CPAY
Bearish signalScored 2026-08-28 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Corpay, Inc.
- Nom
- Corpay, Inc.
- Secteur
- Technology
- Industrie
- Software - Infrastructure
- Bourse
- NYSE
- Capitalisation
- $26.8B
- Employés
- 11,800
- PDG
- Ronald F. Clarke
- Site web
- https://www.corpay.com
- Marché
- DLOEEFTFLYWGDOTPAYOPAYTM.NS
Corpay, Inc. operates as a global financial technology firm, delivering payment solutions that assist both businesses and individual consumers in efficiently managing a diverse range of expenditures. Its expertise primarily covers vehicle-related costs, corporate financial transactions, and lodging expenses, with operations spanning the United States, Brazil, the United Kingdom, and numerous other international markets. Among its specialized services are comprehensive vehicle payment offerings, which include provisions for fuel, road tolls, parking fees, fleet maintenance, and long-distance transportation. The company also supplies prepaid vouchers and cards for food and transit requirements. For its corporate clientele, Corpay furnishes sophisticated payment instruments such as automated accounts payable systems, virtual payment cards, solutions for international transactions, and dedicated purchasing alongside travel and entertainment card products. Its lodging payment services cater to a broad spectrum of needs, supporting employees on overnight business trips, airline and cruise personnel or stranded passengers, and insurance policyholders displaced from their residences due due to damage or catastrophe. Furthermore, Corpay issues gift cards and payroll cards. Its diverse customer base extends to businesses, merchants, individual consumers, and payment network partners. Established in 1986 and based in Atlanta, Georgia, the company was previously known as FLEETCOR Technologies, Inc., before officially adopting the name Corpay, Inc. in March 2024.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 226 160 titres (~93 070 973,42 $ US)
- Insiders
- Clarke RonaldStull Steven TFarrelly Joseph W
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$8,256,717
Avg sell (VWAP, 90d window) $415.85 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-25
- Last synced
-
2026-08-31 10:14:36
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-25 | Clarke Ronald | Sell · S | 193 | $415.11 | $80,117 | Form 4 |
| 2026-08-24 | Clarke Ronald | Sell · S | 40 | $419.62 | $16,785 | Form 4 |
| 2026-08-21 | King Alan | Sell · S | 3,805 | $416.61 | $1,585,195 | Form 4 |
| 2026-08-20 | King Alan | Sell · S | 258 | $415.70 | $107,251 | Form 4 |
| 2026-08-20 | Stull Steven T | Sell · S | 589 | $414.62 | $244,208 | Form 4 |
| 2026-08-19 | Stull Steven T | Sell · S | 360 | $410.24 | $147,687 | Form 4 |
| 2026-08-18 | Stull Steven T | Sell · S | 188 | $411.88 | $77,434 | Form 4 |
| 2026-08-18 | King Alan | Sell · S | 3,800 | $412.10 | $1,565,975 | Form 4 |
| 2026-08-14 | King Alan | Sell · S | 7,122 | $419.58 | $2,988,222 | Form 4 |
| 2026-08-13 | Farrelly Joseph W | Sell · S | 1,751 | $415.03 | $726,718 | Form 4 |
| 2026-08-12 | Farrelly Joseph W | Sell · S | 1,749 | $410.02 | $717,125 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-09-29 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-09-05 | Ro Khanna | Sale | $1,001 - $15,000 |
Signal
Bearish signalScored 2026-08-28 Drivers: fundamentals. Moteurs : fondamentaux.
CPAY presents a weak composite profile: low liquidity (40) and deteriorating fundamental trends (45) signal structural fragility, with a current ratio below 1.0, high leverage, and compressing margins.
