BPRN
Bearish signalScored 2026-08-04 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Princeton Bancorp Inc.
- Nom
- Princeton Bancorp Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $306.8M
- Employés
- 237
- PDG
- Edward J. Dietzler
- Site web
- https://www.thebankofprinceton.com
- Marché
- AVBHCFFIFCCOFSFGFUNCFVCB
Princeton Bancorp, Inc. operates as a bank holding company. It is a full-service financial institution that provides business and personal banking. It offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, and consumer loans, including home equity loans and lines of credit. The company was founded in 2017 and is headquartered in Princeton, NJ.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 8 776 titres (~364 029,36 $ US)
- Insiders
- Distler Stephen
- Total bought
-
—
Avg buy (VWAP, 90d window) $42.93 vs last close —
- Total sold
-
$519,094
Avg sell (VWAP, 90d window) $39.31 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-07-31
- Last synced
-
2026-10-20 00:36:23
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-12 | TUCHMAN MARTIN | Buy · P | 10,534 | $42.98 | $452,730 | Form 4 |
| 2026-08-06 | Clark Matthew T. | Sell · S | 1,428 | $41.95 | $59,905 | Form 4 |
| 2026-07-31 | Distler Stephen | Sell · S | 8,776 | $41.48 | $364,029 | Form 4 |
| 2026-05-28 | Clark Matthew T. | Buy · P | 71 | $36.20 | $2,570 | Form 4 |
| 2023-04-03 | TUCHMAN MARTIN | Sell · S | 3,000 | $31.72 | $95,160 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Bearish signalScored 2026-08-04 Drivers: fundamentals. Moteurs : fondamentaux.
Despite a genuine Q2 2026 EPS beat and a recovering profitability trend, BPRN's critically low liquidity ratios (current/quick below 0.10) and interest coverage well under 1.0 represent structural near-term insolvency…
The first sentence of the analysis written for BPRN on 2026-08-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.09 · operating margin 17% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 55.8% | 53.1% | 65.6% | 91.9% | 86.1% | |
| Ebit Margin | 17.0% | 9.8% | 28.8% | 43.1% | 39.5% | |
| Ebitda Margin | 18.9% | 11.5% | 30.7% | 45.7% | 42.1% | |
| Operating Profit Margin | 17.0% | 9.8% | 28.8% | 43.1% | 39.5% | |
| Pretax Profit Margin | 17.0% | 9.8% | 28.8% | 43.1% | 39.5% | |
| Continuous Operations Profit Margin | 13.4% | 7.8% | 24.4% | 33.6% | 30.4% | |
| Net Profit Margin | 13.4% | 7.8% | 24.4% | 33.6% | 30.4% | |
| Bottom Line Profit Margin | 13.4% | 7.8% | 24.4% | 33.6% | 30.4% | |
| Current Ratio | 0.089 | 0.115 | 0.080 | 0.083 | 0.081 | |
| Quick Ratio | 0.089 | 0.115 | 0.080 | 0.083 | 0.081 | |
| Solvency Ratio | 0.011 | 0.006 | 0.017 | 0.021 | 0.017 | |
| Cash Ratio | 0.018 | 0.016 | 0.021 | 0.019 | 0.008 | |
| Price To Earnings Ratio | 12.707 | 21.930 | 8.756 | 7.570 | 8.703 | |
| Price To Earnings Growth Ratio | 0.172 | -0.355 | -4.076 | 0.311 | 0.133 | |
| Forward Price To Earnings Growth Ratio | 0.172 | -0.355 | -4.076 | 0.311 | 0.133 | |
| Price To Earnings Diluted Ratio | 12.801 | 22.213 | 8.908 | 7.718 | 8.888 | |
| Price To Earnings Diluted Growth Ratio | 0.171 | -0.361 | -4.577 | 0.314 | 0.138 | |
| Price To Book Ratio | 0.875 | 0.858 | 0.939 | 0.913 | 0.903 | |
| Price To Sales Ratio | 1.704 | 1.715 | 2.139 | 2.539 | 2.645 | |
| Price To Free Cash Flow Ratio | 11.498 | 17.026 | 10.537 | 8.574 | 16.697 | |
| Price To Operating Cash Flow Ratio | 11.022 | 15.263 | 9.756 | 8.357 | 15.155 | |
| Debt To Assets Ratio | 0.009 | 0.010 | 0.013 | 0.017 | 0.011 | |
| Debt To Equity Ratio | 0.078 | 0.088 | 0.101 | 0.122 | 0.086 | |
| Debt To Capital Ratio | 0.073 | 0.081 | 0.092 | 0.109 | 0.079 | |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | 0.000 | 0.044 | 0.000 | |
