EHTH
Neutral signalScored 2026-09-02 Drivers: fundamentals. Insiders: neutral. Moteurs : fondamentaux. Initiés : neutre.
Research, not advice.
À propos
eHealth, Inc.
- Nom
- eHealth, Inc.
- Secteur
- Financial Services
- Industrie
- Insurance - Brokers
- Bourse
- NASDAQ
- Capitalisation
- $16.9M
- Employés
- 1,665
- PDG
- Derrick Anthony Duke
- Site web
- https://www.ehealthinsurance.com
- Marché
- CZWIFLDGOCOINBKNOAHPEBK
eHealth, Inc. operates a digital health insurance marketplace within the United States, dedicated to engaging consumers, educating them, and simplifying the health insurance enrollment process. Its operations are categorized into two main divisions: Medicare offerings, and policies tailored for individuals, families, and small enterprises. Through its sophisticated digital platforms, eHealth organizes and presents comprehensive health insurance data, empowering individuals, families, and small businesses to thoroughly research, analyze, compare, and ultimately acquire a diverse range of health insurance plans. This online marketplace grants consumers access to a vast array of insurance products from various health carriers. These include options such as Medicare Advantage, Medicare Supplement, Part D prescription drug plans, individual and family coverage, small business policies, and various ancillary health insurance products. The company promotes these health plans across its proprietary web platforms, such as eHealth.com and Medicare.com, alongside engaging with a network of strategic marketing partners. Beyond its primary marketplace functions, eHealth, Inc. also licenses its unique e-commerce technology to health insurance providers, facilitating their online marketing and distribution efforts. Furthermore, it provides services including digital sponsorship, advertising placements, and lead generation. Founded in 1997, eHealth, Inc. maintains its headquarters in Santa Clara, California.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 115 205 titres (~109 883,70 $ US)
- Insiders
- SOISTMAN FRANCIS S JR
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$109,884
Avg sell (VWAP, 90d window) $0.95 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
$109,884 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.
- Last activity
- 2026-10-02
- Last synced
-
2026-10-08 10:07:03
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-02 | SOISTMAN FRANCIS S JR | Sell · S · 10b5-1 | 20,306 | $0.69 | $14,038 | Form 4 |
| 2026-10-01 | SOISTMAN FRANCIS S JR | Sell · S · 10b5-1 | 20,306 | $0.70 | $14,137 | Form 4 |
| 2026-09-01 | SOISTMAN FRANCIS S JR | Sell · S · 10b5-1 | 37,297 | $1.05 | $39,277 | Form 4 |
| 2026-08-31 | SOISTMAN FRANCIS S JR | Sell · S · 10b5-1 | 37,296 | $1.14 | $42,432 | Form 4 |
Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-09-02 Drivers: fundamentals. Insiders: neutral. Moteurs : fondamentaux. Initiés : neutre.
Despite a solid liquidity score (85) and encouraging signs of operational turnaround, the catalyst picture is deeply negative: insider selling with zero buys, a Q2 earnings miss nearly double the expected loss, and no…
The first sentence of the analysis written for EHTH on 2026-09-02 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. – Insider: neutral. All sales (≈ $110K) were pre-planned Rule 10b5-1 trades, excluded from the score. No open-market buys or discretionary sales. – Initiés : neutre. Toutes les ventes (≈ $110K) sont sous plan 10b5-1 préétabli, exclues du score. Aucun achat ni vente discrétionnaire.
