CRCL
Bearish signalScored 2026-10-20 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.
Research, not advice.
À propos
Circle Internet Group
- Nom
- Circle Internet Group
- Secteur
- Financial Services
- Industrie
- Financial - Capital Markets
- Bourse
- NYSE
- Capitalisation
- $21.7B
- Employés
- 1,100
- PDG
- Jeremy D. Allaire
- Site web
- https://www.circle.com
- Marché
- BTGOCNCKCOINFIGRFLDGLXY
Circle Internet Group, Inc. establishes and maintains the core infrastructure for stablecoin and blockchain-based applications, functioning as a foundational platform and network for this innovative financial technology. The company offers an extensive array of stablecoin products and services, empowering organizations to harness the benefits of digital currencies and the evolving internet-driven financial ecosystem. Notably, it is a prominent issuer of a stablecoin pegged to the U.S. dollar. Its robust digital asset network encompasses proprietary Circle stablecoins, tokenized investment funds, liquidity provision, payment processing solutions, and comprehensive support for both developers and system integration. Founded in 2013, the firm maintains its headquarters in New York, New York.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 162 400 titres (~14 678 350,00 $ US)
- Insiders
- Allaire JeremyNeville Patrick Sean
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$23,332,443
Avg sell (VWAP, 90d window) $84.16 vs last close $79.84 (-5.1%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
$20,749,443 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.
- Last activity
- 2026-10-05
- Liquidity
- Liquid $803,352,419/day · 20d vol
- Last synced
-
2026-10-26 21:10:18
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-21 | Fox-Geen Jeremy | Sell · S | 15,000 | $90.00 | $1,350,000 | Form 4 |
| 2026-10-08 | Chandhok Nikhil | Sell · S · 10b5-1 | 26,668 | $79.59 | $2,122,506 | Form 4 |
| 2026-10-05 | Allaire Jeremy | Sell · S · 10b5-1 | 1,354 | $85.24 | $115,415 | Form 4 |
| 2026-10-02 | Fox-Geen Jeremy | Sell · S · 10b5-1 | 4,238 | $85.78 | $363,536 | Form 4 |
| 2026-10-02 | Razzaghi Hossein | Sell · S · 10b5-1 | 1,830 | $85.78 | $156,977 | Form 4 |
| 2026-10-02 | Schulz Tamara L | Sell · S · 10b5-1 | 1,194 | $85.78 | $102,421 | Form 4 |
| 2026-09-08 | Allaire Jeremy | Sell · S · 10b5-1 | 1,326 | $100.34 | $133,051 | Form 4 |
| 2026-09-08 | Chandhok Nikhil | Sell · S · 10b5-1 | 26,666 | $100.40 | $2,677,266 | Form 4 |
| 2026-09-02 | Fox-Geen Jeremy | Sell · S · 10b5-1 | 8,120 | $87.87 | $713,504 | Form 4 |
| 2026-09-02 | Razzaghi Hossein | Sell · S · 10b5-1 | 7,458 | $87.87 | $655,334 | Form 4 |
| 2026-09-02 | Schulz Tamara L | Sell · S · 10b5-1 | 1,194 | $87.87 | $104,917 | Form 4 |
| 2026-09-01 | Fox-Geen Jeremy | Sell · S · 10b5-1 | 15,000 | $92.20 | $1,383,000 | Form 4 |
| 2026-09-01 | Neville Patrick Sean | Sell · S · 10b5-1 | 50,000 | $92.09 | $4,604,500 | Form 4 |
| 2026-08-21 | Fox-Geen Jeremy | Sell · S · 10b5-1 | 45,000 | $90.00 | $4,050,000 | Form 4 |
| 2026-08-20 | BURNS M MICHELE | Sell · S · 10b5-1 | 3,332 | $85.13 | $283,653 | Form 4 |
| 2026-08-13 | Fox-Geen Jeremy | Sell · S · 10b5-1 | 8,476 | $75.00 | $635,700 | Form 4 |
| 2026-08-10 | Chandhok Nikhil | Sell · S · 10b5-1 | 26,666 | $67.15 | $1,790,622 | Form 4 |
| 2026-08-06 | Ostling Danita K | Sell · S | 20,000 | $61.65 | $1,233,000 | Form 4 |
| 2026-08-05 | Allaire Jeremy | Sell · S · 10b5-1 | 8,284 | $63.66 | $527,359 | Form 4 |
| 2026-08-04 | Razzaghi Hossein | Sell · S · 10b5-1 | 1,829 | $60.08 | $109,886 | Form 4 |
| 2026-08-04 | Schulz Tamara L | Sell · S · 10b5-1 | 1,194 | $60.08 | $71,736 | Form 4 |
| 2026-08-03 | Neville Patrick Sean | Sell · S · 10b5-1 | 2,426 | $61.03 | $148,059 | Form 4 |
Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-06-24 | Robert P. Bresnahan | Purchase | $1,001 - $15,000 |
Signal
Bearish signalScored 2026-10-20 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.