| Financial Leverage Ratio | 8.441 | 8.931 | 7.978 | 7.294 | 7.792 | |
| Working Capital Turnover Ratio | -0.077 | -0.079 | -0.077 | -0.062 | -0.058 | |
| Operating Cash Flow Ratio | 0.011 | 0.007 | 0.014 | 0.018 | 0.009 | |
| Operating Cash Flow Sales Ratio | 0.155 | 0.112 | 0.219 | 0.304 | 0.175 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.959 | 0.896 | 0.926 | 0.975 | 0.908 | |
| Debt Service Coverage Ratio | 0.388 | 0.222 | 0.837 | 4.758 | 3.662 | |
| Interest Coverage Ratio | 0.433 | 0.227 | 0.915 | 5.676 | 4.374 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 1.014 | 0.642 | 0.952 | 0.896 | 0.695 | |
| Capital Expenditure Coverage Ratio | 24.173 | 9.659 | 13.500 | 39.517 | 10.825 | |
| Dividend Paid And Capex Coverage Ratio | 2.249 | 1.613 | 2.524 | 3.396 | 2.312 | |
| Dividend Payout Ratio | 0.466 | 0.743 | 0.289 | 0.244 | 0.195 | |
| Enterprise Value Multiple | 8.420 | 14.181 | 6.661 | 5.593 | 6.490 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 55.8% | ▲2.8% | ▼-14.7% |
| Ebit Margin | 17.0% | ▲7.3% | ▼-10.6% |
| Ebitda Margin | 18.9% | ▲7.4% | ▼-10.8% |
| Operating Profit Margin | 17.0% | ▲7.3% | ▼-10.6% |
| Pretax Profit Margin | 17.0% | ▲7.3% | ▼-10.6% |
| Continuous Operations Profit Margin | 13.4% | ▲5.6% | ▼-8.5% |
| Net Profit Margin | 13.4% | ▲5.6% | ▼-8.5% |
| Bottom Line Profit Margin | 13.4% | ▲5.6% | ▼-8.5% |
| Current Ratio | 0.089 | ▼-0.026 | ▼-0.001 |
| Quick Ratio | 0.089 | ▼-0.026 | ▼-0.001 |
| Solvency Ratio | 0.011 | ▲0.004 | ▼-0.004 |
| Cash Ratio | 0.018 | ▲0.002 | ▲0.002 |
| Price To Earnings Ratio | 12.707 | ▼-9.223 | ▲0.774 |
| Price To Earnings Growth Ratio | 0.172 | ▲0.527 | ▲0.935 |
| Forward Price To Earnings Growth Ratio | 0.172 | ▲0.527 | ▲0.935 |
| Price To Earnings Diluted Ratio | 12.801 | ▼-9.412 | ▲0.695 |
| Price To Earnings Diluted Growth Ratio | 0.171 | ▲0.532 | ▲1.034 |
| Price To Book Ratio | 0.875 | ▲0.017 | ▼-0.022 |
| Price To Sales Ratio | 1.704 | ▼-0.011 | ▼-0.444 |
| Price To Free Cash Flow Ratio | 11.498 | ▼-5.528 | ▼-1.369 |
| Price To Operating Cash Flow Ratio | 11.022 | ▼-4.241 | ▼-0.889 |
| Debt To Assets Ratio | 0.009 | ▼-0.001 | ▼-0.003 |
| Debt To Equity Ratio | 0.078 | ▼-0.009 | ▼-0.017 |
| Debt To Capital Ratio | 0.073 | ▼-0.008 | ▼-0.014 |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | ▼-0.009 |
| Financial Leverage Ratio | 8.441 | ▼-0.490 | ▲0.354 |
| Working Capital Turnover Ratio | -0.077 | ▲0.002 | ▼-0.006 |
| Operating Cash Flow Ratio | 0.011 | ▲0.004 | ▼-0.001 |
| Operating Cash Flow Sales Ratio | 0.155 | ▲0.042 | ▼-0.038 |
| Free Cash Flow Operating Cash Flow Ratio | 0.959 | ▲0.062 | ▲0.026 |
| Debt Service Coverage Ratio | 0.388 | ▲0.166 | ▼-1.585 |
| Interest Coverage Ratio | 0.433 | ▲0.205 | ▼-1.892 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 1.014 | ▲0.372 | ▲0.174 |
| Capital Expenditure Coverage Ratio | 24.173 | ▲14.514 | ▲4.638 |
| Dividend Paid And Capex Coverage Ratio | 2.249 | ▲0.636 | ▼-0.170 |
| Dividend Payout Ratio | 0.466 | ▼-0.277 | ▲0.078 |
| Enterprise Value Multiple | 8.420 | ▼-5.761 | ▲0.151 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $236.9M | $224.8M | $225.5M | $200.5M | $195.5M | |
| Enterprise value | $221.7M | $214.1M | $215.2M | $201.9M | $202.1M | |
| EV / Sales | 1.59x | 1.63x | 2.04x | 2.56x | 2.73x | |
| EV / Op. cash flow | 10.32x | 14.54x | 9.31x | 8.42x | 15.66x | |
| EV / Free cash flow | 10.76x | 16.21x | 10.06x | 8.64x | 17.26x | |
| EV / EBITDA | 8.42x | 14.18x | 6.66x | 5.59x | 6.49x | |
| Net debt / EBITDA | -0.57x | -0.71x | -0.32x | 0.04x | 0.21x | |
| Current ratio | 0.09x | 0.12x | 0.08x | 0.08x | 0.08x | |
