CWBC
ACHAT TOTAL: 5000 titres (~124428 USD)
- Insiders
- GILL JAGROOP
- Total bought
- $124,428
- Total sold
- —
- Last activity
- 2026-08-10
- Last synced
-
2026-08-11 17:19:44
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-08-11
CWBC shows a genuine 2025 recovery in liquidity and leverage (health score 85/75), but the catalyst signal is structurally weak: a single insider purchase of ~$124k post a significant earnings miss ($0.45 vs $0.61 est)…
The first sentence of the analysis written for CWBC on 2026-08-11 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 72.6% | 62.8% | 81.2% | 94.9% | 103.8% | |
| Ebit Margin | 27.0% | 6.7% | 31.3% | 40.6% | 46.7% | |
| Ebitda Margin | 29.2% | 8.0% | 32.1% | 41.4% | 57.7% | |
| Operating Profit Margin | 27.0% | 6.7% | 31.3% | 40.6% | 46.7% | |
| Pretax Profit Margin | 27.0% | 6.7% | 31.3% | 40.6% | 46.7% | |
| Continuous Operations Profit Margin | 19.6% | 4.7% | 23.6% | 30.7% | 34.9% | |
| Net Profit Margin | 19.6% | 4.7% | 23.6% | 30.7% | 34.9% | |
| Bottom Line Profit Margin | 19.6% | 4.7% | 23.6% | 30.7% | 34.9% | |
| Current Ratio | 1.630 | 0.139 | 0.218 | 0.347 | 0.604 | |
| Quick Ratio | 1.630 | 0.139 | 0.218 | 0.347 | 0.604 | |
| Solvency Ratio | 0.013 | 0.003 | 0.012 | 0.012 | 0.017 | |
| Cash Ratio | 1.630 | 0.040 | 0.025 | 0.014 | 0.076 | |
| Price To Earnings Ratio | 11.194 | 43.044 | 10.252 | 9.330 | 8.953 | |
| Price To Earnings Growth Ratio | 0.032 | -0.542 | -2.586 | -4.329 | 0.207 | |
| Forward Price To Earnings Growth Ratio | 0.032 | -0.542 | -2.586 | -4.329 | 0.207 | |
| Price To Earnings Diluted Ratio | 11.250 | 43.044 | 10.300 | 9.330 | 8.991 | |
| Price To Earnings Diluted Growth Ratio | 0.033 | -0.543 | -2.338 | -5.388 | 0.211 | |
| Price To Book Ratio | 1.044 | 0.912 | 1.266 | 1.421 | 1.047 | |
| Price To Sales Ratio | 2.196 | 2.015 | 2.425 | 2.863 | 3.187 | |
| Price To Free Cash Flow Ratio | 9.801 | 19.273 | 14.793 | 10.644 | 6.208 | |
| Price To Operating Cash Flow Ratio | 9.268 | 14.899 | 9.523 | 10.481 | 6.056 | |
| Debt To Assets Ratio | 0.039 | 0.058 | 0.062 | 0.048 | 0.016 | |
| Debt To Equity Ratio | 0.348 | 0.561 | 0.723 | 0.662 | 0.159 | |
| Debt To Capital Ratio | 0.258 | 0.359 | 0.420 | 0.398 | 0.137 | |
| Long Term Debt To Capital Ratio | 0.145 | 0.162 | 0.252 | 0.285 | 0.137 | |
| Financial Leverage Ratio | 9.010 | 9.710 | 11.752 | 13.870 | 9.886 | |
| Working Capital Turnover Ratio | -0.151 | -0.077 | -0.070 | -0.076 | -0.090 | |
| Operating Cash Flow Ratio | 0.632 | 0.007 | 0.013 | 0.011 | 0.020 | |
| Operating Cash Flow Sales Ratio | 0.237 | 0.135 | 0.255 | 0.273 | 0.526 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.946 | 0.773 | 0.644 | 0.985 | 0.976 | |
| Debt Service Coverage Ratio | 0.346 | 0.054 | 0.264 | 0.554 | 28.725 | |
| Interest Coverage Ratio | 1.061 | 0.220 | 1.693 | 10.269 | 29.199 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.632 | 0.166 | 0.344 | 0.515 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.324 | 0.109 | 0.184 | 0.205 | 1.086 | |
| Capital Expenditure Coverage Ratio | 18.382 | 4.406 | 2.807 | 65.395 | 40.853 | |
| Dividend Paid And Capex Coverage Ratio | 3.952 | 1.673 | 1.780 | 3.946 | 6.297 | |
| Dividend Payout Ratio | 0.240 | 1.074 | 0.222 | 0.212 | 0.203 | |
| Enterprise Value Multiple | 7.938 | 31.333 | 10.312 | 9.264 | 2.883 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 72.6% | ▲9.8% | ▼-10.4% |