CRCL combines deeply deteriorated fundamentals (net margin -2.5%, negative interest coverage, EV/EBITDA spike) with a weak catalyst score of 25 driven by heavy insider selling and declining USDC supply pressure.
The first sentence of the analysis written for CRCL on 2026-10-20 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Timing Pulls against a bullish reading. Close is more than 0.5 ATR under stored support
- Financial indicators Pulls against a bullish reading. Current ratio 1.03 · operating margin -3.3%
Suggested stop 75.44, nearest stored support minus 0.5 ATR(5.5% under the last close). Reward/risk to the next stored resistance is 2.61. Research, not advice. Not an order.
Recent news
- 2026-10-19 CME vs. Coinbase Global: Which Financial Stock Is a Better Buy in 2026? CME trades at a cheaper earnings multiple with fortress-like margins, while Coinbase scales faster but carries regulatory uncertainty.
- 2026-10-19 Circle stock at risk as USDC supply, Arc TVL, and US bond yields fall Circle Internet stock has remained under pressure in the past few months as the company faces substantial headwinds. It ended last week at $82.22, down by 42% from its highest level this year.
- 2026-10-19 Proof and Circle Show How AI Agents Can Prove Who They Act For and Pay in USDC Teams from the companies are collaborating on how open identity and payment protocols can work together so businesses can trust transactions made by agents. At Money20/20, teams from Proof and Circle will demonstrate a demo of an AI agent presenting a verified Proof credential over x401 and paying in USDC over x402 from a Circle Agent Wallet.
- 2026-10-19 Hyperliquid’s CEO Explained How Americans Could Legally Use It. What Would US Access Mean for HYPE? Hyperliquid''s CEO just outlined the conditions under which Americans could legally trade on the platform, but the path forward raises more questions than it answers for HYPE holders already watching the token slide.
- 2026-10-19 New Strong Buy Stocks for October 19th ACIC, APOG, EOG, CRCL and ASAIY have been added to the Zacks Rank #1 (Strong Buy) List on October 19, 2026.
- 2026-10-18 Circle Paid Its Partners $819 Million in Six Months. Can Ripple’s RLUSD Compete? Circle just handed its partners nearly a billion dollars in six months, and Ripple is trying to compete with a stablecoin that a fraction of the market actually uses. What this rivalry means for XRP holders may surprise you.
- 2026-10-16 Stablecoin issuer Circle to push into 40 new markets, CEO says Stablecoin issuer Circle to push into 40 new markets, CEO says
- 2026-10-14 Why Circle Internet Group, Inc. (CRCL) is Poised to Beat Earnings Estimates Again Circle Internet Group, Inc. (CRCL) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
- 2026-10-13 EXCLUSIVE: Banks Could Lose Deposit Advantage to Stablecoins, Tether Co-Founder Warns As digital dollars become more integrated into payments and financial services, Reeve Collins, co-founder of Tether and chairman at WeFi, believes traditional banks may have to fight harder to retain the low-cost deposits that underpin their lending businesses.
- 2026-10-11 Stellar Now Hosts More Tokenized Assets Than the XRP Ledger. Why Is XRP Still Worth Nearly 13 Times More? Stellar hosts more tokenized real-world assets than the XRP Ledger, yet XLM trades at a fraction of XRP''s price. The reason comes down to a structural flaw in how Stellar''s tokenization boom actually works.
