BWB
VENTE TOTALE: 273 245 titres (~5 794 817,96 $ US)
- Insiders
- Baack Jerry J., Shellberg Jeffrey D., Crocker Mary Jayne
- Total bought
- —
- Total sold
- $5,794,818
- Last activity
- 2026-08-17
- Last synced
-
2026-08-23 00:12:53
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-16
BWB presents a critically weak financial profile with a liquidity score of 15, driven by near-zero current/quick ratios (0.11) and an interest coverage ratio of 0.41, signaling an acute inability to service debt or meet…
The first sentence of the analysis written for BWB on 2026-08-16 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 47.2% | 41.4% | 48.4% | 75.4% | 81.7% | |
| Ebit Margin | 21.1% | 17.0% | 23.1% | 42.3% | 45.9% | |
| Ebitda Margin | 22.2% | 18.2% | 24.5% | 44.3% | 47.8% | |
| Operating Profit Margin | 21.1% | 17.0% | 23.1% | 42.3% | 45.9% | |
| Pretax Profit Margin | 20.6% | 17.0% | 23.1% | 42.3% | 45.9% | |
| Continuous Operations Profit Margin | 15.8% | 13.1% | 17.6% | 31.5% | 34.0% | |
| Net Profit Margin | 15.8% | 13.1% | 17.6% | 31.5% | 34.0% | |
| Bottom Line Profit Margin | 14.4% | 11.4% | 15.8% | 29.1% | 33.2% | |
| Current Ratio | 0.108 | 0.167 | 0.202 | 0.175 | 0.201 | |
| Quick Ratio | 0.108 | 0.167 | 0.202 | 0.175 | 0.201 | |
| Solvency Ratio | 0.010 | 0.008 | 0.010 | 0.014 | 0.016 | |
| Cash Ratio | 0.029 | 0.057 | 0.035 | 0.024 | 0.049 | |
| Price To Earnings Ratio | 11.458 | 12.867 | 10.481 | 9.966 | 11.126 | |
| Price To Earnings Growth Ratio | 0.251 | -0.692 | -0.381 | 0.834 | 0.165 | |
| Forward Price To Earnings Growth Ratio | 0.251 | -0.692 | -0.381 | 0.834 | 0.165 | |
| Price To Earnings Diluted Ratio | 11.687 | 13.117 | 10.646 | 10.314 | 11.487 | |
| Price To Earnings Diluted Growth Ratio | 0.256 | -0.694 | -0.407 | 0.882 | 0.175 | |
| Price To Book Ratio | 0.928 | 0.811 | 0.884 | 1.250 | 1.307 | |
| Price To Sales Ratio | 1.646 | 1.476 | 1.658 | 2.908 | 3.695 | |
| Price To Free Cash Flow Ratio | 21.850 | 8.778 | 13.914 | 5.907 | 9.274 | |
| Price To Operating Cash Flow Ratio | 17.256 | 8.005 | 12.538 | 5.793 | 9.141 | |
| Debt To Assets Ratio | 0.094 | 0.089 | 0.089 | 0.110 | 0.039 | |
| Debt To Equity Ratio | 0.983 | 0.989 | 0.970 | 1.210 | 0.355 | |
| Debt To Capital Ratio | 0.496 | 0.497 | 0.492 | 0.547 | 0.262 | |
| Long Term Debt To Capital Ratio | 0.496 | 0.497 | 0.492 | 0.325 | 0.262 | |
| Financial Leverage Ratio | 10.456 | 11.063 | 10.839 | 11.028 | 9.169 | |
| Working Capital Turnover Ratio | -0.080 | -0.079 | -0.075 | -0.063 | -0.063 | |
| Operating Cash Flow Ratio | 0.006 | 0.011 | 0.008 | 0.023 | 0.018 | |
| Operating Cash Flow Sales Ratio | 0.095 | 0.184 | 0.132 | 0.502 | 0.404 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.790 | 0.912 | 0.901 | 0.981 | 0.986 | |
| Debt Service Coverage Ratio | 0.340 | 0.249 | 0.368 | 0.176 | 2.491 | |
| Interest Coverage Ratio | 0.411 | 0.297 | 0.448 | 2.109 | 3.179 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.296 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.055 | 0.102 | 0.073 | 0.178 | 0.403 | |
| Capital Expenditure Coverage Ratio | 4.757 | 11.367 | 10.106 | 52.051 | 69.802 | |
| Dividend Paid And Capex Coverage Ratio | 2.809 | 5.701 | 4.273 | 14.946 | 27.842 | |
| Dividend Payout Ratio | 0.088 | 0.124 | 0.101 | 0.076 | 0.026 | |