The first sentence of the analysis written for CPAY on 2026-08-28 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.98 · operating margin 43% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 69.9% | 78.1% | 78.2% | 77.7% | 80.2% | |
| Ebit Margin | 43.0% | 44.5% | 44.5% | 42.0% | 43.1% | |
| Ebitda Margin | 51.6% | 53.3% | 53.5% | 51.4% | 53.2% | |
| Operating Profit Margin | 43.1% | 45.0% | 44.1% | 42.2% | 43.8% | |
| Pretax Profit Margin | 34.0% | 34.8% | 35.3% | 37.2% | 39.1% | |
| Continuous Operations Profit Margin | 23.7% | 25.3% | 26.1% | 27.8% | 29.6% | |
| Net Profit Margin | 23.6% | 25.3% | 26.1% | 27.8% | 29.6% | |
| Bottom Line Profit Margin | 23.6% | 25.3% | 26.1% | 27.8% | 29.6% | |
| Current Ratio | 0.976 | 0.996 | 1.038 | 1.010 | 1.037 | |
| Quick Ratio | 0.976 | 0.996 | 1.038 | 1.010 | 1.037 | |
| Solvency Ratio | 0.066 | 0.091 | 0.108 | 0.111 | 0.107 | |
| Cash Ratio | 0.629 | 0.178 | 0.204 | 0.237 | 0.287 | |
| Price To Earnings Ratio | 19.733 | 23.715 | 20.981 | 14.555 | 21.881 | |
| Price To Earnings Growth Ratio | 2.873 | 3.744 | 3.310 | 0.623 | 0.991 | |
| Forward Price To Earnings Growth Ratio | 2.873 | 3.744 | 3.310 | 0.623 | 0.991 | |
| Price To Earnings Diluted Ratio | 20.022 | 24.225 | 21.330 | 14.789 | 22.406 | |
| Price To Earnings Diluted Growth Ratio | 2.639 | 4.153 | 3.396 | 0.608 | 0.973 | |
| Price To Book Ratio | 5.434 | 7.623 | 6.275 | 5.464 | 6.408 | |
| Price To Sales Ratio | 4.661 | 5.988 | 5.481 | 4.052 | 6.482 | |
| Price To Free Cash Flow Ratio | 16.246 | 13.482 | 10.577 | 23.014 | 16.921 | |
| Price To Operating Cash Flow Ratio | 14.072 | 12.265 | 9.803 | 18.397 | 15.344 | |
| Debt To Assets Ratio | 0.383 | 0.445 | 0.434 | 0.499 | 0.446 | |
| Debt To Equity Ratio | 2.605 | 2.561 | 2.048 | 2.769 | 2.085 | |
| Debt To Capital Ratio | 0.723 | 0.719 | 0.672 | 0.735 | 0.676 | |
| Long Term Debt To Capital Ratio | 0.632 | 0.626 | 0.583 | 0.650 | 0.609 | |
| Financial Leverage Ratio | 6.799 | 5.751 | 4.715 | 5.544 | 4.676 | |
| Working Capital Turnover Ratio | -24.046 | 35.096 | 23.397 | 26.323 | 30.519 | |
| Operating Cash Flow Ratio | 0.105 | 0.223 | 0.308 | 0.125 | 0.226 | |
| Operating Cash Flow Sales Ratio | 0.331 | 0.488 | 0.559 | 0.220 | 0.422 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.866 | 0.910 | 0.927 | 0.799 | 0.907 | |
| Debt Service Coverage Ratio | 0.495 | 0.551 | 0.673 | 0.581 | 0.759 | |
| Interest Coverage Ratio | 4.833 | 4.666 | 4.753 | 8.786 | 10.928 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.444 | 0.701 | 0.988 | 0.326 | 0.789 | |
| Operating Cash Flow Coverage Ratio | 0.148 | 0.243 | 0.313 | 0.107 | 0.200 | |
| Capital Expenditure Coverage Ratio | 7.471 | 11.078 | 13.660 | 4.985 | 10.733 | |
| Dividend Paid And Capex Coverage Ratio | 7.471 | 11.078 | 13.660 | 4.985 | 10.733 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 9.505 | 14.271 | 12.899 | 11.056 | 15.150 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 69.9% | ▼-8.2% | ▼-6.9% |
| Ebit Margin | 43.0% | ▼-1.5% | ▼-0.5% |
| Ebitda Margin | 51.6% | ▼-1.7% | ▼-1.0% |
| Operating Profit Margin | 43.1% | ▼-1.9% | ▼-0.5% |
| Pretax Profit Margin | 34.0% | ▼-0.8% | ▼-2.1% |
| Continuous Operations Profit Margin | 23.7% | ▼-1.6% | ▼-2.8% |
| Net Profit Margin | 23.6% | ▼-1.6% | ▼-2.9% |
| Bottom Line Profit Margin | 23.6% | ▼-1.6% | ▼-2.9% |
| Current Ratio | 0.976 | ▼-0.020 | ▼-0.036 |
| Quick Ratio | 0.976 | ▼-0.020 | ▼-0.036 |
| Solvency Ratio | 0.066 | ▼-0.025 | ▼-0.031 |
