CVBF
ACHAT TOTAL: 30 000 titres (~675 600,00 $ US)
- Insiders
- Maddox Mike, O Brien Raymond V III
- Total bought
- $675,600
- Total sold
- —
- Last activity
- 2026-08-31
- Last synced
-
2026-09-06 09:58:31
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-02
CVBF presents a compelling event-driven setup with a strong insider cluster buy ($675k), a strategic acquisition catalyst, and a Zacks upgrade, all converging within a tight window — however, the financial health…
The first sentence of the analysis written for CVBF on 2026-09-02 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 79.9% | 72.9% | 82.0% | 96.5% | 104.4% | |
| Ebit Margin | 43.8% | 41.2% | 47.4% | 58.4% | 63.6% | |
| Ebitda Margin | 46.1% | 43.5% | 50.1% | 60.9% | 62.3% | |
| Operating Profit Margin | 43.8% | 41.2% | 47.4% | 58.4% | 63.6% | |
| Pretax Profit Margin | 43.8% | 41.2% | 47.4% | 58.4% | 63.6% | |
| Continuous Operations Profit Margin | 32.5% | 30.5% | 33.3% | 41.9% | 45.4% | |
| Net Profit Margin | 32.5% | 30.5% | 33.3% | 41.9% | 45.4% | |
| Bottom Line Profit Margin | 32.4% | 30.3% | 33.0% | 41.6% | 45.2% | |
| Current Ratio | 0.013 | 0.044 | 0.258 | 0.263 | 0.372 | |
| Quick Ratio | 0.013 | 0.044 | 0.258 | 0.263 | 0.372 | |
| Solvency Ratio | 0.017 | 0.017 | 0.017 | 0.017 | 0.015 | |
| Cash Ratio | 0.009 | 0.016 | 0.021 | 0.015 | 0.129 | |
| Price To Earnings Ratio | 12.237 | 14.868 | 12.698 | 15.419 | 13.637 | |
| Price To Earnings Growth Ratio | 2.203 | -1.576 | -2.651 | 2.421 | 0.657 | |
| Forward Price To Earnings Growth Ratio | 2.203 | -1.576 | -2.651 | 2.421 | 0.657 | |
| Price To Earnings Diluted Ratio | 12.237 | 14.868 | 12.698 | 15.419 | 13.724 | |
| Price To Earnings Diluted Growth Ratio | 2.203 | -1.576 | -2.651 | 2.187 | 0.686 | |
| Price To Book Ratio | 1.101 | 1.355 | 1.344 | 1.846 | 1.390 | |
| Price To Sales Ratio | 3.930 | 4.499 | 4.196 | 6.399 | 6.186 | |
| Price To Free Cash Flow Ratio | 11.632 | 12.114 | 9.594 | 13.399 | 15.186 | |
| Price To Operating Cash Flow Ratio | 11.418 | 11.865 | 9.447 | 13.137 | 14.822 | |
| Debt To Assets Ratio | 0.063 | 0.050 | 0.146 | 0.095 | 0.041 | |
| Debt To Equity Ratio | 0.432 | 0.348 | 1.127 | 0.801 | 0.310 | |
| Debt To Capital Ratio | 0.301 | 0.258 | 0.530 | 0.445 | 0.236 | |
| Long Term Debt To Capital Ratio | 0.179 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Financial Leverage Ratio | 6.810 | 6.931 | 7.710 | 8.456 | 7.631 | |
| Working Capital Turnover Ratio | -0.054 | -0.059 | -0.064 | -0.059 | -0.058 | |
| Operating Cash Flow Ratio | 0.018 | 0.020 | 0.021 | 0.019 | 0.014 | |
| Operating Cash Flow Sales Ratio | 0.344 | 0.379 | 0.444 | 0.487 | 0.417 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.982 | 0.979 | 0.985 | 0.980 | 0.976 | |
| Debt Service Coverage Ratio | 0.359 | 0.229 | 0.097 | 0.159 | 0.317 | |
| Interest Coverage Ratio | 2.118 | 1.484 | 2.665 | 35.865 | 48.955 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.451 | 0.328 | 0.126 | 0.175 | 0.303 | |
