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APCX

Bullish signalScored 2026-09-03 Drivers: fundamentals. Moteurs : fondamentaux.

Research, not advice.

À propos

AppTech Payments Corp.

Nom
AppTech Payments Corp.
Secteur
Technology
Industrie
Software - Infrastructure
Bourse
OTC
Capitalisation
$5.7M
Employés
6
PDG
Felipe Corrado
Site web
https://www.apptechcorp.com
Marché
ATCHBNZIFTFTGITSHPAIJTAI

AppTech Payments Corp. operates as a U.S.-based financial technology company, specializing in providing electronic payment processing technologies and a suite of merchant services. Through its merchant services, the firm enables businesses to accept various cashless and contactless payment types, such as credit cards, Automated Clearing House (ACH) transactions, and wireless payments. Furthermore, AppTech delivers integrated solutions for effortless digital and mobile payment acceptance, which includes support for alternative payment methods. Its capabilities also extend to multi-use case, multi-channel, API-driven, and account-based issuer processing for cards, digital tokens, and payment transfer transactions. The company, formerly named AppTech Corp., was established in 1998 and has its headquarters in Carlsbad, California.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

ACHAT TOTAL: 419000 titres (~116039982 USD)

Insiders
Corrado Felipe Amilcar IVLORD ALBERT L
Total bought
$116,039,982

Avg buy (VWAP, 90d window) $242.30 vs last close —

Total sold
—

Avg sell (VWAP, 90d window) —

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

Last activity
2026-08-31
Last synced
2026-09-03 10:10:39 Synced via automated research pipeline

Sign in to request a sync of this company's price history and timing levels.

Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

Date Person Side Shares Price Value Form 4
2026-09-03 LORD ALBERT L Buy · P 20,000 $0.36 $7,140 Form 4
2026-09-02 LORD ALBERT L Buy · P 20,000 $0.36 $7,166 Form 4
2026-09-01 LORD ALBERT L Buy · P 20,000 $0.35 $7,076 Form 4
2026-08-31 LORD ALBERT L Buy · P 20,000 $0.36 $7,242 Form 4
2026-08-28 LORD ALBERT L Buy · P 20,000 $0.36 $7,196 Form 4
2026-08-27 Corrado Felipe Amilcar IV Buy · P 10,000 $0.36 $3,600 Form 4
2026-08-27 LORD ALBERT L Buy · P 20,000 $0.34 $6,828 Form 4
2026-08-26 LORD ALBERT L Buy · P 20,000 $0.36 $7,190 Form 4
2026-08-25 LORD ALBERT L Buy · P 20,000 $0.35 $7,048 Form 4
2026-08-24 LORD ALBERT L Buy · P 20,000 $0.36 $7,152 Form 4
2026-08-20 Corrado Felipe Amilcar IV Buy · P 5,000 $0.38 $1,900 Form 4
2026-08-20 LORD ALBERT L Buy · P 20,000 $0.36 $7,248 Form 4
2026-08-19 LORD ALBERT L Buy · P 20,000 $0.37 $7,348 Form 4
2026-08-18 LORD ALBERT L Buy · P 20,000 $0.35 $7,082 Form 4
2026-08-17 LORD ALBERT L Buy · P 20,000 $0.39 $7,822 Form 4
2026-08-14 LORD ALBERT L Buy · P 20,000 $0.39 $7,798 Form 4
2026-08-13 LORD ALBERT L Buy · P 20,000 $0.38 $7,600 Form 4
2026-08-12 LORD ALBERT L Buy · P 20,000 $0.37 $7,442 Form 4
2026-08-11 LORD ALBERT L Buy · P 20,000 $0.36 $7,214 Form 4
2026-08-10 LORD ALBERT L Buy · P 20,000 $0.37 $7,498 Form 4
2026-08-07 LORD ALBERT L Buy · P 20,000 $0.40 $7,952 Form 4
2026-08-06 LORD ALBERT L Buy · P 20,000 $0.40 $7,972 Form 4
2026-08-05 LORD ALBERT L Buy · P 20,000 $0.39 $7,890 Form 4
2026-08-03 LORD ALBERT L Buy · P 20,000 $2,900.00 $58,000,000 Form 4
2026-07-31 LORD ALBERT L Buy · P 20,000 $2,895.00 $57,900,000 Form 4
2025-05-23 Corrado Felipe Amilcar IV Buy · P 4,000 $0.24 $960 Form 4