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 3.37 · operating margin 12%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 97.5% | 99.7% | 99.6% | 99.6% | 99.6% | |
| Ebit Margin | 12.5% | 5.7% | -4.3% | -24.4% | -23.0% | |
| Ebitda Margin | 15.0% | 8.8% | 0.1% | -19.2% | -19.5% | |
| Operating Profit Margin | 12.4% | 4.4% | -6.4% | -25.3% | -23.3% | |
| Pretax Profit Margin | 10.6% | 3.6% | -6.8% | -26.2% | -23.2% | |
| Continuous Operations Profit Margin | 7.2% | 1.9% | -6.2% | -21.9% | -19.4% | |
| Net Profit Margin | 7.2% | 1.9% | -6.2% | -21.9% | -19.4% | |
| Bottom Line Profit Margin | 7.2% | -6.6% | -14.7% | -29.5% | -22.8% | |
| Current Ratio | 3.375 | 3.692 | 4.868 | 6.622 | 5.401 | |
| Quick Ratio | 3.375 | 3.692 | 4.868 | 6.622 | 5.401 | |
| Solvency Ratio | 0.186 | 0.047 | -0.040 | -0.146 | -0.214 | |
| Cash Ratio | 0.744 | 0.408 | 1.473 | 2.384 | 1.086 | |
| Price To Earnings Ratio | 3.511 | -7.899 | -3.679 | -1.110 | -5.556 | |
| Price To Earnings Growth Ratio | -0.017 | 0.159 | 0.081 | 0.222 | 0.015 | |
| Forward Price To Earnings Growth Ratio | -0.017 | 0.159 | 0.081 | 0.222 | 0.015 | |
| Price To Earnings Diluted Ratio | 3.511 | -7.899 | -3.679 | -1.110 | -5.556 | |
| Price To Earnings Diluted Growth Ratio | -0.017 | 0.159 | 0.081 | 0.222 | 0.015 | |
| Price To Book Ratio | 0.144 | 0.469 | 0.270 | 0.203 | 0.911 | |
| Price To Sales Ratio | 0.253 | 0.518 | 0.539 | 0.327 | 1.269 | |
| Price To Free Cash Flow Ratio | -3.449 | -8.832 | -13.983 | -3.125 | -3.722 | |
| Price To Operating Cash Flow Ratio | -5.533 | -15.014 | -36.506 | -4.928 | -4.199 | |
| Debt To Assets Ratio | 0.106 | 0.084 | 0.093 | 0.096 | 0.036 | |
| Debt To Equity Ratio | 0.138 | 0.165 | 0.114 | 0.164 | 0.055 | |
| Debt To Capital Ratio | 0.121 | 0.141 | 0.102 | 0.141 | 0.052 | |
| Long Term Debt To Capital Ratio | 0.104 | 0.104 | 0.070 | 0.092 | 0.000 | |
| Financial Leverage Ratio | 1.297 | 1.964 | 1.231 | 1.709 | 1.533 | |
| Working Capital Turnover Ratio | 2.244 | 1.894 | 1.406 | 1.205 | 1.860 | |
| Operating Cash Flow Ratio | -0.256 | -0.191 | -0.085 | -0.444 | -2.155 | |
| Operating Cash Flow Sales Ratio | -0.046 | -0.034 | -0.015 | -0.066 | -0.302 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.604 | 1.700 | 2.611 | 1.577 | 1.128 | |
| Debt Service Coverage Ratio | 6.000 | 3.365 | 0.244 | -7.865 | -100.193 | |
| Interest Coverage Ratio | 6.365 | 2.112 | -2.649 | -13.467 | -148.692 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | -0.189 | -0.189 | -0.065 | -0.252 | -3.931 | |
| Capital Expenditure Coverage Ratio | -1.656 | -1.429 | -0.621 | -1.733 | -7.797 | |
| Dividend Paid And Capex Coverage Ratio | -1.195 | -0.997 | -0.468 | -1.733 | -7.797 | |
| Dividend Payout Ratio | 0.147 | 0.553 | -0.125 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 2.413 | 7.124 | 785.541 | -1.221 | -6.107 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 97.5% | ▼-2.1% | ▼-1.7% |
| Ebit Margin | 12.5% | ▲6.8% | ▲19.2% |
| Ebitda Margin | 15.0% | ▲6.2% | ▲18.0% |
| Operating Profit Margin | 12.4% | ▲7.9% | ▲20.0% |
| Pretax Profit Margin | 10.6% | ▲7.0% | ▲19.0% |
| Continuous Operations Profit Margin | 7.2% | ▲5.3% | ▲14.9% |
| Net Profit Margin | 7.2% | ▲5.3% | ▲14.9% |
| Bottom Line Profit Margin | 7.2% | ▲13.8% | ▲20.5% |
| Current Ratio | 3.375 | ▼-0.317 | ▼-1.417 |
| Quick Ratio | 3.375 | ▼-0.317 | ▼-1.417 |
| Solvency Ratio | 0.186 | ▲0.140 | ▲0.220 |
| Cash Ratio | 0.744 | ▲0.336 | ▼-0.475 |
| Price To Earnings Ratio | 3.511 | ▲11.411 | ▲6.458 |
| Price To Earnings Growth Ratio | -0.017 | ▼-0.175 | ▼-0.109 |
| Forward Price To Earnings Growth Ratio | -0.017 | ▼-0.175 | ▼-0.109 |
| Price To Earnings Diluted Ratio | 3.511 | ▲11.411 | ▲6.458 |
| Price To Earnings Diluted Growth Ratio | -0.017 | ▼-0.175 | ▼-0.108 |
| Price To Book Ratio | 0.144 | ▼-0.325 | ▼-0.256 |
| Price To Sales Ratio | 0.253 | ▼-0.265 | ▼-0.328 |
| Price To Free Cash Flow Ratio | -3.449 | ▲5.383 | ▲3.173 |
| Price To Operating Cash Flow Ratio | -5.533 | ▲9.481 | ▲7.703 |
| Debt To Assets Ratio | 0.106 | ▲0.022 | ▲0.023 |
