EBC
Bearish signalScored 2026-09-17 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Eastern Bankshares, Inc.
- Nom
- Eastern Bankshares, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $5.2B
- Employés
- 2,349
- PDG
- Denis K. Sheahan
- Site web
- https://www.easternbank.com
- Marché
- AUBEWBCFFINHOMBIBOCOZK
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 4 000 titres (~87 120,00 $ US)
- Insiders
- Bane Richard Corey
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$913,525
Avg sell (VWAP, 90d window) $21.80 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-09-14
- Last synced
-
2026-09-20 09:54:07
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-14 | Bane Richard Corey | Sell · S S | 4,000 | $21.78 | ≈ $87,120 | Form 4 |
| 2026-09-02 | Henry Kathleen Cloherty | Sell · S S | 14,000 | $21.68 | ≈ $303,520 | Form 4 |
| 2026-09-01 | Antonakes Steven Louis | Sell · S S | 13,500 | $21.95 | ≈ $296,325 | Form 4 |
| 2026-09-01 | Westermann Donald Michael | Sell · S S | 10,407 | $21.77 | ≈ $226,560 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Bearish signalScored 2026-09-17 Drivers: fundamentals. Moteurs : fondamentaux.
EBC presents a critically weak financial profile with near-zero liquidity ratios, an interest coverage ratio below 1.0, and an unsustainable dividend payout exceeding 100%, making it a high-risk holding.
The first sentence of the analysis written for EBC on 2026-09-17 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Pulls against a bullish reading. Current ratio 0.03 · operating margin 9.4%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 65.8% | 62.0% | 52.4% | 91.9% | 100.8% | |
| Ebit Margin | 9.4% | 14.5% | -22.6% | 34.9% | 33.6% | |
| Ebitda Margin | 15.4% | 18.1% | -18.3% | 38.4% | 38.0% | |
| Operating Profit Margin | 9.4% | 14.5% | -22.6% | 34.9% | 33.6% | |
| Pretax Profit Margin | 9.4% | 14.5% | -22.6% | 34.9% | 33.6% | |
| Continuous Operations Profit Margin | 8.3% | 11.2% | -11.2% | 27.4% | 27.8% | |
| Net Profit Margin | 8.3% | 11.2% | 41.6% | 29.3% | 29.5% | |
| Bottom Line Profit Margin | 8.3% | 11.2% | 41.6% | 29.3% | 29.5% | |
| Current Ratio | 0.025 | 0.247 | 0.300 | 0.357 | 0.506 | |
| Quick Ratio | 0.025 | 0.247 | 0.300 | 0.357 | 0.506 | |
| Solvency Ratio | 0.006 | 0.007 | 0.014 | 0.011 | 0.009 | |
| Cash Ratio | 0.012 | 0.047 | 0.039 | 0.009 | 0.063 | |
| Price To Earnings Ratio | 46.075 | 26.136 | 9.930 | 14.256 | 22.411 | |
| Price To Earnings Growth Ratio | -1.170 | -0.485 | 0.546 | 0.414 | 0.038 | |
| Forward Price To Earnings Growth Ratio | -1.170 | -0.485 | 0.546 | 0.414 | 0.038 | |
| Price To Earnings Diluted Ratio | 46.075 | 26.136 | 9.930 | 14.256 | 22.411 | |
| Price To Earnings Diluted Growth Ratio | -1.170 | -0.485 | 0.546 | 0.414 | 0.038 | |
| Price To Book Ratio | 0.914 | 0.865 | 0.775 | 1.155 | 1.020 | |
| Price To Sales Ratio | 3.751 | 2.918 | 4.125 | 4.187 | 6.635 | |
| Price To Free Cash Flow Ratio | 9.604 | 11.559 | 9.089 | 12.900 | 20.580 | |
| Price To Operating Cash Flow Ratio | 9.172 | 11.008 | 8.806 | 12.416 | 19.904 | |
| Debt To Assets Ratio | 0.007 | 0.002 | 0.002 | 0.032 | 0.001 | |
