CTBI
VENTE TOTALE: 3 900 titres (~307 531,77 $ US)
- Insiders
- MINNIFIELD FRANKY
- Total bought
- —
- Total sold
- $307,532
- Last activity
- 2026-08-14
- Last synced
-
2026-08-21 23:36:53
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-08-26
CTBI presents a moderate opportunity driven by a confirmed earnings beat, analyst upgrades, and a dividend increase, all pointing to positive near-term momentum.
The first sentence of the analysis written for CTBI on 2026-08-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 66.7% | 63.2% | 68.6% | 86.9% | 96.4% | |
| Ebit Margin | 31.0% | 28.4% | 30.2% | 39.5% | 46.4% | |
| Ebitda Margin | 32.1% | 29.7% | 31.8% | 41.6% | 48.5% | |
| Operating Profit Margin | 31.0% | 28.4% | 30.2% | 39.5% | 46.4% | |
| Pretax Profit Margin | 31.0% | 28.4% | 30.2% | 39.5% | 46.4% | |
| Continuous Operations Profit Margin | 24.0% | 22.0% | 23.9% | 32.0% | 36.9% | |
| Net Profit Margin | 24.0% | 22.0% | 23.9% | 32.0% | 36.9% | |
| Bottom Line Profit Margin | 24.0% | 22.0% | 23.9% | 32.0% | 36.9% | |
| Current Ratio | 0.913 | 0.273 | 0.294 | 0.302 | 0.386 | |
| Quick Ratio | 0.913 | 0.273 | 0.294 | 0.302 | 0.386 | |
| Solvency Ratio | 0.018 | 0.016 | 0.016 | 0.018 | 0.020 | |
| Cash Ratio | 0.011 | 0.070 | 0.055 | 0.028 | 0.068 | |
| Price To Earnings Ratio | 10.386 | 11.503 | 10.060 | 10.007 | 8.828 | |
| Price To Earnings Growth Ratio | 0.577 | 2.006 | -2.008 | -1.412 | 0.186 | |
| Forward Price To Earnings Growth Ratio | 0.577 | 2.006 | -2.008 | -1.412 | 0.186 | |
| Price To Earnings Diluted Ratio | 10.405 | 11.503 | 10.060 | 10.028 | 8.828 | |
| Price To Earnings Diluted Growth Ratio | 0.585 | 2.006 | -2.094 | -1.376 | 0.186 | |
| Price To Book Ratio | 1.190 | 1.256 | 1.117 | 1.304 | 1.111 | |
| Price To Sales Ratio | 2.488 | 2.532 | 2.404 | 3.204 | 3.250 | |
| Price To Free Cash Flow Ratio | 10.457 | 9.804 | 9.879 | 8.765 | 6.845 | |
| Price To Operating Cash Flow Ratio | 9.700 | 9.051 | 9.151 | 8.218 | 6.704 | |
| Debt To Assets Ratio | 0.058 | 0.052 | 0.053 | 0.054 | 0.063 | |
| Debt To Equity Ratio | 0.455 | 0.423 | 0.437 | 0.465 | 0.491 | |
| Debt To Capital Ratio | 0.313 | 0.297 | 0.304 | 0.317 | 0.329 | |
| Long Term Debt To Capital Ratio | 0.070 | 0.078 | 0.085 | 0.085 | 0.077 | |
| Financial Leverage Ratio | 7.808 | 8.175 | 8.217 | 8.567 | 7.760 | |
| Working Capital Turnover Ratio | -0.188 | -0.102 | -0.097 | -0.084 | -0.081 | |
| Operating Cash Flow Ratio | 0.018 | 0.020 | 0.017 | 0.021 | 0.025 | |
| Operating Cash Flow Sales Ratio | 0.256 | 0.280 | 0.263 | 0.390 | 0.485 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.928 | 0.923 | 0.926 | 0.938 | 0.979 | |
| Debt Service Coverage Ratio | 0.235 | 0.239 | 0.259 | 0.356 | 0.324 | |
| Interest Coverage Ratio | 1.003 | 0.837 | 1.032 | 3.528 | 7.332 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.340 | 0.437 | 0.380 | 0.462 | 0.426 | |
| Operating Cash Flow Coverage Ratio | 0.269 | 0.328 | 0.280 | 0.342 | 0.337 | |
| Capital Expenditure Coverage Ratio | 13.809 | 13.020 | 13.561 | 16.032 | 48.755 | |
| Dividend Paid And Capex Coverage Ratio | 2.409 | 2.535 | 2.226 | 2.757 | 3.820 | |