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Signal

Bullish signalScored 2026-09-03 Drivers: fundamentals. Moteurs : fondamentaux.

The 0-100 score behind this signal and the full written analysis are part of Plus. See plans.

Bullish signal Drivers: fundamentals. Moteurs : fondamentaux.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Supports a bullish reading. Open-market purchases outweigh sales
  • Congress Unavailable or mixed. No purchase disclosures in the stored window
  • Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
  • Timing Unavailable or mixed. No stored price series
  • Financial indicators Pulls against a bullish reading. Current ratio 0.14 · operating margin -543%

Market snapshot

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin55.3%81.2%62.9%51.1%57.6%
Ebit Margin-551.6%-3002.5%-3662.7%-3525.3%-21507.1%
Ebitda Margin-446.2%-2487.0%-3467.3%-3435.3%-21507.1%
Operating Profit Margin-543.3%-3459.1%-3806.5%-3607.6%-21841.8%
Pretax Profit Margin-567.7%-3236.6%-3673.0%-3618.0%-22385.9%
Continuous Operations Profit Margin-567.7%-3236.6%-3673.0%-3618.0%-22385.9%
Net Profit Margin-567.7%-3236.6%-3673.0%-3618.0%-22385.6%
Bottom Line Profit Margin-567.7%-3231.2%-3824.4%-3618.0%-22385.6%
Current Ratio0.1420.7030.3720.8980.085
Quick Ratio0.1420.7030.3720.8980.085
Solvency Ratio-0.860-2.134-4.214-3.116-9.434
Cash Ratio0.0380.2520.3140.7020.001
Price To Earnings Ratio-1.250-1.486-1.970-2.370-0.188
Price To Earnings Growth Ratio0.0400.023-1.9700.028-0.000
Forward Price To Earnings Growth Ratio0.0400.023-1.9700.028-0.000
Price To Earnings Diluted Ratio-1.250-1.486-1.970-2.370-0.188
Price To Earnings Diluted Growth Ratio0.0400.023-1.9700.028-0.000
Price To Book Ratio5.3322.4078.7055.186338.552
Price To Sales Ratio7.23647.68772.44285.56242.083
Price To Free Cash Flow Ratio-2.065-1.542-4.121-3.855-4.964
Price To Operating Cash Flow Ratio-2.065-1.765-4.121-4.696-8.165
Debt To Assets Ratio0.3220.0160.0190.1610.277
Debt To Equity Ratio1.5990.0270.0380.27147.569
Debt To Capital Ratio0.6150.0260.0360.2130.979
Long Term Debt To Capital Ratio0.3590.0110.0150.0090.605
Financial Leverage Ratio4.9621.6441.9921.686171.738
Working Capital Turnover Ratio-0.426-0.154-0.329-0.126-0.048
Operating Cash Flow Ratio-0.759-2.168-2.171-1.663-0.251
Operating Cash Flow Sales Ratio-3.505-27.018-17.577-18.220-5.154
Free Cash Flow Operating Cash Flow Ratio1.0001.1451.0001.2181.645
Debt Service Coverage Ratio-2.840-9.613-329.717-6.822-15.308
Interest Coverage Ratio-33.684-14.779-368.942-38.930-24.854
Short Term Operating Cash Flow Coverage Ratio-2.486-109.662-8,859.000-4.434-0.980
Operating Cash Flow Coverage Ratio-1.616-50.728-56.070-4.069-0.872
Capital Expenditure Coverage Ratio0.000-6.8980.000-4.583-1.550
Dividend Paid And Capex Coverage Ratio0.000-6.8980.000-4.583-1.550
Dividend Payout Ratio0.0000.0000.0000.0000.000
Enterprise Value Multiple-2.068-1.812-2.025-2.397-0.223