| Enterprise Value Multiple | 13.363 | 12.900 | 11.862 | 11.751 | 7.565 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 47.2% | ▲5.7% | ▼-11.7% |
| Ebit Margin | 21.1% | ▲4.1% | ▼-8.8% |
| Ebitda Margin | 22.2% | ▲4.0% | ▼-9.2% |
| Operating Profit Margin | 21.1% | ▲4.1% | ▼-8.8% |
| Pretax Profit Margin | 20.6% | ▲3.6% | ▼-9.2% |
| Continuous Operations Profit Margin | 15.8% | ▲2.8% | ▼-6.6% |
| Net Profit Margin | 15.8% | ▲2.8% | ▼-6.6% |
| Bottom Line Profit Margin | 14.4% | ▲3.0% | ▼-6.4% |
| Current Ratio | 0.108 | ▼-0.058 | ▼-0.062 |
| Quick Ratio | 0.108 | ▼-0.058 | ▼-0.062 |
| Solvency Ratio | 0.010 | ▲0.002 | ▼-0.002 |
| Cash Ratio | 0.029 | ▼-0.029 | ▼-0.010 |
| Price To Earnings Ratio | 11.457 | ▼-1.409 | ▲0.278 |
| Price To Earnings Growth Ratio | 0.251 | ▲0.942 | ▲0.215 |
| Forward Price To Earnings Growth Ratio | 0.251 | ▲0.942 | ▲0.215 |
| Price To Earnings Diluted Ratio | 11.687 | ▼-1.430 | ▲0.237 |
| Price To Earnings Diluted Growth Ratio | 0.256 | ▲0.950 | ▲0.214 |
| Price To Book Ratio | 0.928 | ▲0.117 | ▼-0.108 |
| Price To Sales Ratio | 1.646 | ▲0.169 | ▼-0.631 |
| Price To Free Cash Flow Ratio | 21.850 | ▲13.072 | ▲9.905 |
| Price To Operating Cash Flow Ratio | 17.256 | ▲9.251 | ▲6.710 |
| Debt To Assets Ratio | 0.094 | ▲0.005 | ▲0.010 |
| Debt To Equity Ratio | 0.983 | ▼-0.006 | ▲0.082 |
| Debt To Capital Ratio | 0.496 | ▼-0.002 | ▲0.037 |
| Long Term Debt To Capital Ratio | 0.496 | ▼-0.002 | ▲0.081 |
| Financial Leverage Ratio | 10.457 | ▼-0.607 | ▼-0.055 |
| Working Capital Turnover Ratio | -0.080 | ▼-0.001 | ▼-0.008 |
| Operating Cash Flow Ratio | 0.006 | ▼-0.005 | ▼-0.007 |
| Operating Cash Flow Sales Ratio | 0.095 | ▼-0.089 | ▼-0.168 |
| Free Cash Flow Operating Cash Flow Ratio | 0.790 | ▼-0.122 | ▼-0.124 |
| Debt Service Coverage Ratio | 0.340 | ▲0.090 | ▼-0.385 |
| Interest Coverage Ratio | 0.411 | ▲0.114 | ▼-0.877 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | ▼-0.059 |
| Operating Cash Flow Coverage Ratio | 0.055 | ▼-0.048 | ▼-0.107 |
| Capital Expenditure Coverage Ratio | 4.757 | ▼-6.610 | ▼-24.860 |
| Dividend Paid And Capex Coverage Ratio | 2.809 | ▼-2.893 | ▼-8.305 |
| Dividend Payout Ratio | 0.088 | ▼-0.035 | ▲0.005 |
| Enterprise Value Multiple | 13.363 | ▲0.463 | ▲1.875 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $479.9M | $371.3M | $376.3M | $492.4M | $495.8M | |
| Enterprise value | $864.6M | $590.0M | $660.3M | $880.9M | $485.2M | |
| EV / Sales | 2.96x | 2.35x | 2.91x | 5.20x | 3.62x | |
| EV / Op. cash flow | 31.09x | 12.72x | 22.00x | 10.36x | 8.95x | |
| EV / Free cash flow | 39.36x | 13.95x | 24.41x | 10.57x | 9.08x | |
| EV / EBITDA | 13.36x | 12.90x | 11.86x | 11.75x | 7.57x | |
| Net debt / EBITDA | 5.95x | 4.78x | 5.10x | 5.18x | -0.17x | |
| Current ratio | 0.11x | 0.17x | 0.20x | 0.17x | 0.20x | |
| Income quality | 0.60x | 1.41x | 0.75x | 1.59x | 1.19x | |
| Graham number | $27 | $21 | $22 | $25 | $22 | |
| Graham net-net | -$162 | -$143 | -$124 | -$119 | -$89 | |
| Tax burden | 76.8% | 76.8% | 76.1% | 74.5% | 74.2% | |
| Interest burden | 97.6% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$3.85B | -$3.41B | -$2.97B | -$3.06B | -$2.35B | |
| Invested capital | -$3.78B | -$3.34B | -$2.91B | -$3.00B | -$2.30B | |