| Ebit Margin | 27.0% | ▲20.3% | ▼-3.5% |
| Ebitda Margin | 29.2% | ▲21.1% | ▼-4.5% |
| Operating Profit Margin | 27.0% | ▲20.3% | ▼-3.5% |
| Pretax Profit Margin | 27.0% | ▲20.3% | ▼-3.5% |
| Continuous Operations Profit Margin | 19.6% | ▲14.9% | ▼-3.1% |
| Net Profit Margin | 19.6% | ▲14.9% | ▼-3.1% |
| Bottom Line Profit Margin | 19.6% | ▲14.9% | ▼-3.1% |
| Current Ratio | 1.630 | ▲1.491 | ▲1.042 |
| Quick Ratio | 1.630 | ▲1.491 | ▲1.042 |
| Solvency Ratio | 0.013 | ▲0.010 | ▲0.002 |
| Cash Ratio | 1.630 | ▲1.590 | ▲1.273 |
| Price To Earnings Ratio | 11.194 | ▼-31.850 | ▼-5.361 |
| Price To Earnings Growth Ratio | 0.032 | ▲0.575 | ▲1.476 |
| Forward Price To Earnings Growth Ratio | 0.032 | ▲0.575 | ▲1.476 |
| Price To Earnings Diluted Ratio | 11.250 | ▼-31.794 | ▼-5.333 |
| Price To Earnings Diluted Growth Ratio | 0.033 | ▲0.576 | ▲1.638 |
| Price To Book Ratio | 1.044 | ▲0.132 | ▼-0.094 |
| Price To Sales Ratio | 2.196 | ▲0.182 | ▼-0.341 |
| Price To Free Cash Flow Ratio | 9.801 | ▼-9.472 | ▼-2.343 |
| Price To Operating Cash Flow Ratio | 9.268 | ▼-5.631 | ▼-0.778 |
| Debt To Assets Ratio | 0.039 | ▼-0.019 | ▼-0.006 |
| Debt To Equity Ratio | 0.348 | ▼-0.213 | ▼-0.143 |
| Debt To Capital Ratio | 0.258 | ▼-0.101 | ▼-0.056 |
| Long Term Debt To Capital Ratio | 0.145 | ▼-0.017 | ▼-0.051 |
| Financial Leverage Ratio | 9.010 | ▼-0.700 | ▼-1.836 |
| Working Capital Turnover Ratio | -0.151 | ▼-0.074 | ▼-0.058 |
| Operating Cash Flow Ratio | 0.632 | ▲0.625 | ▲0.495 |
| Operating Cash Flow Sales Ratio | 0.237 | ▲0.102 | ▼-0.048 |
| Free Cash Flow Operating Cash Flow Ratio | 0.946 | ▲0.173 | ▲0.081 |
| Debt Service Coverage Ratio | 0.346 | ▲0.293 | ▼-5.642 |
| Interest Coverage Ratio | 1.060 | ▲0.841 | ▼-7.428 |
| Short Term Operating Cash Flow Coverage Ratio | 0.632 | ▲0.465 | ▲0.300 |
| Operating Cash Flow Coverage Ratio | 0.324 | ▲0.214 | ▼-0.058 |
| Capital Expenditure Coverage Ratio | 18.382 | ▲13.976 | ▼-7.987 |
| Dividend Paid And Capex Coverage Ratio | 3.952 | ▲2.279 | ▲0.422 |
| Dividend Payout Ratio | 0.240 | ▼-0.834 | ▼-0.150 |
| Enterprise Value Multiple | 7.938 | ▼-23.394 | ▼-4.408 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $427.4M | $330.8M | $262.1M | $248.1M | $259.5M | |
| Enterprise value | $451.0M | $413.7M | $358.2M | $332.6M | $135.5M | |
| EV / Sales | 2.32x | 2.52x | 3.31x | 3.84x | 1.66x | |
| EV / Op. cash flow | 9.78x | 18.63x | 13.01x | 14.05x | 3.16x | |
| EV / Free cash flow | 10.34x | 24.11x | 20.21x | 14.27x | 3.24x | |
| EV / EBITDA | 7.94x | 31.33x | 10.31x | 9.26x | 2.88x | |
| Net debt / EBITDA | 0.41x | 6.28x | 2.77x | 2.35x | -2.64x | |
| Current ratio | 1.63x | 0.14x | 0.22x | 0.35x | 0.60x | |
| Income quality | 1.21x | 2.90x | 1.08x | 0.89x | 1.51x | |
| Graham number | $31 | $15 | $29 | $28 | $32 | |
| Graham net-net | -$166 | -$160 | -$150 | -$129 | -$72 | |
| Tax burden | 72.7% | 69.7% | 75.5% | 75.8% | 74.7% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $46.0M | -$2.62B | -$1.66B | -$1.42B | -$857.5M | |
| Invested capital | $174.6M | -$2.49B | -$1.59B | -$1.36B | -$794.8M | |
| Return on assets | 1.0% | 0.2% | 1.0% | 1.1% | 1.2% | |
| Operating ROA | 1.5% | 0.4% | 1.4% | 1.4% | 1.7% | |
| Return on tangible assets | 1.1% | 0.2% | 1.1% | 1.1% | 1.2% | |
| Return on equity | 9.3% | 2.1% | 12.3% | 15.3% | 11.5% | |
| Return on invested capital | 1.0% | 1.3% | 6.5% | 9.2% | 9.9% | |
| Return on capital employed | 1.5% | 2.3% | 10.9% | 14.4% | 13.2% | |