| Cash Ratio | 0.629 | ▲0.451 | ▲0.322 |
| Price To Earnings Ratio | 19.733 | ▼-3.982 | ▼-0.440 |
| Price To Earnings Growth Ratio | 2.873 | ▼-0.871 | ▲0.565 |
| Forward Price To Earnings Growth Ratio | 2.873 | ▼-0.871 | ▲0.565 |
| Price To Earnings Diluted Ratio | 20.022 | ▼-4.203 | ▼-0.532 |
| Price To Earnings Diluted Growth Ratio | 2.639 | ▼-1.514 | ▲0.285 |
| Price To Book Ratio | 5.434 | ▼-2.189 | ▼-0.806 |
| Price To Sales Ratio | 4.661 | ▼-1.327 | ▼-0.672 |
| Price To Free Cash Flow Ratio | 16.246 | ▲2.764 | ▲0.198 |
| Price To Operating Cash Flow Ratio | 14.072 | ▲1.807 | ▲0.096 |
| Debt To Assets Ratio | 0.383 | ▼-0.062 | ▼-0.059 |
| Debt To Equity Ratio | 2.605 | ▲0.044 | ▲0.191 |
| Debt To Capital Ratio | 0.723 | ▲0.003 | ▲0.018 |
| Long Term Debt To Capital Ratio | 0.631 | ▲0.005 | ▲0.012 |
| Financial Leverage Ratio | 6.799 | ▲1.048 | ▲1.302 |
| Working Capital Turnover Ratio | -24.046 | ▼-59.142 | ▼-42.303 |
| Operating Cash Flow Ratio | 0.105 | ▼-0.118 | ▼-0.092 |
| Operating Cash Flow Sales Ratio | 0.331 | ▼-0.157 | ▼-0.073 |
| Free Cash Flow Operating Cash Flow Ratio | 0.866 | ▼-0.044 | ▼-0.016 |
| Debt Service Coverage Ratio | 0.495 | ▼-0.057 | ▼-0.117 |
| Interest Coverage Ratio | 4.833 | ▲0.167 | ▼-1.960 |
| Short Term Operating Cash Flow Coverage Ratio | 0.444 | ▼-0.256 | ▼-0.205 |
| Operating Cash Flow Coverage Ratio | 0.148 | ▼-0.094 | ▼-0.054 |
| Capital Expenditure Coverage Ratio | 7.471 | ▼-3.607 | ▼-2.114 |
| Dividend Paid And Capex Coverage Ratio | 7.471 | ▼-3.607 | ▼-2.114 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 9.505 | ▼-4.766 | ▼-3.071 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $21.11B | $23.80B | $20.60B | $13.89B | $18.37B | |
| Enterprise value | $22.23B | $30.24B | $25.93B | $19.49B | $22.83B | |
| EV / Sales | 4.91x | 7.61x | 6.90x | 5.69x | 8.05x | |
| EV / Op. cash flow | 14.82x | 15.59x | 12.34x | 25.82x | 19.07x | |
| EV / Free cash flow | 17.11x | 17.13x | 13.32x | 32.30x | 21.03x | |
| EV / EBITDA | 9.51x | 14.27x | 12.90x | 11.06x | 15.15x | |
| Net debt / EBITDA | 0.48x | 3.04x | 2.65x | 3.18x | 2.96x | |
| Current ratio | 0.98x | 1.00x | 1.04x | 1.01x | 1.04x | |
| Income quality | 1.40x | 1.93x | 2.14x | 0.79x | 1.43x | |
| Graham number | $138 | $119 | $116 | $98 | $90 | |
| Graham net-net | -$145 | -$166 | -$126 | -$113 | -$94 | |
| Tax burden | 69.4% | 72.5% | 74.1% | 74.8% | 75.7% | |
| Interest burden | 79.2% | 78.3% | 79.2% | 88.6% | 90.7% | |
| Working capital | -$344.6M | -$32.0M | $258.5M | $62.7M | $197.7M | |
| Invested capital | $11.03B | $8.74B | $8.33B | $7.69B | $7.85B | |
| Return on assets | 4.1% | 5.6% | 6.3% | 6.8% | 6.3% | |
| Operating ROA | 8.8% | 10.7% | 11.2% | 10.5% | 10.1% | |
| Return on tangible assets | 6.9% | 10.5% | 12.7% | 14.1% | 14.0% | |
| Return on equity | 27.5% | 32.1% | 29.9% | 37.5% | 29.3% | |
| Return on invested capital | 8.8% | 10.8% | 11.4% | 10.4% | 9.8% | |
| Return on capital employed | 16.1% | 19.3% | 19.2% | 18.0% | 15.3% | |
| Earnings yield | 5.1% | 4.2% | 4.8% | 6.9% | 4.6% | |
| Free cash flow yield | 6.2% | 7.4% | 9.5% | 4.3% | 5.9% | |
| Capex / Op. cash flow | 13.4% | 9.0% | 7.3% | 20.1% | 9.3% | |
| Capex / Depreciation | 51.0% | 49.9% | 45.7% | 47.0% | 39.2% | |
| Capex / Sales | 4.4% | 4.4% | 4.1% | 4.4% | 3.9% | |
| SG&A / Sales | 26.8% | 25.1% | 25.1% | 26.1% | 26.4% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 2.3% | 2.9% | 3.1% | 3.5% | 2.8% | |
| Intangibles / Total assets | 40.9% | 46.8% | 50.0% | 52.0% | 55.3% | |