| Debt To Equity Ratio | 0.046 | 0.013 | 0.013 | 0.294 | 0.010 | |
| Debt To Capital Ratio | 0.044 | 0.012 | 0.013 | 0.227 | 0.010 | |
| Long Term Debt To Capital Ratio | 0.034 | 0.012 | 0.013 | 0.014 | 0.010 | |
| Financial Leverage Ratio | 7.047 | 7.076 | 7.104 | 9.162 | 6.902 | |
| Working Capital Turnover Ratio | -0.052 | -0.076 | -0.045 | -0.061 | -0.064 | |
| Operating Cash Flow Ratio | 0.017 | 0.013 | 0.015 | 0.012 | 0.009 | |
| Operating Cash Flow Sales Ratio | 0.409 | 0.265 | 0.468 | 0.337 | 0.333 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.955 | 0.952 | 0.969 | 0.962 | 0.967 | |
| Debt Service Coverage Ratio | 0.397 | 0.462 | -0.159 | 0.288 | 31.485 | |
| Interest Coverage Ratio | 0.296 | 0.459 | -0.512 | 6.417 | 33.007 | |
| Short Term Operating Cash Flow Coverage Ratio | 9.293 | 112.857 | 2,754.653 | 0.333 | 10,264.118 | |
| Operating Cash Flow Coverage Ratio | 2.166 | 6.264 | 6.589 | 0.317 | 5.090 | |
| Capital Expenditure Coverage Ratio | 22.251 | 20.964 | 32.149 | 26.654 | 30.463 | |
| Dividend Paid And Capex Coverage Ratio | 3.455 | 2.954 | 3.498 | 3.086 | 3.046 | |
| Dividend Payout Ratio | 1.198 | 0.690 | 0.287 | 0.330 | 0.333 | |
| Enterprise Value Multiple | 23.608 | 11.141 | -16.132 | 13.040 | 11.442 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 65.8% | ▲3.8% | ▼-8.8% |
| Ebit Margin | 9.4% | ▼-5.1% | ▼-4.6% |
| Ebitda Margin | 15.4% | ▼-2.7% | ▼-2.9% |
| Operating Profit Margin | 9.4% | ▼-5.1% | ▼-4.6% |
| Pretax Profit Margin | 9.4% | ▼-5.1% | ▼-4.6% |
| Continuous Operations Profit Margin | 8.3% | ▼-2.8% | ▼-4.3% |
| Net Profit Margin | 8.3% | ▼-2.8% | ▼-15.6% |
| Bottom Line Profit Margin | 8.3% | ▼-2.8% | ▼-15.6% |
| Current Ratio | 0.025 | ▼-0.222 | ▼-0.262 |
| Quick Ratio | 0.025 | ▼-0.222 | ▼-0.262 |
| Solvency Ratio | 0.006 | ▼-0.001 | ▼-0.004 |
| Cash Ratio | 0.012 | ▼-0.035 | ▼-0.022 |
| Price To Earnings Ratio | 46.075 | ▲19.939 | ▲22.313 |
| Price To Earnings Growth Ratio | -1.170 | ▼-0.684 | ▼-1.038 |
| Forward Price To Earnings Growth Ratio | -1.170 | ▼-0.684 | ▼-1.038 |
| Price To Earnings Diluted Ratio | 46.075 | ▲19.939 | ▲22.313 |
| Price To Earnings Diluted Growth Ratio | -1.170 | ▼-0.684 | ▼-1.038 |
| Price To Book Ratio | 0.914 | ▲0.049 | ▼-0.032 |
| Price To Sales Ratio | 3.751 | ▲0.833 | ▼-0.572 |
| Price To Free Cash Flow Ratio | 9.604 | ▼-1.956 | ▼-3.143 |
| Price To Operating Cash Flow Ratio | 9.172 | ▼-1.836 | ▼-3.089 |
| Debt To Assets Ratio | 0.006 | ▲0.005 | ▼-0.002 |
| Debt To Equity Ratio | 0.046 | ▲0.033 | ▼-0.029 |
| Debt To Capital Ratio | 0.044 | ▲0.032 | ▼-0.017 |
| Long Term Debt To Capital Ratio | 0.034 | ▲0.022 | ▲0.018 |
| Financial Leverage Ratio | 7.047 | ▼-0.029 | ▼-0.411 |
| Working Capital Turnover Ratio | -0.052 | ▲0.024 | ▲0.008 |
| Operating Cash Flow Ratio | 0.017 | ▲0.004 | ▲0.004 |
| Operating Cash Flow Sales Ratio | 0.409 | ▲0.144 | ▲0.046 |
| Free Cash Flow Operating Cash Flow Ratio | 0.955 | ▲0.003 | ▼-0.006 |
| Debt Service Coverage Ratio | 0.397 | ▼-0.065 | ▼-6.098 |
| Interest Coverage Ratio | 0.296 | ▼-0.163 | ▼-7.637 |