| Operating Cash Flow Coverage Ratio | 0.224 | 0.328 | 0.126 | 0.175 | 0.303 | |
| Capital Expenditure Coverage Ratio | 54.441 | 48.640 | 65.391 | 51.079 | 41.745 | |
| Dividend Paid And Capex Coverage Ratio | 1.924 | 2.135 | 2.544 | 2.493 | 1.906 | |
| Dividend Payout Ratio | 0.530 | 0.557 | 0.504 | 0.444 | 0.460 | |
| Enterprise Value Multiple | 11.506 | 12.282 | 14.524 | 14.454 | 6.112 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 79.9% | ▲7.0% | ▼-7.2% |
| Ebit Margin | 43.8% | ▲2.6% | ▼-7.1% |
| Ebitda Margin | 46.1% | ▲2.6% | ▼-6.5% |
| Operating Profit Margin | 43.8% | ▲2.6% | ▼-7.1% |
| Pretax Profit Margin | 43.8% | ▲2.6% | ▼-7.1% |
| Continuous Operations Profit Margin | 32.5% | ▲2.1% | ▼-4.2% |
| Net Profit Margin | 32.5% | ▲2.1% | ▼-4.2% |
| Bottom Line Profit Margin | 32.4% | ▲2.1% | ▼-4.1% |
| Current Ratio | 0.013 | ▼-0.032 | ▼-0.177 |
| Quick Ratio | 0.013 | ▼-0.032 | ▼-0.177 |
| Solvency Ratio | 0.017 | ▲0.000 | ▲0.000 |
| Cash Ratio | 0.009 | ▼-0.007 | ▼-0.029 |
| Price To Earnings Ratio | 12.237 | ▼-2.631 | ▼-1.535 |
| Price To Earnings Growth Ratio | 2.203 | ▲3.779 | ▲1.992 |
| Forward Price To Earnings Growth Ratio | 2.203 | ▲3.779 | ▲1.992 |
| Price To Earnings Diluted Ratio | 12.237 | ▼-2.631 | ▼-1.552 |
| Price To Earnings Diluted Growth Ratio | 2.203 | ▲3.779 | ▲2.033 |
| Price To Book Ratio | 1.101 | ▼-0.254 | ▼-0.306 |
| Price To Sales Ratio | 3.930 | ▼-0.570 | ▼-1.112 |
| Price To Free Cash Flow Ratio | 11.632 | ▼-0.482 | ▼-0.753 |
| Price To Operating Cash Flow Ratio | 11.418 | ▼-0.447 | ▼-0.720 |
| Debt To Assets Ratio | 0.063 | ▲0.013 | ▼-0.016 |
| Debt To Equity Ratio | 0.432 | ▲0.083 | ▼-0.172 |
| Debt To Capital Ratio | 0.301 | ▲0.043 | ▼-0.053 |
| Long Term Debt To Capital Ratio | 0.179 | ▲0.179 | ▲0.143 |
| Financial Leverage Ratio | 6.810 | ▼-0.121 | ▼-0.697 |
| Working Capital Turnover Ratio | -0.054 | ▲0.005 | ▲0.005 |
| Operating Cash Flow Ratio | 0.018 | ▼-0.001 | ▼-0.000 |
| Operating Cash Flow Sales Ratio | 0.344 | ▼-0.035 | ▼-0.070 |
| Free Cash Flow Operating Cash Flow Ratio | 0.982 | ▲0.002 | ▲0.001 |
| Debt Service Coverage Ratio | 0.359 | ▲0.131 | ▲0.127 |
| Interest Coverage Ratio | 2.118 | ▲0.634 | ▼-16.100 |
| Short Term Operating Cash Flow Coverage Ratio | 0.451 | ▲0.123 | ▲0.175 |
| Operating Cash Flow Coverage Ratio | 0.224 | ▼-0.104 | ▼-0.008 |
| Capital Expenditure Coverage Ratio | 54.441 | ▲5.801 | ▲2.182 |
| Dividend Paid And Capex Coverage Ratio | 1.924 | ▼-0.211 | ▼-0.276 |
| Dividend Payout Ratio | 0.530 | ▼-0.027 | ▲0.031 |
| Enterprise Value Multiple | 11.506 | ▼-0.776 | ▼-0.270 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.53B | $2.96B | $2.79B | $3.60B | $2.89B | |
| Enterprise value | $3.41B | $3.52B | $4.85B | $4.94B | $1.78B | |
| EV / Sales | 5.30x | 5.34x | 7.28x | 8.80x | 3.81x | |
| EV / Op. cash flow | 15.41x | 14.09x | 16.39x | 18.06x | 9.12x | |
| EV / Free cash flow | 15.70x | 14.39x | 16.64x | 18.42x | 9.34x | |
| EV / EBITDA | 11.51x | 12.28x | 14.52x | 14.45x | 6.11x | |
| Net debt / EBITDA | 2.98x | 1.94x | 6.15x | 3.94x | -3.83x | |