| Return on assets | 0.9% | 0.6% | 0.9% | 1.2% | 1.3% | |
| Operating ROA | 1.2% | 0.9% | 1.2% | 1.8% | 1.9% | |
| Return on tangible assets | 0.9% | 0.7% | 0.9% | 1.2% | 1.3% | |
| Return on equity | 8.9% | 7.2% | 9.4% | 13.5% | 12.0% | |
| Return on invested capital | 4.4% | 3.4% | 4.5% | 5.8% | 8.6% | |
| Return on capital employed | 5.7% | 4.4% | 5.9% | 11.2% | 11.6% | |
| Earnings yield | 9.6% | 8.8% | 10.6% | 10.8% | 9.2% | |
| Free cash flow yield | 4.6% | 11.4% | 7.2% | 16.9% | 10.8% | |
| Capex / Op. cash flow | 21.0% | 8.8% | 9.9% | 1.9% | 1.4% | |
| Capex / Depreciation | 148.1% | 135.8% | 94.5% | 50.2% | 30.4% | |
| Capex / Sales | 2.0% | 1.6% | 1.3% | 1.0% | 0.6% | |
| SG&A / Sales | 17.7% | 17.5% | 18.2% | 23.8% | 25.1% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.4% | 1.6% | 1.7% | 2.0% | 1.8% | |
| Intangibles / Total assets | 0.3% | 0.4% | 0.1% | 0.1% | 0.1% | |
| Days sales outstanding | 24d | 90d | 27d | 29d | 25d | |
| Days payables outstanding | 8d | 10d | 16d | 25d | 21d | |
| Operating cycle | 24d | 90d | 27d | 29d | 25d | |
| Cash conversion cycle | 16d | 80d | 10d | 4d | 4d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+29.3%EV / Sales ▲+26.3%EV / EBITDA ▲+3.6%EV / Op. cash flow ▲+18.364Earnings yield ▲+0.008Graham number ▲+5.584
Profitability
Return on equity ▲+0.017Return on assets ▲+0.002Return on invested capital ▲+0.010Return on capital employed ▲+0.013Operating ROA ▲+0.003Income quality ▼-0.809Tax burden -0.000
Efficiency
Days sales outstanding ▼-66.312Days payables outstanding ▼-2.288Operating cycle ▼-66.312Cash conversion cycle ▼-64.023Capex / Sales ▲+0.004R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.058Net debt / EBITDA ▲+1.162Working capital ▼-446010000.000Invested capital ▼-444887000.000Intangibles / Total assets -0.000
Change over 5 years
Valuation
Market cap ▼-3.2%EV / Sales ▼-18.0%EV / EBITDA ▲+76.6%EV / Op. cash flow ▲+22.141Earnings yield ▲+0.004Graham number ▲+4.468
Profitability
Return on equity ▼-0.031Return on assets ▼-0.005Return on invested capital ▼-0.043Return on capital employed ▼-0.059Operating ROA ▼-0.007Income quality ▼-0.584Tax burden ▲+0.026
Efficiency
Days sales outstanding ▼-1.296Days payables outstanding ▼-13.326Operating cycle ▼-1.296Cash conversion cycle ▲+12.030Capex / Sales ▲+0.014R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.093Net debt / EBITDA ▲+6.111Working capital ▼-1501204000.000Invested capital ▼-1483216000.000Intangibles / Total assets ▲+0.003
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-08-08 Empowered Funds LLC Purchases 40,890 Shares of Bridgewater Bancshares, Inc. $BWB Empowered Funds LLC increased its holdings in shares of Bridgewater Bancshares, Inc. (NASDAQ: BWB) by 79.8% during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor owned 92,109 shares of the company''s stock after purchasing an additional 40,890 shares during the period. Empowered
- 2026-08-08 Bridgewater Bancshares, Inc. $BWB Shares Bought by Dimensional Fund Advisors LP Dimensional Fund Advisors LP increased its stake in Bridgewater Bancshares, Inc. (NASDAQ: BWB) by 2.5% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 1,058,471 shares of the company''s stock after acquiring an additional 25,899 shares during the period.