| Earnings yield | 8.9% | 2.3% | 9.7% | 10.7% | 10.9% | |
| Free cash flow yield | 10.2% | 5.2% | 6.8% | 9.4% | 16.1% | |
| Capex / Op. cash flow | 5.4% | 22.7% | 35.6% | 1.5% | 2.4% | |
| Capex / Depreciation | 58.6% | 228.4% | 1100.6% | 47.9% | 11.7% | |
| Capex / Sales | 1.3% | 3.1% | 9.1% | 0.4% | 1.3% | |
| SG&A / Sales | 31.6% | 30.9% | 30.7% | 35.0% | 37.1% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.6% | 0.5% | 0.8% | 0.9% | 0.7% | |
| Intangibles / Total assets | 2.8% | 3.0% | 2.2% | 2.2% | 2.2% | |
| Days sales outstanding | 0d | 0d | 0d | 324d | 147d | |
| Days payables outstanding | 0d | 0d | 0d | 2695d | -4665d | |
| Operating cycle | 0d | 0d | 0d | 324d | 147d | |
| Cash conversion cycle | 0d | 0d | 0d | -2371d | 4812d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+29.2%EV / Sales ▼-8.0%EV / EBITDA ▼-74.7%EV / Op. cash flow ▼-8.856Earnings yield ▲+0.066Graham number ▲+16.574
Profitability
Return on equity ▲+0.072Return on assets ▲+0.008Return on invested capital ▼-0.002Return on capital employed ▼-0.009Operating ROA ▲+0.011Income quality ▼-1.688Tax burden ▲+0.030
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▼-0.018R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+1.491Net debt / EBITDA ▼-5.866Working capital ▲+2666390000.000Invested capital ▲+2664464000.000Intangibles / Total assets ▼-0.002
Change over 5 years
Valuation
Market cap ▲+64.7%EV / Sales ▲+39.3%EV / EBITDA ▲+175.4%EV / Op. cash flow ▲+6.616Earnings yield ▼-0.020Graham number ▼-0.627
Profitability
Return on equity ▼-0.021Return on assets ▼-0.001Return on invested capital ▼-0.089Return on capital employed ▼-0.118Operating ROA ▼-0.003Income quality ▼-0.301Tax burden ▼-0.020
Efficiency
Days sales outstanding ▼-146.583Days payables outstanding ▲+4665.080Operating cycle ▼-146.583Cash conversion cycle ▼-4811.662Capex / Sales +0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+1.026Net debt / EBITDA ▲+3.052Working capital ▲+903439000.000Invested capital ▲+969399000.000Intangibles / Total assets ▲+0.006
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-08-05 7 Dividend Stocks You Must Buy Immediately to Get Paid in August Here''s an alert for income investors with a quick deadline. Seven small-bank dividend stocks all share the same imminent ex-dividend date: Friday, August 7.
- 2026-07-23 Community West Bancshares (CWBC) Reports Q2 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Community West Bancshares (CWBC) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
- 2026-07-23 Community West Bancshares (CWBC) Q2 Earnings Lag Estimates Community West Bancshares (CWBC) came out with quarterly earnings of $0.45 per share, missing the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.41 per share a year ago.
- 2026-07-23 Community West Bancshares Reports Earnings Results for the Quarter Ended June 30, 2026, and Quarterly Dividend FRESNO, Calif.--(BUSINESS WIRE)-- #cwbc--The Board of Directors of Community West Bancshares (“Company”) (NASDAQ: CWBC), the parent company of Community West Bank (“Bank”), reported today unaudited consolidated net income of $2,695,000, and diluted earnings per share of $0.10 for the three months ended June 30, 2026, compared to a net income of $7,832,000 and $0.41 per diluted common share for the three months ended June 30, 2025. The Company declared a $0.12 per common share cash dividend, payable on.