| Income quality | 1.16x | 1.44x | 0.90x | 0.91x | 0.57x | |
| Graham number | $49 | $38 | $59 | $57 | $50 | |
| Graham net-net | -$270 | -$282 | -$246 | -$201 | -$203 | |
| Tax burden | 78.6% | 79.9% | 84.9% | 77.8% | 77.0% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$1.81B | -$1.81B | -$1.51B | -$1.24B | -$1.33B | |
| Invested capital | -$1.75B | -$1.75B | -$1.46B | -$1.20B | -$1.29B | |
| Return on assets | 0.8% | 0.4% | 1.3% | 1.7% | 1.3% | |
| Operating ROA | 1.0% | 0.6% | 1.7% | 2.1% | 1.8% | |
| Return on tangible assets | 0.8% | 0.4% | 1.4% | 1.7% | 1.3% | |
| Return on equity | 6.9% | 3.9% | 10.7% | 12.1% | 10.4% | |
| Return on invested capital | 6.2% | 3.5% | 9.5% | 10.5% | 9.3% | |
| Return on capital employed | 7.9% | 4.4% | 11.2% | 13.5% | 12.1% | |
| Earnings yield | 7.9% | 4.6% | 11.4% | 13.2% | 11.5% | |
| Free cash flow yield | 8.7% | 5.9% | 9.5% | 11.7% | 6.0% | |
| Capex / Op. cash flow | 4.1% | 10.4% | 7.4% | 2.5% | 9.2% | |
| Capex / Depreciation | 33.6% | 66.8% | 86.6% | 29.6% | 61.1% | |
| Capex / Sales | 0.6% | 1.2% | 1.6% | 0.8% | 1.6% | |
| SG&A / Sales | 2.9% | 21.2% | 23.5% | 27.8% | 25.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.9% | 0.8% | 0.8% | 0.1% | 0.4% | |
| Intangibles / Total assets | 0.8% | 0.8% | 0.5% | 0.7% | 0.7% | |
| Days sales outstanding | 20d | 22d | 21d | 22d | 21d | |
| Days payables outstanding | 51d | 91d | 92d | 59d | 37d | |
| Operating cycle | 20d | 22d | 21d | 22d | 21d | |
| Cash conversion cycle | -30d | -69d | -71d | -37d | -16d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-16 Analyzing Central Bancompany (NASDAQ:CBC) and Princeton Bancorp (NASDAQ:BPRN) Princeton Bancorp (NASDAQ: BPRN - Get Free Report) and Central Bancompany (NASDAQ: CBC - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, valuation, risk, earnings and profitability. Institutional and Insider Ownership 43.4% of Princeton Bancorp
- 2026-09-04 BlackRock Inc. Acquires New Stake in Princeton Bancorp, Inc. $BPRN BlackRock Inc. bought a new position in shares of Princeton Bancorp, Inc. (NASDAQ: BPRN) in the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm bought 427,681 shares of the company''s stock, valued at approximately $16,230,000. BlackRock Inc. owned about 6.28% of Princeton Bancorp as of
- 2026-07-23 Princeton Bancorp (BPRN) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates Although the revenue and EPS for Princeton Bancorp (BPRN) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
- 2026-07-23 Princeton Bancorp (BPRN) Q2 Earnings and Revenues Beat Estimates Princeton Bancorp (BPRN) came out with quarterly earnings of $1.04 per share, beating the Zacks Consensus Estimate of $0.9 per share. This compares to earnings of $0.1 per share a year ago.
- 2026-07-23 Princeton Bancorp Announces Second Quarter 2026 Results PRINCETON, N.J.--(BUSINESS WIRE)--Princeton Bancorp, Inc. (the “Company”) (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the “Bank”), today reported its unaudited financial condition and results of operations for the quarter and six months ended June 30, 2026. President/CEO Edward Dietzler spoke to the quarter results, "We are pleased with our strong second quarter performance, which reflects the continued execution of our strategic priorities and the resilience of our fra.
- 2026-07-22 Princeton Bancorp, Inc. Announces Declaration of a $0.35 Quarterly Cash Dividend PRINCETON, N.J.--(BUSINESS WIRE)--Princeton Bancorp, Inc. Announces Declaration of a $0.35 Quarterly Cash Dividend.
- 2026-07-22 Princeton Bancorp (BPRN) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Princeton Bancorp (BPRN) have what it takes?