| Dividend Payout Ratio | 0.367 | 0.403 | 0.413 | 0.366 | 0.317 | |
| Enterprise Value Multiple | 10.244 | 8.079 | 7.887 | 9.242 | 6.972 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 66.7% | ▲3.5% | ▼-9.6% |
| Ebit Margin | 31.1% | ▲2.7% | ▼-4.0% |
| Ebitda Margin | 32.1% | ▲2.4% | ▼-4.7% |
| Operating Profit Margin | 31.1% | ▲2.7% | ▼-4.0% |
| Pretax Profit Margin | 31.1% | ▲2.7% | ▼-4.0% |
| Continuous Operations Profit Margin | 24.0% | ▲1.9% | ▼-3.8% |
| Net Profit Margin | 24.0% | ▲1.9% | ▼-3.8% |
| Bottom Line Profit Margin | 24.0% | ▲1.9% | ▼-3.8% |
| Current Ratio | 0.913 | ▲0.640 | ▲0.479 |
| Quick Ratio | 0.913 | ▲0.640 | ▲0.479 |
| Solvency Ratio | 0.018 | ▲0.001 | ▼-0.000 |
| Cash Ratio | 0.011 | ▼-0.059 | ▼-0.035 |
| Price To Earnings Ratio | 10.386 | ▼-1.117 | ▲0.229 |
| Price To Earnings Growth Ratio | 0.577 | ▼-1.429 | ▲0.707 |
| Forward Price To Earnings Growth Ratio | 0.577 | ▼-1.429 | ▲0.707 |
| Price To Earnings Diluted Ratio | 10.405 | ▼-1.098 | ▲0.240 |
| Price To Earnings Diluted Growth Ratio | 0.585 | ▼-1.421 | ▲0.724 |
| Price To Book Ratio | 1.190 | ▼-0.067 | ▼-0.006 |
| Price To Sales Ratio | 2.488 | ▼-0.044 | ▼-0.288 |
| Price To Free Cash Flow Ratio | 10.457 | ▲0.653 | ▲1.307 |
| Price To Operating Cash Flow Ratio | 9.700 | ▲0.649 | ▲1.135 |
| Debt To Assets Ratio | 0.058 | ▲0.007 | ▲0.002 |
| Debt To Equity Ratio | 0.455 | ▲0.033 | ▲0.001 |
| Debt To Capital Ratio | 0.313 | ▲0.016 | ▲0.001 |
| Long Term Debt To Capital Ratio | 0.070 | ▼-0.008 | ▼-0.009 |
| Financial Leverage Ratio | 7.808 | ▼-0.367 | ▼-0.297 |
| Working Capital Turnover Ratio | -0.188 | ▼-0.085 | ▼-0.077 |
| Operating Cash Flow Ratio | 0.018 | ▼-0.001 | ▼-0.002 |
| Operating Cash Flow Sales Ratio | 0.257 | ▼-0.023 | ▼-0.078 |
| Free Cash Flow Operating Cash Flow Ratio | 0.928 | ▲0.004 | ▼-0.011 |
| Debt Service Coverage Ratio | 0.235 | ▼-0.004 | ▼-0.048 |
| Interest Coverage Ratio | 1.003 | ▲0.166 | ▼-1.744 |
| Short Term Operating Cash Flow Coverage Ratio | 0.340 | ▼-0.097 | ▼-0.069 |
| Operating Cash Flow Coverage Ratio | 0.269 | ▼-0.059 | ▼-0.042 |
| Capital Expenditure Coverage Ratio | 13.809 | ▲0.790 | ▼-7.226 |
| Dividend Paid And Capex Coverage Ratio | 2.409 | ▼-0.126 | ▼-0.341 |
| Dividend Payout Ratio | 0.367 | ▼-0.036 | ▼-0.006 |
| Enterprise Value Multiple | 10.244 | ▲2.165 | ▲1.759 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $1.02B | $951.9M | $784.5M | $819.2M | $775.6M | |
| Enterprise value | $1.35B | $902.3M | $819.6M | $982.0M | $806.5M | |
| EV / Sales | 3.29x | 2.40x | 2.51x | 3.84x | 3.38x | |
| EV / Op. cash flow | 12.81x | 8.58x | 9.56x | 9.85x | 6.97x | |
| EV / Free cash flow | 13.81x | 9.29x | 10.32x | 10.51x | 7.12x | |
| EV / EBITDA | 10.24x | 8.08x | 7.89x | 9.24x | 6.97x | |
| Net debt / EBITDA | 2.49x | -0.44x | 0.34x | 1.53x | 0.27x | |
| Current ratio | 0.91x | 0.27x | 0.29x | 0.30x | 0.39x | |
| Income quality | 1.07x | 1.27x | 1.10x | 1.22x | 1.32x | |
| Graham number | $76 | $66 | $62 | $60 | $66 | |
| Graham net-net | -$102 | -$222 | -$202 | -$188 | -$165 | |