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 8.7% | 23.6% | 29.4% | 32.3% | -30.5% | |
| Ebit Margin | -3.7% | 13.3% | 22.1% | -97.9% | -588.0% | |
| Ebitda Margin | -0.9% | 16.4% | 24.5% | -96.2% | -583.4% | |
| Operating Profit Margin | -3.3% | 10.0% | 18.6% | -4.9% | -101.4% | |
| Pretax Profit Margin | -3.7% | 13.2% | 22.0% | -98.2% | -593.6% | |
| Continuous Operations Profit Margin | -2.5% | 9.4% | 18.7% | -98.7% | -599.4% | |
| Net Profit Margin | -2.5% | 9.3% | 18.4% | -99.6% | -598.8% | |
| Bottom Line Profit Margin | -2.5% | 9.3% | 18.4% | -99.6% | -598.8% | |
| Current Ratio | 1.033 | 1.026 | 1.036 | 1.014 | 1.002 | |
| Quick Ratio | 1.033 | 1.026 | 1.036 | 1.014 | 1.002 | |
| Solvency Ratio | 0.000 | 0.005 | 0.012 | -0.016 | -0.011 | |
| Cash Ratio | 0.020 | 0.017 | 0.015 | 0.804 | 0.004 | |
| Price To Earnings Ratio | -273.448 | 10.839 | 5.477 | -1.881 | -2.703 | |
| Price To Earnings Growth Ratio | 2.483 | -0.219 | -0.041 | -0.043 | 0.000 | |
| Forward Price To Earnings Growth Ratio | 2.483 | -0.219 | -0.041 | -0.043 | 0.000 | |
| Price To Earnings Diluted Ratio | -273.448 | 14.554 | 7.828 | -1.881 | -2.705 | |
| Price To Earnings Diluted Growth Ratio | 2.407 | -0.315 | -0.063 | -0.043 | 0.000 | |
| Price To Book Ratio | 5.771 | 2.957 | 4.316 | 1.645 | -1.787 | |
| Price To Sales Ratio | 6.996 | 1.006 | 1.010 | 1.874 | 16.181 | |
| Price To Free Cash Flow Ratio | 36.274 | 5.522 | 13.731 | -15.895 | -13.707 | |
| Price To Operating Cash Flow Ratio | 35.442 | 4.895 | 10.498 | -19.899 | -14.876 | |
| Debt To Assets Ratio | 0.000 | 0.001 | 0.002 | 0.002 | 0.021 | |
| Debt To Equity Ratio | 0.011 | 0.071 | 0.172 | 0.093 | -1.208 | |
| Debt To Capital Ratio | 0.011 | 0.067 | 0.147 | 0.085 | 5.810 | |
| Long Term Debt To Capital Ratio | 0.000 | 0.067 | 0.147 | 0.082 | 6.662 | |
| Financial Leverage Ratio | 23.642 | 80.337 | 76.580 | 53.157 | -57.126 | |
| Working Capital Turnover Ratio | 1.523 | 1.668 | 1.897 | 2.072 | 1.586 | |
| Operating Cash Flow Ratio | 0.007 | 0.008 | 0.006 | -0.002 | -0.002 | |
| Operating Cash Flow Sales Ratio | 0.197 | 0.206 | 0.096 | -0.094 | -1.088 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.977 | 0.887 | 0.765 | 1.252 | 1.085 | |
| Debt Service Coverage Ratio | 0.219 | 110.048 | 161.270 | -161.606 | -17.354 | |
| Interest Coverage Ratio | -74.341 | 87.701 | 140.967 | -14.201 | -18.042 | |
| Short Term Operating Cash Flow Coverage Ratio | 14.723 | 0.000 | 0.000 | -37.645 | -3.841 | |
| Operating Cash Flow Coverage Ratio | 14.723 | 8.463 | 2.386 | -0.888 | -0.099 | |
| Capital Expenditure Coverage Ratio | 43.608 | 8.813 | 4.247 | -3.969 | -11.728 | |
| Dividend Paid And Capex Coverage Ratio | 43.608 | 8.813 | 4.247 | -3.969 | -11.728 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | -707.874 | 3.560 | 3.247 | 47.309 | -4.322 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 8.7% | ▼-14.9% | ▼-4.0% |
| Ebit Margin | -3.7% | ▼-17.0% | ▲127.1% |
| Ebitda Margin | -0.9% | ▼-17.3% | ▲127.0% |
| Operating Profit Margin | -3.3% | ▼-13.3% | ▲12.9% |
| Pretax Profit Margin | -3.8% | ▼-17.0% | ▲128.3% |
| Continuous Operations Profit Margin | -2.5% | ▼-11.9% | ▲132.0% |
| Net Profit Margin | -2.5% | ▼-11.8% | ▲132.1% |
| Bottom Line Profit Margin | -2.5% | ▼-11.8% | ▲132.1% |
| Current Ratio | 1.033 | ▲0.007 | ▲0.011 |
| Quick Ratio | 1.033 | ▲0.007 | ▲0.011 |
| Solvency Ratio | 0.000 | ▼-0.004 | ▲0.002 |
| Cash Ratio | 0.020 | ▲0.003 | ▼-0.152 |
| Price To Earnings Ratio | -273.448 | ▼-284.287 | ▼-221.105 |
| Price To Earnings Growth Ratio | 2.483 | ▲2.702 | ▲2.047 |
| Forward Price To Earnings Growth Ratio | 2.483 | ▲2.702 | ▲2.047 |
