
Continuous Operations Profit Margin 14.3% ▲7.9% ▲15.9%
Net Profit Margin 14.3% ▲7.9% ▲15.9%
Bottom Line Profit Margin 14.3% ▲7.9% ▲15.9%
Current Ratio 2.938 ▲0.574 ▲0.701
Quick Ratio 2.938 ▲0.574 ▲0.701
Solvency Ratio 1.160 ▲0.657 ▲1.253
Cash Ratio 1.093 ▼-0.312 ▲0.057
Price To Earnings Ratio 9.818 ▼-11.910 ▲13.602
Price To Earnings Growth Ratio 0.049 ▲0.185 ▲0.413
Forward Price To Earnings Growth Ratio 0.049 ▲0.185 ▲0.413
Price To Earnings Diluted Ratio 10.266 ▼-12.450 ▲13.763
Price To Earnings Diluted Growth Ratio 0.052 ▲0.196 ▲0.416
Price To Book Ratio 4.099 ▼-1.070 ▼-0.701
Price To Sales Ratio 1.409 ▲0.010 ▲0.116
Price To Free Cash Flow Ratio 10.803 ▼-0.402 ▲2.232
Price To Operating Cash Flow Ratio 10.231 ▼-0.282 ▲28.180
Debt To Assets Ratio 0.008 ▼-0.009 ▼-0.021
Debt To Equity Ratio 0.011 ▼-0.016 ▼-0.033
Debt To Capital Ratio 0.011 ▼-0.015 ▼-0.031
Long Term Debt To Capital Ratio 0.000 0.000 0.000
Financial Leverage Ratio 1.373 ▼-0.182 ▼-0.115
Working Capital Turnover Ratio 5.164 ▼-2.063 ▼-2.977
Operating Cash Flow Ratio 1.093 ▲0.177 ▲0.750
Operating Cash Flow Sales Ratio 0.138 ▲0.005 ▲0.090
Free Cash Flow Operating Cash Flow Ratio 0.947 ▲0.009 ▼-0.276
Debt Service Coverage Ratio 0.000 0.000 0.000
Interest Coverage Ratio 0.000 0.000 0.000
Short Term Operating Cash Flow Coverage Ratio 0.000 0.000 0.000
Operating Cash Flow Coverage Ratio 37.157 ▲18.809 ▲26.633
Capital Expenditure Coverage Ratio 18.861 ▲2.681 ▲12.234
Dividend Paid And Capex Coverage Ratio 18.861 ▲2.681 ▲12.234
Dividend Payout Ratio 0.000 0.000 0.000
Enterprise Value Multiple 13.453 ▼-1.700 ▲20.324

Key metrics

MetricTrend20252024202320222021
Market cap$975.8M$699.8M$408.2M$466.0M$455.5M
Enterprise value$883.0M$601.3M$372.4M$441.6M$428.9M
EV / Sales1.27x1.20x1.29x1.09x1.02x
EV / Op. cash flow9.26x9.03x-131.69x-27.96x59.66x
EV / Free cash flow9.78x9.63x-55.85x-21.99x99.12x
EV / EBITDA13.45x15.15x-16.65x-19.14x-27.17x
Net debt / EBITDA-1.41x-2.48x1.60x1.06x1.69x
Current ratio2.94x2.37x2.31x1.78x1.79x
Income quality0.96x2.07x0.06x0.65x-0.37x
Graham number$20$9———
Graham net-net-$0$2$1$0$0
Tax burden160.6%94.6%101.1%100.0%88.6%
Interest burden100.0%100.0%177.6%84.4%105.2%
Working capital$169.1M$99.1M$39.3M$35.6M$37.3M
Invested capital$200.8M$133.5M$73.3M$77.3M$82.1M
Return on assets30.4%15.3%-46.2%-15.6%-13.5%
Operating ROA24.8%19.8%-38.9%-16.5%-16.1%
Return on tangible assets32.5%17.3%-60.9%-19.2%-17.4%
Return on equity41.7%23.8%-63.4%-22.7%-22.8%
Return on invested capital27.6%21.6%-62.6%-21.7%-19.6%
Return on capital employed27.8%23.0%-64.2%-22.3%-22.8%
Earnings yield10.2%4.6%-12.6%-5.2%-4.3%
Free cash flow yield9.3%8.9%-1.6%-4.3%0.9%
Capex / Op. cash flow5.3%6.2%-135.8%-27.2%39.8%
Capex / Depreciation132.7%72.5%62.0%73.4%56.4%
Capex / Sales0.7%0.8%1.3%1.1%0.7%
SG&A / Sales83.0%83.6%92.5%93.4%90.7%
R&D / Sales4.5%5.9%9.6%7.8%8.5%
Stock comp / Sales3.5%4.1%8.4%7.2%7.2%
Intangibles / Total assets6.6%11.8%24.1%18.8%22.1%
Days sales outstanding-6d47d32d39d39d
Days payables outstanding318d1046d280d467d451d
Operating cycle-6d47d32d39d39d
Cash conversion cycle-324d-999d-247d-428d-412d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▲+39.4%EV / Sales ▲+6.1%EV / EBITDA ▼-11.2%EV / Op. cash flow ▲+0.224Earnings yield ▲+0.056Graham number ▲+11.238
Profitability
Return on equity ▲+0.180Return on assets ▲+0.151Return on invested capital ▲+0.060Return on capital employed ▲+0.047Operating ROA ▲+0.050Income quality ▼-1.109Tax burden ▲+0.660
Efficiency
Days sales outstanding ▼-53.253Days payables outstanding ▼-728.180Operating cycle ▼-53.253Cash conversion cycle ▲+674.927Capex / Sales ▼-0.001R&D / Sales ▼-0.014
Balance-sheet strength
Current ratio ▲+0.574Net debt / EBITDA ▲+1.068Working capital ▲+69936000.000Invested capital ▲+67335000.000Intangibles / Total assets ▼-0.052

Change over 5 years

Valuation
Market cap ▲+114.2%EV / Sales ▲+24.4%EV / EBITDA ▲+149.5%EV / Op. cash flow ▼-50.402Earnings yield ▲+0.144
Profitability
Return on equity ▲+0.646Return on assets ▲+0.439Return on invested capital ▲+0.473Return on capital employed ▲+0.506Operating ROA ▲+0.409Income quality ▲+1.330Tax burden ▲+0.721
Efficiency
Days sales outstanding ▼-45.490Days payables outstanding ▼-132.981Operating cycle ▼-45.490Cash conversion cycle ▲+87.491Capex / Sales +0.000R&D / Sales ▼-0.040
Balance-sheet strength
Current ratio ▲+1.152Net debt / EBITDA ▼-3.101Working capital ▲+131779000.000Invested capital ▲+118699000.000Intangibles / Total assets ▼-0.155

Employee count

Peer market caps

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