| Tax burden | 77.2% | 77.6% | 79.1% | 81.0% | 79.5% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$497.1M | -$3.87B | -$3.50B | -$3.24B | -$2.83B | |
| Invested capital | -$379.0M | -$3.73B | -$3.36B | -$3.11B | -$2.71B | |
| Return on assets | 1.5% | 1.3% | 1.4% | 1.5% | 1.6% | |
| Operating ROA | 2.0% | 1.8% | 1.8% | 1.9% | 2.1% | |
| Return on tangible assets | 1.5% | 1.4% | 1.4% | 1.5% | 1.6% | |
| Return on equity | 11.5% | 10.9% | 11.1% | 13.0% | 12.6% | |
| Return on invested capital | 9.1% | 7.4% | 7.5% | 8.6% | 8.2% | |
| Return on capital employed | 12.9% | 12.2% | 12.1% | 13.7% | 13.8% | |
| Earnings yield | 9.6% | 8.7% | 9.9% | 10.0% | 11.3% | |
| Free cash flow yield | 9.6% | 10.2% | 10.1% | 11.4% | 14.6% | |
| Capex / Op. cash flow | 7.2% | 7.7% | 7.4% | 6.2% | 2.1% | |
| Capex / Depreciation | 132.2% | 161.5% | 118.1% | 119.1% | 47.1% | |
| Capex / Sales | 1.9% | 2.1% | 1.9% | 2.4% | 1.0% | |
| SG&A / Sales | 25.5% | 22.6% | 24.3% | 30.1% | 32.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.4% | 0.4% | 0.5% | 0.5% | 0.4% | |
| Intangibles / Total assets | 1.0% | 1.2% | 1.3% | 1.4% | 1.3% | |
| Days sales outstanding | 4311d | 24d | 26d | 28d | 24d | |
| Days payables outstanding | 29d | 22d | 26d | 24d | 43d | |
| Operating cycle | 4311d | 24d | 26d | 28d | 24d | |
| Cash conversion cycle | 4282d | 2d | 0d | 4d | -19d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+7.0%EV / Sales ▲+37.0%EV / EBITDA ▲+26.8%EV / Op. cash flow ▲+4.234Earnings yield ▲+0.009Graham number ▲+10.055
Profitability
Return on equity ▲+0.005Return on assets ▲+0.001Return on invested capital ▲+0.016Return on capital employed ▲+0.007Operating ROA ▲+0.002Income quality ▼-0.199Tax burden ▼-0.005
Efficiency
Days sales outstanding ▲+4287.076Days payables outstanding ▲+7.098Operating cycle ▲+4287.076Cash conversion cycle ▲+4279.978Capex / Sales ▼-0.003R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.640Net debt / EBITDA ▲+2.933Working capital ▲+3371903000.000Invested capital ▲+3353142000.000Intangibles / Total assets ▼-0.002
Change over 5 years
Valuation
Market cap ▲+31.3%EV / Sales ▼-2.7%EV / EBITDA ▲+46.9%EV / Op. cash flow ▲+5.843Earnings yield ▼-0.017Graham number ▲+10.162
Profitability
Return on equity ▼-0.011Return on assets ▼-0.002Return on invested capital ▲+0.009Return on capital employed ▼-0.009Operating ROA ▼-0.001Income quality ▼-0.245Tax burden ▼-0.023
Efficiency
Days sales outstanding ▲+4287.531Days payables outstanding ▼-13.412Operating cycle ▲+4287.531Cash conversion cycle ▲+4300.943Capex / Sales ▲+0.009R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.527Net debt / EBITDA ▲+2.223Working capital ▲+2336957000.000Invested capital ▲+2330167000.000Intangibles / Total assets ▼-0.004
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2020-02-21 | James Comer | Purchase | $1,001 - $15,000 |
Recent news
- 2026-08-18 Community Trust Bancorp (CTBI) Upgraded to Buy: Here''s What You Should Know Community Trust Bancorp (CTBI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
- 2026-08-10 Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Community Trust Bancorp (CTBI) have what it takes?