- 2026-07-24 Bridgewater Bancshares Q2 Earnings Call Highlights Bridgewater Bancshares (NASDAQ: BWB) reported improved second-quarter profitability, driven by continued net interest margin expansion, net interest income growth and disciplined balance sheet management, executives said on the company''s 2026 second quarter earnings call. Chairman and Chief Executive Officer Jerry Baack said the company "reported another strong quarter," citing market share gains, improved profitability and growth
- 2026-07-22 Bridgewater Bancshares, Inc. (BWB) Q2 2026 Earnings Call Transcript Bridgewater Bancshares, Inc. (BWB) Q2 2026 Earnings Call Transcript
- 2026-07-22 Bridgewater Bancshares Q2 Earnings Call Highlights Bridgewater Bancshares NASDAQ: BWB reported improved second-quarter profitability, driven by continued net interest margin expansion, net interest income growth and disciplined balance sheet management, executives said on the company''s 2026 second quarter earnings call.
- 2026-07-21 Bridgewater (BWB) Lags Q2 Earnings Estimates Bridgewater (BWB) came out with quarterly earnings of $0.45 per share, missing the Zacks Consensus Estimate of $0.46 per share. This compares to earnings of $0.37 per share a year ago.
- 2026-07-21 Bridgewater Bancshares, Inc. Announces Second Quarter 2026 Financial Results ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB) (“the Company”), the parent company of Bridgewater Bank (“the Bank”), today announced net income of $14.0 million for the second quarter of 2026, compared to $17.4 million for the first quarter of 2026, and $11.5 million for the second quarter of 2025. Earnings per diluted common share were $0.45 for the second quarter of 2026, compared to $0.58 for the first quarter of 2026, and $0.38 for the second quarter of 2.
- 2026-07-14 Bridgewater (BWB) Earnings Expected to Grow: Should You Buy? Bridgewater (BWB) doesn''t possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
- 2026-07-07 Bridgewater Bancshares, Inc. to Announce Second Quarter 2026 Financial Results and Host Earnings Conference Call ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB), the parent company of Bridgewater Bank, today announced that it will release its second quarter 2026 financial results after the market closes on Tuesday, July 21, 2026. Bridgewater will host a conference call and webcast to discuss the results on Wednesday, July 22, 2026 at 8:00 a.m. Central Time. Conference Call Details: To join the conference call by phone, please dial 844-481-2913 and request to join the Bri.
- 2026-07-07 Bridgewater Bank Earns Esteemed ‘Outstanding'' Community Reinvestment Act Performance Rating for Third Consecutive Exam ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bank, a subsidiary of Bridgewater Bancshares, Inc. (Nasdaq: BWB), today announced it has received the highest possible rating of ‘Outstanding'' from the Federal Deposit Insurance Corporation (FDIC) for its Community Reinvestment Act (CRA) performance.The CRA evaluates how well financial institutions meet the credit needs of the communities they serve. Approximately 13% of all banks examined received an “Outstanding” rating. Bridgewater''s evaluat.