| Price To Earnings Diluted Ratio | -273.448 | ▼-288.002 | ▼-222.318 |
| Price To Earnings Diluted Growth Ratio | 2.407 | ▲2.722 | ▲2.010 |
| Price To Book Ratio | 5.771 | ▲2.815 | ▲3.191 |
| Price To Sales Ratio | 6.996 | ▲5.989 | ▲1.582 |
| Price To Free Cash Flow Ratio | 36.274 | ▲30.753 | ▲31.089 |
| Price To Operating Cash Flow Ratio | 35.443 | ▲30.547 | ▲32.230 |
| Debt To Assets Ratio | 0.001 | ▼-0.000 | ▼-0.005 |
| Debt To Equity Ratio | 0.011 | ▼-0.060 | ▲0.183 |
| Debt To Capital Ratio | 0.011 | ▼-0.056 | ▼-1.213 |
| Long Term Debt To Capital Ratio | 0.000 | ▼-0.067 | ▼-1.391 |
| Financial Leverage Ratio | 23.642 | ▼-56.694 | ▼-11.676 |
| Working Capital Turnover Ratio | 1.523 | ▼-0.145 | ▼-0.226 |
| Operating Cash Flow Ratio | 0.007 | ▼-0.001 | ▲0.004 |
| Operating Cash Flow Sales Ratio | 0.197 | ▼-0.008 | ▲0.334 |
| Free Cash Flow Operating Cash Flow Ratio | 0.977 | ▲0.090 | ▼-0.016 |
| Debt Service Coverage Ratio | 0.219 | ▼-109.829 | ▼-18.296 |
| Interest Coverage Ratio | -74.341 | ▼-162.042 | ▼-98.757 |
| Short Term Operating Cash Flow Coverage Ratio | 14.723 | ▲14.723 | ▲20.076 |
| Operating Cash Flow Coverage Ratio | 14.723 | ▲6.261 | ▲9.806 |
| Capital Expenditure Coverage Ratio | 43.608 | ▲34.794 | ▲35.413 |
| Dividend Paid And Capex Coverage Ratio | 43.608 | ▲34.794 | ▲35.413 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | -707.874 | ▼-711.434 | ▼-576.258 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $19.21B | $1.69B | $1.47B | $1.45B | $1.37B | |
| Enterprise value | $17.73B | $976.5M | $1.16B | -$35.13B | $2.14B | |
| EV / Sales | 6.45x | 0.58x | 0.80x | -45.50x | 25.21x | |
| EV / Op. cash flow | 32.70x | 2.83x | 8.28x | 483.26x | -23.18x | |
| EV / Free cash flow | 33.46x | 3.20x | 10.82x | 386.00x | -21.36x | |
| EV / EBITDA | -707.87x | 3.56x | 3.25x | 47.31x | -4.32x | |
| Net debt / EBITDA | 59.47x | -2.59x | -0.87x | 49.26x | -1.55x | |
| Current ratio | 1.03x | 1.03x | 1.04x | 1.01x | 1.00x | |
| Income quality | -7.80x | 2.21x | 0.52x | 0.10x | 0.18x | |
| Graham number | — | $26 | $30 | — | — | |
| Graham net-net | -$304 | -$816 | -$529 | -$8 | -$1K | |
| Tax burden | 67.6% | 70.3% | 83.9% | 101.4% | 100.9% | |
| Interest burden | 101.2% | 99.1% | 99.4% | 100.4% | 101.0% | |
| Working capital | $2.47B | $1.13B | $876.4M | $652.9M | $92.5M | |
| Invested capital | $3.17B | $1.65B | $1.38B | $877.5M | $366.4M | |
| Return on assets | -0.1% | 0.3% | 1.0% | -1.6% | -1.2% | |
| Operating ROA | -0.1% | 0.5% | 0.7% | -0.1% | -0.4% | |
| Return on tangible assets | -0.1% | 0.3% | 1.0% | -1.7% | -1.2% | |
| Return on equity | -2.1% | 27.3% | 78.8% | -87.5% | 66.1% | |
| Return on invested capital | -1.8% | 6.6% | 14.7% | -3.3% | -19.5% | |
| Return on capital employed | -2.7% | 9.3% | 17.3% | -3.3% | -20.7% | |
| Earnings yield | -0.4% | 9.2% | 18.3% | -53.2% | -37.0% | |
| Free cash flow yield | 2.8% | 18.1% | 7.3% | -6.3% | -7.3% | |
| Capex / Op. cash flow | 2.3% | 11.3% | 23.5% | -25.2% | -8.5% | |
| Capex / Depreciation | 16.2% | 76.9% | 94.2% | 137.9% | 199.5% | |
| Capex / Sales | 0.5% | 2.3% | 2.3% | 2.4% | 9.3% | |
| SG&A / Sales | 7.9% | 9.2% | 9.4% | 20.9% | 52.8% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 20.6% | 3.0% | 7.4% | 9.0% | 21.7% | |
| Intangibles / Total assets | 0.9% | 1.1% | 1.9% | 0.5% | 0.6% | |
| Days sales outstanding | 46d | 35d | 38d | 49d | 783d | |
| Days payables outstanding | 15d | 35d | 4d | 8d | 0d | |
| Operating cycle | 46d | 35d | 38d | 49d | 783d | |
| Cash conversion cycle | 31d | -0d | 34d | 42d | 783d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years