| Debt To Equity Ratio | 0.138 | ▼-0.027 | ▲0.011 |
| Debt To Capital Ratio | 0.121 | ▼-0.020 | ▲0.010 |
| Long Term Debt To Capital Ratio | 0.104 | ▼-0.000 | ▲0.030 |
| Financial Leverage Ratio | 1.297 | ▼-0.667 | ▼-0.250 |
| Working Capital Turnover Ratio | 2.244 | ▲0.350 | ▲0.522 |
| Operating Cash Flow Ratio | -0.256 | ▼-0.065 | ▲0.370 |
| Operating Cash Flow Sales Ratio | -0.046 | ▼-0.011 | ▲0.047 |
| Free Cash Flow Operating Cash Flow Ratio | 1.604 | ▼-0.096 | ▼-0.120 |
| Debt Service Coverage Ratio | 6.000 | ▲2.634 | ▲25.689 |
| Interest Coverage Ratio | 6.365 | ▲4.253 | ▲37.632 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | -0.189 | ▲0.001 | ▲0.737 |
| Capital Expenditure Coverage Ratio | -1.656 | ▼-0.227 | ▲0.991 |
| Dividend Paid And Capex Coverage Ratio | -1.195 | ▼-0.198 | ▲1.243 |
| Dividend Payout Ratio | 0.147 | ▼-0.406 | ▲0.032 |
| Enterprise Value Multiple | 2.413 | ▼-4.711 | ▼-155.137 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $140.2M | $275.7M | $244.3M | $132.4M | $682.9M | |
| Enterprise value | $200.9M | $333.5M | $231.7M | $94.8M | $642.4M | |
| EV / Sales | 0.36x | 0.63x | 0.51x | 0.23x | 1.19x | |
| EV / Op. cash flow | -7.92x | -18.16x | -34.63x | -3.53x | -3.95x | |
| EV / Free cash flow | -4.94x | -10.68x | -13.26x | -2.24x | -3.50x | |
| EV / EBITDA | 2.41x | 7.12x | 785.54x | -1.22x | -6.11x | |
| Net debt / EBITDA | 0.73x | 1.23x | -42.59x | 0.48x | 0.39x | |
| Current ratio | 3.38x | 3.69x | 4.87x | 6.62x | 5.40x | |
| Income quality | -0.63x | -1.83x | 0.24x | 0.30x | 1.56x | |
| Graham number | $31 | $12 | — | — | — | |
| Graham net-net | -$1 | -$10 | $4 | -$5 | -$3 | |
| Tax burden | 68.2% | 52.1% | 92.2% | 83.4% | 83.6% | |
| Interest burden | 84.5% | 63.4% | 155.9% | 107.7% | 100.7% | |
| Working capital | $235.3M | $258.5M | $303.8M | $340.5M | $332.1M | |
| Invested capital | $270.5M | $275.0M | $355.0M | $403.8M | $383.5M | |
| Return on assets | 3.2% | 0.9% | -2.5% | -8.0% | -9.1% | |
| Operating ROA | 5.7% | 2.1% | -2.6% | -9.1% | -11.5% | |
| Return on tangible assets | 3.2% | 0.9% | -2.6% | -8.2% | -9.1% | |
| Return on equity | 4.1% | 1.7% | -3.1% | -13.6% | -13.9% | |
| Return on invested capital | 4.0% | 1.2% | -2.6% | -8.1% | -9.7% | |
| Return on capital employed | 5.9% | 2.2% | -2.8% | -9.8% | -11.7% | |
| Earnings yield | 28.6% | 3.6% | -11.5% | -67.0% | -15.3% | |
| Free cash flow yield | -29.0% | -11.3% | -7.2% | -32.0% | -26.9% | |
| Capex / Op. cash flow | -60.4% | -70.0% | -161.1% | -57.7% | -12.8% | |
| Capex / Depreciation | 813.8% | 78.7% | 54.1% | 73.5% | 110.5% | |
| Capex / Sales | 2.8% | 2.4% | 2.4% | 3.8% | 3.9% | |
| SG&A / Sales | 48.9% | 52.7% | 60.1% | 65.8% | 64.5% | |
| R&D / Sales | 9.4% | 0.0% | 0.0% | 0.0% | 15.6% | |
| Stock comp / Sales | 2.7% | 3.7% | 5.1% | 5.0% | 6.1% | |
| Intangibles / Total assets | 1.8% | 0.0% | 2.1% | 2.8% | 0.2% | |
| Days sales outstanding | 161d | 178d | 200d | 221d | 177d | |
| Days payables outstanding | 751d | 4771d | 1483d | 1492d | 2519d | |
| Operating cycle | 161d | 178d | 200d | 221d | 177d | |
| Cash conversion cycle | -591d | -4593d | -1283d | -1271d | -2343d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-06 Mercury General (NYSE:MCY) versus eHealth (NASDAQ:EHTH) Head to Head Comparison eHealth (NASDAQ: EHTH - Get Free Report) and Mercury General (NYSE: MCY - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, risk and earnings. Analyst Ratings This is a breakdown of current recommendations
- 2026-10-02 eHealth Earns 2026-27 Great Place to Work Certification™, Marking Three Consecutive Years of Recognition for Employee Experience 86% of survey respondents say eHealth is a great place to work, reflecting the company''s continued commitment to its people-first culture INDIANAPOLIS, Oct. 2, 2026 /PRNewswire/ -- eHealth (Nasdaq: EHTH), a leading private online health insurance marketplace, today announced it has been certified by Great Place To Work® (GPTW) for the third consecutive year. The recognition is based entirely on feedback from employees about their experience working at eHealth.