- 2026-07-29 Community Trust Bancorp, Inc. Increases Its Cash Dividend PIKEVILLE, Ky.--(BUSINESS WIRE)--On July 28, 2026, the Board of Directors of Community Trust Bancorp, Inc. (NASDAQ: CTBI) increased its quarterly cash dividend to $0.65 per share beginning with the October 1, 2026 payment to shareholders of record on September 15, 2026. This represents an increase of 22.6% in the quarterly cash dividend. “We are pleased to have increased the cash dividend to our shareholders for the 46th consecutive year," said Mark A. Gooch, Chairman, President, and CEO. In ad.
- 2026-07-24 Why Community Trust Bancorp (CTBI) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Community Trust Bancorp (CTBI) have what it takes?
- 2026-07-23 Community Trust Bancorp (NASDAQ:CTBI) Shares Pass Above 200-Day Moving Average – Time to Sell? Community Trust Bancorp, Inc. (NASDAQ: CTBI - Get Free Report) crossed above its 200-day moving average during trading on Wednesday. The stock has a 200-day moving average of $64.80 and traded as high as $75.15. Community Trust Bancorp shares last traded at $74.19, with a volume of 91,788 shares. Wall Street Analysts Forecast Growth Several
- 2026-07-21 Community Trust Bancorp (CTBI) is a Great Momentum Stock: Should You Buy? Does Community Trust Bancorp (CTBI) have what it takes to be a top stock pick for momentum investors? Let''s find out.
- 2026-07-17 Community Trust Bancorp (CTBI) Upgraded to Buy: Here''s Why Community Trust Bancorp (CTBI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
- 2026-07-15 Community Trust Bancorp (CTBI) Q2 Earnings and Revenues Beat Estimates Community Trust Bancorp (CTBI) came out with quarterly earnings of $1.64 per share, beating the Zacks Consensus Estimate of $1.52 per share. This compares to earnings of $1.38 per share a year ago.
- 2026-07-15 Community Trust Bancorp, Inc. Reports Record Earnings for the 2nd Quarter 2026 PIKEVILLE, Ky.--(BUSINESS WIRE)--Community Trust Bancorp, Inc. (NASDAQ:CTBI): Earnings Summary (in thousands except per share data) 2Q 2026 1Q 2026 2Q 2025 YTD 2026 YTD 2025 Net income $29,623 $27,192 $24,899 $56,815 $46,871 Earnings per share $1.64 $1.51 $1.38 $3.15 $2.60 Earnings per share - diluted $1.64 $1.50 $1.38 $3.14 $2.60 Return on average assets 1.74% 1.65% 1.58% 1.70% 1.51% Return on average equity 13.40% 12.62% 12.51% 13.01% 12.01% Efficiency ratio 47.99% 48.72% 50.70% 4.
- 2026-07-08 Why Community Trust Bancorp (CTBI) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Community Trust Bancorp (CTBI) have what it takes?