| Current ratio | 0.01x | 0.04x | 0.26x | 0.26x | 0.37x | |
| Income quality | 1.06x | 1.24x | 1.33x | 1.16x | 0.92x | |
| Graham number | $24 | $23 | $23 | $23 | $23 | |
| Graham net-net | -$97 | -$90 | -$76 | -$78 | -$65 | |
| Tax burden | 74.3% | 74.0% | 70.2% | 71.7% | 71.4% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$11.83B | -$12.15B | -$10.21B | -$10.61B | -$8.56B | |
| Invested capital | -$11.03B | -$11.30B | -$9.36B | -$9.75B | -$7.80B | |
| Return on assets | 1.3% | 1.3% | 1.4% | 1.4% | 1.3% | |
| Operating ROA | 1.8% | 1.7% | 1.9% | 2.0% | 2.0% | |
| Return on tangible assets | 1.4% | 1.4% | 1.5% | 1.5% | 1.4% | |
| Return on equity | 9.1% | 9.2% | 10.7% | 12.1% | 10.2% | |
| Return on invested capital | 5.1% | 6.3% | 4.8% | 6.5% | 7.3% | |
| Return on capital employed | 7.7% | 11.1% | 14.0% | 15.8% | 13.2% | |
| Earnings yield | 8.3% | 6.8% | 7.9% | 6.5% | 7.3% | |
| Free cash flow yield | 8.6% | 8.3% | 10.4% | 7.5% | 6.6% | |
| Capex / Op. cash flow | 1.8% | 2.1% | 1.5% | 2.0% | 2.4% | |
| Capex / Depreciation | 27.5% | 33.4% | 24.9% | 39.2% | -72.8% | |
| Capex / Sales | 0.6% | 0.8% | 0.7% | 1.0% | 1.0% | |
| SG&A / Sales | 31.3% | 23.0% | 21.9% | 24.5% | 26.2% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.0% | 1.6% | 1.4% | 1.4% | 1.1% | |
| Intangibles / Total assets | 4.9% | 5.1% | 4.9% | 4.8% | 4.3% | |
| Days sales outstanding | 27d | 157d | 165d | 204d | 88d | |
| Days payables outstanding | 0d | 10d | 71d | 8d | 0d | |
| Operating cycle | 27d | 157d | 165d | 204d | 88d | |
| Cash conversion cycle | 27d | 146d | 94d | 196d | 88d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-14.7%EV / Sales ▼-0.8%EV / EBITDA ▼-6.3%EV / Op. cash flow ▲+1.313Earnings yield ▲+0.015Graham number ▲+1.486
Profitability
Return on equity ▼-0.001Return on assets +0.000Return on invested capital ▼-0.012Return on capital employed ▼-0.034Operating ROA ▲+0.001Income quality ▼-0.186Tax burden ▲+0.003
Efficiency
Days sales outstanding ▼-130.203Days payables outstanding ▼-10.319Operating cycle ▼-130.203Cash conversion cycle ▼-119.884Capex / Sales ▼-0.001R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.032Net debt / EBITDA ▲+1.036Working capital ▲+318926000.000Invested capital ▲+266579000.000Intangibles / Total assets ▼-0.002
Change over 5 years
Valuation
Market cap ▼-12.6%EV / Sales ▲+39.4%EV / EBITDA ▲+88.2%EV / Op. cash flow ▲+6.290Earnings yield ▲+0.009Graham number ▲+0.847
Profitability
Return on equity ▼-0.011Return on assets +0.000Return on invested capital ▼-0.022Return on capital employed ▼-0.054Operating ROA ▼-0.001Income quality ▲+0.139Tax burden ▲+0.029
Efficiency
Days sales outstanding ▼-61.375Days payables outstanding n/aOperating cycle ▼-61.375Cash conversion cycle ▼-61.375Capex / Sales ▼-0.004R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.359Net debt / EBITDA ▲+6.803Working capital ▼-3273528000.000Invested capital ▼-3232898000.000Intangibles / Total assets ▲+0.006