- 2026-09-24 eHealth Taps BerniePortal Network to Drive CHOICE Enrollment EHTH''s BerniePortal partnership opens CHOICE access to 5,000+ employers and 1,000+ brokers, expanding its distribution network and enrollment reach.
- 2026-09-24 eHealth Collaborates with a Top 3 Medicare Carrier to Support Medicare Advantage Plan Selection and Enrollment for the Upcoming Annual Enrollment Period INDIANAPOLIS, Sept. 24, 2026 /PRNewswire/ -- eHealth (Nasdaq: EHTH), a leading private online health insurance marketplace, today announced a new collaboration with a top three Medicare carrier to provide additional call center capacity through its Amplify model, helping Medicare Advantage shoppers ahead of and during the upcoming Annual Enrollment Period.
- 2026-09-23 eHealth Partners with BerniePortal to Provide Integrated CHOICE Arrangements for Employers and Brokers Partnership expands a new distribution channel for eHealth, helping more employers offer employees a defined contribution toward individual health coverage through the CHOICE model INDIANAPOLIS, Sept. 23, 2026 /PRNewswire/ -- eHealth (Nasdaq: EHTH), a leading private online health insurance marketplace, and BerniePortal, a human resources and benefits administration platform, today announced a partnership to help brokers and employers offer employees more affordable, personalized health coverage options through Custom Health Option and Individual Care Expense Arrangements, or CHOICE (formerly ICHRA1).
- 2026-09-21 eHealth, Inc. (NASDAQ:EHTH) Given Consensus Rating of “Reduce” by Analysts Shares of eHealth, Inc. (NASDAQ: EHTH - Get Free Report) have been given an average rating of "Reduce" by the six ratings firms that are currently covering the firm, Marketbeat.com reports. One equities research analyst has rated the stock with a sell recommendation and five have assigned a hold recommendation to the company. The average twelve-month
- 2026-09-18 Employer Health Costs Surge: What it Means for EHTH, CNC & UNH eHealth says surging 2027 health costs are pushing smaller employers toward ICHRAs, potentially expanding individual coverage demand.
- 2026-09-16 Survey: 54% of Small- to Mid-Sized Businesses Report Double-Digit Health Plan Premium Increases for 2027 73% of these businesses are considering dropping traditional health insurance benefits for 2027, with cost the primary motivator 80% of employers facing rate hikes say they were surprised by the size of their premium increase for next year INDIANAPOLIS, Sept. 16, 2026 /PRNewswire/ -- eHealth (Nasdaq: EHTH), a leading private online health insurance marketplace, today published new original research showing that over half of small- to mid-sized employers offering group health benefits are facing plan premium increases of 10% or more for 2027, prompting many to consider cancelling coverage for employees or exploring alternative insurance arrangements.
- 2026-08-20 New Survey: Americans are Confident They Understand Medicare but the Data Suggests Otherwise Many Americans underestimate the financial risks and complexity of Original Medicare 42% of beneficiaries are unaware of Original Medicare''s standard 20% cost-sharing, and 88% of adults approaching age 65 are unaware of potential late enrollment penalties INDIANAPOLIS, Aug. 20, 2026 /PRNewswire/ -- With a record number of Americans soon making Medicare coverage decisions for 2027, new original research from eHealth (Nasdaq: EHTH) found most beneficiaries are confident in their knowledge of how the federal program works. Yet when asked for specifics about how Medicare works, most current beneficiaries — and even more Americans soon eligible for the program — struggle, with many unaware of the potential penalties for delayed enrollment or of cost-sharing requirements under Original Medicare.
- 2026-08-05 eHealth, Inc. (EHTH) Q2 2026 Earnings Call Transcript eHealth, Inc. (EHTH) Q2 2026 Earnings Call Transcript