| Short Term Operating Cash Flow Coverage Ratio | 9.293 | ▼-103.564 | ▼-2618.957 |
| Operating Cash Flow Coverage Ratio | 2.166 | ▼-4.098 | ▼-1.919 |
| Capital Expenditure Coverage Ratio | 22.251 | ▲1.286 | ▼-4.245 |
| Dividend Paid And Capex Coverage Ratio | 3.455 | ▲0.501 | ▲0.247 |
| Dividend Payout Ratio | 1.198 | ▲0.508 | ▲0.630 |
| Enterprise Value Multiple | 23.608 | ▲12.468 | ▲14.988 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $3.97B | $3.12B | $2.30B | $2.86B | $3.47B | |
| Enterprise value | $3.85B | $2.16B | $1.65B | $3.41B | $2.28B | |
| EV / Sales | 3.64x | 2.02x | 2.96x | 5.00x | 4.35x | |
| EV / Op. cash flow | 8.90x | 7.62x | 6.31x | 14.84x | 13.04x | |
| EV / Free cash flow | 9.32x | 8.00x | 6.51x | 15.42x | 13.48x | |
| EV / EBITDA | 23.61x | 11.14x | -16.13x | 13.04x | 11.44x | |
| Net debt / EBITDA | -0.72x | -4.95x | 6.38x | 2.13x | -6.02x | |
| Current ratio | 0.03x | 0.25x | 0.30x | 0.36x | 0.51x | |
| Income quality | 4.90x | 2.37x | -4.17x | 1.23x | 1.20x | |
| Graham number | $14 | $17 | $24 | $20 | $20 | |
| Graham net-net | -$120 | -$93 | -$80 | -$80 | -$60 | |
| Tax burden | 88.7% | 76.8% | -184.3% | 83.9% | 87.9% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$24.87B | -$16.03B | -$12.31B | -$12.64B | -$9.71B | |
| Invested capital | -$23.45B | -$14.92B | -$11.69B | -$12.01B | -$8.99B | |
| Return on assets | 0.3% | 0.5% | 1.1% | 0.9% | 0.7% | |
| Operating ROA | 0.4% | 0.7% | -0.6% | 1.0% | 0.9% | |
| Return on tangible assets | 0.3% | 0.5% | 1.1% | 0.9% | 0.7% | |
| Return on equity | 2.0% | 3.3% | 7.8% | 8.1% | 4.5% | |
| Return on invested capital | 1.7% | 2.8% | -1.8% | 5.1% | 3.7% | |
| Return on capital employed | 2.0% | 3.7% | -3.6% | 8.0% | 4.5% | |
| Earnings yield | 2.2% | 3.8% | 10.1% | 7.0% | 4.5% | |
| Free cash flow yield | 10.4% | 8.7% | 11.0% | 7.8% | 4.9% | |
| Capex / Op. cash flow | 4.5% | 4.8% | 3.1% | 3.8% | 3.3% | |
| Capex / Depreciation | 30.6% | 35.3% | 34.4% | 36.8% | 25.0% | |
| Capex / Sales | 1.8% | 1.3% | 1.5% | 1.3% | 1.1% | |
| SG&A / Sales | 34.1% | 30.3% | 50.6% | 36.5% | 45.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 2.4% | 2.5% | 4.1% | 3.0% | 1.8% | |
| Intangibles / Total assets | 4.3% | 4.1% | 2.7% | 2.5% | 2.8% | |
| Days sales outstanding | 0d | 0d | 0d | 0d | 0d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 0d | 0d | 0d | 0d | 0d | |
| Cash conversion cycle | 0d | 0d | 0d | 0d | 0d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-09-17 Alexander E. Anderson Announced As A Senior Vice President, Private Banker of Cambridge Trust Private Banking, A Division of Eastern Bank BOSTON--(BUSINESS WIRE)--Alexander E. Anderson is announced as a Senior Vice President, Private Banker of Cambridge Trust Private Banking, a Division of Eastern Bank. Mr. Anderson brings more than 15 years of experience in business development, strategic advisory services and family office management, with deep expertise serving high-net-worth individuals, family offices, institutional investors, asset managers and business leaders. “We are excited to welcome Alex Anderson to our Private Bankin.