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-09-04 75,869 Shares in CVB Financial Corporation $CVBF Purchased by Jupiter Topco LLC Jupiter Topco LLC purchased a new stake in shares of CVB Financial Corporation (NASDAQ: CVBF) during the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund purchased 75,869 shares of the financial services provider''s stock, valued at approximately $1,710,000. A number of
- 2026-08-29 CVB Financial: Northern California To Drive Growth CVB Financial Corp. is rated BUY, driven by expected 2027 EPS acceleration from the Heritage Bank acquisition and Northern California branch expansion. CVBF benefits from robust Bay Area demographics, a strong loan pipeline, and a 3.6% dividend yield, providing downside protection amid volatility. Shares trade at a 9% discount to the sector median P/B, while forward GAAP EPS growth is forecast at 11%, 256% above the 5-year average.
- 2026-08-25 CVB Financial (CVBF) Upgraded to Buy: Here''s What You Should Know CVB Financial (CVBF) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
- 2026-08-24 BlackRock Inc. Purchases New Stake in CVB Financial Corporation $CVBF BlackRock Inc. acquired a new position in CVB Financial Corporation (NASDAQ: CVBF) in the second quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The firm acquired 25,688,910 shares of the financial services provider''s stock, valued at approximately $579,285,000. BlackRock Inc. owned 14.56% of CVB Financial as of
- 2026-08-20 CVB Financial Corporation $CVBF Shares Bought by Bank of America Corp DE Bank of America Corp DE grew its stake in shares of CVB Financial Corporation (NASDAQ: CVBF) by 28.1% during the first quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional investor owned 925,555 shares of the financial services provider''s stock after buying an additional 202,857 shares during
- 2026-07-23 CVB Financial Corp. (CVBF) Q2 2026 Earnings Call Transcript CVB Financial Corp. (CVBF) Q2 2026 Earnings Call Transcript
- 2026-07-23 CVB Financial Q2 Earnings Call Highlights CVB Financial NASDAQ: CVBF reported lower second-quarter earnings as costs tied to its acquisition of Heritage Bank of Commerce weighed on results, while management said the deal expanded the company''s balance sheet, lending capacity and footprint across California.
- 2026-07-22 Compared to Estimates, CVB Financial (CVBF) Q2 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for CVB Financial (CVBF) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-07-22 CVB Financial (CVBF) Q2 Earnings Surpass Estimates CVB Financial (CVBF) came out with quarterly earnings of $0.44 per share, beating the Zacks Consensus Estimate of $0.42 per share. This compares to earnings of $0.36 per share a year ago.
- 2026-07-22 CVB Financial Corp. Reports Earnings for the Second Quarter 2026 Second Quarter 2026 Net Earnings of $48. 3 million, or $0. 29 per share Assets totaled $21. 18 billion as acquisition of Heritage Commerce Corp completed on April 17, 2026 Net Interest Margin expanded to 3. 72% $31.