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 55.3% ▼-25.9% ▼-6.3%
Ebit Margin -551.6% ▲2450.9% ▲5898.2%
Ebitda Margin -446.2% ▲2040.7% ▲5822.3%
Operating Profit Margin -543.3% ▲2915.8% ▲6108.4%
Pretax Profit Margin -567.7% ▲2668.8% ▲6128.5%
Continuous Operations Profit Margin -567.7% ▲2668.8% ▲6128.5%
Net Profit Margin -567.7% ▲2668.8% ▲6128.4%
Bottom Line Profit Margin -567.7% ▲2663.4% ▲6157.6%
Current Ratio 0.142 ▼-0.561 ▼-0.298
Quick Ratio 0.142 ▼-0.561 ▼-0.298
Solvency Ratio -0.860 ▲1.274 ▲3.092
Cash Ratio 0.038 ▼-0.214 ▼-0.224
Price To Earnings Ratio -1.250 ▲0.236 ▲0.203
Price To Earnings Growth Ratio 0.040 ▲0.017 ▲0.416
Forward Price To Earnings Growth Ratio 0.040 ▲0.017 ▲0.416
Price To Earnings Diluted Ratio -1.250 ▲0.236 ▲0.203
Price To Earnings Diluted Growth Ratio 0.040 ▲0.017 ▲0.416
Price To Book Ratio 5.332 ▲2.925 ▼-66.704
Price To Sales Ratio 7.236 ▼-40.451 ▼-43.766
Price To Free Cash Flow Ratio -2.065 ▼-0.523 ▲1.244
Price To Operating Cash Flow Ratio -2.065 ▼-0.300 ▲2.098
Debt To Assets Ratio 0.322 ▲0.306 ▲0.163
Debt To Equity Ratio 1.599 ▲1.572 ▼-8.302
Debt To Capital Ratio 0.615 ▲0.589 ▲0.241
Long Term Debt To Capital Ratio 0.359 ▲0.348 ▲0.159
Financial Leverage Ratio 4.962 ▲3.318 ▼-31.442
Working Capital Turnover Ratio -0.426 ▼-0.272 ▼-0.210
Operating Cash Flow Ratio -0.759 ▲1.409 ▲0.643
Operating Cash Flow Sales Ratio -3.505 ▲23.514 ▲10.790
Free Cash Flow Operating Cash Flow Ratio 1.000 ▼-0.145 ▼-0.202
Debt Service Coverage Ratio -2.840 ▲6.774 ▲70.020
Interest Coverage Ratio -33.684 ▼-18.906 ▲62.553
Short Term Operating Cash Flow Coverage Ratio -2.486 ▲107.176 ▲1792.827
Operating Cash Flow Coverage Ratio -1.616 ▲49.112 ▲21.055
Capital Expenditure Coverage Ratio 0.000 ▲6.898 ▲2.606
Dividend Paid And Capex Coverage Ratio 0.000 ▲6.898 ▲2.606
Dividend Payout Ratio 0.000 0.000 0.000
Enterprise Value Multiple -2.068 ▼-0.256 ▼-0.363