- 2026-09-15 Eastern Bankshares, Inc. (EBC) Presents at Barclays 24th Annual Global Financial Services Conference Transcript Eastern Bankshares, Inc. (EBC) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
- 2026-09-04 94,598 Shares in Eastern Bankshares, Inc. $EBC Purchased by Jupiter Topco LLC Jupiter Topco LLC bought a new position in shares of Eastern Bankshares, Inc. (NASDAQ: EBC) during the second quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund bought 94,598 shares of the company''s stock, valued at approximately $2,106,000. Other institutional investors and hedge funds also recently
- 2026-09-02 Regional Bank Director Sells $230,000 Worth of Stock The 10,000 shares were sold at $22.96 per share on August 21, 2026, generating a transaction value of ~$230,000. The disposition reduced the director''s total equity holdings by 3% while leaving a residual stake of ~305,000 shares.
- 2026-09-01 Eastern Bankshares, Inc, to Participate in the Barclays Global Financial Services Conference BOSTON--(BUSINESS WIRE)--Eastern Bankshares, Inc. (the “Company”) (Nasdaq: EBC), the holding company for Eastern Bank, today announced Denis Sheahan, Chief Executive Officer, and David Rosato, Chief Financial Officer, will participate in a fireside chat at the Barclays 24th Annual Global Financial Services Conference on Tuesday, September 15, 2026 at 10:30 am ET. A live audio webcast of the fireside chat will be available on the Company''s Investor Relations website at investor.easternbank.com.
- 2026-09-01 Eastern Bankshares, Inc, to Participate in the Barclays Global Financial Services Conference Eastern Bankshares, Inc. (the âCompanyâ) (Nasdaq: EBC), the holding company for Eastern Bank, today announced Denis Sheahan, Chief Executive Officer, and Da
- 2026-08-29 Bank of New York Mellon Corp Invests $37.48 Million in Eastern Bankshares, Inc. $EBC Bank of New York Mellon Corp bought a new position in shares of Eastern Bankshares, Inc. (NASDAQ: EBC) in the undefined quarter, according to the company in its most recent disclosure with the SEC. The fund bought 1,685,203 shares of the company''s stock, valued at approximately $37,479,000. Bank of New York Mellon Corp
- 2026-08-29 Bank of New York Mellon Corp Invests $37.48 Million in Eastern Bankshares, Inc. $EBC Bank of New York Mellon Corp bought a new position in shares of Eastern Bankshares, Inc. (NASDAQ: EBC) in the undefined quarter, according to the company in its most recent disclosure with the SEC. The fund bought 1,685,203 shares of the company''s stock, valued at approximately $37,479,000. Bank of New York Mellon Corp
- 2026-08-25 Deutsche Bank AG Purchases New Holdings in Eastern Bankshares, Inc. $EBC Deutsche Bank AG acquired a new position in shares of Eastern Bankshares, Inc. (NASDAQ: EBC) during the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm acquired 227,804 shares of the company''s stock, valued at approximately $5,066,000. Deutsche Bank AG owned 0.10%
- 2026-08-25 BlackRock Inc. Invests $498.67 Million in Eastern Bankshares, Inc. $EBC BlackRock Inc. bought a new position in shares of Eastern Bankshares, Inc. (NASDAQ: EBC) in the undefined quarter, according to the company in its most recent 13F filing with the SEC. The firm bought 22,422,283 shares of the company''s stock, valued at approximately $498,672,000. BlackRock Inc. owned 9.70% of Eastern Bankshares at the