| Days sales outstanding | 322d | 192d | 210d | 220d | 231d | |
| Days payables outstanding | 419d | 660d | 723d | 749d | 917d | |
| Operating cycle | 322d | 192d | 210d | 220d | 231d | |
| Cash conversion cycle | -97d | -468d | -513d | -529d | -686d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-08-30 Corpay Sees Growth Momentum Extending as Corporate Payments Takes Center Stage Corpay NYSE: CPAY CFO Peter Walker said the company expects its growth momentum to continue through the second half of the year, citing strong customer activity, sales and retention across its businesses.
- 2026-08-28 Why Corpay (CPAY) is a Top Momentum Stock for the Long-Term Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
- 2026-08-27 Corpay, Inc. (CPAY) Presents at Deutsche Bank 2026 Technology Conference Transcript Corpay, Inc. (CPAY) Presents at Deutsche Bank 2026 Technology Conference Transcript
- 2026-08-24 Corpay to Participate in Upcoming Investor Conferences Corpay, Inc., (NYSE: CPAY), the corporate payments company, today announced that the Company will participate in the following investor conferences:On Thursday,
- 2026-08-24 Corpay to Participate in Upcoming Investor Conferences ATLANTA--(BUSINESS WIRE)--Corpay, Inc., (NYSE: CPAY), the corporate payments company, today announced that the Company will participate in the following investor conferences: On Thursday, August 27, 2026, the Company will be attending the 2026 Deutsche Bank Technology Conference in Dana Point, CA. Management will participate in a fireside chat beginning at 3:20 pm PT. On Tuesday, September 15, 2026, the Company will be attending the Oppenheimer Fintech Leaders Conference in New York, NY. On Tue.
- 2026-08-23 Corpay''s Corporate Payments Push Could Unlock Its Next Growth Phase Corpay is rated BUY after strong 2Q26 results and raised full-year guidance, with robust earnings and revenue growth. CPAY is shifting focus from vehicle to corporate payments, targeting a $560 billion TAM with less than 1% current share. 2Q26 revenue rose 21% to $1.34B, adjusted EBITDA margin expanded to 57.3%, and free cash flow hit $1.6B TTM.
- 2026-08-19 Corpay Cross-Border Named the Official FX Partner of European T20 Premier League TORONTO--(BUSINESS WIRE)--Corpay, Inc.*, (NYSE: CPAY) a global leader in corporate payments, is pleased to announce that Corpay''s Cross-Border business has entered into an agreement with the European T20 Premier League (“ETPL”), a new franchise-based tournament sanctioned by the International Cricket Council, created to establish Europe as a dynamic force in the global T20 landscape. Under the agreement, Corpay becomes EPTL''s exclusive and Official Foreign Exchange (FX) Partner, along with bein.
- 2026-08-18 Here''s Why You Should Retain Corpay Stock in Your Portfolio Now CPAY''s 10.4% one-month gain comes as Corporate Payments, Vehicle growth and acquisitions support expansion, though costs and liquidity remain risks.
- 2026-08-14 Corpay Q2 Earnings Call Highlights Volatus Aerospace outlined plans to expand its drone manufacturing, cargo delivery, wildfire-response and defense capabilities, while acknowledging that supply-chain constraints and delays in government procurement have affected the timing of some revenue and contract deliveries.
- 2026-08-14 Corpay Stock Gains 25% in 6 Months: Here''s What You Should Know CPAY''s six-month jump of 25% reflects stronger 2026 guidance, robust organic growth, margin expansion and consistent share repurchases.