Key metrics

MetricTrend20252024202320222021
Market cap$10.1M$13.2M$36.5M$38.5M$14.9M
Enterprise value$12.9M$12.4M$35.4M$37.1M$17.0M
EV / Sales9.23x45.08x70.21x82.35x47.97x
EV / Op. cash flow-2.63x-1.67x-4.00x-4.52x-9.31x
EV / Free cash flow-2.63x-1.46x-4.00x-3.71x-5.66x
EV / EBITDA-2.07x-1.81x-2.02x-2.40x-0.22x
Net debt / EBITDA-0.45x0.10x0.06x0.09x-0.03x
Current ratio0.14x0.70x0.37x0.90x0.09x
Income quality0.62x0.83x0.48x0.50x0.02x
Graham net-net-$0-$0-$0-$0-$1
Tax burden100.0%100.0%100.0%100.0%100.0%
Interest burden102.9%107.8%100.3%102.6%104.1%
Working capital-$5.5M-$1.0M-$2.6M-$504K-$6.7M
Invested capital$1.6M$5.5M$3.1M$4.9M-$3.0M
Return on assets-84.3%-99.4%-221.6%-130.1%-1048.6%
Operating ROA-82.5%-110.1%-183.8%-161.7%-1948.4%
Return on tangible assets-346.5%-344.6%-669.8%-223.4%-1925.0%
Return on equity-418.4%-163.4%-441.4%-219.3%-180090.0%
Return on invested capital-154.1%-170.1%-440.8%-172.0%-3617.9%
Return on capital employed-256.7%-172.1%-449.0%-213.9%-28167.4%
Earnings yield-78.5%-67.9%-50.7%-42.3%-531.9%
Free cash flow yield-48.4%-64.9%-24.3%-25.9%-20.1%
Capex / Op. cash flow0.0%-14.5%0.0%-21.8%-64.5%
Capex / Depreciation0.0%76.0%0.0%441.7%0.0%
Capex / Sales0.0%391.7%0.0%397.6%332.4%
SG&A / Sales430.3%2823.9%1958.9%1778.4%2372.6%
R&D / Sales168.2%716.3%694.0%1679.3%47.7%
Stock comp / Sales70.3%504.3%689.7%1712.4%1503.7%
Intangibles / Total assets75.7%71.2%66.9%41.8%45.5%
Days sales outstanding169d57d22d41d42d
Days payables outstanding1501d13007d3511d576d3054d
Operating cycle169d57d22d41d42d
Cash conversion cycle-1332d-12950d-3490d-534d-3012d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▼-23.3%EV / Sales ▼-79.5%EV / EBITDA ▼-14.1%EV / Op. cash flow ▼-0.965Earnings yield ▼-0.106
Profitability
Return on equity ▼-2.550Return on assets ▲+0.151Return on invested capital ▲+0.160Return on capital employed ▼-0.846Operating ROA ▲+0.276Income quality ▼-0.217Tax burden 0.000
Efficiency
Days sales outstanding ▲+112.159Days payables outstanding ▼-11505.689Operating cycle ▲+112.159Cash conversion cycle ▲+11617.848Capex / Sales ▼-3.917R&D / Sales ▼-5.481
Balance-sheet strength
Current ratio ▼-0.561Net debt / EBITDA ▼-0.552Working capital ▼-4506000.000Invested capital ▼-3861000.000Intangibles / Total assets ▲+0.045

Change over 5 years

Valuation
Market cap ▼-32.2%EV / Sales ▼-80.8%EV / EBITDA ▼-827.3%EV / Op. cash flow ▲+6.674Earnings yield ▲+4.535
Profitability
Return on equity ▲+1796.716Return on assets ▲+9.643Return on invested capital ▲+34.638Return on capital employed ▲+279.106Operating ROA ▲+18.660Income quality ▲+0.594Tax burden +0.000
Efficiency
Days sales outstanding ▲+127.427Days payables outstanding ▼-1552.715Operating cycle ▲+127.427Cash conversion cycle ▲+1680.143Capex / Sales ▼-3.324R&D / Sales ▲+1.205
Balance-sheet strength
Current ratio ▲+0.057Net debt / EBITDA ▼-0.420Working capital ▲+1133815.000Invested capital ▲+4629851.000Intangibles / Total assets ▲+0.301

Employee count

Peer market caps

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